Part I - Answer PDF

SUGGESTED ANSWERS
January 2011
1
[c] Dominant tenement
2
[a] Planning authority imposing a height limitation
3
[c] run with the land
4
[a] It confers the right of survivorship
5
[d] All of the above
6
7
[a] Redemption
8
9
[a] $120,000
10
[b] 5 years
11
[c] Priority over other unregistered interests
12
[d] only answers (a) and (b) are correct
13
Estate in perpetuity
14
15
[d] None of the above
16
[c] [i] and [ii]
17
[b] The right of the landlord to gain access to the room to carry out urgent repair
18
[c] The tenant packed up and mail the key back to the landlord
19
[c] A beneficiary
20
[a] Rent review clause
21
[b] The commencement date
22
[d] Only answers (a) and (b) are correct
23
[d] A4
February 2011
24
Inland Revenue Authority of Singapore (IRAS)
25
Syariah
26
Subsidiary Strata Certificate of Titles (SSCT)
27
Uniqueness
28
Encumbrances
29
100%
30
Statutory Land Grant
31
Independent contractor
32
Novation
33
But for
34
Severance
35
5
36
Restrictive
37
[b] The prospective buyer or third party against mistakes made by the seller
38
[b] Servient tenement
39
[c] 13 January 2014
40
[a] Unity of survivorship
41
[c] Terrace house
42
[a] White zone (white site)
43
[a] Jasons wife will inherit the 50% shares
44
[d] All but one unit apartment in a development
45
[b] Reddendum
46
[b] Needs to declare in YA 2010 as the rent was due in 2009
47
[d] A 9-year old hotel on a white site
48
[d] all of the above
49
[d] The rents it can attract
50
[a] a corporeal hereditament
51
[d] illiquidity
52
53
[d] No, the 8-year lease he had entered was an illegal contract
[a] Mia gives away her property to Nick as a lessee for his lifespan and entitles Olive with
reversion interest in fee simple
54
[b] It is the salespersons negligent misrepresentation as the salesperson has the duty to check
with the building authority
55
[d] David can only grant OTP to Ken if Tom does not exercise his OTP in three days.
56
[c] a restrictive covenant that runs with the land
57
[a] No, a gift is irrevocable and creditors cannot force him to take it back after a year of the gift
58
[b] There is a change from one use class to another use that is not classified in the use
classification
April 2011
59
Good Class Bungalow (GCB) area
60
Statutory Land Grant
61
leasehold
62
restrictive covenant
63
Development Charge (DC) table of rates
64
Certificate of Title
65
management fund and sinking fund
66
15 years
67
injunction
68
caveat emptor
69
quarterly (Note from 2012: HDB resale data is updated daily)
70
Statutory Declaration (SD)
71
Singapore Civil Defence Force (SCDF)
72
14/01/2011
73
Deposit
74
(a) heterogeneity
75
76
(a) difference between net sale proceeds and original purchase price before signing CSA is
negative
(c) cluster house
77
(d) All of the above
78
(d) beneficiary interest in a trust
79
(a) fixed term lease
80
(b) own land in equal shares
81
(c) accessory lot
82
(a) As land is the dominant tenement, and Bs is the servient tenement
83
(a) Condition
84
(c) 5
85
(d) Unity of Possession
86
(b) Tenancy in common
87
(d) fee simple absolute estate
88
(b) only [ii]
89
(d) all but [i] and [ii]
90
91
(d) Yes, ornamental fixture for domestic purpose and for tenants own enjoyment can be
removed by tenant without seeking landlords permission
(c) Assignment
92
(b) Escalation Clause
93
(b) Bob's interest is 0.75% above the interbank lending rate
94
(a) Deed
95
(b) all but [ii]
96
(c) both allow the holder the right to occupy the premises within that 3-year duration
97
(d) all of the above
98
99
(a) negligent
(a) agent didn't do anything wrong as the principle of caveat emptor applies
100
(d) injunction
101
(a) Estoppels
102
103
(a) B still has to carry out his duties with care and skill even though he is not paid the
commission
(b) a man and his best friend
104
(c) There are no restrictions for foreigners to own non-residential properties
105
(c) Private condominiums
106
(b) 16% of the price paid for the living quarters
107
(d) $212
108
(c) [ii] and [iv]
109
(d) ICA and MOM
110
(b) Landlord pays; but include the maintenance fees in the rent
111
(d) property tax computed with gross annual value while income tax is computed with NAV
112
(a) residential property contract
113
(a) Reversionary
114
(c) contractual relationship between trustor and trustee
115
(b) condominium zoning
116
(b) transparency
117
(a) Core Central Region
118
(a) fitting is a movable property
119
(c) Licence to use property
120
(a) Yes, there is a duty of care because of the tort of negligence
121
(d) Auctioneer asking for a bid in an auction
122
(c) By implied release through non-user for 12 years
123
(b) Buildings on land that go in accordance with plot ratio
124
125
(b) The seller is only liable if he has given the authority to the salesperson to collect the option
fee
(a) Les Offices, a 68-storey office complex
126
(a) Withholding of facts
127
128
(c) No, as long as the buyer did not rely on what the salesperson said and buy the property as
a result
(b) 6 - 8 weeks
129
(b) SC and 35 years old
130
(c) 30
131
(c) 7 days
132
(b) 10% of the purchase price
133
(b) seller after 1st appointment and before legal completion
134
(a) foreign buyer cannot extend the tenancy
135
(c) 6 months, not renewable
136
(b) lower of purchase price or market valuation
137
(a) divorcee buys the next flat with parents or new spouse without housing grant
138
139
140
(d) 3 and 9
141
(a) full CPF proceeds and greater of 1/2 cash proceeds or $25K
142
(b) obtain Letter of Offer (LO) from bank
143
(a) 10 days after 1st appointment
144
(c) No, plot width is not wide enough
145
(c) Link House
146
(d) pipes serving 2 strata lots
147
(d) $280
148
(c) proximity to residential areas
149
(c) business park
150
(a) market the property before receiving the Temporary Occupation Permit (TOP)
151
(a) 75% and 50%
152
(b) cannot be assigned at all
153
(b) developer can do a sub-sale with the original purchaser paying some fees to the developer
154
(a) progress of construction
155
(b) promotion
156
157
(d) sale and purchase of vacant land
158
(a) sale of non-residential property
159
(a) arbitration
160
(c) negligent based and cost inclusive
161
(d) fine not exceeding $25,000 or imprisonment of one year or both
162
(c) 1 month
163
(d) 21 years old and possess at least three years of sales experience in real estate industry
164
(c) Exclusive Agreement for Lease of residential property by Landlord
165
(d) 3 and 6
166
(b) it is not ok to refer him to a moneylender
167
(d) phone number of the salesperson
168
(b) 2 weeks
169
(d) none of the above
170
(c) $3,000
171
(b) 7 days
172
(a) Not less than 3 members
173
(d) No, there will be strictly no refund
174
(d) 3 and one of them must be the Chairman or Vice Chairman
175
(a) $50 and $230
176
(c) 58
177
(c) Market segmentation
178
(d) Promotion
179
(c) Location of the property
180
181
(b) Product the tangible property itself, price, place location of the property, promotion
personal sales and advertising
(c) The place needs to have large loading/unloading bay
182
(c) Private residential properties
183
(a) $20,000
184
(d) $50,000 or to imprisonment for a term not exceeding 3 years or to both
185
(d) The registration is valid for three year and the fee is payable annually
186
(a) Yes. He needs to pay $50 for the application and $230 (exclude GST) for the registration
187
(c) 3 months
188
(c) Fixed rack
189
(a) Referral
190
(b) The salesperson is entitled to the commission even though the owner sells the property
himself
(a) Crossed cheque made in favour of landlord
191
192
(c) The members of the Appeal Board are appointed by CEA
193
194
(b) He must sell his private property within 6 months of obtaining the vacant possession of the
flat
(a) It shows the overall price movements of the public residential market
195
(a) Closed tender
196
(a) Sale by Tender
197
(c) Yes, the listing agent is being unethical and the buying agent is entitled to recover the
balance payment from the listing agent
May 2011
198
Lifting of Restrictive covenants
199
Free from encumbrances
200
5 years
201
Intestate
202
Rural
203
Easement
204
(i) Burden (ii) Benefit
205
Torrens
206
Consideration or Market valuation
207
Joint Tenancy
208
Immovable properties
209
Foreigners
210
Novation
211
Revocation
212
Temporary Occupation License (TOL)
213
[c] $50,000
214
[d] Developers new home sale data
215
[b] MRT Train
216
[a] Annual General Meeting
217
[d] $404
218
[c] 20 Feb 2015
219
[c] Shop
220
[d] An estate with 20 bungalows
221
[c] MK1 A10
222
[c] Lots
223
[b] Fixed term
224
[b] Shop house
225
[c] The bungalow must occupy at least 35% of the land area
226
[b] HDB
227
[d] To have ordinary knowledge and skills
228
[a] Bare licence
229
[c] Fixture
230
[d] Basil estate with 20 bungalows
231
[d] WPLN level 5
232
[b] Cold calling
233
[c] One year
234
[a] He needs to seek the consent of the owner
235
[d] Commission amount is negotiable between customers and agents
236
[a] Price index and statistics on HDB website
237
[a] Exclusive good class bungalow areas
238
[a] only KEOs are to comply with the required CPD credit hours
239
[a] Inspector
240
[a] negotiation, mediation and arbitration
241
242
243
[d] If they want to, estate agents can print their companys name and logo on the prescribed
form
244
[c] 3 years
245
[b] C9, D9, E9
246
[a] Yes, there is no conflict of interest as the service agreement is not for estate agency work
247
[c] $30,000
248
249
[d] A foreigner owning a restricted property either in Sentosa Cove or main island Singapore
must self-occupy the property as own home
[b] 3-room flat
250
[d] 9 persons
251
[d] $50,000
252
[b] 90 sq m to 104 sq m
253
[b] 10%
254
[b] Place2lease.com
255
[c] Owners hospitalized for 6 months and thereafter is very healthy
256
[a] Applicants must be at least 62 years old
257
[b] An open work space for one person to process paperwork in standing position
258
[b] the landlord to repossess the premises and extinguish the tenants interests
259
[b] lower of purchase price or market valuation
260
[b] stamp duty
261
[d] 45 years
262
[d] Development charge
263
[d] 12 months from the issuing of the Notice of Vacant Possession
264
[b] 35%
July 2011
265 consumption
266 time, title
267 Official assignee
268 Common law
269 collateral
270 Reddendum
271 $500
272 contractual
273 Fair wear and tear
274 Trespasser
275 Breach
276 Free from encumbrances
277 [c] positive easement
278 [a] MK 23 - Lot 99279M
279 [c] One-hour
280 [d] statutory easement
281 [b] A gift of real property may be revocable by the Official Assignee (OA) within two years of the
gift if the donor is deemed to have given away the property to avoid creditors suit
282 [b] Negligent misrepresentation
283 [c]Wait for Johnny to return to Singapore and seek compensation from him as he had breached
a warranty
284 [a] consideration
285 [c] Apply to the Courts for further adjudication
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330
[b]1 year, resolved automatically

