ANNEXURE - I

SHREE DURGA PLASTICS (Prop. Akhilesh Kumar)
FULLBARI, P.O. BHAKTI NAGAR

COST OF THE PROJECT

Sl. No.

PARTICULARS

Amount

1

Site Development Cost

0.90

2

Factory Building & Civil Work

1.60

3

Plant & Machinery
Washing Machine (10 HP Motor)
18" Grinder Machine (20 HP)
Knife Grinder Machine (1 HP)
Grinder Machine Tools & Fitting

4

Power & Electrification

5

Working Capital

1.05
1.30
0.55
0.20

3.10
2.50
11.50

TOTAL

19.60

(Rupees Nineteen Lacs & Sixty Thousand Only)

MEANS OF FINANCE

Sl. No.

% of Total
Project Cost

PARTICULARS

Amount

1

Proprietor's Contribution

27.30%

5.35

2

Cash Credit

40.82%

8.00

3

Term Loan

31.89%

6.25

100%

19.60

TOTAL
(Rupees Nineteen Lacs & Sixty Thousand Only)

37 90% 2018-19 101.08 0.45 2.64 10.87 4.78 3.32 13.55 8.86 53. BHAKTI NAGAR STATEMENT OF PROJECTED PROFITABILITY Particulars Annual Capacity Utilisation 2012-13 2013-14 (4 months) 24% 55% 2014-15 70% 2015-16 2016-17 2017-18 85% 90% 18.44% 7.95 2.15 0.51 10.25 13.76 1.64 1.79% 8.24 0.48 90.52% 7.03 7.79 0.36 3.67% 10.86 0.64 Operating Profit after Interest Depreciation PBT Provision for Taxation PAT PBDIT PBT PAT PBDIT/Sales PBT/Sales PAT/Sales ROCE 20% OF SALES 2.96 76.52% 8.07 90% Sales Less : Closing Stock in Finished Goods Cost of Sales Selling & Administrative Exp.19 115.81 74.52 88.46 18.83 1.62 7.57 17.28 0.47 19.20 1.95 81.79 1.29 4.72 51.67 7.58 15.11 1.82 1.72 1.51% 8.22 7.00 7.44 3.52 0.46 8.46 0.III SHREE DURGA PLASTICS (Prop.72 7.73 1.94 0.60 1.42 3.20 1.80 6.76 1.60 1.51 2.79 3.29 Less : Closing Stock in Process Total Cost of Production Add : Opening Stock of Finished Goods 0.51 8.18 91.82 7.18 87.32 7.28% 8.92 4.63 32.76 0.15 10.48 8.84 0.20 2.51 0.41 87.76 1.42 0.81 20.63 8.32 2.38 3.68 1.20 1.98 20.20 1.26 66.29 3.32 0.36 1.69 Raw Material Procured Consumables Carriage Inward Wages & Salary Power Consumption Repairs & Maintenance 17.90 1.80 0.17 67.36 3.07 99.83 Sub-Total Add : Opening Stock in Process 21.29% 9.03 5.52 13.82 21.72 1.82 120.75 3.54 2.50 1.55 79.39 88.51 7.08 1.O.32 1.76 13.86 89.06 0.55 41.58% 10.74% 10.84 6.38 90.85 0.09 6.94 11. Operating Profit before Interest Financial Expenses Interest on Term Loan Interest on Working Capital Loan 97.20 1.50 9.59% 7.35 3.99 3.80 8.90 2.02 22.56 2.35 .76 7.16 55.38% 9.28 10.35 3.51 1.63% 8.22 66.20 89.66 8.98 50.92 7.84 20.79 0.07 10.20 2.74 99.16 14.07 18.68 71.58 0.25 1.80 3.53 22.57 1.20 81.60 2.40% 9.94 7.02 6.17 49.70% 7.68 65.70 1.96% 9.20 1.68 83.08 3.ANNEXURE.22 0.50 1.87 0.11 3.31 9.14 72.99 26.82 4.78 73.30 1.60 3.07 61.15 3.10 9.95 89.94 19.18 10.46 1.48% 10.75 7. P.98 26.81 29.70 6. Akhilesh Kumar) FULLBARI.38% 3.93 3.35% 9.28 0.82 85.03 1.64 3.75 3.52 0.57 2.86 6.80 10.96 109.42 2.00 2.66% 8.82 49.51% 10.18 29.41 2.02 0.19 83.39 93.48 39.81 1.67 1.56 8.23 14.

