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Sincere Thanks To:
1. Mannargudi Sri.Srinivasan Narayanan for providing Sanskrit texts and proof
reading
2. Sri.Satakopa Tatachar Swami for the cover image and Sri.K.Sridharan for
providing other images
3. Smt.Jayashree Muralidharan for eBook assembly
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SrI RanganAyaki ThAyAr
(Thanks: www.srirangapankajam.com)

Translation in to Tamil by
SrIRangam Sri K.Sridharan
Additional Notes by
SrI nrusimha sEva rasikan
Oppiliappan Koil Sri VaradhAchAri SaThakopan
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C O N T E N T S

Introduction 1
Slokams and Commentaries 5
Slokam 1 - 10 7-20
Slokam 11 - 20 22-32
Slokam 21 - 30 34-47
Slokam 31 - 40 48-59
Slokam 41 - 50 60-71
Slokam 51 - 61 73-86
nigamanam 86

Appendix
Reference books for further study 87
Complete List of Sundrasimham-ahobilavlli eBooks 91



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SrIRanganAyaki ThAyAr
(Thanks: Sri.Murali BhaTTar)


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+ ~l-+
~lP6 lPl+ =l4l +P-
~l\+l4|T BP6 ~l\+l 9OTl +P-
:
:
:
~l9llBl Pl6-P

LAKSHMI TANTRAM


.
.
50
.
.

. ,

.
.
ADDITIONAL INTRODUCTORY NOTES BY SRI V.SATHAKOPAN
Lakshmi Tantram is one of the PaancarAtra Aagama texts. As the name
suggests, it is about MahA Lakshmi. Here eulogy is made to MahA Lakshmi as
being equivalent in Vaibhavam to Her Lord in every way. In the 50th chapter of
the 57 chaptered Sri Sookthi, the meanings of Purusha and SrI Sooktham are
explained well. One of the most striking things about this SrI Sookthi is that

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MahA Lakshmi Herself performs upadEsams for us directly.
Though some scholars have earlier published a study of this Text, there has not
been much of a detailed study of this important PaancarAtra Aagama Text in
Tamil. As we venture to provide more information about this SrI Sookthi, we
seek the blessings of the divya dampathis of Srirangam for success in our
efforts. A bibliography of work by other authors on this text is provided at
the end, as reference for further study.
There are two VaishNavite AagamAs: PaancarAtram and VaikhAnasam.
PaancarAtram has many source books. AagamAs have their roots in the VedAs
(NigamAs). AagamAs deal with the worship of the deities, the rules for the
construction, consecration and the repair of the temples, the sculpting of the
deities, the daily AarAdhanam procedures for the consecrated deities, the
conductance of the various uthsavams of the temple, drawing of the yantrAs.
AagamAs deal with four topics:
Charyai dealing with devotees duties
KriyA covers the different aspects of the temple and details on temple
worship
Yogam deals with the different ways of meditation and how the soul of the
devotee gets closer to the deity and
Jn~Anam relates to the state of one in meditation.
Each AagamA text emphasizes one or more of the four topics. Lakshmi Tantram
deals exclusively with ways to worship MahA Lakshmi and Her relationship with
Her Lord. We come across the word Tantram in this Aagama text. Tantra has
to be understood here as dealing with the details of the Saadhana (practice) of
UpAsanA. In this context, Tantra has been defined as "that which gives a lot of
attainments with meaningful practices and that which ultimately leads to
emancipation (Brahma PrApti/Moksham)".
Among PaancarAtra samhithAs, the well known ones are Padma, Saathvatha,

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Aagamam to establish it as an authentic PramANam based on yEkAyana branch
(Saakha) of Vedam.
Sri Lakshmi Tantram is an extraordinary PaancarAtra Aagamam in that it has
direct upadEsams for us from Lakshmi Devi Herself. This SrI Sookthi has 57
chapters and has 3163 slOkams housed therein. Two chapters are extinct
(luptham) now. Some of the chapters like Lakshmi Mantra Siddhi with 40
slOkams, SrI Sooktha Prabhava PrakAsa: with 137 slOkams, Lakshmi Svaroopa
PrakAsa:, Mantra svaroopa Kathanam, BhUtha Suddhi PrakAsa:, DeekshA
abhishEka prakAsa: and others offer precious insights into UpAsanaa of MahA
Laskhmi personifying yeka Seshithva Tatthvam. Let us seek Her anugraham to
worship Her in the traditional way following Her own guidance!
We will commence our kaimkaryam of writing about Lakshmi Tantram with Her
dyAna slOkams:
4-( 9TTl 9B4(+l Bl l4(l l4(l
(F6l-4lP49(l P|TT +l +l|4 |96lP
ll7T9(l (|(Ol|(|- B |46l
9lH 9=H9T|+||4 l B(l H||-+
vandE padmakarAm prasannavadanAm sauhAgyadAm bhAgyadAm
hastAbhyAm abhayapradAm maNigaNair-nAnAvidhair-bhUshitAm |
bhaktAbheeshTa phalapradAm hari-hara-brahmAdibi: sEvitAm
pArSvE pankaja-sankha-padmanidhibhir-yuktAm sadA Saktibhi: ||


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B|B=|+4 ! Bl=(F6 !
4=6Pl H T-Pl-4Hl
4|6 ! (|4 ! P+l !
| 4+ |6T| ! 9Bl( PGP +
SarasijanilayE ! sarOjahastE !
dhavaLatamAmSuka-gandhamAlya SObhE !
bhagavati! harivallabhE ! manOjn~E !
tribhuvana-bhUtikari ! praseeda mahyam !













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9Pl5\4l4- HlN46l-
1 - :
adhyAyah 1 - SaastrvatAra:










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SlOkam 1

+Pl |+t4l+4Hl4 =6- B4 ( 64
l+l4 |+F6\l4 Pl+ll4TltP+ +
:|
||
namO nityAnavadyAya jagata: sarvahetave |
jn~anAya nistarangAya lakshmeenArAyaNaatmane ||


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:
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-
) () .

