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II.30.

SUKU BUNGA KREDIT RUPIAH MENURUT KELOMPOK BANK 1)


(Miliar Rp)

Kelompok Bank

1990

1991

1992

1993

1994

Dec

Dec

Dec

Dec

Dec

Bank Persero - Modal Kerja

21.2

25.1

21.2

18.2

15.5

Bank Persero - Investasi

20.3

19.3

17.9

15.2

14.1

Bank Persero - Konsumsi

###

###

Bank Pemerintah Daerah - Modal Kerja

22.0

23.2

24.0

22.8

20.8

Bank Pemerintah Daerah - Investasi

19.0

19.1

19.2

18.1

16.6

Bank Pemerintah Daerah - Konsumsi

###

###

Bank Swasta Nasional - Modal Kerja

25.5

25.1

23.1

19.4

18.6

Bank Swasta Nasional - Investasi

20.5

19.3

21.6

19.0

17.9

Bank Swasta Nasional - Konsumsi

###

###

10

Bank Asing dan Bank Campuran - Modal Kerja

22.8

23.7

19.3

14.7

15.9
16.8

11

23.4

23.2

20.9

19.5

12

Bank Asing dan Bank Campuran - Investasi


Bank Asing dan Bank Campuran - Konsumsi

###

###

13

Bank Umum - Modal Kerja

###

18.7

17.8

14

Bank Umum - Investasi

###

15.8

14.9

15

Bank Umum - Konsumsi

###

###

Statistik Ekonomi Keuangan Indonesia


Indonesian Financial Statistics

46

Bank Indonesia

I.31 INTEREST RATE OF RUPIAH LOANS BY GROU


(Billions of Rp)

1995

1996

1997

1998

1999

2000

2001

2002

Dec

Dec

Dec

Dec

Dec

Dec

Dec

Dec

17.2

16.9

18.5

25.1

26.2

19.9

19.2

18.9

14.8

15.0

15.4

19.4

21.0

16.4

17.1

17.5

###

###

###

16.4

16.8

20.8

20.5

21.5

27.8

24.1

20.5

20.5

19.9

15.9

15.3

15.3

16.0

14.9

16.2

17.8

17.9

###

###

###

17.7

17.4

20.5

20.2

23.7

36.4

32.6

17.8

19.2

18.2

20.1

19.7

22.0

36.1

32.9

18.0

19.0

18.3

###

###

###

21.6

21.7

18.2

17.1

20.7

43.3

29.6

16.0

19.1

15.7

19.1

19.6

21.0

34.9

34.1

15.6

18.6

16.1

###

###

###

32.9

34.6

19.3

19.0

22.0

32.3

28.9

18.4

19.2

18.3

16.1

16.4

17.3

23.2

22.9

16.6

17.9

17.8

###

###

###

19.9

20.2

Statistik Ekonomi Keuangan Indonesia


Indonesian Financial Statistics

47

Bank Indonesia

ATE OF RUPIAH LOANS BY GROUP OF BANKS

2003
Dec
16.2

Group of Banks

Rupiah

15.5

State Banks

16.0

Regional Government Banks

19.1

Private Nasional Banks

17.2

Foreign Banks and Joint Banks

16.8

Foreign Currency

14.7

State Banks

15.8

Regional Government Banks

18.8

Private Nasional Banks

11.0

Foreign Banks and Joint Banks

12.6

Rupiah and Foreign Currency

9
10
11

34.5

State Banks

12

15.1

Regional Government Banks

13

15.7

Private Nasional Banks

14

18.7

Foreign Banks and Joint Banks

15

Statistik Ekonomi Keuangan Indonesia


Indonesian Financial Statistics

48

Bank Indonesia

I.31 SUKU BUNGA PINJAMAN RUPIAH YANG DIBERIKAN MENURUT KELOMPOK BANK 1)
(Miliar Rp)