[d] bind all successors in title
[c] Though his intention was conveyed via electronic means, Simon must still meet all the
ingredients of a contract including providing the consideration before the Option lapsed
[c] 50%
[d] No, the added structure will enhance the gross floor area (GFA) of the unit and disrupt the
share value apportionment in the condo project and will not be approved by the authority
[d] Singapore Land Authority (SLA) and land zoned for agricultural uses
[d] No, no action can be brought against any customer if no estate agency agreement had been
executed properly
[d] There is nothing Tommy could do legally as he had entered into an illegal contract that
would have no binding effect on Sonny
[a] Right of enjoyment
[c] Tenant giving adequate notice to quit before quitting
[a] Constructive eviction clause
[d] No, Jacks mother is the sole owner of the house due to the rule of survivorship in a joint
tenancy
[b] Masterplan
[c] Subsidiary strata certificate of title
[d] Leasehold estate
[b] Yes, the salesperson has made the misrepresentation within the scope of her authority and
as such the principle is responsible for it
[a] Property sellers are not obligated to disclose any of the default in the house to prospective
buyers
[a] Three months from TOP, CSC, whichever earlier if the property is still under construction
[c] Trustee, beneficiary
[d] Both [i] and [ii] are incorrect
[c] The seller would have paid the property tax in advance in January every year; and the buyer
will pay the equivalent amount of property tax for the rest of the year as a refund to the
seller
[b] Condominium zoning
[?]
[b] 50%
[d] the application of strategies to resolve incompatible objectives in a positive manner
[b] Convince the seller that he should abide by the HDBs rule or the resale application would
be cancelled
[b] Seller
[c] Customer, salesperson
[c] Can be rescheduled
[b] Lower of the purchase price or market valuation
[a] 24 years
[d] $30,000
[d] $8,000 in household income
[b] Public tender
[a] 60% * Note: in practice, it is often 60% to 70%
[a] $20,000
[a] [i] is correct
[b] 130 sq m to 145 sq m
[b] Sale by auction
[c] Conveyancing account
[d] A formal written offer to landlord from the prospective tenant accompanied by a good-faith
deposit
[b] $240,000
331 [c] Loss of $15,000

