Check List:

1. 2. 3. 4. 5. 6. Application form duly filled and signed by the applicant. Latest Pay-slip for 3 months (If applicable increment letter). Bank statement for 6 months including salary a/c and savings a/c. Latest Form 16. Photo Id Proof (Voter ID/ Driving License/ Pass Port). Address Proof (Pass Port/ Ration card/Telephone Bill/ Electricity Bill/Letter from employer). 7. Pan-card(Mandatory). 8. Employer-Id(Mandatory). 9. Passport Size photo (recent) 10. Processing fees cheque-favoring HDFC Ltd If less than 3 years in current employment 1. Relieving order from previous employer 2. Appointment order from current employer 3. Resume of the Applicant

All the documents submitted must be self attested

You are requested to arrange for stamp paper to be purchased in your name/names to the tune of 0.5% of the loan amount sanctioned or to a maximum of 25000/- whichever is less. This stamp paper needs to be submitted only at the time of 1st disbursement of the loan. Please Note: The exact photo-id proof, address proof, pan-card, employer id which you have submitted must be brought in original at the time of disbursement of the loan The processing fees is 0.5% of the loan amount or Rs 10,000 whichever is less plus an education cess of 10.03%

The RoI: Condition Within 30 lacs 30.01-75 lacs Above 75 lacs Tenure is for 20 yrs For land loan the RoI is 0.25% higher in all the above aspects and tenure is 10 yrs. Variable Rate 10.75 11 11.5 Fixed 12.25 12.5 13