1999

2000

2001

2002

2003

2004

Dec

Dec

Dec

Dec

Dec

Dec

1-Dec

1-Dec

1-Dec

1-Dec

1-Dec

1-Dec

19.15

18.85

16.18

14.32

Kelompok Bank dan Jenis Pinjaman

Bank Persero

Pinjaman Modal Kerja Yang Diberikan

26.22

19.85

Pinjaman Investasi Yang Diberikan

20.97

16.35

17.11

17.50

15.54

14.10

Pinjaman Konsumsi Yang Diberikan

16.43

16.80

16.04

14.62

Bank Pemerintah Daerah

Pinjaman Modal Kerja Yang Diberikan

24.08

20.53

20.48

19.93

19.08

17.54

Pinjaman Investasi Yang Diberikan

14.86

16.23

17.76

17.89

17.20

16.24

Pinjaman Konsumsi Yang Diberikan

17.72

17.40

16.82

15.10

Bank Swasta Nasional

10

Pinjaman Modal Kerja Yang Diberikan

32.58

17.76

19.16

18.21

14.66

13.13

11

Pinjaman Investasi Yang Diberikan

32.93

18.04

19.02

18.30

15.75

13.91

12

Pinjaman Konsumsi Yang Diberikan

21.55

21.67

18.80

15.93

9.33

13

Bank Asing dan Bank Campuran

14

Pinjaman Modal Kerja Yang Diberikan

29.59

15.95

19.09

15.71

11.02

15

Pinjaman Investasi Yang Diberikan

34.12

15.62

18.55

16.09

12.60

11.44

16

Pinjaman Konsumsi Yang Diberikan

32.91

34.61

34.50

32.90

17

Bank Umum

18

Pinjaman Modal Kerja Yang Diberikan

28.89

18.43

19.19

18.25

15.07

13.41

19

Pinjaman Investasi Yang Diberikan

22.93

16.59

17.90

17.82

15.68

14.05

20

Pinjaman Konsumsi Yang Diberikan

19.85

20.21

18.69

16.57

Statistik Ekonomi Keuangan Indonesia


Indonesian Financial Statistics

86

Bank Indonesia

I.31 INTER

12

13

14

15

16

2005

2006

2007

2008

2009

Dec

Dec

Dec

Dec

Jan

Feb

Mar

Apr

1-Dec

1-Dec

1-Dec

1-Dec

1-Jan

1-Feb

1-Mar

1-Apr

15.71

15.36

13.47

14.61

14.59

14.48

14.45

14.38

14.98

14.98

12.93

13.85

13.83

13.66

13.55

13.51

15.23

15.26

14.03

13.84

13.90

13.91

13.92

13.92

16.85

16.60

15.33

14.43

14.44

14.32

14.29

14.21

15.51

15.28

14.61

13.52

13.55

13.48

13.32

13.29

14.19

14.16

13.82

14.06

14.07

14.10

14.12

14.17

16.95

15.41

12.96

15.90

15.99

15.84

15.69

15.48

16.23

15.42

13.11

14.85

14.83

14.72

14.52

14.58

16.06

17.20

14.69

15.91

15.95

16.19

16.27

16.48

14.50

11.42

10.23

14.58

14.46

14.14

14.11

13.73

15.55

13.21

10.56

15.00

14.95

14.75

14.40

14.24

32.01

35.74

36.24

35.32

35.41

35.39

34.99

34.76

16.23

15.07

13.00

15.22

15.23

15.08

14.99

14.82

15.66

15.10

13.01

14.40

14.37

14.23

14.05

14.05

16.83

17.58

16.13

16.40

16.45

16.53

16.46

16.48

Statistik Ekonomi Keuangan Indonesia


Indonesian Financial Statistics

87

Bank Indonesia

I.31 INTEREST RATE OF RUPIAH LOANS BY GROUP OF BANKS


(Billions of Rp)

