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  • Insurance Benefits Comparison List 2011 v3

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    This document compares the benefits of the UNC System-Wide Student Health Insurance Hard Waiver Plan for the 2010-2011 and 2011-2012 academic years. Key changes highlighted include an increase in the deductible from $150 to $200, elimination of the $10 office visit co-pay outside campus health services, addition of $1,500 in sleep disorder benefits and $500,000 in organ transplant benefits, removal of the dermatology exclusion, and an increase in the annual premium from $723 to $921.

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    This document compares the benefits of the UNC System-Wide Student Health Insurance Hard Waiver Plan for the 2010-2011 and 2011-2012 academic years. Key changes highlighted include an increase in the deductible from $150 to $200, elimination of the $10 office visit co-pay outside campus health services, addition of $1,500 in sleep disorder benefits and $500,000 in organ transplant benefits, removal of the dermatology exclusion, and an increase in the annual premium from $723 to $921.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    8 views1 page

    Insurance Benefits Comparison List 2011 v3

    Uploaded by

    parthg18
    This document compares the benefits of the UNC System-Wide Student Health Insurance Hard Waiver Plan for the 2010-2011 and 2011-2012 academic years. Key changes highlighted include an increase in the deductible from $150 to $200, elimination of the $10 office visit co-pay outside campus health services, addition of $1,500 in sleep disorder benefits and $500,000 in organ transplant benefits, removal of the dermatology exclusion, and an increase in the annual premium from $723 to $921.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    UNC System-Wide Student Health Insurance

    Benefits Comparison List


    Benefit Listing for Fall 2010 & Spring 2011
    UNC System-Wide Student Health Insurance Hard Waiver Plan

    Benefit Listing for Fall 2011 & Spring 2012


    UNC System-Wide Student Health Insurance Hard Waiver Plan

    In-Network Benefits Per Policy Year


    Unlimited Lifetime Maximum
    $150 Deductible, Waived at CHS

    Changes are Highlighted


    In-Network Benefits Per Policy Year
    Unlimited Lifetime Maximum
    $200 Deductible, Waived at CHS

    $10 Office Visits Co-Pay (does not apply at CHS)

    No Office Visit Co-Pay Outside CHS

    $150 Co-Pay for ER Visits


    Unlimited Pharmacy Benefit
    $10 Prescription Co-Pay at CHS Pharmacy

    $150 Co-Pay for ER Visits


    Unlimited Pharmacy Benefit
    $10 Prescription Co-Pay at CHS Pharmacy

    $500 Wellness Benefit


    $500 Injection & Immunization Benefit
    $2,000 Out-of-Pocket Maximum
    $200 Vision Reimbursement Benefit

    Unlimited Wellness Benefit


    $500 Injection & Immunization Benefit
    $2,000 Out-of-Pocket Maximum
    $200 Vision Reimbursement Benefit
    $1,500 Sleep Disorder benefits (includes Prescriptions)

    Premium - $723 Per Year


    Policy Year
    Fall - Aug 1 to Dec 31
    Spring - Jan 1 to July 31

    Dermatology Exclusion Removed (now covers the removal of benign lesions)


    $500,000 Organ Transplant Benefit (includes Prescriptions)
    Premium $921 Per Year
    Policy Year
    Fall - Aug 1 to Dec 31
    Spring - Jan 1 to July 31

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