25 8.24 6.05 8. Akhilesh Kumar) FULLBARI.88 48.00 2.88 0.25) 28.38 16.66 - - - - - - - 0.53 8.32 7.97 0.32 7.58 27.78 5.55 7.81 1.22 51.14 8.09 45.67 1.10 3.67 1.16 0.81 0.07 10.46 34.92 1.36 24.91 6.85 Sources of Funds Total Application of Funds Fixed Assets Less: Accumulated Depn.58 17.41 4.32 8.69 8.08 34.28 (1.00 0.55 4.08 2.75 34.29 4.04 28.44% 18.89 3.74 45.57 23.11 4.46 7.58 (0.10 1.64 1.11 7.96 4.12 21.00 21.88 1. BHAKTI NAGAR STATEMENT OF PROJECTED BALANCE SHEET Particulars 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 Capital Account Internal Accrual Less: Drawings Net Worth 5.49 4.48 3.35 10.67 3.49 11.39 29.19 1.18 8.09 39.47 11.08 39.29 14.33 1.O.46 1.03 0.85) 16.44 .38 6.41 23.55 1.14 11.79 27.64 (1.95 22.00 3.03 9.86 8.04 8.98 6.77 8.08 4.02 19.52 0.16 3.11 31.78) 10.00 4.76 7.32 22.00 1.00 5.71 8.93% 16. P.01 30.06% 17.68 18.12 4.76 34.43 8.68 8.09 34.96 14.97 13.14 1.63 29.06 6. Net Block Investment (F.44 29.64 2.02 43.35 7.33 39.67 1.55% 14.94 (1.95 2.27% 15.10 3.36 24.49 21.32 (0.) Current Assets Stock in Trade W-I-P Finished Stock Security Deposit Sundry Debtors Cash & Bank Other Current Assets Total Less: Current Liabilities Provision for Taxation Sundry Creditors Other Current Liabilities Net Current Assets Total Current Ratio TOL/TNW ROCE Debtors/Turnover Inventory/Turnover 0.78 26.86 8.78 14.D.95 0.31 1.48 32.97 0.92 2.17 13.18 26.03 43.78 8.79 32.10 4.00 9.91 10.35 28. etc.00) 22.89 48.35 2.70 6.30 33.19 16.10 0.51 (1.61 24.67 33.63 0..71% 16.46 11.92 1.78 8.94 8.83 26.61 1.44 3.10 2.00% 14.59 1.ANNEXURE-II SHREE DURGA PLASTICS (Prop.57 39.89 56.60 Term Loan Cash Credit 6.43 29.78 6.10 2.35 1.82 16.40) 34.65 2.50) 40.42 0.08 32.

48 3.55 0.63 0.83 1.00% 0.16 0.20 0.22 0.45 3.51 0.74 2.48 AVERAGE DSCR 3.08 0.74 3.44 0.32 0.20 1.O.20 0.50 10.92 0.75 2.72 0.72 1.82 0.42 0.94 0.92 0.30 1.00% 0.06 9. BHAKTI NAGAR COMPUTATION OF DSCR Particulars Rs.16 0.30 1.32 0. In Lacs 2017-18 2012-13 2013-14 2014-15 2015-16 2016-17 INFLOWS Profit after Tax Add: Depreciation Add: Interest on Term Loan Add: Interest on Cash Credit 1.57 9.72 1.46 9.20 0.ANNEXURE-VI SHREE DURGA PLASTICS (Prop.50 7. Akhilesh Kumar) FULLBARI.53 9.46 1.08 0.50 10. P. Akhilesh Kumar) FULLBARI.58 0.18 0.63 0.48 TOTAL 8.24 0.20 0.29 ANNEXURE-VII SHREE DURGA PLASTICS (Prop.20 7.75 2.20 6.56 APPLICATIONS Repayment of Term Loan Interest on Term Loan Interest on Cash Credit 0.28 0.32 0.20 Power & Electrification 2.74 2.83 1.94 0.00% 0.20 7.25 0.20 1.72 0.60 1.32 0.46 1.42 2.O.76 0.31 3.14 0.75 DSCR 5. BHAKTI NAGAR Computation of Depreciation as per Income Tax Act : On WDV Basis Particulars Cost Rate 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 Shed & Building 2.23 0.95 2.72 0.82 0.20 TOTAL OUTFLOWS 0. P.14 Plant & Machinery 3.27 0.38 0.20 6.60 1.42 4.09 0.55 0.16 0.82 0.24 0.20 TOTAL INFLOWS 2.10 .22 0.18 0.10 15.

