Submitted By:- Hardik N.

Patel
Mehul J. Patel
Nirav I. Patel

Submitted To:-Ujal Mehta

National Bank for Agriculture and Rural Development

Introduction

NABARD is set up as an apex

Development Bank with a mandate for
facilitating credit flow for promotion and
development of agriculture, small-scale
industries, cottage and village industries,
handicrafts and other rural crafts.
 History

 NABARD was established by an act of

Parliament on 12 July 1982 to implement
the National Bank for Agriculture and Rural
Development Act 1981.

 It replaced the Agricultural Credit

Department (ACD) and Rural Planning and
Credit Cell (RPCC) of Reserve Bank of India
, and Agricultural Refinance and
Development Corporation (ARDC).
Mission
Promoting sustainable and
equitable agriculture and rural
development through effective
credit support, related services,
institution building and other
innovative initiatives.

 
Objectives
 The Bank will serve as a refinancing institution
for institutional credit such as long-term, short-
term for the promotion of activities in the rural
areas.

 The Bank will also provide direct lending to any

institution as may approved by the Central
Government.
 The Bank will have organic links with
the Reserve Bank and maintain a
close link with in
 NABARD Role and
functions
 NABARD had introduced a mechanism
of DAP/MoU aiming at institution
specific measures in 1994-95.

 The performance obligations arising

out of DAP formed the basis of the
Memorandum of Understanding
(MoU) between stake holders.
 Con…

 Initiates measures toward institution-

building for improving absorptive
capacity of the credit delivery system,
including monitoring, formulation of
rehabilitation schemes, restructuring
of credit institutions, training of
personnel, etc.
 Associated with
NABARD
[1] The World Bank Group – The
International Development Association

 The World Bank works in close

partnership with India’s Central and State
Governments, aligning its strategies with
the country’s own development agenda.
[2] International Fund for
Agricultural Development (IFAD):

 IFAD’s strategy in India centres on

improving the access of rural sectors
to economic and social resources.
 Small Industries Development
Bank of India
Introduction:
SIDBI is implementing a World Bank-led
multi agency / multi activity Project on Financing
and Development of SMEs. While SIDBI has been
assigned with the responsibility of implementing
the project, the Banking Division, Ministry of
Finance, Government of India is the nodal agency
for the same.
 History

 SIDBI was established on April 2,

1990.
 the principal financial institution for
the promotion, financing and
development of industry in the small
scale sector
 Mission
• To empower the Micro, Small and
Medium Enterprises (MSME) sector
with a view to contributing to the
process of economic growth,
employment generation and balanced
regional development
 Objective

• Four basic objectives are set out in

the SIDBI Charter. They are:
 Financing
 Promotion
 Development
 Co-ordination
 (EMPLOYEES’
PROVIDENT FUND)
REGULATIONS, 1990
 [Employees’ Provident Fund] (Amendment)
Regulations, 2004.
• In exercise of the powers conferred by sub-
section (1) read with clause
(d) of sub-section (2) of section 52 of the Small
Industries Development Bank of
• India Act, (39 of 1989), the Board, with the
previous approval of the Development Bank,
hereby makes the following Regulations :
(1)(i)These Regulations may be called the
Small Industries Development Bank
of India (Employees’ Provident Fund)
Regulations, 1990.

(ii)These Regulations will come into force on

the Twentieth day of November, 1990.
 RIGHT TO
INFORMATION ACT
1.ABOUT THE ACT

The Parliament has enacted The Right to

Information Act, 2005 which received the
President’s assent on 15th June 2005 and was
notified in Official Gazette on 21st June 2005. It
extends to the whole of India except the State
of Jammu & Kashmir. Under the Act.