,
. 3-2-30 3-2-36 .
(
- www. namperumal.com)
ADDITIONAL COMMENTS BY VS:
adiyEn salutes that Vasthu (Brahman), which is the soul of Lakshmi as well as
NarAyaNan. This Vasthu is most sacred, blemishless, changeless and is the
embodiment of Jn~Anam. The question arises now as to the existence of a
superior Vasthu that is soul to both NarayaNa and Lakshmi. The answer is given
later as that Vasthu being one and the same as Sriman NarAyaNan. Brahma
Soothrams 3.2.20 to 3.2.36 covers this topic (Sundara Simham Book 60 and Sri
BhAshyam section of NamperumAL Vijayam: www.namperumal.com).
For further details on SrI MahA Lakshmi tatthvam, please browse other
ebooks in the Sundara Simham and Ahobilavalli series: Lakshmi Narayana
Hrudayam, Book #43 in Ahobilavalli ebook series, Lakshmi Sahasram 100th
ebook in the Sundara Simham series, SrI Stuti, book 1 of Sundara Simham
series, CatusslOki and Sri Stavam of KurEsar and GuNa Ratna KOSam in the
same ebook series.



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SlOkam 2
GlB+ TllPlH Bl P |96P
HT -B 4l |P Pl-9P 9lFP( +
|
||
khagAsanam ghrNaadhArameedrSam sOmabhUshitam |
akalankendu sooryAgnim lakshmeeroopam upAsmahe ||
:
, ,
, -
-
. (
-
; .)
ADDITIONAL COMMENTS BY VS:
adiyEn worships the subhASrayam of Lakshmi, who is the embodiment of
Compassion and is seated on Garudan with Her Lord. She is worshipped by
Soman and is like the integrated essence of the blemishless Chandran-Sooryan
and Agni. "tat lakshmI roopam upAsmahE" is the key message and the
description of that roopam is described by words like "khagAsanam,
ghruNaadhAram, soma bhUshitam and akaLanga indu-soorya-agnim".
She is generally visualized as being seated with Her Lord on the divine bird
Garudan, which serves as Their vaahanam. The bird referred to here could also
be the Owl as per the traditions of northern part of India, where the wise bird
owl is considered as Her transport.

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SlOkam 3
4 (4 (l-6 6x4 B4 HlN|4Hl(P
B4 |B&l-66x4 Pl TlPl6lPP +
|
||
vedavedAnta tattvajn~am sarva Saastra viSaaradam |
sarav siddhAnta tattvajn~m dharmaaNaamAgat Agamam||
:
( )
;
; ;
, .
ADDITIONAL COMMENTS BY VS:
Sage Athri or Athri Rishi is a Vedic seer. The pravarAs of Athri are known as
AathrEyAs. The different sUthrakArAs given the pravarAs (denoting one or
more reputed ancestors of this line) are BhaudhAyana, KathyAyana,
Aapasthambha and LougAkshi. There are 407 Rishis, who are mantra dhrushtAs
for Rg Veda Mantrams. Sage Athri and his descendants are some of them.
While the rishis linked to the first and the three last books of Rg Vedam (8th,
9th and 10th) are miscellaneous, the other books (2nd to 7th) have specific
rishis attributed to them. For instance, the fifth book is associated with Sage
Athri and his sons just as the 2nd book is linked to Angiras, the 3rd book to
VisvAmitrA, The 4th book to VaamadEva, the 6th book to BhAradhvAja and the
7th to VaisishtA and his descendants.

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Sri Lakshmi Tantram is structured as a conversation between Sage Athri and
his dharma pathni, AnasooyA, who desired to know about the glories of MahA
Lakshmi and the tatthvams associated with Her. Sage Athri is very pleased
with his dear wifes request and uses Sage Naaradhars description of the
Vaibhavam of MahA Lakshmi as told in the Saathva Samhithai of PaancarAtram.


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SlOkam 4

|=6 |-4 |=6ll l 9l4HlT 6P
6 ( Hl\4l F 9Bl+9l4TP +
|
||
jitendriyam jitAdhAram rAgadveshAvaSeekrtam |
caturdaSaanga yogastham prasankyAna parAyaNam ||
:
( ): ;
;

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- ; 14 ;
.
ADDITIONAL COMMENTS BY VS:
Sage Athri is introduced here as one who has full control over his indriyams
(sensory organs) and as a Sage with full awareness of the function of his
MoolAdhAra Chakram as a parama yOgi knowledgeable in the 14 parts of Yoga
Saasthram. He is totally dispassionate and as one who unfailingly pursues true
knowledge (Brahma Jn~Anam).
The chapter 2 of Patanjalis Yoga sUtrA named Saadhanaa Paadha discusses at
least 11 of the 14 angams. The 8 of the 14 constitute the familiar ashtAnga
Yogam consists of 8 angams: Yama, niyama, Aasana, PrANAyAma, PrathyAhaara,
DharaNa, DhyAna and SamAdhi). The other three discussed there are Tapas
(spiritual passion and indriya nigraham), SvAdhyAya (self-study) and Iswara
praNidhAna (surrender to the Lord).





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SlOkam 5
|4& F4l + +l l+l 9 l 69+6l 6P
|+(l+ 69BlPlH 6 =l l|HP+lP4P +
|
||
viddhe svarbhAnunA bhAnau purA tapanatAm gatam |
nidAnam tamasAmAdyam tejOraaSimanAmayam ||
:

, ; ;
;
. (
.)
ADDITIONAL COMMENTS BY VS:
There was once an asurA, who tried to pierce and destroy the Sun through his
shadow. Sage Athri entered into the state of tapas (penance) to destroy that
asurA by the name of SvarbhAnu as referred to in Rg Vedam. Sage Athri is the
embodiment of tapas. He is radiant with the power of his tapas. Such is the
glory of Sage Athri.





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SlOkam 6
H|P| Tl 9 6P|4 FP-44P
9l6- B 4lP 9lBl+P |9 ( 6( 6lH+P +
|
: ||
atrim atriguNopetam atrivargastham avyayam |
prAta: samghyAm upAseenam rshim hutahutaaSanam ||
:
;
( , ;
;
.
ADDITIONAL COMMENTS BY VS:
Sage Athri is ThriguNAdhithar. He is beyond the three guNams: Satthva, Rajas
and tamas. Hence, he is known as Athri, unaffected by the three guNams
(thriguNam). He has also transcended the three goals of life: Dharma-artha-
kAmam. He is eternal as a Vedic Rishi (mantra drashTA). He unfailingly
observes nithyAnushtAnams and is always engaged in agni kaaryams prescribed
for a Gruhasthan.