07 10.00 21.95 0.03 9.75 29.O.18 8. Current Assets Stock in Trade W-I-P Finished Stock Sundry Debtors Cash & Bank 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 0.00 25.00 9.28 21. P.81 1.41 23.58 17.74 45.97 0.81 8.29 14.33 39.81 33.47 11. Current Liabilities Provision for Taxation Sundry Creditors Other Current Liabilities Less: Bank Finance Proprietor's Contribution .09 45.65 2.18 17.29 4.95 22.55 1.00 17.57 25.19 16.57 39.85 Working Capital Gap (A-B) 13.14 1.16 3.48 32.00 5.12 4.88 1.16 0.67 1.70 6.57 8.ANNEXURE-V SHREE DURGA PLASTICS (Prop. Akhilesh Kumar) FULLBARI.61 1.59 1.00 13.00 2.18 13.12 Maximum permissible Bank Finance (75% of WCG) 10.84 B.64 2.63 0.98 6.96 14.35 10.00 9.33 1.18 8.22 51.35 2.89 56.52 19.49 11.18 26.57 23.17 13.84 8.88 0.76 34.04 28.11 31.92 2.86 8.97 0.28 8.97 0.05 8.82 16.55 7.92 1.78 6.94 8.75 8.46 1.02 0.31 1.68 18.19 1.08 2.46 11.67 1. BHAKTI NAGAR COMPUTATION OF WORKING CAPITAL REQUIREMENT Particulars A.39 29.

20 5.15 1.54) 0.10 7.82 7.43 7.58 0.94 9.50 6.O.00 0.65 (0.76 (0.25) 0.84 0.12 18.91 7.57 1.64 0.09 (1.57 1.82 9.88) (0.72 12.48 8.22 Surplus 4.11 0.46 2.14 3.97 22.36 7.25 5.30 6.63 7.64 5.86 APPLICATIONS Increase in Fixed Assets Increase in Investment Increase in Inventory Increase in Debtors Security Deposit Increase in Other Current Assets Repayment of Term Loan TOTAL 8.04 9.89 Opening Balance .85) 2.28 0.24 6.16 3.51 0.90 (1.11 0.92 5.02 1.13 0.61 8.25 8.41 1.94 0.09 2.29 1.79 2.66 7.36 0. In Lacs 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 1.57 3.72 7.09 6.46 3.52 1.41 1.00) 2.06 7. Akhilesh Kumar) FULLBARI.25 8.14 6.22 2. BHAKTI NAGAR PROJECTED CASH FLOW STATEMENT Particulars SOURCES Profit after Tax Add: Depreciation Gross Funds generated Rs.29 1.25 6.03 3.09 2.IV SHREE DURGA PLASTICS (Prop.74 1.34 0.91 (1.40) 0. P.32 0.35 6.50) 0.35 0.32 2.96 (1.83 2.12 Increase in Capital Increase in Term Loan Increase in Cash Credit Increase in Current Liabilities TOTAL 5.55 8.30) (0.78) 5.29 (2.76 0.08 4.19 - 4.67 Closing Balance 4.ANNEXURE.58 4.

