Income

Gross Pay
Income Tax amount
Net Pay
Net Pay / month

128,200
12,577.30
115,622.70
9,635.23
Output

Output

Mandatory
Mortgage / Rent

1349

Insurance
Car

260.78

Home

167.92

Household

Optional

Utilities

Cable + Internet

Gas (ask parents)

221 Cell Phone

Electric (ask parents)

356 Health Club

Water / Sewer (ask parents)

247 Charity

Trash (if applicable)

125 (I.e. church = 10%)

Entertainment

$120
$80

$29

Food
Groceries (total x 4)
Dine out (8 times)

630.24
$200

Fast Food (8 times)

$82

Car Payment(s)

572

Kids*

Holidays

Child care

1184 New Years Eve

Clothing
outfits)
Car seat (15
x 2 (rear
Facing birth
to 12 months)

$490

Stroller (birth to 12 months)

Crib
Baby pictures (in-studio)

Toys (7 - new born)

Blankets (3)
Crib Sheets (4 sets)
Rocking chair
Pasifiers (5)
Zoo Pass (full year)

419.64
630
$1,043
54

110.73
59.97
155.88
169.95
22.45
144

150

Demographics
Family size

Kids

Schooling

Kindercare

House size
Job

Social Worker

Job

Registered Nurse

Monthly Income

9,635.23

Monthly Output

9604.61

Total January

30.62

Income
Gross Pay
Income Tax amount
Net Pay
Net Pay / month

128,200
12,577.30
115,622.70
9,635.23
Output

Output

Mandatory
Mortgage / Rent

Investments
1349 Savings
Mutual Funds

Insurance

Stocks

Car

260.78 Other

Home

167.92

Household

Optional

Utilities

Cable

Gas (ask parents)

221 Cell Phone

Electric (ask parents)

356 Health Club

Water / Sewer (ask parents)

247 Charity

Trash (if applicable)

125 (I.e. church = 10%)

Entertainment

$120
$80

$29

Food
Groceries (total x 3)

472.68

Dine out (8 times)

$200

Fast Food (8 times)

$112

Car Payment(s)
Kids*
Child care

572
Holidays
1184 Valentine's Day Gift

100

Previous Savings/Debt

30.62

Monthly Income

9,635.23

Monthly Output

5623.38

Total February

4042.47

Income
Gross Pay
Income Tax amount
Net Pay
Net Pay / month

128,200
12,577.30
115,622.70
9,635.23
Output

Output

Mandatory
Mortgage / Rent

1349

Insurance
Car

260.78

Home

167.92

Household

Optional

Utilities

Cable

Gas (ask parents)

221 Cell Phone

Electric (ask parents)

356 Health Club

Water / Sewer (ask parents)

247 Charity

Trash (if applicable)

125 (I.e. church = 10%)

Entertainment

Food
Groceries (total x 4)

630.24

Dine out (8 times)

$200

Fast Food (8 times)

$112

Car Payment

572

Kids*
Child care

1184

Clothing (15 outfits)

$490

Toys (7 - new born)

Nighlite
Dehumidifier

140.73
19.47
45.59

$120
$80

$29

Monthly Income

9,635.23

Monthly Output

5719.49

Total March

3915.74

Income
Gross Pay
Income Tax amount
Net Pay
Net Pay / month

128,200
12,577.30
115,622.70
9,635.23
Output

Output

Mandatory
Mortgage / Rent

1349

Insurance
Car

260.78

Home

167.92

Household

Optional

Utilities

Cable

Gas (ask parents)

221 Cell Phone

Electric (ask parents)

356 Health Club

Water / Sewer (ask parents)

247 Charity

Trash (if applicable)

125 (I.e. church = 10%)

Entertainment

$120
$80

$29

Food
Groceries (total x 4)

630.24

Dine out (8 times)

$200

Fast Food (8 times)

$112

Car Payment(s)

572

Kids*
Child
care
Clothing
(15 outfits - 3 to 6
month)

Holidays
1184 Easter
$213

120

Monthly Income

9,635.23

Monthly Output

6457.94

Total April

3,177.29

3
Gross Pay
Income Tax amount
Net Pay
Net Pay / month

Income
128,200
12,577.30
115,622.70
9,635.23
Output

Output

Mandatory
Mortgage / Rent

1349

Insurance
Car

260.78

Home

167.92

Household

Optional

Utilities

Cable

Gas (ask parents)

221 Cell Phone

Electric (ask parents)

356 Health Club

Water / Sewer (ask parents)

247 Charity

Trash (if applicable)

125 (I.e. church = 10%)

Entertainment

$120
$80

$29

Food
Groceries (total x 4)

630.24

Dine out (8 times)

$200

Fast Food (8 times)

$112

Car Payment(s)
Kids*
Child care

572
Holidays
1184 Memorial Day

15

Monthly Income

9,635.23

Monthly Output

6139.94

Total May

3495.06

Income
Gross Pay
Income Tax amount
Net Pay
Net Pay / month

128,200
12,577.30
115,622.70
9,635.23
Output

Output

Mandatory
Mortgage / Rent

1349

Insurance
Car

260.78

Home

167.92

Household

Optional

Utilities

Cable

Gas (ask parents)

221 Cell Phone

Electric (ask parents)

356 Health Club

Water / Sewer (ask parents)

247 Charity

Trash (if applicable)

125 (I.e. church = 10%)

Entertainment

Food
Groceries (total x 4)

630.24

Dine out (8 times)

$200

Fast Food (8 times)

$112

Car Payment(s)

572

Kids*
Child
care
Clothing
(15 outfits - 6 to 9
months)

