2021 BENEFITS

BENEFITS WEBSITE:
wellness.celanese.com

Celanese offers a competitive benefits package. Coverage will begin on the date of hire for all regular, full-time
employees and part-time employees scheduled to work 20 or more hours per week.
Our health plan strategy is to offer a High Deductible Health Plan (HDHP) combined with a Health Savings Account
(HSA). This combination promotes employees' active engagement in managing their healthcare expenses, rewards
good health and offers the flexibility to efficiently fund anticipated expenses and grow an HSA account balance year-
over-year. Our goal with other health and welfare benefits is to provide employees the opportunity to have the
protection they want with the employee and Celanese sharing in the cost of that protection.

Our retirement benefit offering features both a 5% company Retirement Contribution and 401(k) savings account with
a $1-for-$1 company match up to 6%. With this approach, Celanese combines a basis for retirement income with an
opportunity for employee participation in reaching their own retirement goals.

Medical Plan (Administered by UnitedHealthcare – www.myuhc.com/Choice Plus Plan)

HDHP90
In Network: EE Only Other Tiers
Annual Deductible $2,500 $5,000
Annual Out-of-Pocket Maximum $3,500 $7,000

Coinsurance & Copays
Preventive Care
Prescription Drugs
Out-of-network Services
Deductible must be met before plan pays 90% and employee pays 10% of costs.
Out-of-Pocket Maximum must be met before the plan pays 100% for services
and prescriptions; copays not applicable
Covered at 100% in-network
100% for many preventive drugs; others subject to deductible
Not Covered

Health Savings Account Employee Biweekly Medical Plan Rates (pre-tax)

Annual base pay under $70,000 $70,000 - $150,000 over $150,000
The HSA is a tax-advantaged account that EE only $29.40 $37.60 $41.40
can be used to pay for eligible healthcare
expenses. Unused amounts roll over from EE + Spouse $58.80 $75.20 $82.70
year to year. Employees can contribute to
their HSA up to IRS limits, but Celanese
also makes a contribution to employee EE + Child(ren) $52.90 $67.70 $74.40
accounts. Celanese HSA contributions for
new hires during the year will be prorated EE + Family $93.90 $120.40 $132.30
biweekly.
Biweekly rates shown do not include the working spouse/partner surcharge of
EE only: Other Tiers: $35/pp, the health screening surcharge of $40/pp for failure to get a physical prior
to the annual deadline, or the tobacco surcharge of $50/pp (if applicable)
$1,000 $2,000

Dental Plan (Administered by Delta Dental)

You can use any provider for dental care or stay within the Delta Dental networks for discounts and easy claim filing.

High Plan Low Plan Biweekly Dental Plan Rates (pre-tax)

Deductibles $25 ind/$50 family $50 ind/$100 family High Low
Preventive Care 100% no deductible 100% no deductible EE only $5.90 $3.50
Basic & Major Services 80% after deductible 50% after deductible EE + Spouse $11.80 $7.00
Orthodontia* 80% after deductible 50% after deductible EE + Child(ren) $10.60 $6.30
Annual Maximum $1,500 $1,000 EE + Family $18.90 $11.20
*Orthodontia coverage only for dependent children; lifetime max of $1,500 under both plans
Vision Plan (Offered through EyeMed)
Offers annual eye exam, frames and lenses with copays, and contact lens allowances with in-network provider discounts.
Biweekly Vision Rates (pre-tax)
EE only $4.07 EE+Sp $7.74 EE+Ch $8.16 EE+Fam $11.99

Life and AD&D Insurance Benefits (Offered through Sun Life)

Celanese offers both company-paid and voluntary employee-paid insurance coverage.

Company-Paid Coverage
Basic Life: Celanese provides and pays for 1x your annual base pay
Basic AD&D: Celanese provides and pays for 1x your annual base pay in accidental death & dismemberment coverage

Employee-Paid Coverage
Voluntary Life: Employees can elect from 1x-6x of annual base pay; the lesser of 4x voluntary life or $1 million total life
coverage is available without evidence of insurability (EOI)
Spouse Life: Coverage for a spouse is available at three levels - $10,000; $25,000; or $50,000
Child Life: Coverage for children is available at two levels - $5,000 or $10,000 for each child
Voluntary AD&D: Employees can elect from 1x-6x annual base pay up to a maximum of $1 million
Spouse AD&D: Coverage for a spouse is available at three levels - $10,000; $25,000; or $50,000
Child AD&D: Coverage for children is available at two levels - $5,000 or $10,000 for each child

Long-Term Disability (Offered through Sun Life)

Celanese provides and pays for long-term disability (LTD) coverage that pays 50% of pre-disability base pay if you
become disabled based on the terms of the plan. Employees can elect and pay for enhanced LTD that increases the
benefit to 66-2/3% of pre-disability base pay. Benefits under either option can begin after 26 weeks of disability if
approved and will be offset by other sources of income.

Retirement Savings Plan (Administered by Fidelity Retirement)

Eligible employees can make contributions to their 401(k) from 0-50% of eligible pay (base salary + overtime/shift
premiums) on a pre-tax, after-tax or Roth basis up to IRS limits. Employee contributions are matched $1 for $1 by
company contributions up to 6% each pay period. Company match contributions are immediately 100% vested. A range
of investment options are available. Rollovers from certain other qualified plans are permitted.
In addition, Celanese will make an annual retirement contribution of 5% of eligible pay to an employee's account while
they are employed with Celanese. Employees are eligible for this contribution regardless of whether or not they contribute
to the 401(k) plan, but must be employed on 12/31 to receive that year's contribution. Retirement contributions vest after 3
years of service.
Newly eligible employees are automatically enrolled at a 6% pre-tax contribution rate 45 days after hire unless they
actively enroll or opt out of the plan. The default investment option is a target date fund that corresponds to an expected
retirement date. Automatic enrollment includes an annual automatic increase of 1% in the contribution rate up to 12%, but
employees can opt-out of this feature and change contribution percentages at any time.

Additional Benefits
Vacation & Holidays
Livongo, Hinge Health, 2nd
Voluntary
Accident/Hospital/Critical Illness
Employee Stock Purchase Plan Group Legal Assistance Program
MD Employee Assistance Program (EAP) Dependent Care Flexible Spending Account
Quit-4-Life (tobacco cessation) Voluntary Auto, Homeowners, Renters Insurance

Important Note
The information contained in this summary is intended to provide basic descriptions of the benefits that are generally available to eligible participants of Celanese-sponsored
plans. In the event of a conflict between this information and plan documents, service agreements, or insurance contracts, the official documents will govern or control.
Celanese reserves the right to amend, modify, revoke or terminate these benefits and plans in whole or in part at any time. Neither this summary nor participation in the
benefit plans described herein constitutes a promise of employment or continuation of employment with Celanese.