CHAPTER 01 INTRODUCTION TO REPORT

INTRODUCTION TO THE REPORT

The student of M.COM (Final NC!"Uni#e$sit% !%ste& Pesha'a$( stud%in) *ou$ses leadin) to
Maste$ Of Co&&e$*e a$e $e+ui$ed to unde$)o an inte$nshi, ,$o)$a& of - 'ee.s in an%
'ell0$e,uted o$)ani/ation. This is an essential a*ade&i* $e+ui$e&ent. It not onl% su,,o$ts the
theo$eti*al .no'led)e 0ut also e1,oses the students to ,$a*ti*al e1,e$ien*es of the *on*e$ned
field. Co&,$ehensi#e $e,o$t '$itin) follo's the inte$nshi,. The $e,o$t en*o&,asses the
e1,e$ien*es of the inte$nee( anal%/in) the& and &a.in) $e*o&&endation fo$ the i&,$o#e&ent of
the o$)ani/ation.
This $e,o$t 'ould dis*uss ,$os and *ons of the 23an. Of 4h%0e$ (3O4 !adda$ Cantt5 .
1.1HISTORY AND INTRODUCTION TO BANK OF KHYBER:
The 3an. of 4h%0e$ 'as esta0lished in 1661 th$ou)h A*t No. 7I8( ,assed 0% the
P$o#in*ial 9e)islati#e Asse&0l% of the 4H:3ER PA4HTUN4H;A P$o#in*e of
Pa.istan. It 'as a'a$ded status of a s*heduled 0an. in !e,te&0e$ 166<. The 3an. of
4h%0e$ en=o%s a uni+ue ,osition( and stands out a&idst the othe$ 0an.s o,e$atin) 'ithin
Pa.istan( and has the ,$i#ile)e of 0ein) 0$a*.eted a&on)st the onl% th$ee )o#e$n&ent
0an.s in the *ount$%. Cu$$entl% the 0an. has a total 0$an*h net'o$. of >0 3$an*hes Plus <
su0 0$an*hes th$ou)hout the *ount$%. At ,$esent( ?1 of its 0$an*hes fun*tionin) as
dedi*ated Isla&i* 3an.in) 3$an*hes( 'he$eas ?6 0$an*hes a$e *on#entional 0an.in)
0$an*hes.IU:T
1.1.1 VISION STATEMENT:
To 0e*o&e a leadin) 3an. ,$o#idin) effi*ient and D%na&i* 3an.in) !e$#i*es in 0oth
Isla&i* and Con#entional !e*to$s.
1.1.2 MISSION STATEMENT:
To in*$ease sha$eholde$s@ #alue and ,$o#ide e1*ellent se$#i*e and inno#ati#e ,$odu*ts to
INTERN!HIP REPORT ON 3O4 Muha&&ad A&in Asla& 1
CHAPTER 01 INTRODUCTION TO REPORT
*usto&e$s th$ou)h effe*ti#e *o$,o$ate )o#e$nan*e( f$iendl% 'o$. en#i$on&ent( and
*ont$i0utin) to'a$ds an e+uita0le su0"e*ono&i* )$o'th.
1.1.3 CORE VALUES:
Hi)hest +ualit% of se$#i*e( P$ofessionalis&( Inte)$it% and Tea& 'o$.( Inno#ation and
Utili/ation of latest te*hnolo)% and *o$,o$ate $es,onsi0ilit%.
1.2 PURPOSE OF THE STUDY:
One of the 0asi* ,u$,ose of the doin) inte$nshi, in a 0an. to fulfill one of the &ost
i&,o$tant $e+ui$e&ent of the de)$ee (M.COM. 3eside this the$e a$e so&e othe$s
,u$,oses a$e )i#en 0elo'A
To )et ,$a*ti*al .no'led)e a0out the 'o$.in) of the 0an.s.
To )et used to the 'o$.in) *onditions of the 0an..