306 566.098 8.317 306.494 4.879 12.400 324.805 6.994 5.966 4.117 Instalment 12.879 12.879 12.879 12.00% No of Installments 72 S.O.105 559.731 7.385 8.244 433.406 590. Bal.874 4.792 478.581 471.879 12.879 12.436 572.285 333.514 425.258 596.750 351.879 12.879 12.046 7.751 5.382 6.814 506.879 12.912 8.572 6.347 6.062 540.879 12. 625.068 342.059 6.879 12.994 527.785 5.906 456.237 5.879 12.094 9.591 4.413 613.819 6.810 .486 385.486 385.879 12.496 6.439 448.830 553.466 7.879 12.879 12.879 12.783 8.879 12.785 3.286 463.068 342.792 478.879 12.496 578.833 5.485 584.879 12.258 596.652 5.966 492.693 417.879 12.879 12.581 471.761 608.813 368.781 409.920 485.000 619.571 Principal 5.966 492.890 3.130 6.198 376.693 417.677 6.197 4.726 6.990 6.879 12.668 5.852 5.682 8.879 12.439 448.128 7.879 12.531 6.830 553.074 5.274 6.879 12.879 12.230 6.514 425.879 12.148 5.No.748 6.879 Loan Amount Rs.583 5.886 441.421 6.619 513.879.781 4.776 401. 1 2 3 4 5 6 7 8 9 10 11 12 Month Apr-13 May-13 Jun-13 Jul-13 Aug-13 Sep-13 Oct-13 Nov-13 Dec-13 Jan-14 Feb-14 Mar-14 13 14 15 16 17 18 19 20 21 22 23 24 Apr-14 May-14 Jun-14 Jul-14 Aug-14 Sep-14 Oct-14 Nov-14 Dec-14 Jan-15 Feb-15 Mar-15 25 26 27 28 29 30 31 32 33 34 35 36 Apr-15 May-15 Jun-15 Jul-15 Aug-15 Sep-15 Oct-15 Nov-15 Dec-15 Jan-16 Feb-16 Mar-16 37 38 39 40 41 42 43 44 45 Apr-16 May-16 Jun-16 Jul-16 Aug-16 Sep-16 Oct-16 Nov-16 Dec-16 Op.879 12.930 499.345 520.000.886 441.043 602.043 602.885 8.821 7.380 7.921 5.307 625. BHAKTI NAGAR TERM LOAN REPAYMENT SCHEDULE Interest Rate 14.004 8.679 3.958 6.642 7.993 3. Instalment Rs.026 6.307 6. 619.678 393.202 6.994 527. P.879 12.879 12.413 613.879 12.889 6.396 4.285 333.161 7.482 8.566 533.813 368.226 7.587 5.750 351.317 306.105 559.436 572.483 547.058 4.457 6.00 Cl.879 12.879 12.483 547.485 584.761 608.879 12.286 463.879 12. Bal.411 315.879 12.879 12.152 6.096 3.581 8.989 9.117 296.412 5.776 401.297 4.964 7.814 506.781 409.325 5.295 7.920 485.879 12.879 12.094 7.498 5. Akhilesh Kumar) FULLBARI.718 5.411 315.062 540.345 520.566 533.198 376.192 8.306 566.00 12.211 7.678 393.649 6.619 513.906 456.244 433.914 5.605 6.331 359.930 499.553 7.879 12.331 359.879 12.884 6.ANNEXURE-VIII SHREE DURGA PLASTICS (Prop.879 12.400 324.288 8.879 12.292 7. Interest 7.406 590.200 9.686 4.879 12.496 578.

336 11.425 97.394 277.205 11.459 154.526 9.879 12.295 12.751 25.879 12.438 12.894 109.547 2.879 12.425 97.879 12.013 12.730 287.901 2.978 10.212 10.543 1.583 12.948 11.879 12.094 10.730 0 .879 12.879 12.483 248.879 12.141 1.863 9.879 12.459 154.552 186.416 9.822 10.978 176.730 12.879 12.879 12.313 12.232 258.784 2.232 258.199 50.212 62.874 12.547 218.637 9.153 12.697 10.016 2.46 47 48 Jan-17 Feb-17 Mar-17 49 50 51 52 53 54 55 56 57 58 59 60 Apr-17 May-17 Jun-17 Jul-17 Aug-17 Sep-17 Oct-17 Nov-17 Dec-17 Jan-18 Feb-18 Mar-18 61 62 63 64 65 66 67 68 69 70 71 72 Apr-18 May-18 Jun-18 Jul-18 Aug-18 Sep-18 Oct-18 Nov-18 Dec-18 Jan-19 Feb-19 Mar-19 296.879 12.879 12.410 1.242 3.879 12.046 37.335 208.642 228.869 268.879 12.452 10.879 12.313 12.076 11.879 12.129 3.086 74.823 86.978 176.394 277.879 12.894 109.751 25.620 238.086 74.353 3.879 12.004 197.602 11.930 1.230 120.620 238.468 11.552 186.281 165.181 2.057 1.004 866 726 584 440 295 149 9.331 10.046 37.212 62.230 120.810 287.879 3.574 10.281 165.305 2.673 1.879 12.879 12.869 268.335 208.879 12.199 50.803 1.749 9.737 11.511 143.427 2.435 132.823 86.511 143.879 12.277 1.463 3.004 197.879 12.642 228.547 218.666 2.435 132.879 12.483 248.879 12.