I.16.

POSISI KREDIT USAHA MIKRO KECIL DAN MENENGAH BANK UMUM (UMKM) 1)
(Miliar Rp)

2008
###

2009
###

2010
###

2011
###

2012

2012

10

11

1-Ju l

Aug

1-Au g

Sep
###

Oct
###

Nov
###

Dec
###

2012

KETERANGAN

UMKM

I.1

Lapangang Usaha

Jul

12

13

14

15

2013
Jan ###
Feb ###
Mar ###
Apr
###

458,164

526,397

505,406

487,917

486,251

497,045

516,304

526,397

506,792

514,518

529,452

543,033

Pertanian, Peternakan, Kehutanan and

Perikanan

29,794

43,609

40,625

36,718

40,334

41,123

42,016

43,609

43,908

44,345

46,590

47,225

Pertambangan dan Penggalian

3,938

5,427

5,024

4,983

4,723

4,869

5,255

5,427

4,832

5,114

4,966

5,085

Industri Pengolahan

52,231

59,500

55,121

55,794

51,367

52,188

58,305

59,500

55,449

54,759

57,386

57,849

Listrik, Gas dan Air Bersih

1,218

1,474

1,803

1,610

1,619

1,622

1,665

1,474

1,660

1,579

1,644

1,656

Konstruksi

24,279

30,594

29,299

29,906

29,706

31,168

32,491

30,594

30,127

30,690

32,116

33,145

Perdagangan, Hotel dan Restoran

212,462

262,584

245,467

238,797

242,778

247,443

254,494

262,584

254,597

259,652

271,546

279,322

Pengangkutan dan Komunikasi

18,068

20,219

18,896

18,448

17,591

18,243

19,810

20,219

19,556

20,323

21,005

21,477

10

Keuangan, Real Estat dan Jasa

Perusahaan

30,594

40,465

36,446

43,599

36,579

37,744

39,901

40,465

37,457

36,532

36,877

37,341

11

Jasa-jasa

85,579

62,524

72,724

58,063

61,549

62,644

62,365

62,524

59,192

61,510

57,316

59,932

12

Tidak Teridentifikasi

14

14

13

Jenis Penggunaan

458,164

526,397

505,406

487,917

486,251

497,044

516,304

526,397

506,792

514,518

529,452

543,033

14

Modal Kerja

355,888

403,047

390,129

373,114

374,344

382,723

394,866

403,047

388,851

395,154

406,954

419,198

15

Invetastasi

102,275

123,350

115,277

114,803

111,907

114,322

121,438

123,350

117,941

119,364

122,498

123,835

16

Tidak Teridentifikasi

458,164

526,397

505,406

487,917

486,251

497,044

516,304

526,397

506,792

514,518

529,452

543,033

17

Skala Usaha

18

Mikro

88,024

97,177

104,086

94,389

95,603

95,973

96,810

97,177

96,072

97,734

99,315

102,626

19

Kecil

146,527

164,273

162,304

155,632

155,506

156,481

162,178

164,273

152,892

155,816

160,554

163,237

20

Menengah

223,612

264,947

239,016

237,896

235,142

244,591

257,316

264,947

257,827

260,967

269,584

277,170

29,497

39,758

35,375

36,037

36,956

37,555

38,403

39,758

39,688

40,719

41,558

42,661

21

a.l. Kredit dengan Penjaminan Tertentu 2)

22

Mikro

12,696

17,161

15,447

15,332

15,670

16,051

16,651

17,161

17,355

18,020

18,525

19,137

23

Kecil

15,101

20,149

18,010

18,550

19,015

19,192

19,419

20,149

19,315

19,738

20,013

20,512

24

Menengah

1,701

2,447

1,918

2,155

2,271

2,313

2,333

2,447

3,017

2,960

3,021

3,012

Catatan:
1)
2)

Bank Umum Konvensional

Pemberian kredit yang dijamin oleh penjamin tertentu yang memenuhi persyaratan.

Sejak Mei 2014 terdapat perubahan cakupan dan klasifikasi data Dana dan Kredit berkaitan dengan implementasi Laporan Bulanan Bank Umum Syariah (LBUS)
berdasarkan Laporan Stabilitas Moneter dan Sistem Keuangan (LSMK). Penjelasan lebih lanjut terdapat di Metadata.

