HANDY BOOK ON CBS

CONTENTS
PAGE NO
CUSTOMER CREATION
SAVINGS BANK ACCOUNT

2
2

CURRENT ACCOUNT

TERM DEPOSIT

LAGHU BACHAT YOJNA

CASH CREDIT & OVERDRAFT

3
3

LOAN ACCOUNT
STANDING INSTRUCTION

4
4

RTGS

DEMAND DRAFT & PAY ORDER

ECS

5
5

CLEARING

PACKING CREDIT
GUARANTEE

6
6

INWARD REMITTANCE

OUTWARD REMITTANCE

LETTER OF CREDIT
FORWARD CONTRACT

7
7

FOREIGN AND INLAND BILLS

GENERAL REPORTS / INQUIRY

TRADE FINANCE REPORTS ( PRODUCTION )

8
9

TRADE FINANCE REPORTS ( MISREP / REPORTS )

MIS UPDATION MENUS
INVENTORY

9
9
9

LOCKER
SAFE CUSTODY ARTICLES

9
10

GODOWN REGISTER

10

GENERAL

10

COMMON OFFICE ACCOUNTS

MANUAL INCOME & EXPENSE ACCOUNTS

11
17

LOAN & CASH CREDIT SCHEMES

SAVINGS BANK SCHEMES
DEMAND DEPOSIT SCHEMES

17
21
22

TERM DEPOSIT SCHEMES

23

PTW
BRANCH EOD OPERATIONS

24
24

CLOSURE OF CUSTOMER ACCOUNT

GOVERNMENT BUSINESS MODULE (GBM)

25
25

HOT KEYS

27

WEB LOGIN
WORK CLASS
ADDITIONAL INFORMATION

27
27
28

TELEPHONE NUMBERS OF IT DEPARTMENT

31

Description

Web Menu
CUSTOMER CREATION
Customer Creation & Master maintenance
CUMM
Verification
CUMM
To find out if the customer is already having
CUS
a customer ID
SAVINGS BANK ACCOUNT
Opening of an account
OAAC
Verification
OAACAU
Modifying an operative account
ACM
Verification
ACM
Mass Account opening (needs no
MACOP
verification, with or without customer ID)
Cash withdrawal
TM
Cash deposits
TM
Transfer transactions
TM
For Issuing cheque books & verification
ICHB
To enter and revoke Stop payment
SPP
instruction
Verification of Stop payment instruction
SPPAU
Interest run for the account.
ACINT
Issue Pass Book to an account
PBP
Issue of Pass sheet (Statement)
PSP
Transfer Of Account between Schemes
ACXFRSC
Collection of account closure & other
CACC
charges
Closing an account
CAAC
Verification of Account Closure
CAACAU
Customers Account/Ledger Enquiry
ACLI
CURRENT ACCOUNT
Opening of an account (Individuals &
OAAC
Others)
Verification
OAACAU
Modifying an operative account
ACM
Verification
ACM
Mass Account opening (needs no
MACOP
verification, with or without customer ID)
Cash withdrawal
TM
Cash deposits
TM
Transfer transactions
TM
For Issuing cheque books & verification

ONS Menu
HCUMM
HCUMM
HCUS
HOAACSB
HOAACVSB
HACM
HACM

HCASHWD
HCASHDEP
HXFER

HPBP

HCAAC
HCAAC
HACCBAL
HOAACCA
HOAACVCA
HACM
HACM

HCASHWD
HCASHDEP
HXFER

ICHB

To enter and revoke Stop payment

SPP
instruction
Verification of Stop payment instruction
SPPAU
Transfer Of Account between Schemes
ACXFRSC
Transfer Of Account between SOL's
ACXFRSOL
Closing an account
CAAC
Verification of Account Closure
CAACAU
Customers Account/Ledger Inquiry
ACLI
TERM DEPOSITS
Opening of an account - Term Deposits
OAAC
Verification
OAACAU
Modifying a Term Deposit Account
ACM
Verification
ACM

