Professional Documents
Culture Documents
..
Presented By-
Aayush Khandelwal
Ô
`
À stomer service and prodct innovation tned to diverse
need of individal and corporate clients
À Deposit schemes
À Loans and advances
- Personal Loans
- Hosing Loans
- ards
- onsmer drables
- to Loans
u
À cconts
- Terms deposits
- Fi ed deposits
- Recrring deposits
À ards
- Different variants like: Gold pls cards, silver and silver
pls cards
×
À cconts
- ormal crrent a/c
- Trst/G savings a/c
À ervices
- Private eqity, mergers and acqisitions
- dvisory services
- apital market fnding
- E- broking
FETURE
À nywhere banking
À nstant fnd transfer
À nterest banking
À t-par (mlti-city cheqe book
À T` cm Debit card
À `obile banking
À Phone banking
RG T TRUTURE
BOA OF
IÔ×TOS
ISK MANAGÔMÔNT AU IT
×OMMITTÔÔ OF
×OMMITTÔÔ OF ×OMMITÔÔ
IÔ×TOS THÔ BOA
SWOT
OuuOTUNITIÔS
THÔATS
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F L PERFR`E
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VR U TRTEG E
`PLE`ETED FR THE
URRET P T
TP F B
egmentation:
-These banks consider the cstomer service
as the base for segmentation.
- Here byer give emphasis on the services
& believe in sing technical advance
prodct.
À Targeting:
- is bank target the people of the rban & semi-rban
area.
- People who believe in high set of prodct & want speedy
services.
-elective specialisation strategy
Positioning:
- is banks are positioned as the technically advance &
delivering togher set of cstomer services.
Targeting trategy
Targeting strategy
`PET T VE TRTEG
À - X - =
À improving financial fndamentals
À range of bsiness activities and cstomer base
À Rapid sage of available T platform & infrastrctre
À To diversify its loan portfolio frther