17

18

19

20
2009

Group of Banks and Type o


May

Jun

Jul

Aug

Sep

Oct

Nov

1-May

1-Jun

1-Jul

1-Aug

1-Sep

1-Oct

1-Nov

14.28

14.16

14.17

14.08

14.03

14.00

13.90

13.63

13.39

13.28

13.18

13.21

12.78

12.66

12.58

12.56

13.91

14.06

14.02

14.00

13.98

13.92

13.90

13.88

14.16

14.16

14.16

14.14

14.10

14.07

14.02

13.91

13.25

13.20

13.13

12.81

12.76

12.66

12.59

12.54

14.22

14.23

14.23

14.25

14.25

14.24

14.22

14.17

15.32

15.15

15.07

14.89

14.67

14.56

14.38

14.09

14.52

14.33

14.14

13.94

13.80

13.70

13.62

13.51

16.61

16.66

16.77

16.71

16.82

16.62

16.58

16.22

13.45

13.27

12.90

12.57

12.34

12.20

12.17

11.73

13.74

13.53

12.74

12.58

12.27

12.51

12.34

12.22

35.09

35.23

35.39

35.37

35.28

35.24

34.97

35.59

14.68

14.52

14.45

14.30

14.17

14.09

13.96

13.69

13.94

13.78

13.58

13.48

13.20

13.12

13.03

12.96

16.57

16.63

16.66

16.62

16.67

16.53

16.47

16.42

Statistik Ekonomi Keuangan Indonesia


Indonesian Financial Statistics

88

Dec
1-Dec #
State Banks

Regional Government Banks

Private National Banks

Foreign Banks and Joint Banks

Commercial Banks

Bank Indonesia

Group of Banks and Type of Loans

State Banks

Working Capital Loans

Investment Loans

Consumer Loans

Regional Government Banks

Working Capital Loans

Investment Loans

Consumer Loans

Private National Banks


Working Capital Loans

9
10

Investment Loans

11

Consumer Loans

12

Foreign Banks and Joint Banks

13

Working Capital Loans

14

Investment Loans

15

Consumer Loans

16

Commercial Banks

17

Working Capital Loans

18

Investment Loans

19

Consumer Loans

20

Statistik Ekonomi Keuangan Indonesia


Indonesian Financial Statistics

89

Bank Indonesia

I.26 SUKU BUNGA PINJAMAN RUPIAH YANG DIBERIKAN MENURUT KELOMPOK BANK
(Persen per tahun)