332 [d] [i] is untrue and [i] is true
333 [a] Property address
334 [b] Both are untrue
August 2011
335 Good Class Bungalow
336 Residential Property
337 town subdivisions, mukim
338 7
339 21
340 Council
341 method, degree
342 distributing
343 Tenancy-in-common
344 Novation
345 Statutory Land Grant
346 special relationship
347 easement
348 disclosure
349 subject to contract
350
[a] $105
351
[d] Sell off his flat after meeting the MOP
352
[b] Representation
353
[d] daily
354
355
[d] Cluster bungalow
356
[c]Sons property is insecure, as the Official Assignee may take action to claim the property
357
[b] By 31 January of every year
358
359
[a] Can sublet a room in the Studio Apartment
360
[b] possession
361
[a] Sales person is liable for negligent misrepresentation as he has the duty of care to verify
height limit with the Master Plan before marketing the property
362
[d] i, ii and iii
363
[c] The tenant must pay all charges due to him even though such charges or fees may not be
stated in the tenancy agreement
364
[c] Buyer is dead
365
[b] The tenant must revert the premises to its original condition
366
367
[d] PUB sewerage works on private property
368
[a] Invitation to treat
369
[a] The property will be reverted to the developer after 99 years
370
[c] i, iii and iv
371
372
[d] lend money to his friend who is in urgent need of money and only when no interest is
charged on the loan
373
[b] be a permanent resident and must apply to the Land Dealings (Approval) Unit
374
[d] owner to stay clause
375
[d] iii, v and vi
376
[d] It depends on the instruction of the trust deed
377
[c] JTC flatted factory
378
[b] caveat emptor
379
[a] Yes, it is a fitting and can be removed after tenancy
380
[d] personal and therefore removable
381
382
[b] the option holder or another person who has been nominated by the current option holder
can exercise the option on his behalf
383
[d] seller, 30 days
384
[a] Remove the machinery, air-conditioner and production line and return the land and the
building to JTC
385
[a] Elastic
386
[c] pass on to subsequent owners as it is a scenic easement
nd
387
[b] prospective buyers buying a 2 home with bank financing
388
[a] In the same location and having the same size
389
[c] after the principal has signed
390
[b] 60
391
[b] bona fide purchaser without notice of the claim
392
[c] Commissioner of Buildings under the Building and Construction Authority (BCA)
393
394
[a] Sell his executive flat and buy a HDB 5-room flat without seeking the prior approval of the
Official Assignee (OA)
395
[b] Alex can have the keys to Alexs house
396
[d] No, Bernard is not the effective cause of the renewed tenancy
397
[c] positive easement
398
[a] i is correct
399
[d] ii is correct
400
[d] Sub-tenant pays stamp duty based on sub-let rent
401
[b] The seller defaulted on sale contract
402
[c]A & B both have access to the property
403
[d] A cannot block the light to Bs property
404
[d] 3, caveat
405
[b] Yes, an Option is an unilateral contract that binds the seller. The sellers refusal to return the
option fee to Henry would amount to unjust enrichment on the sellers part
September 2011
406
50, 9
407
before value, after value
408
Land Acquisition
409
Syariah law
410
trustor, beneficiary
411
Privity of contract
412
possession, severance
413
hybrid loan
414
Equitable
415
inventory
416
Property price
417
sale proceeds, collateral
418
?
419
?
420
?
421
[b]Purchase price or propertys valuation whichever is the lower
[b] Office
422
[d] Movable property
423
[b] The chairs cannot be removed as they are fixtures and essential to the running of the
424
cinema
[c] (i), (iii), (iv) are correct
425
[a] Fee simple absolute
426
[b] Not required to pay any statutory rent
427
[a] The developer has the reversionary interest after 60 years
428
[a] The document must be created in a deed and must be registered with SLA
429
[b] Barry owns the property during his lifetime and when he dies Alfred assume the
430
reversionary interest
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457
458
459
460
461
462
463
464
465
466
467
468
469
470
471
472
473
474
475
476
477
478
479
[b] No, Mr Ong cannot claim back the property as a gift is irrevocable.
[d] Alan has the right to use his neighbours driveway to reach his home as it is the only way
for him to access his property
[a] Singapore Land Authority (SLA)
[c] Urban Redevelopment Authority (URA)
[d] No, all TOL sites are for a maximum term of 3 years, renewable for another 3 years
[a] A company which has at least one member who is a non-citizen
[a] Right of support
[d] 20
[a] Continuous non user for 20 years
[b] No, the new Owner need not recognize Cobber Seng as there was no contract between
him and the new Owner
[b] A who is the landlord has to ensure that he does not miss the payment of maintenance fee
of the condo unit which he has rented out to B.
[c] Sharon
[d] All the above
[d] No, commission is earned when the lease was successfully executed and the demised
property properly handed over to the tenant
[a] Negligent misrepresentation
[a] No, as Paul did not rely on Andys statement but has engaged a surveyor to ascertain the
correct floor area
[a] Notice to quit
[a] Tenancy at will
[c] Rental payable, security deposit, rent review
[b] No, he is allowed to recover his security deposit under the tenancy agreement and the
diplomatic clause provides that, as long as he can show documentary proof
[c] Rental arrears outstanding and unpaid by the Tenant
[d] Goods and Services Tax being payable
[a] Sell
[a] Title is indefeasible
[a] Specific performance
[d] All the above
[d] Joyce, the buyer, informed the sellers agent that the sale price of $550,000 must be
supported by banks valuation
[a] Death of tenant
[b] No, as Brian cannot be considered as a property trader or property investor
[a] Rural survey district
[a] A Misrepresentation does not appear in the contract whereas a Condition is a key term of
contract
[b] Agent cannot avoid both situations
[b] Owners refused to accept the highest tender or offer
[b] No, the agent is not entitled to commission if the deal is not successfully completed
[a] Both buyers are allowed to use his CPF fund towards the purchase
[ ? ] Sam Gian notes: vacancy rebate has been abolished
[c] Yes, refund of stamp duty is allowed for cancelled transactions in sale and leases, except
sub-sale
[a] Serviced apartments
[d] Registration of interests validate all interests in land
[c] Do nothing after securing an exclusive listing
[c] Yes, Paul must pay the 7% GST when he pays his rent
[b] only (i & iv)
[b] A Condominium zone
[a] Public tender
[c] Tenancy-at-will
October 2011
capital gain
Certificate of title
64
negligent
10
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496
497
collateral
undischarged
one-third
fiduciary
will
week
at will
waste
invitation to treat
18/1/2015
private treaty
[a] Satisfactory replies to legal requisitions
[b] fall in the supplies of office unit in CBD
[a] Only Amy
[c] higher standard
[b] expect the loan to value quantum at 50%
[b] Get approval from relevant authority before proceeding with the work
[d] No, the F1 ticket is the additional consideration
Sam Gians Note: Question unclear about whether the F1 ticket was the original reward for
selling the house or the ticket was meant for the additional reward.
498
499
[a] satisfactory replies to legal requisitions
500
[b] in a legal mortgage, the right of redemption beyond the contract date is an equitable interest
in the land
501
[c] it needs to be registered to make it legal
502
[c] it can establish priority of interests
503
[d] the management charge/fee payable
504
[a] implied terms
505
[a] Yes, because ornamental fixture for domestic purpose and for tenants own enjoyment is
considered personal property
506
[b] As it is considered addition and alteration, the owner needs to seek approval from the
authorities
507
[b] seller
508
[b] No, LOI is in effect an offer to rent at a certain price and on certain terms; the lease terms
are still negotiable at this point
509
[c] Forfeiture of lease
510
NO ANSWER
511
[c] $500
512
[a] Core Central Region (CCR)
513
[c] no MOP required to sell
514
[d] Dick cannot co-broke with one particular pre-determined salesperson but must open up the
co-broking arrangement with any salesperson with buyers
515
[b] monthly income, mortgage loan + other debts
516
[a] 30, can
517
[a] supervise S/P but can also work with clients in the selling/buying of property
518
[a] must communicate the decision to the salesperson personally or through writing by the
secretary of the Appeal Board
519
[a] 3, 3
520
[a] 70%
521
[c] 8
522
523
[a] [i] and [ii]
524
[b] [I] true,[ii] untrue
525
[b] Singapore Mediation Centre
November 2011
11
526
fraudulent misrepresentation
527
528
529
530
531
532
Implied
an injunction
Ministry of Manpower
North, North-east, East, West, Central
warranty
percentage in share / share holding
533
534
535
536
537
538
539
540
541
542
543
544
545
546
547
estate in perpetuity
surrendering
caveat / five
voidable / title
approved usage
Novation
Temporary Occupation License
[blank]
[a] The same
[b] Indivisibility
[a] Core Central Region (CCR)
[b] Registered equitable, unregistered legal
[c] be reduced by 50%
[c] No, this is to prevent my client from being charged penalty payments by the management
corporation in the event the tenant defaults in payment
[b] he gives up his Singapore permanent resident status or citizenship
[c] 14 January 2011
[b] Certificate of Title and Subsidiary Strata Certificate of Title
[b] Escalation clause
No Answer
[a] Marys parents will the house to Mary
[d] Tenants salesperson
[c] A house in Sentosa Cove
[b] $240,000
[c] Price, personal selling, product
[d] All are sold by me
[a] Have at least 3 years of working experience as a salesperson
[a] 6, 3
[b] Promotion
[b] Undifferentiated products
[c] To delay the legal completion date
[d] $4,280
[b] Mediation followed by arbitration
[b] [ii], [iii] and [iv] are correct
[b] Henry should not accept and should advise the buyer to look for other salespersons to help
with the transaction or advise the buyer to do it himself
[d] [i] and [ii] are both incorrect
[c] 3-room flat
[d] 0 year
[d] Yes, the salespersons responsibility is to ensure that all the clients legitimate requests are
met during the transaction
January 2012
548
549
550
551
552
553
554
555
556
557
558
559
560
561
562
563
564
565
566
567
568
569
570
571
572
573
574
575
576
12
577
578
Goods and Services Tax / property tax / interests on housing loan / fire insurance / leasing of
furniture (Pick only one answer)
Notice to quit
579
Joint tenancy
580
Caveat
581
31 January
582
fee simple
583
private property price index
584
differential premium
585
Reversion
586
unity of possession
587
intestate succession
588
Novation
589
590
10
terrace house
591
592
593
594
595
596
Estate
[d] Breach of warranty
[c] cannot do anything as a gift is irrevocable
[a] Tort of negligence
[a] Res ipsa loquitur which means the thing speaks for itself - an inference that the defendant
has exclusive control of the situation but was herself negligent.
[b] Right of support which is attached to land
[d] A trustee would have been identified to hold the legal estate in the property for the benefit of
the 10-month old baby in the event that the previous interests passed on before the baby
reaches legal age
[b]Despite the fact that all four unities are present, the mode of holding can still be tenancy-incommon as the ownership of the condo is commercial in nature
[b] Beneficial interest which is not registered
[b] $210 [Sam Gian notes: with a ratio of 5 is to 3, to find the retail ratio of GST, you will have to
multiply $8,000 by 3 and the product $24,000 is to be divided by 8 which is $3,000. To find the
GST payable multiply $3,000 by 7% = $210]
Sam Gian notes: if the landlord is a non-taxable person, there is no GST payable.
[a] The buyer does not exercise the option to purchase
[b] Privity of contract
[c] 3 years
[a] High transaction volume and customer sentiments are low
[c] 20
[b] No, under current law, restrictive covenants created at common law will be extinguished
automatically after the expiration of 20 years from the date of its creation
[d] covenants
[b] 5
[b] $54,600
[b] 25
[d] $1.707 million
[d] 8 December 2011
[b] He has to pay ABSD on the third apartment and thereafter each and every apartment he
subsequently purchased
[b] No, Mr Tan was not induced by any material statements said by Joe that were untrue
[c] Forklifts
[c] 8
[b] 10 pm - 9 am
597
598
599
600
601
602
603
604
605
606
607
608
609
610
611
612
613
614
615
616
617
618
619
620
st
13
621
622
623
624
625
626
[c] mediation then arbitration

