Many people are borrowing money from

Loan Shark

By :
Hui Jie CEA 100025
Tai Tian Choong CEB 100082
Shahidatul Husna bt Hamidi CEB 100071
Pharahaini AsyiqinMustapha CEA 100102

English for Academic Purposes [ GTEE 1102 ]

1 . 0 Introduction

LOAN SHARK
•a person that offers unsecured loans at
high interest rates
•enforcing repayment by blackmail or
threats of
violence
•usually financed and supported
by an organized crime network

English for Academic Purposes [ GTEE 1102 ]

Loan Shark In Malaysia
Loan shark= Ah Long
TARGET
CUSTOMER

Interest 40 % per
charge fortnight or per
month

English for Academic Purposes [ GTEE 1102 ]

 WAYS TO ADVERTISE

Distributed name cards

Banner
Flyer
Internet

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2 . 0 Causes

Why people
borrow
money from
loan shark?

English for Academic Purposes [ GTEE 1102 ]

2.1

English for Academic Purposes [ GTEE 1102 ]

2.2 Fin a n cia lp ro b le m

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2.3 E a sy to fin d

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2.4 B u sin e ss in ve stm e n t

English for Academic Purposes [ GTEE 1102 ]

 3 . 0 Effects

1 sp ra y , sp la sh , o r w rite
th re a ts in re d p a in t

English for Academic Purposes [ GTEE 1102 ]

3.2 Beaten

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3.3
Strategy pig
head

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3.4 Stolen items

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3.4 Displays the borrower's
identity card

English for Academic Purposes [ GTEE 1102 ]

 4 . 0 Solutions

a ) Fin a n cia lin stitu tio n s sh o u ld p ro vid e

va rio u s fo rm s o f lo a n s

b ) Seek for professional debt solutions

People’s Small-adjustment loans

c ) Campaign regarding awareness about

the harmful effects of using
illegal moneylender services

English for Academic Purposes [ GTEE 1102 ]

 Minister of Interior -
YB Datuk Seri Hishammuddin
Tun Hussein
declared all out war on
loan sharks at June 2008

amount of borrowers
dropped near to 26 % in
2009

English for Academic Purposes [ GTEE 1102 ]

5 . 0 Conclusion

Borrow money from

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Actions takeN by Government

Thank you =)

English for Academic Purposes [ GTEE 1102 ]