FRANCHISOR FINANCING SCHEMES Objective To provide financial assistance to franchisors / master franchisees in expanding their business To encourage and

nd facilitate more franchisors to venture into international expansion To assist franchisors / master franchisees in strengthening their capabilities and capacity in order to adequately support more franchisees Criteria Must be a Sendirian Berhad Company Must be registered with Registar of Franchise (ROF) and Malaysian Franchise Association (MFA) as franchisor/masterfranchisee The target company must register profits and positive shareholders' fund in its latest audited accounts The target company must have Bumiputera franchisees not less than 30% of the total number of franchisees. The target company should maintain 30% ratio of Bumiputera franchisees throughout the financing period Must be clear of any outstanding litigation against the target company, its shareholders and its director Preference will be given to franchisors with an affordable franchise package (a franchise package of RM250,000 or less) Financing Mode of financing: Term loan Margin of financing: Subject to a gearing ratio of not more than 4 times Size of financing: RM100,000 to RM2,000,000 Interest rate: 1. 6% per annum for Bumiputera franchisors/master franchisees 2. 8% per annum for non-Bumiputera franchisors/master franchisees

Maximum tenure: up to 10 years