2010
Kelompok Bank dan Jenis Pinjaman
Jan*

Bank Persero

Feb*

Mar*

Apr*

May*

Jun*

Jul*

1-Jan

1-Feb

1-Mar

1-Apr

1-May

1-Jun

1-Jul

Pinjaman Modal Kerja Yang Diberikan

13.05

13.02

13.63

13.52

13.33

13.28

13.36

Pinjaman Investasi Yang Diberikan

12.04

11.99

12.11

11.97

11.87

11.78

11.71

Pinjaman Konsumsi Yang Diberikan

13.87

13.91

13.66

13.62

13.61

13.45

13.39

Bank Pemerintah Daerah

Pinjaman Modal Kerja Yang Diberikan

13.79

13.79

13.67

13.70

13.65

13.68

13.69

Pinjaman Investasi Yang Diberikan

12.74

12.82

12.79

12.79

12.74

12.49

12.50

Pinjaman Konsumsi Yang Diberikan

14.14

14.31

14.34

14.32

14.22

14.22

14.21

Bank Swasta Nasional

10

Pinjaman Modal Kerja Yang Diberikan

14.95

14.88

13.98

13.84

13.71

13.55

13.57

11

Pinjaman Investasi Yang Diberikan

14.58

14.54

13.38

13.34

13.30

13.60

13.49

12

Pinjaman Konsumsi Yang Diberikan

16.58

16.56

14.91

14.91

14.68

14.45

14.37

13

Bank Asing dan Bank Campuran

14

Pinjaman Modal Kerja Yang Diberikan

11.34

11.04

11.02

10.82

10.67

10.52

10.56

15

Pinjaman Investasi Yang Diberikan

12.52

12.37

12.21

12.07

12.16

11.96

11.74

16

Pinjaman Konsumsi Yang Diberikan

35.96

35.32

35.24

34.82

33.86

32.71

32.48

17

Bank Umum

18

Pinjaman Modal Kerja Yang Diberikan

13.75

13.68

13.54

13.42

13.26

13.17

13.21

19

Pinjaman Investasi Yang Diberikan

13.24

13.21

12.72

12.62

12.59

12.70

12.60

20

Pinjaman Konsumsi Yang Diberikan

16.32

16.36

15.42

15.34

15.23

14.99

14.92

Statistik Ekonomi Keuangan Indonesia


Indonesian Financial Statistics

64

Bank Indonesia

2011
Aug

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

1-Aug

1-Sep

1-Oct

1-Nov

1-Dec

1-Jan

1-Feb

1-Mar

1-Apr

1-May

13.64

13.20

13.23

13.17

13.06

13.02

12.99

11.68

11.65

11.59

11.09

11.01

10.95

10.89

10.81

10.71

10.67

10.61

10.61

10.59

13.28

13.21

13.16

13.12

13.05

13.08

13.13

13.84

13.92

13.80

13.47

13.68

13.69

13.69

13.57

13.54

13.58

13.56

13.52

13.59

12.52

12.55

12.54

12.51

12.44

12.44

12.47

12.50

12.49

12.54

14.29

14.18

14.14

14.12

14.10

14.01

13.94

13.91

13.91

13.94

13.52

13.29

13.30

13.20

13.02

13.00

12.95

12.96

12.90

12.82

13.26

13.33

13.33

13.25

13.20

13.21

13.11

13.03

13.02

13.01

14.18

14.10

14.05

14.01

14.05

13.92

13.96

13.87

13.84

13.85

10.55

10.29

10.14

10.26

10.23

9.44

9.34

9.45

9.46

9.42

11.69

11.61

11.52

11.79

11.82

10.56

10.79

10.96

10.64

10.64

32.35

32.37

32.10

31.54

31.66

31.80

31.81

31.59

30.79

30.85

13.19

13.00

13.01

12.96

12.83

12.75

12.72

12.32

12.30

12.24

12.40

12.41

12.38

12.35

12.28

12.25

12.20

12.18

12.16

12.16

