Scribd Logo
Upload

Welcome to Scribd!

  • Simulasi Kredit Dan Refund: OTR DP Tenor X Bunga Asuransi

    Uploaded by

    Riko Arnold
    4 views4 pages
    The document contains simulations of various credit and refund options with different tenors (terms), down payments, interest rates, insurance bonuses, and installment plans. It shows the breakdown of sales commissions, supervisor commissions, and lower commissions at each tenor. It also models leasing bonuses, interest, principal balances, insurance, and installments for two different original loan amounts.

    Original Description:

    fhrdfhrdhdr

    Original Title

    gndfnfn

    Copyright

    © © All Rights Reserved

    Available Formats

    XLSX, PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    Report this Document
    The document contains simulations of various credit and refund options with different tenors (terms), down payments, interest rates, insurance bonuses, and installment plans. It shows the breakdown of sales commissions, supervisor commissions, and lower commissions at each tenor. It also models leasing bonuses, interest, principal balances, insurance, and installments for two different original loan amounts.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    4 views4 pages

    Simulasi Kredit Dan Refund: OTR DP Tenor X Bunga Asuransi

    Uploaded by

    Riko Arnold
    The document contains simulations of various credit and refund options with different tenors (terms), down payments, interest rates, insurance bonuses, and installment plans. It shows the breakdown of sales commissions, supervisor commissions, and lower commissions at each tenor. It also models leasing bonuses, interest, principal balances, insurance, and installments for two different original loan amounts.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 4

    SIMULASI KREDIT DAN REFUND

    OTR

    DP

    TENOR

    BUNGA
    ASURANSI

    170700000
    170700000
    170700000
    170700000
    170700000

    42675000
    42675000
    42675000
    42675000
    42675000

    1
    2
    3
    4
    5

    12
    24
    36
    48
    60

    4%
    4%
    4%
    4%
    4%

    SALES
    1109550
    2219100
    3328650
    4438200
    5547750

    SPV
    170700
    341400
    512100
    682800
    853500

    KACAB
    85350
    170700
    256050
    341400
    426750

    SALES
    832163
    998595
    1165028
    1331460
    1497893

    SPV
    128025
    153630
    179235
    204840
    230445

    KACAB
    64013
    76815
    89618
    102420
    115223

    PEMBAGIAN REFUND UTAMA


    TENOR
    1
    2
    3
    4
    5

    BONUS ASURANSI
    1707000
    3414000
    5121000
    6828000
    8535000

    PEMBAGIAN REFUND BALIK


    TENOR
    1
    2
    3
    4
    5

    BONUS LEASING
    1280250
    1536300
    1792350
    2048400
    2304450

    BUNGA LEASING

    POKOK HUTANG

    ASURANSI

    BUNGA

    TOTAL PH

    ANGSURAN

    10%
    12%
    14%
    16%
    18%

    128025000
    128025000
    128025000
    128025000
    128025000

    6828000
    13656000
    20484000
    27312000
    34140000

    12802500
    15363000
    17923500
    20484000
    23044500

    147655500
    157044000
    166432500
    175821000
    185209500

    12304625
    6543500
    4623125
    3662938
    3086825

    CMO
    341400
    682800
    1024200
    1365600
    1707000

    CMO
    256050
    307260
    358470
    409680
    460890

    SIMULASI KREDIT DAN REFUND


    OTR

    DP

    TENOR

    BUNGA ASURANSI

    225000000
    225000000
    225000000
    225000000
    225000000

    70000000
    70000000
    70000000
    70000000
    70000000

    1
    2
    3
    4
    5

    12
    24
    36
    48
    60

    4%
    4%
    4%
    4%
    4%

    SALES
    1462500
    2925000
    4387500
    5850000
    7312500

    SPV
    225000
    450000
    675000
    900000
    1125000

    KACAB
    112500
    225000
    337500
    450000
    562500

    SALES
    1007500
    1209000
    1410500
    1612000
    1813500

    SPV
    155000
    186000
    217000
    248000
    279000

    KACAB
    77500
    93000
    108500
    124000
    139500

    PEMBAGIAN REFUND UTAMA


    TENOR
    1
    2
    3
    4
    5

    BONUS ASURANSI
    2250000
    4500000
    6750000
    9000000
    11250000

    PEMBAGIAN REFUND BALIK


    TENOR
    1
    2
    3
    4
    5

    BONUS LEASING
    1550000
    1860000
    2170000
    2480000
    2790000

    BUNGA LEASING POKOK HUTANG


    10%
    12%
    14%
    16%
    18%

    CMO
    450000
    900000
    1350000
    1800000
    2250000

    CMO
    310000
    372000
    434000
    496000
    558000

    155000000
    155000000
    155000000
    155000000
    155000000

    ASURANSI

    BUNGA

    TOTAL PH

    ANGSURAN

    9000000
    18000000
    27000000
    36000000
    45000000

    15500000
    18600000
    21700000
    24800000
    27900000

    179500000
    191600000
    203700000
    215800000
    227900000

    14958333
    7983333
    5658333
    4495833
    3798333

    You might also like