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SlOkam 7

TiruvallikeNi Vedavalli ThAyAr
9|66l+l 9Pl P 9l 4H|F4+l
O|4!T P( Hl+l =++l TlTl-6 +
|
||

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pativratAnAm paramA dharamapatnee yaSasvinee |
brahma vishNu maheSaanAm jananee kAraNaantare ||
:
( )
; ; , ,
.
ADDITIONAL COMMENTS BY VS:
After describing the glories of Sage Athri, this slOkam salutes the vaibhavam
of AnasooyA, the wife of Athri known for her chastity and fidelity. Once the
wives of Brahma, VishNu and Siva became jealous (filled with asooyai) about her
chastity and wanted their husbands to test it. The husbands arrived at Sage
Athris Aasramam and requested Bikshai (food). They however insisted that
Anasooyai should serve the food without wearing any clothes. Anasooyai took
consecrated water and sprinkled on them. They became tiny infants as a result
and Anasooyai could now nurture them as helpless babies. The wives of the
three Gods now got upset and begged Anasooyai to unite them back with their
husbands. Anasooyai consented and converted them back to their erstwhile
forms and returned them to their worried wives. Before returning to their
homes, the three Gods lent portion of their power to create a son for Sage
Athri and Anasooya named the child, DattAtrEyA, with three heads
This slOkam says: Anasooya is the fittest among women to be a wife. She is the
supreme among the chaste women (PativratAnAm paramA). She is the dharma
Pathnee of Sage Athri and has immense Yasas (fame) as a Pathivrathai. She
attained the status of a Mother for the three gods (Brahma-VishNu-Sivan) at
one time, when they tried to test Her Chastity.



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SlOkam 8
( 4 |7 6l HH7l|-6|+t4l 69|F4+l
|49l B4 P l |+t4 9|P+ 6l+
|
||
devai: abhisTutA SaSvat Saanti nityA tapasvinee |
vidushee sarvadharmajn~A patimanuvratA ||
:
;
; ; ;
; .
ADDITIONAL COMMENTS BY VS:
Anasooya is the exemplary women praised without let by the DevAs for her
observance of PathivrathA dharmam as a dharma pathnee of Sage Athri. She is
true to her husband at all times. She never swerves from her equanimity. She is
resplendent with the power of her penance (tapas). She is omniscient. She is
fully familiar with all dharma sAsthrams.






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SlOkam 9
9t4 - ~ 646l 6lF6l |4|4l P B |(6l-
9|T9l(9 FTlP+B 4l 4l 54l6 +
: | :
||
patyu: Srutavatee tAstA vividha dharmasamhitA: |
praNipAda puraskAram anasooyA vacO abraveet ||
:

. ,
.
ADDITIONAL COMMENTS BY VS:
AnasooyA has received upadEsams about all dharma sAsthrams from her
husband, Sage Athri. This Anasooyai now prostrated before her lord and
requested a favor form him.







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SlOkam 10

Uraiyoor Kamalavalli nAcchiyAr (Thanks - SrimAn MuraLi Bhattar)
H+B 4l -
4+ B4 P PP +l =t96
t4 94 ~ 6l Pl F6 6 4( |4ltPTl-+

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|
: ||
anasooyA-
bhagavan sarvadharmajn~a mama nAtha jagatpate |
tvatta yEva SrutA dharmAste te bahuvidhAtmakA: ||
:
, "! ! !
!
", .
ADDITIONAL COMMENTS BY VS:
Anasooyai commenced her request with the statement: Oh Bhagavan! Oh
Omniscient Lord of mine! Oh Lord, who is like the Master of all sages! You have
already blessed me with many upadEsams on dharma Saasthrams.









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SlOkam 11
l+l|+ |4|l|TT-9l|( (6-
96 -4l 4&Pl |4|H7l |4 6l P4l+
| :
||
jn~Ani ca vicitrAni phalaroopAdi bhedata: |
yEtebhyO bhagavad dharmO viSishTo vidhrtO mayA ||
:

.
. ( = )
ADDITIONAL COMMENTS BY VS:
From Your upadEsams, adiyEn has a clear picture of the essence of the various
SaasthrAs and the fruits gained by following them. Among all these SaasthrAs,
it is my humble opinion that Bhagavath dharmam alias PaancarAtra Aagamam is
the noblest.




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SlOkam 12
t44l T46l 6lF6l 4&P B |(6l-
B |6 6 6 4 PlPl(lt4P PP +
: |
||
tvayA kathayathA tAstA bhagavad dharma samhitA: |
soocitam tatra tatra eva lashmeemAhAtmyam uttamam ||
:
;
.
ADDITIONAL COMMENTS BY VS:
Oh my Lord! During Your upadEsams on Bhagavath dharmam, adiyEn has noticed
one thing. Whenever You speak about Bhagavath dharmam, it strikes adiyEn
that you never fail to talk about the Vaibhavam of MahA Lakshmi.








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SlOkam 13

ThirucchAnoor SrI PadmAvathi ThAyAr
(F4t4l(9 7t4l t44l 9TlT 6P
6(( ~l 6 |P7l|P PlPl(lt4P PP +
|
||
rahasyatvAdaprshTatvAnna tvayA prakaTee krtam |
tadaham SrOtum icchAmi lakshmee mAhAtmyam uttamam ||

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.
.
ADDITIONAL COMMENTS BY VS:
Oh My Lord! You have not described in detail so far those sections dealing with
the tatthvams about MahA Lakshmi either because of their deeply esoteric
nature or perhaps adiyEn has not specifically asked you about them. adiyEn is
very eager now to learn about those unique vaibhavams of MahA Lakhshmi.





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SlOkam 14
4tFl4l |( Bl ( 4l 4tF4-9l 44l
4t9PlTl 4(lll 49l4l 4tTl+
|
||
yat svabhAvA hi sA devee yat svaroopA yat udbhavA |
yat pramaaNaa yat AdArA yat upAyAta yat phalA ||
:
, , ,
,
, ,
?
ADDITIONAL COMMENTS BY VS:
Please bless adiyEn now with the knowledge about
(1) MahA Lakshmis svaroopam (inherent nature)
(2) Her place of avathAram
(3) What are the source pramANams to comprehend Her?
(4) What is Her Substratum?
(5) What are the ways/means to attain Her, and
(6) What are the fruits by attaining Her as Rakshaki (protectress)?