[d] the arbitration centre is decided by the client
[a] $44 - $75
[b] $123 - $165
[b] prevailing market rate at the point of announcement
[a] relocate to a new flat at the designated site or in other towns/estate under the public sales
schemes
627
[a] Singaporean flat owners
628
629
[c] Professional ethics
630
631
[a] Only (i) is correct
632
[c] Distribution channels, i.e. the place where customers can be found and the listings can be
sold
633
[b] Focused Marketing, Differentiated, Defined group of customers
634
[a] buy a sellers unit and disclose to the seller about the purchase
635
636
[c] Referral
637
[b] 4
638
[d] $75,000
639
[c] Original selling price based on the remaining lease
640
[b] Attention, Intention, Desire and Action
641
[a] 1 room flat
642
[c] 5 years
643
[a] 1 week
644
[c] Asking price : $500,000 or nearest offer
645
[b] 2-room, 3-room
646
February 2012
647
Singapore Land Authority (SLA)
648
Checkpoints
649
severance
650
Mukim
651
Subsidiary Strata Certificate of Title
652
mortgagee
653
foreseeable
654
novation
655
Official Assignee
656
storey height
657
Registry of Deeds
658
fiduciary
659
equitable
660
Urban Redevelopment Authority (URA)
661
Master Plan
662
663
[d] Property tax rate of 0%-16% is applicable to self-occupying owner
664
[d] Undischarge bankrupts cannot sell their executive condominium (EC) but can own a 5-room
flat without first obtaining the consent of the Official Assignee (OA)
665
[c] 150 sq m of Gross Floor Area (GFA)
666
[c] a three-storey terrace house in a cluster housing project
667
[c] No, the exclusive agency agreement is considered null and void due to the principals
diminished decision-making capacity
668
[b] Hand over the cash directly to the seller
669
[a] 15
670
[b] Through application to the relevant land planning authority
14
671
672
673
674
675

