LOVELY PROFESSIONAL UNIVERSITY

ACADEMIC TASK NO.1

(COMPULSORY ASSIGNMENT)

Course Code: BSL352

Course Title: Legal Aspects of Banking and Insurance
Section: Q4E03

Batch: 2016-2017

Max. Marks: 30

Date of Allotment: September 08, 2016

Date of Written Report submission: September 22, 2016

S.
No
1

Roll
No

Objectives of
Academic
Activity

ALL
STUD
ENTS

To make the
students
understand,
One,
the
function of
banks in the
light
of
Reserve
Bank
of
India
Act,
1934
and
Banking
Regulation
Act,
1949.
Two,
the
KYC
requirement
s/norm
s
involved in
the
loan
appli cation.

Topic

You have to work in a

team of 3 students.

Details:
As a part of loan
team/department of the bank,
perform your role in the light of
given task.
Study the loan application of
the
company/organization/individua
l (allocated by the course
instructor).
Comprehend the financial
position of a potential
borrower (for the
company/individual
allocated by the course
instructor).
Write a report ( 27 marks)
which considers and include the
following points.
1. Assess the repayment ability
of the borrower. (9 marks)
2. Assess and evaluate the
collateral security/
mortgage/pledge to manage
risk. (9 marks)
3. Draw out the existing and

Evaluation
Parameters
1.Write up (20
marks)
- Content
- Coherence
with the topic
2.Presentation
(10 marks)
- Content (5)
- Communication
(5)

Expecte
d
outcom
es
Applic
ation
of
conce
pt

probable risks associated with

the borrower and to what extent
they are being covered by the
bank while approving the loan
application. (9 marks)
4. Any other peculiar aspect
emerged while studying the
position of the potential
borrower. Chalk out a clear and
a coherent report (3 marks),
which discusses the broad
issues involved in the credit risk
associated with the loan
approvals and disbursements.
If you feel the need to visit the
bank premises, for completing
this task, you can do that as
well but, in that case, list out
the details of the visit in your
report.

NOTE:
- To be submitted on
September 22, 2016
by 5pm)
- Report should be
hand written.