To ha#e a 'o$.in) e1,e$ien*e.
Ena0les to *o&,a$e theo$eti*al ideas lea$ned in the *lass$oo& 'ithin the 'o$ld of
'o$. $e)a$din) Co&&e$*e and Mana)e&ent.
P$o#ides an e1,e$ien*e in an a*tual ,u0li* o$ non,$ofit a)en*% 0efo$e ente$in) the
=o0 &a$.et. !u*h e1,e$ien*e not onl% in*$eases studentsB =o0 ,$os,e*ts( 0ut also
tea*hes 'hat is e1,e*ted in te$&s of ,$ofessional 0eha#io$.
To fa&ilia$i/e hi&self 'ith the diffe$ent de,a$t&ents in the 0an. and thei$
fun*tionin).
To de#elo, &% inte$,e$sonal *o&&uni*ation s.ills.
To anal%/e the 'ea.nesses of the said o$)ani/ation and )i#e so&e solutions to
o#e$*o&e these 'ea.nesses
1.3 SCOPE OF THE STUDY:
INTERN!HIP REPORT ON 3O4 Muha&&ad A&in Asla& ?
CHAPTER 01 INTRODUCTION TO REPORT
I did &% - 'ee.s inte$nshi, at 0an. of 4h%0e$ !adda$ 0$an*h. M% a$ea of fo*usin) 'as
2To anal%ses the finan*ial ,osition of 3O45 and in this I 'as ha#e to )i#e a 0$ief detail
a0out the finan*ial ,osition and t$% to find 0$iefl% the ans'e$ of the follo'in) +uestionA
2To anal%se the finan*ial ,osition of 3O45
1.4 SIGNIFICANCE OF INTERNSHIP:
3an.s ,la% a *ent$al and #e$% i&,o$tant $ole in the e*ono&i* life of a *ount$%( thatBs 'h%
the% a$e *onside$ed as the life0lood of &ode$n e*ono&%. Toda% no one *an den% the
i&,o$tan*e of 0an.in) in the e*ono&%. The% fa*ilitate and e1,edite t$ade and *o&&e$*e
and ,$o#ide a #a$iet% of se$#i*es that one *anBt i&a)ine 'ithout 0an.s.
I ha#e *hosen the 3O4 fo$ &% inte$nshi, 0e*ause it has a la$)e net'o$. of do&esti* and
inte$national offi*es and 0$an*hes. 3esides of this( the 3O4 ,la%s an i&,o$tant $ole in the
e*ono&i* de#elo,&ent and )$o'th of Pa.istan.
1.5 OBJECTIVES OF INTERNSHIP
I a& doin) &% inte$nshi, in the 0an. of 4h%0e$ sadde$ 0$an*h on 0ehalf of ha#in) so&e
o0=e*ti#es( the o0=e*ti#es a$e as follo'A
Inte$nshi, 'ill de#elo, s.ills in the a,,li*ation of theo$% to ,$a*ti*al 'o$.
!ituations.
Inte$nshi, also ,$o#ides us to de#elo, s.ills and te*hni+ues di$e*tl% a,,li*a0le to
ou$ *a$ee$s.
Inte$nshi,s 'ill aid us in ad=ustin) f$o& *olle)e to full"ti&e e&,lo%&ent.
Ou$ Inte$nshi,s is also in*$ease a sense of $es,onsi0ilit%.
Inte$nshi, 'ill 0e ,$e,a$ed to ente$ into full"ti&e e&,lo%&ent in ou$ a$ea of
s,e*iali/ation u,on )$aduation.
Inte$nshi, 'ill a*+ui$e )ood 'o$. ha0its.
Inte$nshi,s 'ill ,$o#ide us 'ith the o,,o$tunit% to ea$n a sala$% 'hile ,u$suin)
INTERN!HIP REPORT ON 3O4 Muha&&ad A&in Asla& C
CHAPTER 01 INTRODUCTION TO REPORT
edu*ational )oals.