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SlOkam 15
6(( ~l 6 |P7l|P t4l O|4(l 4
4 4 T 6T t4l( 4F4 |4l+4l 6-+
|
:||
tadaham SrOtum icchAmi tvattO brahmavidAm vara |
bhaveyam krtakrtyAham yasya vijn~AnayOgata: ||
:
,
.

.
ADDITIONAL COMMENTS BY VS:
Oh my revered AchAryan and Husband! You are very knowledgeable about
Brahma VidhyAs to attain Para Brahmam and You are conversant with many
Tatthvams. Your help to get answers to my questions on the Savaroopam,
SvabhAvam and Vaibhavam of MahA Lakshmi will bless me with securing the
goals of adiyEns life.






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SlOkam 16

Perumdevi ThAyAr, Kaanchipuram
6 P (H 4 9-l+P 9BlF4l|( l
|6 6F4l 4- ~ t4l 4l+|4l6 +
|
: ||
tam mE darSaya panthAnam upasannAsmyadheehi bhO |
iti tasyA vaca: SrutvA bhagavAn atri abraveet ||

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:
.
.
ADDITIONAL COMMENTS BY VS:
Thus concluded AnasooyA: "My Lord! Please direct adiyEn, who is prostrating
before You to know about the right path of Knowledge about MahA Lakshmi".
Pleased with his dear wifes serious request, Sage Athri began to speak.








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SlOkam 17
H|--
Bl B 4l |6l 5F4H P P l||T
P4l 9 7 + 46-4|P|6 +l l|6 9 l+
-
|
||
atri-
sAdhu sambOdhitO asmi adya dharmajn~e dhramacAriNi |
mayA prshTena vaktavyam iti na udghATitam purA ||
:
, "
!
. ",
.
ADDITIONAL COMMENTS BY VS:
Sage Athri said: "My dear One who is fully conversant with all dharmams and
AchAra-anushtAnams! You have reminded me about the topics that I did not
cover so far. I was waiting for You to ask. Now I will commence with upadEsam
on MahA Lakshmi tatthvams.

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SlOkam 18
H(l t4P|B T-4l|T PlPl(lt4P PP
~l 6 ~ |6|H-~ |T(4F B+l6+P +
|
: ||
arhA tvamasi kalyaaNi lashmee mAhAtmyam uttamam |
SrOtum SrutiSira: SreNi hrdyastham sanAtanam ||
:
! .
.
.
ADDITIONAL COMMENTS BY VS:
Oh my dear One! The Vaibhavam of MahA Lakshmi is borne on the heads of
Upanishads, the crown of Vedams. The MahA Lakshmi tatthvams find their
permanent abode there (veda Siras). You are a proper adhikAri (arhai) to hear
about them because of your tapas and superior Paathivrathyam.



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SlOkams 19 & 20

9 l P4H Fl P +4l P 6t9l-
~ 6Blx46|4l+l +l(l 4(H +l6 +
|
||
purA malayaSailasthA munayO dharamatatparA: |
Sruta sAttvata vijn~AnA nAradAd deva daraSanAt ||
H9 7 6P 4l 4-6 B+l6+P
+l( OBlH 4&P 4 |(+P
|

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||
aprcchannetam yEvArtham bhagavantam sanAtanam |
nAradam brahma sankhaaSam bhagavat dharamavedinam ||
:
(
) ,
(
, )
-
, ,
.
ADDITIONAL COMMENTS BY VS:
Dear One! Once Sage NaaradA was approached by great sages of Malaya dEsam
(present day KeraLA or regions near Malaya parvatham, Orissa) with the same
questions that You have. These sages are Brahma Jn~Anis, authorities on
Bhagavath dharmams (PaancarAtra Saasthrams) and performers of celebrated
yajn~ams.







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SlOkam 21
+94--
4 Ft47 6l 5FPl|- Blx46- Bx-F! ~4-
H &l 46l Pl Pl TTT-+
-
::|:
: ||
Rshaya:-
bhagvamstvat SrutO asmAbhi: sAttvata: sattvasamSraya: |
SuddhO bhagvatO dharmO mOkshaika phala lakshaNa: ||
:
, " !
.
,
", .
ADDITIONAL COMMENTS BY VS:
The sages said to BhagavAn NaaradA:
"Oh great One! We are blessed to have learnt from You Saathvatha Samhithai
as a PaancarAtra Saasthram. We have understood that this samhithai is filled
with Sattvam and has the object of instructing us about Moksha siddhi
(mOkshaika phala lakshaNa:)".

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SlOkam 22

Uraiyoor Kamalavalli ThAyar (Thanks SrimAn MuraLi Bhattar)
6 6x4l T+ PlPl(lt4P PP
B |6 6 6 4 +l9 7t4lt9Tl|H6P
|
||
tatra tattvArthakathane lakshmee mAhAtmyam uttamam |
soocitam tatra tatra eva nA aprushTavAt prakaaSitam ||

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:

,
, .
ADDITIONAL COMMENTS BY VS:
Oh Revered Naarada Muni! During Your upadEsams on Saathva Samhithai, you
hinted about the vaibhavam of MahA Lakshmi (tattvArtha Kathanam) as You
went along. We did not raise any questions during these upadEsams and
therefore You did not digress to provide the details about MahA Lakshmi
tatthvams.









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SlOkam 23
7lPF6|(6 ~l 6 -F!l6lTP
9|T+l4 4P B4 9l946 +l 4l+ +
|
||
icchAmastaditam SrOtum bhavasAgara tArakam |
padminee vaibhvam sarvam prajn~payatu nO bhavAn ||
:
) (
.
. .
ADDITIONAL COMMENTS BY VS:
Oh Maharishi NaaradA! We are now keen on learning about the Vaibhavam of
MahA Lakshmi. We realize that this knowledge alone can get us across the sea
of samsAram (bhava sAgara tArakam). Please bless us with this upadEsam to
give us auspiciousness granting Jn~Anam! Padmini is the name for "utthamA
Vadhu" or the One who is the supreme model among women with perfect
attributes.





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SlOkam 24
+6l- FP |HBl 9l(l 64 B Bl6lTl
Hl|( l P + |(-4 99lFt4l | 44P +
: |
||
natA: sma SirasA pAdau tava samsAra tArakau |
adheehi bhO mune divyam prapannAstvAm ciram vayam ||
:

.
, .
ADDITIONAL COMMENTS BY VS:
Oh Maharishi NaaradA! We are tightly held in the grip of SamsAram and are
suffering the pangs. We bow at Your sacred feet with our heads (natA: sma
SirasA pAdau) and beseech you humbly to instruct us about MahA Lakshmi
tatthvams.






