PR & PUBLICITY DIVISION
HEAD OFFICE : NEW DELHI

PRESS RELEASE

PNB LAUNCHES TWO NEW DEPOSIT SCHEMES:

PNB DUGANA & PNB LAKHPATI

PNB launches two new deposit schemes: PNB DUGANA & PNB LAKHPATI

PNB DUGANA deposit scheme offers “double your money in 109 months” and PNB
LAKHPATI deposit scheme envisages inculcating the habit of regular monthly
saving to become “Lakhpati”.

Under PNB DUGANA deposit scheme, the minimum & maximum amount of deposit is
Rs. 5000/- & Rs. 1 crore per day per customer for 109 months. The rate of interest
offered is 7.75% (compounded quarterly).

PNB LAKHPATI deposit (first option) scheme offers deposit of monthly installment of
Rs.1000/- for a period of 78 months to get a return of Rs. 100584/- (Rate of interest
7.50% for general category of customers).

PNB LAKHPATI deposit (second option) scheme offers deposit of monthly installment
of Rs.1500/- for a period of 57 months to get a return of Rs. 102207/- (Rate of interest
7.25% for general category of customers).

PNB LAKHPATI deposit (third option) scheme offers a scheme for 120 months. The
periodicity of deposit of RD instalments will range from 24 to 60 months and thereafter
the RD proceeds would be crystallized and reinvested in FD scheme for a period of 96 to
60 months.

In the above schemes Senior Citizens will be offered 0.50% additional rate of interest

Loan/overdraft facility is available on applicable terms & conditions against deposits held
by the account holder.

In line with our peers, PNB has realigned the rate of interest on Retail Domestic Term
Deposits with an increase of 25 bps w.e.f. 01.09.2010 in selected maturities. The peak
rate of the bank has increased from 7.50% to 7.75%.

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