[b] Jessica
[a] A private condo which its owner has already occupied for more than 5 years
[a] John is to pay the Sellers Stamp Duty (SSD) for $1 million; while Jimmy is to pay buyers
stamp duty on the purchase price of $1 million
676
[c] Common law, statute law, principle of equity
677
[a] Right of redemption
678
[a] [i] is correct and [ii] is incorrect
679
[c] No, a promise of future gains does not constitute misrepresentation
680
[c] Both answers are incorrect
681
[b] 10
682
[a] No, stamp duty is charged on transfer of ownership but not breaking of joint tenancy
March 2012
683 tenant-in-common
684 zero
685 Management corporation (MC)
686 diplomatic
687 rescission
688 quarterly
689 possession
690 Cash-over-valuation
691 Assignment of Lease
692 foreign workers dormitory
693 breach of contract / repudiation of contract
694
[c] $488,600
695
[c] A foreigner buying his first residential property in Singapore
696
[c] Statutory law or legislation
697
[d] Both are incorrect
698
[c] Moose head hung on the wall of a rented house
699
[b] The minimum plot size of bungalow is 1,400 m2 in GCB areas but 400 m2 in other landed
housing areas
700
[c] Principal repayment on mortgage amount and penalties for late payment
701
[a] licence
702
[c] warehouse
703
[a] 12 months
704
[a] 30%
705
[c] $5,000
April 2012
706 Legal, signed
707 covenant
708 redemption
709 demand
710 fiduciary
711 positive, negative
712 lot number
713 annual value
714 and, air-space
715 strata
716 perpetuity
717 Torrens
718 licence
719 Novation
720 testation
721 [d] all of the above
15
722
723
724
725
726
727
728
729
730
731
732
733
734
735
736
737
738
739
740
741
742
743
744
745
746
747
748
749
750
751
752
753
754
755
756
757
758
759
760
761
762
763
764
765
766
767
768
769
770
[c] Option (a) and (b) are not possible and he can only wait for the next updated Master Plan
2013 to see if the land will be rezoned
[c] (a) and (b)
[a] There must be a forfeiture clause in the tenancy agreement if landlord were to forfeit the
lease
[b] $55
[c] One-third
[c] 5 years
[b] Word of severance
[b] Equitable mortgage as Mr Albert is not yet the legal owner of the condo until the transaction
is legally completed in 3 to 3-and-a-half years later
[d] Promotion
[d] Promotion
[b] Personal contacts
[d] Open listing
[b] 36 storey
[b] She must endorse the resale application
[a] Any amount up to 10% of the agreed sale price
[c] $20,608
[c] His age of withdrawal plus remaining lease of leasehold property must not be below 90
years
[a] $300,000
[a] $1,500
May 2012
Singapore Land Authority (SLA)
buyer beware
Goods & Services
Gross Floor Area
strata
residential
increase
property price index
quit
collective sale
implied covenants
order
care
novation
gift
[c] One-third
[d] statutory easement
[b] surrendering of lease
[a] Quiet enjoyment
[a] Seats in the cinema
[c] immobility
[b] $950,000 @ 12%
[d] Joint tenancy
[b] $98
[b] Raise income ceiling for application of BTO flats
[d] a condominium project with low-rise apartments and strata-titled semi-detached houses in it
[b] Security service
[d] Answers (a) and (c) are correct
[c] Ann pays the Sellers Stamp Duty based on $900,000 and Betty pays buyers stamp duty
based on $900,000
16
771
772
[c] Property title