HCAAC
HCAAC
HACCBAL
HOAACTD
HOAACVTD
HACMTD
HACMTD

Description
Web Menu
Interest run for the account.
ACINT
Renewal of Term deposits
TDREN
Extension of Term deposits
TDEXT
Renewal of Overdue Term deposits (after
OVDINT
14 days)
Deposit receipt printing
DRP
Duplicate deposit receipt printing
DUDRP
TDS calculation
TDSCALC
TDS inquiry & printing
TDSIP
Customers Account/Ledger Inquiry
ACLI
Term Deposit Interest Version Inquiry
TVSI
Closing an account
CAAC
Verification of Account Closure
CAACAU
Deposit modeling
DEPMOD
Interest calculator
DEPINT
Pending installment of RD accounts
PLIST
Transfer Of Account between Schemes
ACXFRSC
Transfer Of Account between SOL's
ACXFRSOL
LAGHU BACHAT YOJNA
Opening of an account
OAAC
Verification
OAACAU
After verification of the account for interest
RDACM
set up
Credit the amount to the LBY monthly
TM
collection account
Debiting LBY Monthly collection a/c and
TTM
credit to corresponding LBY a/c
Interest calculation before closure of
RDINTTM
account
Closure of account
CAAC
Verification of account closure
CAACAU
LBY Agents Commission Calculation
CALAGCOM
CASH CREDIT & OVERDRAFT
Opening of an account - Overdraft
OAAC
Verification
OAACAU
Opening of an account - Cash Credit
OAAC
Verification
OAACAU
Modifying an account - CC / OD
ACM
Verification
ACM
Cash withdrawal
TM
Cash deposits
TM
Transfer transactions
TM
For Issuing cheque books & verification
ICHB
To enter and revoke Stop payment
SPP
instruction
Verification of Stop payment instruction
SPPAU
Transfer Of Account between Schemes
ACXFRSC
Transfer Of Account between SOL's
ACXFRSOL
Interest run for the account.
ACINT
Collection of account closure & other
CACC
charges
Closing an account
CAAC
Verification of Account Closure
CAACAU

ONS Menu

HTDSIP
HACCBAL
HCAAC
HCAAC

HOAACSB
HOAACVSB

HCAAC
HCAAC

HOAACOD
HOAACVOD
HOAACCC
HOAACVCC
HACM
HACM
HCASHWD
HCASHDEP
HXFER

HCAAC
HCAAC

Description
customers Account/Ledger Enquiry
Assessment, Collection & Refund of
charges
Limit node creation, maintenance &
verification
Account limit history/Drawing Power
maintenance
Account
Limit
History
Maintenance
Authorization.
Limit node enquiry.
Limit node details enquiry.
Limit Node History Maintenance
For Inquiry of Customer Limits.
Linking all types of securities to the account
For Granting TOD (adhoc) in any CC / OD
account
Verification
Modification
Verification

of

asset

classification

Web Menu
ACLI
GCHRG
LNM

HLNM

ACLHM

HACLHM

ACLHMAU

HACLHM

LNI
LNDI
LNHTIR

HACLHI

SRM

HBKQRY
HCLM

ACTODM

HACTODM

ACTODMAU

HACTODM

MEAC

LOAN ACCOUNT
OAAC
Verification
OAACAU
To collect up-to-date interest & other
PAYOFF
charges on closing a loan account
Closing an account (only after
CAAC
PAYOFF/HPAYOFF)
Verification of Account Closure
CAACAU
Modifying a Loan Account & Verification
ACM
Customers Account / Ledger Inquiry
ACLI
Loan Disbursement
LADISB
Assessment, Collection & Refund of
LAFACR
charges
Demand generation and interest calculation.
LADGEN
Loan schedule payment.
Loan un-schedule payment.
Loan repayment menu
LAPAY
Loan rescheduling
Loan lien marking.
LALIEN
Loan general enquiry.
Make an asset past due.
MAPD
Security register module report.
CLMRPTS
Loan repayment schedule report
Loan overdue position enquiry
LAOPI
Linking all types of securities to the loan
account
Collateral linkage lookup
CLL
Loan modeling (to find EMI etc.)
LAMOD
Inquiry on loan interest version
LVSI
STANDING INSTRUCTION
Creation of a standing instruction &
verification
Standing instruction maintenance
SIM
Execution of Standing instruction
SIE
Opening of an account

