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PPF Balance before Financial Year

No. 1 2 3 4 5 6 7 8 9 10 11 12 Month Apr May June July Aug Sept Oct Nov Dec Jan Feb Mar Money Deposited 60,000 0 0 0 0 0 0 0 0 0 0 0 Deposited On Before 5th Before 5th Before 5th Before 5th Before 5th Before 5th Before 5th Before 5th Before 5th Before 5th Before 5th Before 5th Lowest Balance
(from 5th to end of month)

50,000
Interest Rate 8.60% 8.60% 8.60% 8.60% 8.60% 8.60% 8.60% 8.60% 8.60% 8.60% 8.60% 8.60% Monthly Interest 788 788 788 788 788 788 788 788 788 788 788 788

110,000 110,000 110,000 110,000 110,000 110,000 110,000 110,000 110,000 110,000 110,000 110,000

Total Interest for year PPF Balance at the end of year

9460 119460

PPF Calculator

PPF interest is calculated monthly on the lowest balance between the end of the 5th day and last day of month, however the total interest in the year is added back to PPF only at the year end

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