[c] No, property tax refunds are for investment properties that cannot find tenants; properties
for sale are not eligible [Sam notes: vacancy refund has been abolished since 2014]
773
[d] Answer (a) and (b) are correct
774
[d] Promotion
775
[d] 4 CPD hours
776
[d] Specialised marketing skills
777
[d] No, as long as the salesperson did not mislead the customer into believing that it was a
standard commission rate and that the customer agrees without being coerced or deceived
778
[a] Alan rents out one room in his flat and notifies HDB the next day
779
[c] An owner of an executive condominium unit
780
[b] A private residential property
781
782
[b] 5
783
[c] Bee will lose $5,200 after considering the outstanding loan, CPF refund, sellers stamp duty
at 12% of the sale price and other costs, if the sale price is $1.68 million
June 2012
784
Intestate
785
encumbrances
786
Perpetuity
787
landlord
788
emptor
789
estate
790
Right of exclusivity
791
Foreclosure
792
Torrens
793
Intention
794
Negligence
795
HDB
796
Immigration & Checkpoint Authority (ICA)
797
Syariah
798
Net Annual Value
799
[c] reversionary interest; future interest
800
[a] Cleaning service
801
[c] It is an accessory lot that can be detached and sold separately from its apartment unit
802
[b] No, agreements made in a domestic situation among family members are always deemed
not to be legally binding among them
803
[a] It has limited effectiveness
804
805
[c] Short-term supply inelasticity
806
[b] The flat owner enjoys a leasehold estate of the flat for 99 years with no interest in land
807
[b] There is nothing the prospective tenant can do as the Letter of Intent is understood to be
subject to contract and as such there was no acceptance from the landlord
808
[c] The landlord may sue Tom for breach of covenant and may also forfeit the lease because
Tom remains liable in contract to the landlord even after an assignment
809
[c] exercise reasonable care to sell the property at the highest and best price
810
[c] No, because Ah Bees negligent misrepresentation did not induce Andy to enter the contract
811
[c] Detached houses and semi-detached houses, as well as strata bungalows and strata-titled
semi-detached houses
812
[b] To safeguard self-interest or [c] To prevent third parties from being misled by the
salesperson
813
[a] Together with resale application and on 1st appointment
814
[c] 7 days; 4 weeks
815
[b] Resale HDB only or [c] private residential condominium only
816
[b] $6,000
817
[c] Citizenship, age, family nucleus and special conditions
17
818
[b] $1,000
819
[a] printing of the RES display card
820
[a] crossed cheque with payees name clearly written
821
[a] No dual representation, no conflict of interest
822
[b] Letter of Intent
823
[b] 100%
824
[d] 25%
July 2012
825
interests in land
826
title
827
fiduciary
828
collateral
829
Right of way
830
test of annexation
831
mortgagor
832
Additional Buyer's Stamp duty
833
subject to contract
834
property tax
835
intention to create legal relationship
836
[d] Have the shop owner pay the difference of the two Annual Value and backdate the payment
to 2005
837
[b] Real property is attached to land while personal property is not
838
[a] immovable
839
[c] Unit shares and floor areas
840
[d] The en suite bathroom of the master bedroom became a common toilet
841
[c] $154,700 (Sam notes: 65% of the shophouse is zoned non-residential, i.e. $2,210,000 X
7% = $154,700. If the second floor is an approved dwelling unit, then there is no GST payable)
842
[c] stop paying the mortgage as the court will treat promises made among family members as
not intended to create legal relationship
843
[d] The contract price is binding on both party and since both parties are equally at fault the
court will not intervene and the party holding on to the benefit will continue to do so.
844
845
846
[b] tort of waste and the tenant is liable to be sued by the landlord in a Singapore court for
breach of the duty of care
847
[c] exercise reasonable care to sell the property at the highest and best price
848
[d] Yes, whether Benny learned the truth later or the statement became false later, he is
obligated to amend the original statement
849
[c] She will sue the salesperson for negligent misrepresentation and seek damages
850
[c] tapping on the source of water in an adjacent land
851
[c] Buyers and sellers have limited information about the market
852
[c] express grant
853
[c] The deceased's shares are automatically transferred to the remaining two joint tenants and
they remain as joint tenants
854
[b] Principal and agent
855
[d] Subsidiary certificate of title
856
[c] Insofar as the seller accepts the new arrangement and did not void the contract the deal is
good
857
[d] Tenancy-at-will
858
[d] Only [a] and [b] are correct
859
[d] Z has a lease with X for 1 year
860
[b] 3 months from date of issue of TOP or CSC of the next restricted property, whichever is
earlier
861
[a] 2 years
862
[a] must dispose of his private property within 30 months before he can apply for a new flat
863
[c] A foreigner
18
864
865
866
867
868
869
870
871
872
873
874
[d] $60,000
[c] Novation
[a] No dual representation and no conflict of interest
[a] Sale by tender
[b] 10%
[b] Sale by tender
[c] salespersons shall advertise the use of the property as approved by URA
[b] Estate Agent should investigate within 14 days
[b] DBSS, EC, HDB resale flat
[d] $70,000
[d] Can, but both must be unmarried siblings meeting the age, income and nationality
requirements
August 2012
875 charge
876 covenant
877 redemption
878 annexation
879 fiduciary
880 property right
881 lot number
882 Temporary Occupation Licence
883 land, air-space
884 collateral
885 perpetuity
886 fair wear and tear
887 licence
888 Novation
889 testation
890 [b] restitution
891 [c] Liquidated damages
892 [c] Specific performance & injunction
893 [c] (a) and (b)
894 [b] employment
895 [a] Someone who will be the beneficiary of his estate
896 [c] 5 years
897 [b] Word of severance
898 [c] 70
899 [d] All of the above
900 [b] 10 apartments units but there is no stipulation of the size of each unit
September 2012
901 minor repair
902 condition
903 Perpetuity
904 decorative / decoration
905 three tier
906 plot
907 fixed term
908 words of severance
909 fit-and-proper
910 frustration
911 duty of care
912 caveat
913 due diligence
914 seven (7) / Singapore Land
915 income / capital gain
19
916
917
918
919
920
921
922
923
924
925
926
927
928
[d] Answer (b) and (c) are correct