ONS Menu
HACCBAL

HOAACLA
HOAACVLA
HPAYOFF
HCAAC
HCAAC
HACMLA
HCULA
HLADISB
HLAFACR
HLASPAY
HLAUPAY
HLARA
HLAGI

HLARSH
HLAOPI
HCLM
HLAMOD

HSSIM

Description
Carrying forward the failed standing
instruction for doing the same on the next
day
Report on standing instruction executed
today
Printing of standing instruction covering
letter to customer
Printing of standing instruction advice for
the customer
Printing of standing instruction register

Web Menu

ONS Menu

CFLM
SIETR
SICL
SIADVC
SIRP
RTGS

Indian Financial System Code Inquiry

Real Time Gross Settlement ( ONS )
RTGS message List with record creation
date

IFSI
HRTGS
RMSGUD

DEMAND DRAFT / PAY ORDER

Issue of demand draft / pay order
TM
Payment of demand draft / pay order
TM
To know the status of the demand draft /
DDSM
pay order
Cancellation of the demand draft / pay order
DDC
Marking the demand draft / pay order as
DDLOST
lost
Non-payment advice of demand draft
DDNPADV
Printing of all demand draft / pay orders
DDPALL
issued
Printing of a single demand draft / pay order
DDPRNT
Reprinting a demand draft / pay order
DDREPRNT
Demand Draft Revalidation
DDREVAL
Demand draft / pay order credit inquiry
DDIC
Demand draft / pay order debit inquiry
DDID
Inquiry about a specific demand draft / pay
DDII
order issued
Inquiry about a specific demand draft / pay
DDIP
order paid
Pay order reconciliation report ( report on
BCREPORT
paid / unpaid Pay Order)
List of Pay Order Outstanding
POOUTSTD
DD reports (DDR1, 2, 2A, 3, 4)
DDP
DDR Data download
CDDP
ECS
ECS Inward Transaction Upload ( For
EITU
Service Branch Only )
ECS Sorting Account wise sorting ( For
ECSSORT
Service Branch Only )
ECS sol wise upload (For Service Branch
EITUU
Only )
ECS particulars Update (For Service
ECSUP
Branch Only )
ECS Inward Returns Processing ( FOR
EIRP
BRANCH ONLY)

Description
Web Menu
ECS & NECS REPORTS
Branch wise ECS DR/CR report ( FOR
ECSEITU1
BRANCH ONLY)
Upload of ECS at Service Branch level
ECSEITU
Total consolidated ECS report
ECSREP
ECS report(soft copy) generated for RBI at
ECSDUMP
Service Branch
Branch wise summary report with NECS
NECSEITU
entries(Service Br level)
Status report of all NECS entries
NECS1
(passed/rejected) Branch only
Total consolidated NECS report
NECSREP
Generation of dump file for RBI (Service
NECSDUMP
Branch Level)
CLEARING
Maintenance of Inward clearing
MICZ
Inward clearing transaction maintenance
ICTM
(entering the instruments) & verification
Maintenance of outward clearing
MCLZOH
Outward clearing transaction maintenance
OCTM
(entering the instruments) & verification
Mass verification of instruments
OCTV
Bar advice printing
CLBAP
Printing details of instruments entered
PWO
(Outward clearing)
Printing details of instruments entered
PICS
(Inward clearing)
Printing of clearing schedule
PCLSO
Mark pending
Revoke pending
REVPEND
Inquiry on instrument position (Inward
clearing)
Inquiry on instrument position (Outward
clearing)
Inquiry on clearing transaction sets
IOCLS
Verified cheque list of Outward Clearing
VCHL
Inquiry of shadow balance in the account.
ACSBIO
Upload records of inward clearing
RMI
presented through floppy
PACKING CREDIT
Opening of Packing Credit Account
OAAC
Disbursement of single packing credit
TM
Disbursement of multiple packing credit
RPCTM
Regularization of RPC transactions
PCTM
Maintenance of export Order
EXPODM
Report on Export Order
EXPRPT
Report on Outstanding Packing Accounts
PCARPT
PC Liability list
PCLIALST
Overdue PC report Party wise
POVDPC
Batch Closure of PC accounts
CLSPCA

