Date: 11.11.2013 Staff: NASER KARUKAPADATH Name and Address of the Person approved for credit against personal guarantee of (Staff Name) ANTO ROCHA (CLIENT NO: 34590) DOHA QATAR Outstanding for the a/c of Mr. Anto Rocha is QAR 75,360.00 as on 11th Nov 2013 If the abovementioned person defaults or delays settlement, I am personally liable to settle the outstanding amount to Acon Travels, PO Box: 31212 Doha, Qatar. I further confirm that I am liable to settle outstanding amount against my personal guarantee when I am travelling on vacation or on emergency leave unless Acon Travels approve to relieve me against third party guarantor. The aforementioned terms bind me unconditionally and I understand that I am legally responsible to compensate Acon Travels if any irregularity or violation takes place against the terms and conditions agreed as per this undertaking of credit settlement. Name: NASER KARUKAPADATH Signature: Date: Attachment: copy of passport