14.83

14.75

14.65

14.53

14.53

14.48

14.50

14.83

14.81

14.79

Statistik Ekonomi Keuangan Indonesia


Indonesian Financial Statistics

65

Bank Indonesia

2012
Jun

Jul

Aug

Sep

Oct

Nov

Dec

Jan

Feb

Mar

1-Jun

1-Jul

1-Aug

1-Sep

1-Oct

1-Nov

1-Dec

1-Jan

1-Feb

1-Mar

11.52

12.62

12.61

12.51

12.47

12.41

12.37

12.39

12.38

12.19

10.60

10.60

10.56

10.57

10.53

10.49

10.39

10.21

10.16

10.12

13.82

13.05

12.99

12.97

13.00

13.01

12.91

12.86

12.89

12.81

13.57

13.64

13.64

13.70

13.77

13.73

13.52

13.47

11.28

13.62

12.55

12.52

12.52

12.54

12.55

12.48

12.40

12.37

11.24

12.40

13.95

13.97

14.01

14.03

14.02

14.03

13.91

13.92

11.14

14.01

12.81

12.80

12.75

12.63

12.61

12.56

12.34

12.34

12.36

12.27

12.97

12.96

12.94

12.89

12.81

12.76

12.64

12.58

12.54

12.42

13.83

13.78

13.78

13.71

13.63

13.56

13.58

13.60

13.60

13.58

9.55

9.55

9.34

9.14

9.03

8.86

8.71

8.52

8.25

8.25

10.65

10.47

10.56

10.11

10.20

10.06

14.89

9.71

9.63

9.44

30.88

30.97

30.76

30.59

30.56

30.43

30.73

30.74

30.60

30.97

12.24

12.55

12.50

12.39

12.36

12.31

12.16

12.14

12.02

12.01

12.13

12.11

12.10

12.06

12.02

11.97

12.04

11.73

11.62

11.62

14.78

14.32

14.30

14.25

14.21

14.18

14.15

14.14

13.62

14.13

Statistik Ekonomi Keuangan Indonesia


Indonesian Financial Statistics

66

Bank Indonesia

I.26

2013
Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Jan

1-Apr

1-May

1-Jun

1-Jul

1-Aug

1-Sep

1-Oct

1-Nov

1-Dec

1-Jan

12.05

11.95

12.00

11.99

11.97

11.91

11.93

11.83

11.70

11.75

10.05

10.01

9.98

9.98

9.92

9.94

9.86

9.92

10.08

10.13

12.73

12.79

12.72

12.70

12.10

12.06

12.00

11.94

12.34

12.20

13.64

13.62

13.63

13.64

13.73

13.76

13.76

13.74

13.66

13.60

12.20

12.22

12.33

12.32

12.27

12.29

12.31

12.32

12.25

12.18

14.00

14.01

13.99

13.99

13.98

13.98

13.92

13.87

13.78

13.73

12.11

12.06

12.02

12.03

11.99

11.95

11.88

11.81

11.68

11.68

12.38

12.31

12.23

12.18

12.11

12.10

12.03

11.97

11.88

11.88

13.62

13.48

13.17

13.32

13.25

13.25

13.18

13.10

12.98

12.98

8.04

7.97

7.98

7.93

7.96

7.96

8.00

7.95

7.90

8.00

9.46

9.43

9.54

9.50

9.52

9.58

9.60

8.93

9.47

9.55

30.60

30.20

30.66

30.36

30.93

31.01

31.08

31.22

30.92

27.87

11.86

11.78

11.79

11.78

11.73

11.70

11.68

11.61

11.49

11.49

11.56

11.51

11.46

11.42

11.35

11.36

11.29

11.24

11.27

11.29

14.10

14.03

13.90

13.92

13.69

13.67

13.60

13.53

13.58

13.40

Statistik Ekonomi Keuangan Indonesia


Indonesian Financial Statistics

67

Bank Indonesia

I.26 INTEREST RATE OF RUPIAH LOANS BY GROUP OF BANKS


(Percent Per Annum)

