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Article 20 speaks of the general sanction for all other provisions of law which do not especially
provide for their own sanction (Tolentino, supra, p. 71). Thus, anyone who, whether willfully or
negligently, in the exercise of his legal right or duty, causes damage to another, shall indemnify
his victim for injuries suffered thereby.
Article 21 deals with acts contra bonus mores(againts good mral), and has the following
elements:
1) There is an act which is legal;
2) but which is contrary to morals, good custom, public order, or public policy;
3) and it is done with intent to injure.
Thus, under any of these three (3) provisions of law, an act which causes injury to another may
be made the basis for an award of damages.
Of the three articles, Art. 19 was intended to expand the concept of torts by granting adequate
legal remedy for the untold number of moral wrongs which is impossible for human foresight to
provide specifically in statutory law. If mere fault or negligence in ones acts can make him
liable for damages for injury caused thereby, with more reason should abuse or bad faith make
him liable. The absence of good faith is essential to abuse of right. Good faith is an honest
intention to abstain from taking any unconscientious advantage of another, even through the
forms or technicalities of the law, together with an absence of all information or belief of fact
which would render the transaction unconscientious. In business relations, it means good faith as
understood by men of affairs.
While Article 19 may have been intended as a mere declaration of principle, the cardinal law
on human conduct expressed in said article has given rise to certain rules, e.g. that where a
person exercises his rights but does so arbitrarily or unjustly or performs his duties in a manner
that is not in keeping with honesty and good faith, he opens himself to liability.
Article 19 of the Civil Code, sets certain standards which may be observed not only in the
exercise of ones rights but also in the performance of ones duties. These standards are the
following: to act with justice; to give everyone his due; and to observe honesty and good faith.
The law, therefore, recognizes the primordial limitation on all rights: that in their exercise, the
norms of human conduct set forth in Article 19 must be observed. A right, though by itself legal
because recognized or granted by law as such, may nevertheless become the source of some
illegality.