[b] $7,476.66 + $523.4 = $8,000
[b] Liquid investment
[c] 17
[b] His married children
[c] [i] and [ii] are correct
[c] No, this is a one-off transaction
[a] [i] is correct; [ii] is incorrect
[a] sell his share to anyone without the consent of Tom and Dick
[c] 1 years; not allowed
[d] 5 years
[a] [i] is correct; [ii] is incorrect
[b] need not / they are advised by HDB to go through the checklist to ensure that they are
aware of the key resale policies and procedures
929 [d] Commission rate or amount is negotiable between real estate salespersons and their
principals
930 [c] [i], [ii] & [iii]
931 [c] Both [i] and [ii] are correct
932 [b] No, but the purchaser can demand that the developer make good the damage within 30 days
of the notice of demand
933 [d] 45 years
Sam notes: The formula is the buyers age and the lease period must add up to 80 or greater.
(E.g. a buyer is 55 years old and he is allowed to withdraw his CPF savings to purchase a
leasehold property with lease period of 35 years because 55 + 35 = 90)
934 [a] 10 years
Sam notes: The maximum loan term is 30 years or 65 years less the buyers age (or average
age if there are two or more borrowers), whichever is the shorter.
935 [c] The commercial property developer needs only obtain Building Plan approval in order to
market the units before obtaining the Temporary Occupation Permit (TOP)
936 [b] $6,000
937 [a] crossed cheque with account payees name clearly written
938 [a] No dual representation, no conflict of interest
939 [b] 100%
940 [b] Repackaging
941 [b] No, an auctioneer does not carry out estate agency work
942 [a] within 3 weeks after receipt of the assignees notice
943 [b] Up to $200 for developers administrative fees and up to $400 in cost for developers solicitor
944 [d] 12; application period
945 [b] 2; 4
946 [b] 25%
October 2012
947
immigration
948
estate in land
949
fiduciary duty
950
height limit
951
estate
952
injunction
953
possession
954
terms
955
real
956
consideration
957
legal
958
obligation
959
transact
960
proprietor
961
Management Corporation
20
962
963
964
965
966
967
[b] Increasing supply of land through government land sale program

[c] $63.00 every month
[d] Waste
[c] Elect the Sale Committee
[b] Tenancy in common in unequal shares
[a] Yes, a gift of immovable property is irrevocable and the next-of-kin Susan will be the sole
owner of the house
968
[d] Capability for improvements
969
[b] claim breach of quiet enjoyment covenant
970
[c] All but one unit in a condominium project
971
[d] No, because paying rent by the tenant and carrying out repairs by the landlord are two
independent covenants
972
[a] Chattels
973
974
[b] Doctrine of estate in land
975
[b] Collateral
976
[d] duty of care
977
[b] Zoning
978
[b] The joint tenancy will be severed as Jasons share will be vested in the OA
979
[b] Tenant in common
980
[c] Car porch in the house
981
[c] The full sum of the sale proceed shall be in one cheque payable in both names
982
[b] All residential properties and non-residential properties with partial residential use, such as
a shop-house
983
[a] Sellers lawyer in his conveyancing or CVY account
984
[b] Fair wear and tear
November 2012
985 between buyer and seller
986 legal document
987 consumption
988 an invitation to treat
989 interest in land
990 investment / rental
991 common law
992 Mukim
993 consideration
994 one-third
995 trade
996 tenure
997 enjoyment
998 contract
999 price index
1000 [d] Central Region
1001 [b] Liquidity and divisibility
1002 [d] Seller, within 1 month
1003 [d] easement
1004 [b] 12% of selling price of the shophouse excluding ground level
1005 [d] 10
1006 [d] Serviced apartments
1007 [b] Subsidiary Strata Certificate of Title
1008 [c] allow landlord to enter house to see state of repair
1009 [b] enjoyment
1010 [d] repairs to make the property habitable
1011 [b] A real estate salesperson told a prospective buyer that the property is at the hot spot and will
have no problem finding tenants
21
1012
1013
1014
1015
1016
1017
1018
1019
1020
1021
1022
1023
1024
1025
1026
1027
1028
1029
1030
1031
1032
1033
1034
1035
1036
1037
1038
1039
1040
1041
1042
1043
1044
1045
1046
1047
1048
1049
1050
1051
1052
1053
1054
1055
1056
1057
1058
1059
1060
1061
1062
[d] [i] is correct but [ii] is incorrect

