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 Outline
I. Introduction
 What is financial literacy?
 Rationale
 Purpose
 Research questions
II. Methodology
III. Findings
 Acknowledgement about financial literacy of
students at NEU
 Financial management in practice of students at
NEU
 Factors shaping financial decision of students at
NEU
IV.Recommendation and Conclusion
 I. Introduction
 Background

  
 



   
   
 

 

  

    



 

        

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 I. Introduction
 Rationale: money spending - decision making
 Affect decision to make money in the future
 Affect academic performance
 Affect ability to get a job after graduation

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 I. Introduction
   


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 II. Methodology
 Instrument:
 Online survey
 Participants:
 Random 50 students at NEU
 Procedure:
 Collect information
 Analyze and withdraw the answer to research questions
 Make recommendation and conclusion
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 O. Acknowledgement about financial literacy of
students at NEU

Have you ever heard information about ͞Financial

literacy͟?

48%
52%
YES
NO

-> Financial literacy is not common concept perceived

by students
 O. Acknowledgement about financial literacy of
students at NEU

Which sources provide you information about

financial literacy ?

O0% 6%
O5% Family members
Teacher
69%
Internet
other

Students hear various messages about money from various

family members like ͞don͛t spend money you don͛t have͟
,Financial management in practice of students at NEU

 Where does your income come from?

3% 4%

O8%
Parents
Part time job
75% Financial aid
other
,Financial management in practice of students at NEU

  
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O I pay my rent and other living expenses (phone, utilities) on time each month O.35
2 I have little or no difficulty in managing my money 2.26
3 I avoid spending more money than I have O.69
4 I have weekly (or monthly) spending plan that I follow 3.O4
5 I regularly set aside each month for saving 3.28

*.",. -.  /.  0. 
%

 3.Factors shaping spending habits of students at
NEU

 Who has had the most significant influence in

shaping your spending habit?
3%
O0%

2O% Parents
Siblings
66%
Peers
other
 IV. Recommendation
 For students
 Optional or required classes
 Workshop, seminar, talk show
 Students͛ sharing experiences in club
 For Parents:
 Be aware of their role
 Be provided knowledge of financial management
via internet
 Talk to their children about financial management
 IV. Conclusion
 There͛s no such thing as a free lunch for
everybody and the amount of money is
limited o allocate the budget properly

 Practice makes perfect o avoid financial

problems in future
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