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SlOkam 25

+l(--
Bl B 4l |6l 5F4H P +4- B |H66l-
9B- T4l4H Pl6- B+l6+P +
:-
:: |
: ||


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nArada:-
sAdhu sambOdhitO asmi adya munaya: samSitavratA: |
prasanna: kathayAmi adya laksmeetantram sanAtanam ||
:
, "!

. .
," .
ADDITIONAL COMMENTS BY VS:
Sage NaaradA replied: "Oh lofty Rishis known for your pious vow (samSita
vratA:) to learn about Lakshmi Tatthvam! I am very pleased with Your requests.
I feel fulfilled. On this auspicious day, I will instruct you all on the eternal
Saastram revered as Lakshmi tantram (sanAtanam lakshmI tantram)".


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SlOkam 26
4 Bl 746 ( 4l F4-9 T4 4 -
9|T+l 9T+lF4 P|(9l 9TB 4l+
: |
||
yatra sA drSyate devee svaroopaguNa vaibhavai: |
padminee padmanAbhasya mahishee padmasambhavA ||
:
, ,
-
.
ADDITIONAL COMMENTS BY VS:
MahA Lakshmi revered for Her utthama sthree guNams and Saamudhrikaa
lakshaNams is known as Padmini. She is the queen sitting with PadmanAbhan as
His Patta Mahishi. She has the lotus flower as Her home and reveals Her
Svaroopam, KalyANa GuNams and SvabhAvam fully in Lakshmi Tantram.






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SlOkam 27
9 l 4l BB- Hl9l(| 6 9 -6
|+-F4l\4l449 Tl H7~lT =t4 +
: |
: ||
purA durvAsasa: SaapAdabhibhUte purantare |
ni:svAdhyAya vasahTkAre bhrashTaSreeke jagattraye ||
:
.
, .
.
ADDITIONAL COMMENTS BY VS:
Once upon a time, Indra was the object of a curse by the offended Sage
DurvAsA. As a result, Indran could not recite the VedAs or perform Yajn~ams.
This led to supreme loss for the people of the three worlds, who could no longer
benefit from the auspicious glances of MahA Lakshmi.
DurvAsA is a sage who is known to get angry fast. Once he was returning from
Sri Vaikuntam after worshipping MahA Lakshmi there. The divine consort of
the Lord blessed DurvAsA with a garland that she had worn. DurvAsA carried
that precious gift on his head and met Indra traveling on his royal elephant.
Sage DurvAsA presented the garland of MahA Lakshmi to Indran, who in turn
placed it on the neck of his elephant. That elephant took the garland worn by
MahA Lakshmi with its trunk and crushed it under its foot. Sage DurvAsA was
mighty offended with the rudeness of Indra and cursed him to lose all his

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wealth and status. MahA Lakshmi turned away from Indra from that day on.

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SlOkam 28

(| ( 44 T H P |+B-66
|96lP( B - Bl ll (lT 4P 4 |9+
|
: ||
daridre devavarge ca krSe dharme nisantate |
pitAmahe surai: sArdham ksheerOdArNavameyushi ||

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:
.
.
.
ADDITIONAL COMMENTS BY VS:
As Sage DurvAsAs curse took hold, the entire kulam of the DevAs was struck
with poverty and dharmams got shaken up from their moorings. The dEvAs
performed many penances and thereafter headed for the Milky Ocean with
Brahma dEvan at their front to seek the help of Sriman NarayaNan.







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SlOkam 29
4( + 49 Tl+ |(-4l F6|4l 6l P(9-
B 4l |6 =l ( 4( 4 =+l( + +
: |
||
bahUn varshagaNaan divyAmstaptvA teevram mahattapa: |
sambOdhite jagannAthe devadeve janArdane ||
:
-
, ,
,
.
ADDITIONAL COMMENTS BY VS:
After performing fierce tapas for many years, the dEvAs woke up the DevAthi
dEvan, the Master of all the worlds, JanArdanan from his Yoga NidhrA.






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SlOkam 30
|96lP( + ( 4l4 Tl4 |4|+4 |(6
ll ( P|6 ( 4 F6(l|(7 + 4tP +l+
|
||
pitAmahena devAya kArye ca vinivedite |
ksheerOde mathite devaistadAdishTena vartmanA ||
:
.

.
ADDITIONAL COMMENTS BY VS:
Brahma Devan, the grand sire of the dEvAs explained the sad predicament of
the dEvAs to the Lord and the sufferings experienced by the dEvAs due to the
curse of Sage DurvAsA. Sriman NarAyaNan listened and counseled the dEvAs
to start churning the milky ocean next day and they followed up.






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SlOkam 31

9l|=l6 (4~ U = - 5-BBl T
TlT BP 6 4l6'4lPP 6 6l+
|
||
pArijAte hayaSreshThe gajendre apsarasAm gaNe |
kAlakooTe samudbhUte vAruNyAm amrte tathA ||

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:
( ) ,
, , ,
, , .
ADDITIONAL COMMENTS BY VS:
The churning of the Milky Ocean by the dEvAs (and the asurAs) led to the
emergence of PaarijAtha tree, the noble horse UcchaisSravas, the royal
elephant IrAvadham with four tusks, the assembly of the most beautiful
apsaras women, the fearsome poison named KaalakUtam, the intoxicating drink
named VaaruNi and the most auspicious, life sustaining nectar.

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SlOkam 32
B( -PBl ( -4lP |t6l4l P(lT 4l6
9|T-4l 9T+lF4 4-Fl4lP+-6P +
|
:||
saha candramasA devyAm utthitAyAm mahArNavAt |
padminyAm padmanAbhasya vaksha:sthAyAm anantarm ||
:

. , ,
.
ADDITIONAL COMMENTS BY VS:
After that MahA Lakshmi (Candra sahOdhari) arose from the Milky Ocean
along with Candran. She walked quickly towards Her Lord and sat on His chest,
Her permanent abode.