ONS Menu

HICTM

HMARKPEN
HOIQ
HOPQ

GUARANTEE
Guarantee Master Maintenance

GMM

Description
Web Menu
Guarantee Parameters Inquiry
GPI
Guarantee Inquiry
GI
BG Printing
BGPRINT
Guarantee Printing
GP
Deferred payment Guarantee Register
DPGR
Guarantees Issued cum Liability Register
GILR
PRR-11A Quarterly Statement of Guarantee
PRR11A
PRR-11B Monitoring of Guarantees
PRR11B
Report of guarantees / DPG
PRR11C
Guarantee Overdue Charges
GODCH
Limit/Guarantee wise utilization report
BGLIMIT
BG Margin Printing
BGMARGIN
Statement of Guarantee
BGSTMNT
Guarantee Close
BGCLOSE
INWARD REMITTANCE
Inward Remittance Maintenance
IRM
Party inward remittance advice
FBADV
Inward remittance Register
DTMR
Clean Instrument collection Register /
FBER
foreign cheques
Issue of FIRC
FIRCR
OUTWARD REMITTANCE
Outward Remittance Maintenance
ORM
Party Outward remittance register
FBADV
DD issue register(
DTMR
Datewise/Partywise/Purposewise )
T / Cheque stock register
IMRRPT
Acknowledge letter of t/cheque
TCACKN
T / Cheque Issue Register
TCISSUED
LETTER OF CREDITS
Inward Documentary Credits Maintenance
IDCM
Outward Documentary Credits Maintenance
ODCM
Customer Text Maintenance
CUTXTMNT
DC Reports and Advices
DCRPTS
DC Printing
DCPRINT
DC General Purpose Report Printing
DCGPR
Report on Expiring DCs
DCEXPLST
Statement of DC
DCSTMT
Transaction Advice Printing
CHRGADVP
DC Liability Register Printing (Balancing as
DCLIABRG
on date)
DC Register Printing
DCREG
DC Query
DCQRY
DC Online Query and Modification
DCQRYM
Debit/Credit Party advice for DC / LC issue
CHRGADV
Import bill drawn under DC/LC
FBCS
Acceptance/Due Date confirmation (Import
ACCRPT
bills under LC)
FORWARD CONTRACT
Maintain Forward Contract
MNTFWC
Extend Forward Contract
EXTFWC
FWC Message Code Maintenance
FWCCM
Cancel Forward Contract
CNCLFWC

ONS Menu

Description
Web Menu
Forward Contracts History Inquiry
FWCHI
Forward Contract Liability Register
FWCLIAB
Forward Contract Notes
FWCNOTE
FWCs Over Due List
FWCODLST
Forward Contracts Query
FWCQRY
FWC Revaluation
FWCREVAL
FWC Booking Register Printing
FWCRG
FWC Reminder on Maturity
FWCRMND
Forward Contract Liability Register
FWCLIAB
Forward Purchase contract register
FWCRPT
Forward sales contract outstanding
FWCOUT
FOREIGN AND INLAND BILLS
Creation of ID of beneficiary of Bank
FPCM
Guarantee or LC
Lodgment of Bills / Cheques
CUSTFBM
Foreign / Inland Bills Maintenance / realisation /
crystallization / dishonour

FBM

Foreign / Inland Bills History Inquiry

Foreign / Inland Bills Inquiry
Foreign / Inland Bills Covering Schedule
Transaction Advice Printing
Foreign / Inland Bills Balancing Register
Foreign / Inland Bills Printing / Agewise overdue

FBHI
FBI
FBCS
FBADVP
FBBR
FBP

Statement of outstanding partywise import

collection bill
List of Pending and Dishonored Bills
Party Code Maintenance

ONS Menu

FBOIB
FBPADB
FPCM
FBP
FBIR
FBER
SUMODE

Export Bill short register

Import Bill Register
Export Bill Register
Summary sheet overdue Export Bills
Export/Import turnover statement
TFMIS
(Party/CCY/Commodity/country)
FGN DD issue/Inward /outward remittance
DTMR
register (ccy/Party/Datewise)
Foreign Inward Remittance Certificate
FIRCR
Bank Certificate on Export Bill Realisation
BCER
GENERAL REPORTS / INQUIRY
Interest Report For Accounts
AINTRPT
Misc Reports options
MISREP
Specific Reports (i.e. supplementary, cashbook,
cash summary, trail balance etc)