[c] Singaporean bankrupt wants to buy HDB executive apartment
[d] All are incorrect
[d] Moderate effect as the liquidity situation will create the inflation and wealth effect which will
continue to fuel property prices
[b] No, because Unit B has its own source of energy
[c] Implied release
[c] 7
[b] Heterogeneity
[b] [i] ratification; [ii] equity will recognise the agency relationship
[d] There is nothing the tenant can do as the situation was at best subject to contract
[b] When the lease has a provision for reconstruction after a loss, the new landlord can invoke
the right
[c] Novation
[b] Wait out for the 14-day option period
[b] Rescind the contract and sell the property to the buyer who offered a higher price
[c] Tenancy at will
[b] The owner-occupier concession will still be applicable to Freddy
[b] Reasonable list price, agency with big international branding, with personal invites only
[b] A house with a big kitchen and dining area
[a] Represent only Xing and inform Ying that she can only protect Xing interest as a friend
[d] $112,600
[b] Send out individual invites
[a] Only [i] Building and Construction Authority (BCA)
[d] When developer issues Sale and Purchase Agreement
[b] $7,490
[c] Only [iv]
[d] $125,600, being 20% down-payment plus stamp duty less $30,000 CPF savings
[d] A real estate salesperson who misrepresented the floor area of a condo for sale
[b] with big kitchen and large dining area
[c] One salesperson represent an absentee landlord and the tenant
[b] Max no of dwelling units based on GFA allowable in the gross plot ratio over a denominator of
70 sq m
[a] Threat
[a] Strength and weakness
[c] Decline taking the appointment citing conflict of interest
[b] Two year after the date of result
[a] Local media interview
[b] Cannot exceed 35 years or beyond the borrowers retirement age of 65 years old; 60%
[c] [ii], [iii], [iv]
[b] It is an accessory lot that can be sold separately
[a] 7 days after sublet
January 2013
vacant possession
Tort
temporary occupation licence
void
encumbrances
security deposit
interest
consideration of
residential
legal enquiries / plans
acceptance
binding
22
1063 heterogeneity
1064 due diligence
1065 legal interest
1066 [d] Transaction amount is more than $10 million
1067 [b] Increase is 209.9-208.3 / 208.3
1068 [c] No. Though the seller may be bound by an Agency by Estoppel at this juncture, he is not
bound to sell the property as there is still room for price negotiation
1069 [b] The wine shelf is a fixture; and the wines are fitting
1070 [a] He can remove the shelf and the wines on expiry of tenancy as they are placed there by him
for his own enjoyment
1071 [a] $720
1072 [b] $480 for the HDB flat; $2,400 for the condo
1073 [d] His tax on income from rent will be calculated at Y less X less (Z X 10%)
1074 [b] [i] and [ii]
1075 [a] it's one of the 59 private property
1076 [b] Tenancy-in-common
1077 [b] Hotel
1078 [c] Yes. This is because ownership of real estate includes mineral rights, plants and underground
water etc.
1079 [d] Adam: (ii) and (iii), Alan: (i), (ii) and (iii)
1080 [a] Heterogeneity
1081 [c] No. The buyer will still complete the sale, albeit by a slight delay
1082 [b] 862
1083 [c] Make an agreement with Oxley that the property will be passed on to their children
1084 [a] Only (i) is correct
1085 [a] Urban Redevelopment Authority
1086 [c] Allowing neighbour B's plant to creep over the wall to house owner A's property
1087 [c] Negligent misrepresentation
1088 [a] The Real Estate Salesperson has breached her warranty of trust with the buyer and is thus at
fault
1089 [d] Yes, Andys instruction is binding and Ben should be the beneficiary
1090 [d] Renovation costs will be divided 2:1:1
1091 [d] Submit for waiver in Jan 2011, submit again in Jan 2012, and again in March 2013
1092 [c] The IRAS may foreclose the property and auction it off to recover the property tax in arrear
1093 [b] 14 Jan 2011
1094 [c] Grant of Probate
1095 [c] Right of exclusive possession
1096 [c] Negligent misrepresentation
1097 [c] Yes. The agent shouldve explained the usage of SOHO to the customer before he bought it
1098 [a] construction workers from PRC China
1099 [c] Non Malaysian PR buys from Malaysian PR
1100 [b] Advertisement on paper
1101 [c] Newspaper
1102 [d] Security deposit for private rental apartments
1103 [a] To ensure the buyer can buy the property
1104 [d] all of the above
1105 [c] prepared by the prospective tenant and submitted to the landlord and it is subject to contract
1106 [d] it has a better facing and unobstructed view
1107 [a] near pubs, clubs and nightspots.
1108 [a] he will get the salespersons full commitment in selling his property
1109 [c] 10 pm to 9 am
1110 [c] Mediation and arbitration
1111 [b] Demand that the developer build the wall
1112 [a] Auction
1113 [d] Proceed to negotiate with bidders with an attempt to sell the property via sale by private
23
1114
1115
1116
1117
1118
1119
1120
1121
1122
1123
1124
1125
1126
1127
1128
1129
1130
1131
1132
1133
1134
1135
1136
1137
1138
1139
1140
1141
1142
1143
1144
1145
1146
1147
1148
1149
1150
treaty
[c] place
[a] Open tender
[d] No they cannot rent out
[b] referrals from existing clients
March 2013
real estate title (or title deed)
Quarter (or three month)
Integrated Land Information System or INLIS
Licensee
[d] All are permissive waste
Sam notes: Voluntary waste, is an intentional act done to any structural of a property that cause
its value to decline or an intentional act to deplete the resources of a real estate. Permissive
waste is the failure to maintain the demised premises physically or financially.
[c] Engage a lawyer; apply for grant of probate; apply to HDB to transfer the flat to the
beneficiary
[a] He will be sued by the developer
[c] Yes, the gift may be voidable by the Official Assignee is he is of the opinion that Mr So had
earlier done so to avoid creditors claim
[d] Diplomatic clause
[c] House A will enjoy the easement of support over house B
[b] www.inlis.gov.sg
[b] He would earn $11,000
[b] Mark said the unit will be sold with tenancy. Buyer purchased. Buyer is still unable to rent his
unit.
[a] 89
[d] Lease title
[c] Transfer to Tom, mortgage to UV Bank
[b] [iii] only
[b] Subletting
[b] 2
[b] The income criteria for BTO flats is raised
[a] Buyers and sellers can't control the price in the market
[d] [i] and [iv]
[a] Decline
[b] Buyers stamp duty with ABSD of 5%
[a] If the break is longer than 2 year, he will need to re-attend the RES course and RES exam
[b] Danny and his unmarried siblings
[a] $8,000
[a] The developer will refund 75% of the option fee within 4 weeks
[c] Mr X should write to the developer to object to the shifting of the BBQ pit and wait for the
developers reply within 21 days
[c] Mr B is considered a tenant-at-sufferance as he was originally a legal tenant but now owed
rent to the landlord
[d] All of the above answers are correct
[b] National Environment Agency (NEA)
24

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Good Class Bungalow (GCB) area

Statutory Land Grant

Development Charge (DC) table of rates

management fund and sinking fund

quarterly (Note from 2012: HDB resale data is updated daily)

Statutory Declaration (SD)

Singapore Civil Defence Force (SCDF)

(d) All of the above

(d) beneficiary interest in a trust

(a) fixed term lease

(b) own land in equal shares

(c) accessory lot

(a) As land is the dominant tenement, and Bs is the servient tenement

(d) Unity of Possession

(b) Tenancy in common

(d) fee simple absolute estate

(b) only [ii]

(d) all but [i] and [ii]

(b) Escalation Clause

(b) Bob's interest is 0.75% above the interbank lending rate

(b) all but [ii]

(d) all of the above

(c) There are no restrictions for foreigners to own non-residential properties

(c) Private condominiums

(b) 16% of the price paid for the living quarters

(c) [ii] and [iv]

(d) ICA and MOM

(a) residential property contract

(c) contractual relationship between trustor and trustee

(b) condominium zoning

(a) Core Central Region

(a) fitting is a movable property

(c) Licence to use property

(a) Yes, there is a duty of care because of the tort of negligence

(d) Auctioneer asking for a bid in an auction

(c) By implied release through non-user for 12 years

(b) Buildings on land that go in accordance with plot ratio

(a) Withholding of facts

(b) SC and 35 years old

(b) 10% of the purchase price

(b) seller after 1st appointment and before legal completion

(a) foreign buyer cannot extend the tenancy

(c) 6 months, not renewable

(b) lower of purchase price or market valuation

(d) all of the above

(d) all of the above

(b) obtain Letter of Offer (LO) from bank

(a) 10 days after 1st appointment

(c) No, plot width is not wide enough

(c) Link House

(d) pipes serving 2 strata lots

(c) proximity to residential areas

(c) business park

(a) 75% and 50%

(b) cannot be assigned at all

(a) progress of construction

(d) all of the above

(d) sale and purchase of vacant land

(a) sale of non-residential property

(c) negligent based and cost inclusive

(d) fine not exceeding $25,000 or imprisonment of one year or both

(c) Exclusive Agreement for Lease of residential property by Landlord