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SlOkam 33
64l4l |T6 ( 44 |~4P 9 4 |9
64l+4 |6 ( t44 4 9l|=6 +
|
||
tayAvalOkite devavarge Sriyamupeyushi |
tayAnvekshite daityavarge ca eva parAjite ||
:
,
.
.
ADDITIONAL COMMENTS BY VS:
The moment MahA Laskhmis glances fell on the dEvAs (dEva vargam), they
regained their lost wealth. MahA Lakshmis glances never fell on the asurAs
(daitya vargam) and they were hence defeated.




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SlOkam 34

F4l74P|G 9l-4 Pl (Pl+ 9 -(
4 (F9|669l4 (Bl( 4l 54l6 +
|
||
svarAjyam akhilam prApya mOdamAne purantare |
bruhaspati: upAgamya rahaseetam vacO abraveet ||


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:
,

.
ADDITIONAL COMMENTS BY VS:
After regaining his kingdom and riches, Indran was very happy. At that time,
the dEva guru, Bruhaspathy approached Indran and counseled him in a secret
manner.





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SlOkams 35, 36 & 37
4(F9|6--
Tl B 4l 4l4 67 T 4l14 9 -6
H-44-4|6 Tl-4l 4lF6 T|6l 9 l+
|
||
kAle sambOdhayAm etat Srunu vAkyam purantara |
anvyavytirekAbhyAm lakshmyAste kathitA purA ||
P(l P(6l +l 6F4lPl466 |F|6-
+ H74 6 4 4 9l 64 l74|F|6- 9l+
: |
:||
mahattA mahatAm nAtha tasyam Ayatate sthiti: |
na bhraSyeta yathaivaishA tava rAjyasthiti: parA ||
6l 46F4 ( 4 H HT 7 9|T+lP
99l |( ~ 4Bl P P 9l |( 9Pl |6-+
|

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:|
tatha yatasva deveSa SaraNam gaccha padmineem|
eshA hi SreyasO moolameshA hi paramA gati: ||
(35, 36 & 37)
, "!
.
.
,
.
.
", .
ADDITIONAL COMMENTS BY VS:
Bruhaspathy said to Indran: "Oh King of the dEvAs! I am duty bound at this
right time to instruct you on an important matter. I have mentioned to you
before every lofty wealth in this world is under Her (Lakshmis) control. If you
do not want ever to lose your status and wealth, You should seek Her as a
refuge. She is the foundation for all prosperity and MangaLa vasthus in the
three worlds. She stays hence as the prime object of our SaraNAgathy.









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SlOkam 38

~ |6+lP|B | B 4 ( 4l B+l6+l
99 4 =6l 9lTl 99 4 =6l |44l+
|
||
SrutinAm abhisamdhiSca sa eva devee sanAtanee |
esha eva jagatAm praaNaa esha eva jagatAm kriyA ||


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:
;
; .
ADDITIONAL COMMENTS BY VS:
She is the One lauded by all Vedams. She is the Jeeva naaDi (life force) for all
the sentient in the universe. She is the primary force behind the birth of the
Naama Roopa prapancham.



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SlOkam 39
99 4 =6l|P7l l+P 9l 9l4l
99 4 B =6 Tl B 9l 9l|6 =t4P +
|
||
esha eva jagatAm icchA jn~Anam eshA parAvarA |
esha eva srjate kAle sA esha pAti jagattrayam ||
:
.
,
.
ADDITIONAL COMMENTS BY VS:
She is the icchA sakthi for the world. She confers nobility on every thing
associated with Her name and at the times of crisis, She rushes to protect the
three worlds.







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SlOkam 40
=tB (6 l-6 6tTlTB |F6l
Pl6 =6lP +lP+ll\4 P(6 T 6-+
|
:||
jagat samharate cAnte tattat kAraNa samsthitA |
mAtaram jagatAm yEnAm ArAdhya mahat kuta: ||
:

. ,
?
ADDITIONAL COMMENTS BY VS:
At the time of the great deluge, She brings every thing into equilibrium inside
Her. How can anyone hope to succeed in their efforts without worshipping Her,
the Mother of the universe?



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SlOkam 41

SrI LaksminArAyaNan - Veppancheri near Chittoor, Andra Pradesh
96 4 !T4 lP 46l +l46 6 4|6-
99l Bl 9Pl |+Ul Bll+l |4|(6ltP+lP +
:|
||

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etattu vaishNavam dhAma yatO nAvartate yati: |
eshA sA paramA nishThA sAnkhyAnAm viditAtmanAm ||
:
( )
.
.
( .)
ADDITIONAL COMMENTS BY VS:
She is the ultimate goal of VaishNavAs, who seek the most blissful experience.
After attaining Her grace, no one lands in the net of SamsAram. She is the goal
of life of the Saankhyars as well.










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SlOkam 42
99l Bl 4l |+l |+Ul 4 t4l + Hl |6
99l 9lH 96l |+Ul B 9l 4 (|4(l |6-+
|
:||
eshA sA yoginAm nishThA yatra gatvA na Socati|
eshA paaSupatee nishThA sA eshA vedavidAm gati: |
:

. .
.
ADDITIONAL COMMENTS BY VS:
She is the state, where all sorrows depart. As such, the yOgis seeking inner
tranquility consider Her as the goal of their lives. Similarly the practitioners of
PaaSupata matham view Her as the goal of their lives too. She is the gathi
(goal) of those, who are Vedic scholars.






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SlOkam 43
9llF4 T tF+F4 B 9l |+Ul B+l6+l
B 9l +ll4Tl ( 4l |F6l +ll4TltP+l+
|
||
pAncarAtrasya krtsnasya sA eshA sanAtanee |
sA eshA nArAyaNee devee sthitA nArAyaNaatmanA ||
:

. ( ).
.
, .
ADDITIONAL COMMENTS BY VS:
She is the main target of achievement by those who worship Her through the
way prescribed by PaancarAtra Aagamam. She is the Goddess of this Aagamam
linked to Sriman NaarAyaNan. Therefore, She is called NaarAyaNee. She is the
soul of Her Lord and stays with Him always in a steady manner. She never
leaves Him even for a moment.





