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  • Limitations

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    jiggy31
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    The current model faces several limitations and challenges including competition, risks of technology adoption and risk management requiring additional capital. It also struggles with product innovation viability, pricing and competition. Additionally, there are issues with low productivity needing substantial technology investment, high initial investments and viability concerns for survival. Rationalizing branches, outsourcing services, consolidation, cost reduction and sharing technology were suggested approaches.

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    The current model faces several limitations and challenges including competition, risks of technology adoption and risk management requiring additional capital. It also struggles with product innovation viability, pricing and competition. Additionally, there are issues with low productivity needing substantial technology investment, high initial investments and viability concerns for survival. Rationalizing branches, outsourcing services, consolidation, cost reduction and sharing technology were suggested approaches.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as DOCX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    4 views1 page

    Limitations

    Uploaded by

    jiggy31
    The current model faces several limitations and challenges including competition, risks of technology adoption and risk management requiring additional capital. It also struggles with product innovation viability, pricing and competition. Additionally, there are issues with low productivity needing substantial technology investment, high initial investments and viability concerns for survival. Rationalizing branches, outsourcing services, consolidation, cost reduction and sharing technology were suggested approaches.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as DOCX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
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    1.

    Limitations/challenges faced in the current model Competition Technology adoption Risk Management Risk based approach - requirement of additional capital.
    Inherent and unavoidable intermediation risks.

    Product Innovation Viability and feasibility, pricing, competition Low Productivity Levels Substantial investment in technology and MIS. High initial investment, viability considerations - survival Absence of level playing field Rationalisation of branch network. Outsourcing of services Consolidaton mergers / strategic alliances Cost reduction Sharing technology National and Social obligations

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