MONTHLY SPENDING TRACKER

NAME: MONTH:
Start by listing all of your monthly expenses by category in the "montly cost" column, filling in those that
apply and adding those that are not listed. For varibale expenses, estimate how much you spend and fill
in a dollar amount. Either at the end of the month or when you pay a bill, fill in the actual amount into
"actual cost" category. Generally fixed expenses will remain the same, however, variable will change.
EXPENSES EXPECTED COST: ACTUAL COST:
FIXED Mortgage/Rent
Electric
Gas
Cell Phone
Cable/Internet/Phone
Water/Garbage/Sewer
Car Payment
Car Insurance
Day Care Expenses

VARIABLE Food/Groceries
Eating Out
Gas
Health/household supplies
Entertainment

TOTAL $0.00 $0.00

MONTHLY INCOME EXPECTED AMOUNT ACTUAL AMOUNT

TOTOAL INCOME $0.00 $0.00

Total Monthly Expenses $0.00 $0.00

Total Income $0.00 $0.00
DIFFERENCE $0.00 $0.00

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