Toys (7 - 6 month)
Pasifiers (5)

1184
$277

139.55
24.9

$120
$80

$29

Monthly Income

9,635.23

Monthly Output

6566.39

Total June

3068.84

Income
Gross Pay
Income Tax amount
Net Pay
Net Pay / month

128,200
12,577.30
115,622.70
9,635.23
Output

Output

Mandatory
Mortgage / Rent

1349

Insurance
Car

260.78

Home

167.92

Household

Optional

Utilities

Cable

Gas (ask parents)

221 Cell Phone

Electric (ask parents)

356 Health Club

Water / Sewer (ask parents)

247 Charity

Trash (if applicable)

125 (I.e. church = 10%)

Entertainment

$120
$80

$29

Food
Groceries (total x 4)

630.24

Dine out (8 times)

$200

Fast Food (8 times)

$112

Car Payment(s)
Kids*
Child care

572
Holidays
1184 4th of July

30

Monthly Income

9,635.23

Monthly Output

6154.94

Total July

3480.29

32
Gross Pay
Income Tax amount
Net Pay
Net Pay / month

Income
128,200
12,577.30
115,622.70
9,635.23
Output

Output

Mandatory
Mortgage / Rent

1349

Insurance
Car

260.78

Home

167.92

Household

Optional

Utilities

Cable

Gas (ask parents)

221 Cell Phone

Electric (ask parents)

356 Health Club

Water / Sewer (ask parents)

247 Charity

Trash (if applicable)

125 (I.e. church = 10%)

Entertainment

Food
Groceries (total x 4)

630.24

Dine out (8 times)

$200

Fast Food (8 times)

$112

Car Payment(s)

572

Kids*
Child care

1184

Clothing (15 outfits)

$277

$120
$80

$29

Monthly Income

9,635.23

Monthly Output

6401.94

Total August

3233.29

Income
Gross Pay
Income Tax amount
Net Pay
Net Pay / month

128,200
12,577.30
115,622.70
9,635.23
Output

Output

Mandatory
Mortgage / Rent

1349

Insurance
Car

260.78

Home

167.92

Household

Optional

Utilities

Cable

Gas (ask parents)

221 Cell Phone

Electric (ask parents)

356 Health Club

Water / Sewer (ask parents)

247 Charity

Trash (if applicable)

125 (I.e. church = 10%)

Entertainment

$120
$80

$29

Food
Groceries (total x 4)

630.24

Dine out (8 times)

$200

Fast Food (8 times)

$112

Car Payment(s)

572

Kids*
Child
care
Clothing
(15 outfits - 9 to 12
months)

Toys (7 - 9 months)
Blankets (3)
Crib Sheets (2 sets)

Holidays
1184 Labor Day
$289

187.2
59.97
25.98

15

Monthly Income

9,635.23

Monthly Output

6702.06

Total September

2933.17

Income
Gross Pay
Income Tax amount
Net Pay
Net Pay / month

128,200
12,577.30
115,622.70
9,635.23
Output

Output

Mandatory
Mortgage / Rent

1349

Insurance
Car

260.78

Home

167.92

Household

Optional

Utilities

Cable

Gas (ask parents)

221 Cell Phone

Electric (ask parents)

356 Health Club

Water / Sewer (ask parents)

247 Charity

Trash (if applicable)

125 (I.e. church = 10%)

Entertainment

$120
$80

$29

Food
Groceries (total x 4)

630.24

Dine out (8 times)

$200

Fast Food (8 times)

$112

Car Payment(s)
Kids*
Child care

572
Holidays
1184 Halloween

50

Monthly Income

9,635.23

Monthly Output

6174.94

Total October

3460.29

Income
Gross Pay
Income Tax amount
Net Pay
Net Pay / month

128,200
12,577.30
115,622.70
9,635.23
Output

Output

Mandatory
Mortgage / Rent

1349

Insurance
Car

260.78

Home

167.92

Household

Optional

Utilities

Cable

Gas (ask parents)

221 Cell Phone

Electric (ask parents)

356 Health Club

Water / Sewer (ask parents)

247 Charity

Trash (if applicable)

125 (I.e. church = 10%)

Entertainment

$120
$80

$29

Food
Groceries (total x 4)

630.24

Dine out (8 times)

$200

Fast Food (8 times)

$112

Car Payment(s)

572

Kids*

Holidays

Child care

1184 Thanksgiving

Books (10 childrens books)

69.9

200

Monthly Income

9,635.23

Monthly Output

6394.84

Total November

3240.39

Income
Gross Pay
Income Tax amount
Net Pay
Net Pay / month

128,200
12,577.30
115,622.70
9,635.23
Output

Output

Mandatory
Mortgage / Rent

1349

Insurance
Car

260.78

Home

167.92

Household

Optional

Utilities

Cable

Gas (ask parents)

221 Cell Phone

Electric (ask parents)

356 Health Club

Water / Sewer (ask parents)

247 Charity

Trash (if applicable)

125 (I.e. church = 10%)

Entertainment

$120
$80

$29

Food
Groceries (total x 4)

630.24

Dine out (8 times)

$200

Fast Food (8 times)

$112

Car Payment

572

Kids*

Holidays

Child care

1184 Christmas

Clothing
Car seat (15
(rearoutfits
Facing- 1
1 year)
to 3
years)

$313

Stroller
(1 year(in-studio
+)
Baby pictures
w/
Santa)

Toys (7 - 1 year)

479.97
237
67

195.6

400

Monthly Income

9,635.23

Monthly Output

7447.51

Total December

2187.72