Enter data only in green cells

If the goal is X years away, we assume max. equity allocation (say 60%) is applicable for typically X-3 years.
After that the equity allocation is reduced to zero*
* The equity can be reduced to zero abrupty or in a phased manner. This not relevant to this calculation
You can copy and paste entires from B9 to B25 for other goals

Any Goal
Years to goal
years before goal when
equity investing stops
max equity investing years
Present cost
inflation
Net Roi
Futire Cost
Amt invested so far
RoI of current invest.
Future value of curr. Inv.
Annual inc. in monthly invest. %
initial mon. invest. reqd.
postpone invest. (years)
if postponed, pm invest.

Education
16
3
13
200,000
10.0%
9.00%
690,454
0
8.00%
0
7.00%
1,609
5
3,848

Wedding
25
3
22
1,500,000
10.0%
9.00%
12,210,412
0
8.00%
0
7.00%
8,379
5
15,974

ypically X-3 years.

is calculation

B25 for other goals

###

Goal planner for first Child

Education and Marriage planner for first child

Undergraduate Education 4-5 years
Postgraduation
Enter age of entry into UG degree
Enter age of entry
1st Year 2nd Year 3rd Year 4th Year
1st Year 2nd Year
Age
17
18
18
20
21
22
18
19
20
21
22
23

Years to goal
years before goal when
equity investing stops
max equity investing years
Present cost
inflation
Net Roi
Futire Cost
Amt invested so far
RoI of current invest.
Future value of curr. Inv.
Annual inc. in monthly invest. %
initial mon. invest. reqd.
postpone investment (years)
if postponed, pm invest.

3
3
3
3
15
16
17
18
500,000 100,000 100,000 100,000
10.0%
10.0%
10.0%
10.0%
9.00%
9.00%
9.00%
9.00%
2,088,624 459,497 505,447 555,992
0
0
0
0
8.00%
8.00%
8.00%
8.00%
0
0
0
0
5.00%
5.00%
5.00%
5.00%
4,085
786
759
736
1
1
1
1
4,690
899
865
835
1st Year 2nd Year 3rd Year 4th Year

3
3
19
20
300,000 100,000
10.0%
10.0%
9.00%
9.00%
1,834,773 672,750
0
0
8.00%
8.00%
0
0
5.00%
5.00%
2,146
697
1
1
2,428
787
1st Year 2nd Year

Goal planner for second Child

Education and Marriage planner for second child

Undergraduate Education 4-5 years
Postgraduation
Enter age of entry into UG degree
Enter age of entry
1st Year 2nd Year 3rd Year 4th Year
1st Year 2nd Year
Age
17
18
18
20
21
22
16
17
18
19
20
21

Years to goal
years before goal when
equity investing stops
max equity investing years
Present cost
inflation
Net Roi
Futire Cost
Amt invested so far
RoI of current invest.
Future value of curr. Inv.
Annual inc. in monthly invest. %
initial mon. invest. reqd.
postpone investment (years)
if postponed, pm invest.

3
3
13
14
1,500,000 100,000
10.0%
10.0%
9.00%
9.00%
5,178,407 379,750
0
0
8.00%
8.00%
0
0
10.00%
5.00%
10,244
853
10,244
1st Year

3
15
100,000
10.0%
9.00%
417,725
0
8.00%
0
5.00%
817

3
16
100,000
10.0%
9.00%
459,497
0
8.00%
0
5.00%
786

3
3
17
18
300,000 100,000
10.0%
10.0%
9.00%
9.00%
1,516,341 555,992
0
0
8.00%
8.00%
0
0
5.00%
5.00%
2,278
736

853
817
786
2nd Year 3rd Year 4th Year

2,278
736
1st Year 2nd Year

r for first child

Enter data only in green cells

If goal is X years away, we assume max. equity allocation (say 60%) is applicable for typically X-3 ye
After that the equity allocation is reduced to zero*
* The equity can be reduced to zero abrupty or in a phased manner. This not relevant to this calculat

Marriage
At age
25
24

###

3
21
2,500,000
10.0%
9.00%
18,500,625
5,000
8.00%
25,169
5.00%
17,003
1.00
19,145

r for second child

Marriage
At age
25
24
3
21
1,000,000
10.0%
9.00%
7,400,250
5,000
8.00%
25,169
10.00%
4,366
4,366

Total Monthly Investment required immediately

0
0
increasing annually by
0
0

0.00%
5.00%

Education 2nd Child

Marriage 2nd Child

15,714
4,366

10.00%
10.00%

Sum

20,080

increasing annually by

Total Investment Required Immediately

Total Monthly Investment required for postponed goals

Education 1st Child
10,504 after 1 years increasing annually by
Marriage 1st Child
19,145 after 1 years increasing annually by

5%
5%

Education 2nd Child

Marriage 2nd Child

10%
0%

0
0
29,650

after 0
after 0

years increasing annually by

years increasing annually by

pplicable for typically X-3 years.

not relevant to this calculation

Enter data only in green cells

If the goal is X years away, we assume max. equity allocation (say 60%) is applicable for typically X-3 years.
After that the equity allocation is reduced to zero*
* The equity can be reduced to zero abrupty or in a phased manner. This not relevant to this calculation
You can copy and paste entires from B9 to B25 for other goals

Any Goal
Years to goal
years before goal when
equity investing stops
max equity investing years
Present cost
inflation
Net Roi
Futire Cost
Amt invested so far
RoI of current invest.
Future value of curr. Inv.
Annual inc. in monthly invest. %
initial mon. invest. reqd.
postpone invest. (years)
if postponed, pm invest.

16
3
13
200,000
10.0%
9.00%
690,454
0
8.00%
0
7.00%
1,609
5
3,848

r typically X-3 years.

this calculation

o B25 for other goals

###