Inte$nshi,s 'ill ,$o#ide us the o,,o$tunit% to unde$stand info$&al o$)ani/ational
inte$$elationshi,s.
Inte$nshi, ,$o)$a&s 'ill enhan*e ad#an*e&ent ,ossi0ilities of )$aduates.
Inte$nshi, ,$o)$a&s 'ill in*$ease ou$ ea$nin) ,otential u,on )$aduation.
1.6 METHODOLOGY OF THE STUDY:
Du$in) inte$nshi, at 3O4 !adde$ 3$an*h( the &ost i&,o$tant tas. is to *olle*t as &u*h as
info$&ation in o$de$ to fo$& a ,$odu*ti#e $e,o$t. Fo$ the *olle*tion of data and
info$&ation( I used t'o &ethod of *olle*tion of data i.e. P$i&a$% data and !e*onda$%
data.
The &ethod of data *olle*tion is &ostl% 0ased on ,e$sonal o0se$#ations and e1,e$ien*es
of a*tuall% 'o$.in) at the 0an.. E#e$% effo$t has 0een &ade to *olle*t data and
info$&ation of the 'o$.in) of the o$)ani/ationD ho'e#e$ the follo'in) data &ethods ha#e
0een &ainl% used fo$ the *o&,ilation of this $e,o$t.
1.6.1 TYPE AND NATURE OF STUDY:
The t%,e of stud% is Des*$i,ti#e as 'ell as anal%ti*al 'hi*h 'as *ondu*ted in the
3an. of 4h%0e$ Cantt 3$an*h Pesha'a$ in o$de$ to find the ans'e$s of the stud%
+uestion.
1.6.2 POPULATION
The ,o,ulation of the stud% is the e&,lo%ees of all the 0$an*hes of 3O4.
SOURSES
Inte$net( 3O4 Annual $e,o$ts( Fo$&al Inte$#ie' 'ith staff and O0se$#ation.
1.6.3 TYPES OF DATA
INTERN!HIP REPORT ON 3O4 Muha&&ad A&in Asla& <
CHAPTER 01 INTRODUCTION TO REPORT
PRIMARY DATA
The data in the $a' fo$& *olle*ted fo$ the fi$st ti&e is *alled ,$i&a$% data. The data is
*olle*ted du$in) the ti&e ,e$iod of t'o &onths inte$nshi, in 3an. of 4h%0e$ and
the sou$*es fo$ the ,$i&a$% data a$eA
O0se$#ations
Dis*ussions 'ith 3an. offi*e$s
SECONDARY DATA
The data 'hi*h has unde$)one th$ou)h so&e &athe&ati*al o$ statisti*al te*hni+ue afte$
0ein) *olle*ted and is #isi0le in ta0ulated fo$& is .no'n as se*onda$% data. The
sou$*es fo$ se*onda$% data a$eA
Manuals and 0$o*hu$es
Annual Re,o$ts
Info$&ation Me&o$andu&
Inte$net.
P$io$ inte$nshi, $e,o$t
1.6.3.1 SAMPLE PLAN
I need to find the ans'e$s of &% stud% +uestion 0ut it is *o&,li*ated to stud% the
'hole ,o,ulation. !o( I need to stud% !a&,le( and &% sa&,le ,lan is to &a.e full
attention to'a$ds E1e*uti#es. 3e*ause E1e*uti#es ha#e &o$e a**u$ate info$&ation and
the% also ,$o#ide us a #e$% $ele#ant data a0out &% stud%.
SAMPLE PROCEDURE
The sa&,le that I ha#e *$eated is =ust a 2Con#enien*e !a&,le5 (sa&,le of ,eo,le that a$e
easil% a#aila0le o$ a**essi0le o$ *an 0e studied easil% the sa&,le that I ha#e *$eated is
non",$o0a0ilit% sa&,le o$ *on#enien*e sa&,le.