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

1-Feb

1-Mar

1-Apr

1-May

1-Jun

1-Jul

1-Aug

1-Sep

1-Oct

1-Nov

11.67

11.72

11.75

11.78

11.79

11.89

11.69

11.71

11.86

11.94

10.09

10.07

10.07

10.04

10.35

10.46

10.54

10.53

10.72

10.79

11.79

12.14

12.06

12.00

11.85

11.79

11.76

11.81

11.86

11.88

13.71

13.44

13.66

13.63

13.60

13.59

13.62

13.61

13.46

13.46

12.20

12.20

12.25

12.27

12.24

12.23

12.26

12.27

12.23

12.20

13.66

13.52

13.57

13.52

13.46

13.41

13.39

13.36

13.36

13.35

11.64

11.58

11.53

11.55

11.46

11.85

11.90

12.15

12.26

12.42

11.87

11.82

11.77

11.72

11.67

11.86

11.93

12.16

12.28

12.39

12.95

12.92

12.85

12.81

12.83

12.77

12.78

12.72

12.80

12.88

8.03

8.04

8.05

8.03

8.11

8.46

8.74

9.23

9.47

9.69

9.55

9.44

9.45

9.43

9.49

9.66

9.90

10.24

10.46

10.55

27.64

27.59

27.52

28.32

28.13

27.62

27.48

27.45

27.23

27.27

11.45

11.44

11.44

11.46

11.41

11.66

11.63

11.80

11.93

12.06

11.27

11.24

11.21

11.17

11.14

11.29

11.37

11.50

11.65

11.73

13.22

13.28

13.22

13.20

13.14

13.06

13.05

13.03

13.08

13.12

Statistik Ekonomi Keuangan Indonesia


Indonesian Financial Statistics

68

Bank Indonesia

2014
Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

1-Dec

1-Jan

1-Feb

1-Mar

1-Apr

1-May

1-Jun

1-Jul

1-Aug

1-Sep

11.94

12.05

12.06

12.09

12.23

12.38

12.26

12.34

12.42

12.44

10.84

10.91

10.96

10.98

11.04

11.13

11.20

11.40

11.43

11.44

11.88

11.91

11.91

11.90

11.93

12.06

12.21

12.19

12.22

12.26

13.37

13.34

13.34

13.36

13.30

13.19

13.24

13.27

13.21

13.24

12.23

12.21

12.27

12.23

12.34

12.18

12.21

12.22

12.22

12.23

13.34

13.35

13.42

13.34

13.35

13.19

13.19

13.22

13.21

13.21

12.55

12.68

12.86

12.87

12.79

13.19

13.29

13.36

13.43

13.43

12.51

12.63

12.69

12.72

12.77

12.96

13.02

13.06

13.07

13.08

12.91

12.97

13.04

13.11

13.19

13.18

13.12

13.17

13.20

13.28

9.84

9.96

10.09

10.20

10.19

10.25

10.27

10.41

10.44

10.44

10.71

10.87

11.04

10.97

10.99

11.04

11.00

10.78

10.91

10.94

27.36

27.37

27.40

27.68

27.59

27.72

27.84

28.00

27.59

27.91

12.12

12.23

12.33

12.37

12.38

12.63

12.63

12.70

12.76

12.78

11.82

11.92

11.98

12.00

12.06

12.18

12.24

12.32

12.34

12.34

13.13

13.17

13.20

13.21

13.25

13.26

13.30

13.32

13.33

13.38

Statistik Ekonomi Keuangan Indonesia


Indonesian Financial Statistics

69

Bank Indonesia

2015
Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

1-Oct

1-Nov

1-Dec

1-Jan

1-Feb

1-Mar

1-Apr

1-May

1-Jun

1-Jul

12.52

12.53

12.50

12.52

12.55

12.65

12.64

12.61

12.60

12.54

11.48

11.48

11.47

11.47

11.45

11.49

11.45

11.45

11.46

11.46

12.32

12.48

12.56

12.64

12.68

12.67

12.72

12.74

12.84

12.91

13.72

13.84

13.63

13.56

13.38

13.71

13.71

13.72

13.74

13.56

12.51

12.40

12.38

12.25

12.13

12.37

12.36

12.38

12.39

12.18

13.34

13.40

13.43

13.40

13.47

13.49

13.48

13.49

13.49

13.30

13.39

13.41

13.36

13.31

13.29

13.36

13.25

13.20

13.17

13.14

13.13

13.13

13.11

13.02

13.03

13.06

13.06

13.02

13.02

12.98

13.30

13.35

13.39

13.45

13.51

13.52

13.58

13.62

13.67

13.65

10.49

10.41

10.49

10.39

10.26

10.26

10.23

10.21

10.18

10.28

10.94

10.90

10.93

10.59

10.51

10.47

10.77

10.75

10.60

10.68

27.60

28.32

28.41

28.46

28.59

28.62

28.79

28.97

29.13

28.40

12.82

12.84

12.79

12.76

12.74

12.82

12.75

12.72

12.70

12.65

12.39

12.38

12.36

12.29

12.27

12.32

12.32

12.30

12.29

12.26

13.43

13.53

13.58

13.62

13.68

13.68

13.73

13.76

13.82

13.73

Statistik Ekonomi Keuangan Indonesia


Indonesian Financial Statistics

70

Bank Indonesia

2016
Group of Banks and Type of Loans
Aug

Sep

Oct

Nov

Dec

Jan

1-Aug

1-Sep

1-Oct

1-Nov

1-Dec

12.59

12.48

12.43

12.36

12.30

12.26 13

Working Capital Loans

11.45

11.44

11.42

11.40

11.35

11.34 11

Investment Loans

12.99

13.03

13.06

13.08

13.08

13.17 13

Consumer Loans

13.47

13.47

13.45

13.66

13.50

13.46 14

Working Capital Loans

12.45

12.52

12.25

12.44

12.19

12.18 12

Investment Loans

13.50

13.50

13.30

13.49

13.49

13.50 13

Consumer Loans

13.03

13.00

12.98

12.92

12.82

12.88 13

Working Capital Loans

10

12.87

12.83

12.85

12.77

12.77

12.48 13

Investment Loans

11

13.56

13.61

13.69

13.68

13.66

13.70 14

Consumer Loans

12

10.30

10.51

10.72

10.79

10.79

10.71 10

Working Capital Loans

14

10.67

10.78

10.95

11.13

11.25

11.25 11

Investment Loans

15

28.95

29.05

28.94

28.87

28.93

28.94 29

Consumer Loans

16

12.63

12.58

12.58

12.55

12.46

12.46 13

Working Capital Loans

18

12.21

12.19

12.19

12.14

12.12

11.96 12

Investment Loans

19

13.82

13.85

13.85

13.89

13.88

13.94 14

Consumer Loans

20

Statistik Ekonomi Keuangan Indonesia


Indonesian Financial Statistics

1-Jan###
- 0

- 0

- 0

- 0

13

- 0

71

17

Bank Indonesia

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