Statistik Ekonomi Keuangan Indonesia

Indonesian Financial Statistics

44

Bank Indonesia

I.16 OUTSTANDING OF MICRO, SMALL AND MEDIUM ENTERPRISES CREDITS OF COMMERCIAL BANKS (MSMEs)
(Billions of Rp)

16

17

18

19

20

21

22

23

24

25

26

27

28

29

May
###

Jun
###

Jul
###

Aug
###

Sep
###

Oct
###

Nov
###

Dec
###

558,533

583,741

583,859

579,308

589,361

589,229

595,372

608,823

594,725

604,802

619,400

627,523

635,429

651,280

651,180

30

2014

48,817

46,055

47,032

47,148

48,527

49,289

50,323

51,900

1)

ITEMS

Jan ###
Feb ###
Mar ###
Apr ###
May ###
Jun ###
Jul
###

51,200

52,100

53,094

54,374

55,085

56,208

56,850

MSMEs

Industrial Origin

Agriculture, Livestock, Forestry and

Fishery

5,043

4,710

4,887

5,181

5,250

4,697

4,862

4,753

4,592

4,585

5,047

4,843

5,066

4,959

4,980

Mining and Quarrying

60,014

65,530

58,405

57,401

57,847

57,361

58,373

60,087

58,993

59,993

64,187

64,960

66,032

67,812

67,229

Manufacturing Industry

1,662

1,791

1,733

1,694

1,678

1,684

1,772

1,750

1,715

1,737

1,664

1,479

1,603

1,564

1,547

Electricity, Gas and Water Supply

34,876

37,513

38,640

38,323

39,529

40,123

40,456

38,780

35,071

35,294

36,314

37,469

38,488

39,947

40,235

Construction

286,190

323,825

326,928

324,605

329,725

330,397

332,242

341,188

333,743

339,617

346,287

351,337

355,193

364,257

362,270

Trade, Hotel, and Restaurant

22,322

23,583

23,080

22,854

23,265

22,432

23,036

23,882

23,682

23,835

23,969

24,370

24,422

24,685

25,392

Transport and Communication

9
10

39,468

43,393

44,649

43,923

44,780

44,237

44,778

46,009

45,576

46,624

46,897

46,352

46,476

47,595

47,744

Financial, Ownership and Business

Services

60,140

37,340

38,502

38,177

38,759

39,010

39,532

40,473

40,153

41,015

41,940

42,339

43,064

44,252

44,933

Services

11

Not Identified

12

558,533

583,741

583,859

579,308

589,361

589,229

595,372

608,823

594,725

604,802

619,400

627,523

635,429

651,280

651,180

431,290

430,471

428,877

425,069

429,683

429,773

433,602

444,030

430,073

438,024

449,340

455,447

461,219

473,939

472,234

Working Capital

14

127,242

153,270

154,982

154,239

159,678

159,455

161,770

164,792

164,652

166,778

170,061

172,075

174,210

177,341

178,946

Invetsasi

15

Not Identified

16

558,533

583,741

583,859

579,308

589,361

589,229

595,372

608,823

594,725

604,802

619,400

627,523

635,429

651,280

651,180

Business Criteria

17

105,571

108,851

112,503

112,249

114,359

115,785

117,186

118,889

119,011

120,949

122,478

124,690

127,187

130,807

133,307

Micro

18

167,911

174,822

176,375

176,440

178,786

180,828

182,600

186,382

180,504

183,361

186,453

188,092

189,859

194,535

194,777

Small

19

285,051

300,069

294,981

290,619

296,217

292,615

295,587

303,552

295,210

300,492

310,469

314,741

318,383

325,938

323,096

Medium

20

Type of Credit

13

o/w Credit with Specific Guarantee

Scheme 2)

21

43,791

44,389

45,260

44,777

45,120

45,313

45,717

46,593

46,087

46,024

46,555

47,332

47,762

48,536

48,908

19,882

20,898

21,773

21,680

22,093

22,371

22,941

23,536

23,483

23,696

24,416

25,066

25,541

26,374

26,917

Micro

22

20,876

20,378

20,408

20,140

20,106

20,167

20,056

20,416

20,047

19,822

19,709

19,878

19,868

19,852

19,751

Small

23

3,034

3,114

3,079

2,957

2,922

2,776

2,720

2,641

2,558

2,506

2,430

2,388

2,353

2,310

2,239

Medium

24

Notes:
1)
2)

Conventional Commercial Banks

The extension of credit secured by certain eligible guarantor.

Since May 2014, data coverage and classification has been enhanced related to the implementation of Islamic Banking Monthly Report (LBUS) based on
Monetary and Financial System Stability Report (LSMK). For further explanation please refer to Metadata.

Statistik Ekonomi Keuangan Indonesia

Indonesian Financial Statistics

45

Bank Indonesia