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SlOkams 44 & 45

9 6l9 6l 74l tF+ 4 |(P(l|6 -
6F6l+- 96 lP 9 |4 -+
:|
: :||
prthagbhUtA prtagbhUtA jyotsneva himadeedhite: |
taistairjn~Anai: prthagbhUtai Agamai: ca prthagvidhai: ||

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9T 4 9l 9l ( 4l 4( l BP 9lF46
6lP 9 |( P(lll HT 9TB 4lP +
|
||
ekaivaishA parA devee bahudhA samupAsyate |
tAmupehi mahAbhAgAm SaraNam padmasambhavAm ||
(44, 45):
, ,
.
, ,
.
.
ADDITIONAL COMMENTS BY VS:
MahA Lakshmi, who arose from a lotus in the Milky Ocean is united with her
Lord just as the Moon and its rays are inseparably united. Yet, she has distinct
guNams and propensities other than Her Lord and compliments Him. Therefore,
many Aagamams and SiddhAnthams worship this noble Goddess. Therefore,
IndrA, we should seek Her sacred feet as our refuge.






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SlOkam 46
69l |4H 9 |4 |4 F6 F6 |+4P - H -
Hl\4 P|(9l |4!Tl - |FlT 6 |+=|~4P +
: : :|
: ||
tapOviSeshai: vividai: tai: tai: ca niyamai: Subhai: |
ArAdhya mahisheem vishNo: sthreekuru nijaSriyam ||
:
,
, , -
.
ADDITIONAL COMMENTS BY VS:
The various nishtais tapas aiming Her as the goal, vrathams devoted to Her
and control of ones sensory indriyams during Her worship will guide the
practitioner to the royal road of reaching Her and thereafter receiving Her
abundant grace.







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SlOkam 47

99l 9Bl(B P Gl F4 9( 9l9|4!4|6
Hl|-B6l (l ( 4l Tl|P+lP|9 TlP(l+
|
||
eshA prasAda sumukhee svam padam prApayishyati |
abhipsitArthadA devee kAmninAmapi kAmadA ||

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:
.
.
ADDITIONAL COMMENTS BY VS:
She is majestic and beautiful in appearance and Her auspicious glances send
waves of anukampA (Dayaa) towards us and drench us with their cool embrace.
She pulls us towards Her sacred feet. She blesses the fit ones to gain Brahma
Jn~Anam.







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SlOkam 48
+l(- -
|6 B 4l |6- H4l 6Tl 6Tl F44P
Hll|46 TlPF6l ll (F4l 44l +
-
: |
||
narada: -
iti sambOdhita: SakrO guruNaa guruNaa svayam |
ArAdhayitukAmastAm ksheerOdasyottaram yayau ||
:
( ) ()
,
.
ADDITIONAL COMMENTS BY VS:
Thus instructed by his AchAryan, Indran rushed to the Milky Ocean to eulogize
MahA Lakshmi at Her place of residence.




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SlOkam 49
6 |(-4 69F6 9 |4-4P |+T 6+-
9T9l(|F6l Pl +l TlU 6l 5|+lH+-+
:|
:||
tatra divyam tapastepe bilvamoola niketana: |
ekapAdasthitO maunee kAshTha bhUtO anilaaSana: ||
:
, , ,
,
.
ADDITIONAL COMMENTS BY VS:
Indran arrived at the shore of the Milky Ocean and positioned himself on a log
under a Bilva tree dear to MahA Lakshmi and performed severe tapas there
while consuming the air alone as his food. He maintained mauna vratham during
this penance.




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SlOkam 50

7\4 4l( 41 |+46l |+46ltP4l+
|(-4 49 B(U 4 69F6 9 B P +
|
||
Urdvadrg bAhu vaktra: ca niyatO niyatAtmavAn |
divyam varshasahasram vai tapastepe suduScaram ||
:
, ,
.
.


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ADDITIONAL COMMENTS BY VS:
While performing his tapas, Indran directed his hands, eyes and face towards
the sky, controlled his indriyams; he performed this type of fierce tapas for
many years on the time table of the DevAs.









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SlOkam 51
69Bl54 6F4 Bl (4l 9TB4l
9B4(+l |4!Tl P |(9l (H + 44l +
|
: ||
tapasO avbhrthe tasya sA devee padmasambhavA |
prasannavadanA vishNo: darSanam yayau ||
:
, ,

.
ADDITIONAL COMMENTS BY VS:
At the time of completion of the tapas by Indra, the lotus-born and the divine
consort of Lord MahA VishNu appeared in front of IndrA with a smile on Her
face.







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SlOkam 52
H6- B |F6l ( 4l =6l Pl6 9lP
6l H4 9l 4l4 |4!P4 9P 44l +
: |
||
agrata: samasthitAm deveem jagatAm mAtaram parAm |
taam SakraScakhsushA veekshya vismayam paramam yayau ||
:
,
.
ADDITIONAL COMMENTS BY VS:
Indran was immersed in supreme bliss, when he saw the Mother of the
Universe, MahA Lakshmi, in front of him.




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SlOkam 53

|4- 9|T9t4l 9lV|4 B (+-
|~4 B + 6 7l4 9|T+l 9lTHlB+-+
: :|
:||
vihvala: praNipatyAtha prAnjali: balasoodana: |
Sriyam sooktena tushTaaya padmineem pAkaSaasana: ||
:
.
. ,

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.
ADDITIONAL COMMENTS BY VS:
Indran folded both his palms and with anjali mudhrA, recited SrI Sooktham and
other stutis associated with MahA Lakshmi. The lotus-born queen of the Lord,
who once punished the offending Paakan was immensely pleased with the
reverential stutis of Indran.









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SlOkam 54
9Tl-6l4Pl9P-4l=l |Pl|F6P
6 4l4 =6l Pl6l 4l14P 64l (+
|
||
ekAntabhAvam Apannam avyajAm bhaktim Asthitam |
tam veekshya jagatAm mAtA vAkyam etat uvAca ha ||
:
,
.
.
ADDITIONAL COMMENTS BY VS:
The Mother of the Universe, MahA Lakshmi looked with happiness at Indran
standing alone in front of Her exhibiting true bhakthi as a ParamaikAnthi and
uttered the following words.








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SlOkam 55
~l- -
4tB H4 9Bl|FP 69Bl 64 B 6
4 4 T P(ll |T|P7 T4l|T 6+
: -
! |
||
SrI: -
vatsa Sakra ! prasanna asmi tapasA tava suvrata |
varam vrNu mahabhAga kim ishTam karavaaNi te ||
:
, ! !
. !
!
?", .
ADDITIONAL COMMENTS BY VS:
MahA Lakshmi said: "My Child Indra! You have made me very happy with your
severe tapas towards Me. Oh the superior one who has completed this type of
tapas! What kind of boon would you like to have? What does Your heart desire
that I can bless you with?"


