PRESUPUESTO DE GASTOS FINANCIEROS

CUADRO No. 1

BIF - LEASING FINANCIERO

FECHA :
CLIENTE :
TIPO DE BIEN:
PRECIO DE VENTA:
VALOR DE VENTA:
IGV:
VALOR DEL PRESTAMO TOTAL :
CUOTA INICIAL:
COMISION DESEMBOLSO:
OPCION DE COMPRA:
GARANTIAS:
CUOTA MENSUAL:
FACTOR:
FORMA DE DESEEMBOLSO :
AO 1
AO 2
VALOR TOTAL LEASING
NRO. DE CUOTAS TOTALES :

19%
28.65%
mas IGV

$48,309
$25,640

CUOTA MENSUAL
:
TASA INTERES ANUAL :
TASA INTERES MENSUAL :
TASA INTERES MENSUAL :

Cuota Mensual

0
1
2
3
4
5
6
7
8
9
10
11
12
PRIMER AO

8-May-08
TOPOEQUIPOS MEDINA S.A.C.
TRACTOR AGRICOLA MASEY FERGURSON
$88,000.00
$73,949.58
$14,050.42
$14,050.42
$25,210.08
$500.00
1%
Por definir en aprobacion crediticia
$2,259.93
2.56810%

$73,949.63
$48,739.50
24
2
2,259.93
11.00%
0.87%
0.00682

Fecha de
Vcto.

Deuda
Principal

Amortiz.
Capital

8-May-08

73,949.58

5-Jun-08

48,739.50

6-Jul-08

Meses
Aos
U.S.$

Valor
Cuota (*)

Portes (*)

IGV
19%

Total
Cuota

Saldo

Intereses

25,210.08

0.00

25,210.08

3.00

4,790.49

30,003.57

48,739.50

1,834.21

425.72

2,259.93

3.00

429.96

2,692.89

46,905.29

46,905.29

1,850.23

409.70

2,259.93

3.00

429.96

2,692.89

45,055.06

3-Aug-08

45,055.06

1,866.39

393.54

2,259.93

3.00

429.96

2,692.89

43,188.67

3-Sep-08

43,188.67

1,882.69

377.24

2,259.93

3.00

429.96

2,692.89

41,305.98

3-Oct-08

41,305.98

1,899.14

360.79

2,259.93

3.00

429.96

2,692.89

39,406.84

3-Nov-08

39,406.84

1,915.73

344.20

2,259.93

3.00

429.96

2,692.89

37,491.11

3-Dec-08

37,491.11

1,932.46

327.47

2,259.93

3.00

429.96

2,692.89

35,558.65

3-Jan-09

35,558.65

1,949.34

310.59

2,259.93

3.00

429.96

2,692.89

33,609.31

3-Feb-09

33,609.31

1,966.37

293.56

2,259.93

3.00

429.96

2,692.89

31,642.94

5-Mar-09

31,642.94

1,983.54

276.39

2,259.93

3.00

429.96

2,692.89

29,659.40

5-Apr-09

29,659.40

2,000.87

259.06

2,259.93

3.00

429.96

2,692.89

27,658.53

5-May-09

27,658.53

2,018.34
48,309.39

241.59
4,019.85

2,259.93
52,329.24

3.00
39.00

429.96
9,949.97

2,692.89
62,318.21

25,640.19

13
14
15
16
17
18
19
20
21
22
23
24

5-Jun-09

25,640.19

2,035.97

223.96

2,259.93

3.00

429.96

2,692.89

23,604.22

6-Jul-09

23,604.22

2,053.76

206.17

2,259.93

3.00

429.96

2,692.89

21,550.46

3-Aug-09

21,550.46

2,071.70

188.23

2,259.93

3.00

429.96

2,692.89

19,478.76

3-Sep-09

19,478.76

2,089.79

170.14

2,259.93

3.00

429.96

2,692.89

17,388.97

3-Oct-09

17,388.97

2,108.04

151.89

2,259.93

3.00

429.96

2,692.89

15,280.93

3-Nov-09

15,280.93

2,126.46

133.47

2,259.93

3.00

429.96

2,692.89

13,154.47

3-Dec-09

13,154.47

2,145.03

114.90

2,259.93

3.00

429.96

2,692.89

11,009.44

3-Jan-10

11,009.44

2,163.77

96.16

2,259.93

3.00

429.96

2,692.89

8,845.67

3-Feb-10

8,845.67

2,182.67

77.26

2,259.93

3.00

429.96

2,692.89

6,663.00

5-Mar-10

6,663.00

2,201.73

58.20

2,259.93

3.00

429.96

2,692.89

4,461.27

5-Apr-10

4,461.27

2,220.96

38.97

2,259.93

3.00

429.96

2,692.89

2,240.31

5-May-10

2,240.31

2,240.36
25,640.24
73,949.63

19.57
1,478.92
5,498.77

2,259.93
27,119.16
79,448.40

3.00
36.00
75.00

429.96
5,159.48
15,109.45

2,692.89
32,314.64
94,632.85

(0.05)

5-May-10

0.00

SEGUNDO AO
SUBTOTAL

OP. DE COMPRA
TOTAL

880.00

0.00

880.00

3.00

167.20

1,050.20

74,829.63

5,498.77

80,328.40

78.00

15,276.65

95,683.05

BIF - LEASING FINANCIERO

RESUMEN
TRACTOR AGRICOLA MASEY FERGURSON
Monto del Prestamo :
AOS

TOTALES

48,739.50

Deuda
Capital

0
1
2
3

U.S.$

73,949.58
48,739.50
25,640.19
Op. de compra

Total
Amortizacion

Intereses

Portes

Pagado

IGV

Total

Pagado

Pagado

25,210.08
23,099.31
25,640.24
880.00

0.00
4,019.85
1,478.92
0.00

25,210.08
27,119.16
27,119.16
880.00

3.00
36.00
36.00
3.00

4,790.49
5,159.48
5,159.48
167.20

30,003.57
32,314.64
32,314.64
1,050.20

74,829.63

5,498.77

80,328.40

78.00

15,276.65

95,683.05

Saldo

48,739.50
25,640.19
(0.05)
0.00