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RajivRinnYojana(RRY)

MinistryofHousingandUrbanPovertyAlleviation
GovernmentofIndia
RajivRinnYojana

RajivRinnYojana(RRY)isaninstrumenttoaddressthehousingneedsoftheEWS/LIGsegmentsinurbanareas,throughenhanced
credit flow. It is also formulated to channelize institutional credit to the poorer segments of the society and increasing home
ownership in the country along with addressing housing shortage. RRY has been formulated by modifying the Interest Subsidy
Scheme for Housing the Urban Poor (ISHUP) piloted in the 11th Plan period with enhanced scope and coverage. RRY is a Central
SectorSchemeapplicableinalltheurbanareasoftheCountry.
RRYprovidesforinterestsubsidyof5%(500basispoints)onloansgrantedtoEWSandLIGcategoriestoconstructtheirhousesor
extendtheexistingones.LoanupperlimitRs5lakhforEWSand8lakhforLIGinterestsubsidywould,however,belimitedtothe
firstRs5lakhoftheloanamount,incasetheloanexceedsthisamount.
Rajiv Rinn Yojana is a target driven scheme. The overall target for the 12th Plan period is 1 million (or 10 lakh) dwellings across
countryincludingslumandnonslumdwellers.TheTargetsfortheStatesforthecurrentFinancial Year (201314) are periodically
fixedandconveyedtotheconcerneddepartment(s).
Housing and Urban Development Corporation (HUDCO) and National Housing Bank (NHB) have been designated as the Central
NodalAgenciesfortheScheme.

http://www.mhupa.gov.in/RRY/RRY_Page.htm

ImportantLinks
Guidelines
RRYGuidelines:(English)(Hindi)
OperationalGuidelines
StateTargetsforFY201415
PresentationonRRY
MinutesofMeeting
Meetingheldon25thSeptember2013with
HeadsofBanksandHFIs
CompendiumofqueriesraisedonRRYand
responsesofMoHUPA
IncomeCertifyingOfficialsforRRY
Contacts
KeyContacts
KeyCNAContacts
CreditRiskGuaranteeFund
GazetteNotification
FAQs
GuidelinesforLendingInstitutions
ThelistofBanksthathavesignedtheMoU
forCRGF
RefinanceSchemes
UrbanHousingFundRefinanceScheme
SpecialRefinanceSchemeforLowIncome
housing
RefinanceSchemeforConstruction
FinanceforAffordableHousing

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