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SlOkam 56

H4--
HH P 69Bl ( 4l 4PF4 |+4PF4
BH-TP4l8 4( 7l 46l P4l+
|
: ||
adya: me tapasO devee yamasya niyamasya ca |
sadya: phalam avAptam yad drshTaa bhagavatee mayA ||

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:
, " ! ,

.
", .
ADDITIONAL COMMENTS BY VS:
Indra said: "Oh Devi! My tapas with strict yamam and niyamam have yielded its
fruit now since You have blessed me with Your appearance".









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SlOkam 57
4|( 4l|9 4l ( 4Ft44l P 9P H|
6x4 T4 ( 4 |H 4l|B t4 4t9Tl|Tl+
|
||
yadi vApi varO deyastvayA me parameSvari |
tattvam kathaya deveSi yAsi tvam yat prakArikA ||
:
! ! ,
! (
.)
ADDITIONAL COMMENTS BY VS:
Oh Supreme Devi! The boon that adiyEn seeks from You is the detailed
knowledge (Jn~Anam) about Your tattvams. If You wish to grant adiyEn this
boon, that would be my choice.







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SlOkam 58
4t9PlTl 4(lll 49l4l B+l6+l
4F4 t4 6+ 4l (|4 B4-F64 4|-+
|
: ||
yat pramaaNaa yat AdhArA yat upAyA sanAtanee |
yasya tvam tena vA devi sambandhastava yad vidha: ||
:
?
? ? ! !
? ?
ADDITIONAL COMMENTS BY VS:
Oh Devi! Which PramANams (primary source knowledge) would be needed to
comprehend Your glories? What is Your substratum? What are the means to
attain You? Oh Eternal One! Who do You belong to? What is the nature of
relationship between Yourself and Your Lord?






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SlOkam 59

4l-4 |(6-4 6 +l+lHlNl 94 |(6P
T4 H| 6tB4 P 9Bl 5F4l|( l +
|
||
yat Saanyad veditavyam te nAnASaastrOpa brmhitam |
kathayeSvari tat sarvam upasanna: asmi adheehi bhO ||

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:

? .
ADDITIONAL COMMENTS BY VS:
Oh Devi! How can adiyEn gain knowledge about Your multifarious glories? Which
SaasthrAs have I to access? Please bless adiyEn in detail about these matters.



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SlOkam 60
|6 9Bl|(6l 6 + -F!B + 4 94|F4+l
|F+G6l P+Bl 9Tl 9lTHlB+P4l6 +
|
||
iti prasAditA tena vatseneva payasvinee |
snihyatA manasA padmA pAka Saasanam abraveet ||
:
,
, .
.
ADDITIONAL COMMENTS BY VS:
On listening to this fervent and prayerful request form Indran, MahA Lakshmi
looked with great affection at Indran like a Mother cow looking at its calf. She
began to speak to him with tenderness.







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SlOkam 61
~l--
~ T H4 P(ll 4l G( 4t9Tl|Tl
4F4l( 6 + 4lT B 4-l PP 4 (+ +
|
||
SruNu Sakra mahAbhAga! yaa hi aham yat prakArikA |
yasyAham tena yAdrk sambandhO mama vrtrahan ||
:
," ! !
,
", .
ADDITIONAL COMMENTS BY VS:
MahA Lakshmi said: "Oh heroic Indra! Listen first to who I belong to and what
my relationship to Him are."
Sreem Sriyai nama:
+ |6 ~l9llBl Pl6- HlN46ll +lP 9Pl 5\4l4-+

prathama adyAya: sampoorNam
--ADYAYAM 2 TO BE CONTINUED--

87

















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REFERENCE SOURCE FOR FURTHER READING
1. Krishnamacharya, V. editor. Laksmi-Tantra, A Pancaratra Agama.
Madras: The Adyar Library and Research Center, 1959.
2. In addition, V. Krishnamacharya wrote a valuable Sanskrit
introduction to the Laksmi Tantra. This introduction has been
translated into English in the following book. Varadacharya, V.
Laksmimahima, The Glory of Laksmi (English rendering to Pandit V.
Krishnamacharya's Sanskrit Bhumika to the Laksmi Tantra). Pondicherry,
1996.
3. Professor Sanjukta Gupta has translated the Laksmi Tantra into
English, based on V. Krishnamacharya's critical addition.
Gupta, Sanjukta. Laksmi Tantra, A Pancaratra Text. Leiden: E. J.
Brill, 1972. This book has been reprinted by Motilal Banarisidass in 2007)
4. The Pancaratra scholar Professor H. Daniel Smith wrote about the
Laksmi Tantra in: Smith, H. Daniel. A Descriptive Bibliography of the Printed
Texts of the Pcartrgama. Baroda: Oriental Institute. Gaekwad's
Oriental Series. no. 158. 1975.
5. Lakshmi Tantram - authored by Dr. Sudhakar Malaviya - published by
Chowkhamba Sanskrit Series Office, oriental Publishers & distributors,
Varanasi - 221001.






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Sundara simham - ahobila mutt






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76 SubhAshita Neevi 96 Sri Venkatesha Ashtottaram
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77 NaimisAranyam 97 Famous Five
78 AparyAptAmrutha sopanam 98 Arithmetic and Almighty
79 A Day in Sri Matam 99 Peerless Preceptor
80 ThiruppallANDu 100 SrI Lakshmi Sahasram
81 Thiruvellur 101 Sri Venkatesha Sahasram
82 Vedams ad upanishads 102 PadukA Sahasra Yantrams
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87 Desika Sahasranaamam 107 Virodha ParihAram
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91 Srimad RahasaTrayaSAram
92 Fabulous Four
93 Sudarashana Vaibhavam
94 Sri Venkatesha Sooktis
95
Vedams and upanishads
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ahObilavalli - Chenchulakshmi thAyAr - ahobilam



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76 Vedanta Desika Prapatti
77 Trayamidam Sarvam
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79 Sankalpa Sooryodayam
80 Krishna karnamrutam
81 Desika Prarthanashtakam
82 SrI Lakshmi Tantram (Vol1)
83 Sri Upakara Sangraham Pt.1
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