1.6.4 DATA COLLECTION TECHNIUES
INTERN!HIP REPORT ON 3O4 Muha&&ad A&in Asla& >
CHAPTER 01 INTRODUCTION TO REPORT
In &% stud%( in the *olle*tion of ,$i&a$% data in 3an. of 4h%0e$ Pesha'a$ I ha#e ta.en
the 2DIRECT INTER8IE;5 'hi*h is *onside$ed the &ost *o&&on 'a% of data
*olle*tion. M% inte$#ie' is a .ind of 'hi*h is 2ad&iniste$ed in ,e$son5. The
INTER8IE; is *o&,$ised of a nu&0e$ of al$ead% ,lan +uestions. This inte$#ie' 0ea$s
*o&,$ehensi#e +uestions 'hi*h )a#e suffi*ient data to &% stud%. I also used inte$net(
annual $e,o$ts et*.
1.! LIMITATIONS
The$e a$e so&e li&itations that( I had to fa*e as an inte$nee du$in) the Inte$nshi, ,$o)$a&
in 3o. !adde$ 3$an*h Pesha'a$. Those li&itations a$e )i#en 0elo'A
Due to sho$t ,e$iod of ti&e it 'as too diffi*ult to #isit all di#ision and
de,a$t&ents of the o$)ani/ation.
The ,$o0le& of load sheddin) &a.es dela% in ,$e,a$in) &% inte$nshi, $e,o$t.
All staff &e&0e$s a#oided to )i#e se*$et info$&ation. Ho'e#e$( the% .e,t &ost
of the data se*$ets. !o( it 'as so diffi*ult to *olle*t the $ele#ant info$&ation.
9a*. of *o"o,e$ation 0% so&e e&,lo%ees 0e*ause the% 'e$e non"study oriented
and also lack of accuracy of the relevant data.
This stud% is li&ited to onl% 3O4 Pesha'a$ !adde$ 3$an*h.
The e1e*uti#es( &ana)e$s and othe$ staff &e&0e$s due to ha#in) thei$ o'n
&atte$s of 0an. 'e$e not a0le to )i#e &e &u*h ti&e.
!o&e of e&,lo%ee due to ha#in) the )ood ,osition and $e,utation 'e$e not e#en
tal.in) to the inte$nee.
1." OUTLINE ORGANI#ATION OF THE INTERNSHIP REPORT
M% internship report on Bank of Khyber Sadder Branch Peshawar is contained five
portions.
The first portion is Preliminary, and is consisting of the following
INTERN!HIP REPORT ON 3O4 Muha&&ad A&in Asla& E
CHAPTER 01 INTRODUCTION TO REPORT
Title Page
Approval Sheet
Acknowledgement
Eecutive Summary
Ta0le of Contents
CHAPTER 1 CONSISTS OF:
Int$odu*tion
Pu$,ose of the stud%
!*o,e of the stud%
!mportance of internship
"b#ective of internship
!tud% methodology
$imitation of the study
CHAPTER 2 CONSISTS OF$
Int$odu*tion to 3O4
Mission !tate&ent
8ision !tate&ent
Co$e 8alues
Fun*tions of Bok
%epartments of the Branch
Area of &ocus
CHAPTER 3 CONSISTS OF:
Anal%sis
Findings
INTERN!HIP REPORT ON 3O4 Muha&&ad A&in Asla& F
CHAPTER 01 INTRODUCTION TO REPORT
CHAPTER 4 CONSISTS OF:
Re*o&&endations
Con*lusion
R%&%'%()%*
3O4D Ret$ie#ed on 0?G0CG?01? f$o&A htt,AGG'''.0o..*o&.,.G
!e.a$an U. (?000 2!tud% Methods Fo$ 3usiness5 Hohn ;ile% I sons( In*. Ne' :o$.
Pu0( editionA Fou$th ,a)esA >>"?EE.
INTERN!HIP REPORT ON 3O4 Muha&&ad A&in Asla& -