PTW

SB / CA Overdraft Register printing

Inquiry on History of Partition A/c
Inquiry on Partitioned Account
Office Account Ledgers Print

TODRP
PHINQ
PARTINQ
ACLPOA

Outstanding Items Report (Sundry Creditors/

Sundry Debtors)

MSGOIRP

Minor Subsidiaries Outstanding Items Report

(Sundry Creditors/ Sundry Debtors)
GL / GL Sub-Head Wise Balancing Report
Income / Expenditure Analysis Register
Income / Expenditure Monitoring Report

Term deposit accounts details

MSOIRP
BR
IEARP
IEMRP
ACDET

Description
Web Menu
ONS Menu
TRADE FINANCE REPORTS ( PRODUCTION)
XOS Statement (Hly)
XOSSTMT
Bill of Entry Statement
FBEF
R-Return (Fortnightly Report)
CENTRRET
Import/Export Turnover (
TFMIS
ccy/country/commodity/partywise)
Partywise Forex Earnings report for a
CSTINC
period
Position of Cross Currency
POSENT
TRADE FINANCE REPORTS ( MISREP-REPORTS SERVER)
Total Turnover Report for a given period
FXTR
Countrywide Exposure Report
TFEXP
Written-off Statement
EXPWRT
Liberised Remittance Scheme of USD
LIBREM
200,000
Supplementary of LIBREM
LIBSUP
FCNRB Deposit a/c Balance report
FCNRB
Multi-currency GL
GLRPTCCY
Outstanding Running Packing Credit
CPLOARPC
Consolidated Pre-shipment Credit
CPLOA
outstanding
Import Bill retired Register
IMPBRR
PCFC Liability Register
PCFCLL
GR /SDF Realisation Form
GRFORM
PCFC Realisation Register
PCLLL
Consolidated PCL Liability Ledger
PCOVAL
Reports to Treasury on Daily Transactions
RTL100
Report for all Card Rate Transactions
RTL95
Working Report for Post Shipment Credit
WTPSGDET
related to ECGC
Monthly Declaration of Pre Shipment Credit
WTPCG
(ECGC)
Monthly Declaration of Post Shipment
WTPSG
Credit (ECGC)
Worksheet for Post-Shipment ( ECGC)
ECG
ECGC Premium worksheet ( Cust id wise )
ECGC
MIS UPDATION MENU'S
Miscellanous Codes Update
MISCD
Account health Code Update
MODHLTH
Customer update for Advance accounts
CMGUPADV
Customer update for Deposit accounts
CMGUPDEP
Old a/c No.from New Finacle Ac No (14
NANO
digits) signature scanning
Modification of Mode of Operation
MOPC
INVENTORY
Inventory (Security printing) movement &
IMC
verification
Inventory movement inquiry
IMI
Splitting of inventory
ISIA
Issue of cheque / DD / PO books
ICHB
For Cheque book maintenance
CHBM
HCHBM
LOCKER
Locker key maintenance
LKKM
Locker customer maintenance
LKCM

Description
Web Menu
Locker transactions-history maintenance
Locker
rent

charge
collection
maintenance
Locker operation maintenance
Locker reports
SAFE CUSTODY ARTICLES
Safe custody register (Safe Custody Master
Maintenance)
Charge collection maintenance
Reports on safe custody articles
Batch recovery of charges

ONS Menu
LKCHM
LKRCM
LKOPS
LKREPM
SCCM
SCCCM
SCREPM
SCBRT

GODOWN REGISTER
Godown register (needs verification)
Linking a godown with an employee
(Godown keeper)
Stock details

GDMM
GDEMP
GDSKM
GENERAL

Customers Account/Ledger Enquiry

Customers Account Ledger Printing
Customers account selection
For inquiring about the cheque books
issued giving the account number.
To find out the account number by giving
the cheque number
Issue Pass Book to an account
Issue of Pass sheet (statement)
Account freeze status maintenance
Maintenance of salary accounts
Upload (credit) of salary
Open cash transactions
Open transfer transaction
Teller creation
Employee file maintenance
To change password

ACLI / ACI / ACDET

HACCBAL /
HACCDET
HCUACC /
HCUDET

ACLPCA
HACS
ACM

HCHBM

INQACHQ
PBP
PSP
AFSM
EMM
SALUPLD
OCST
OXFT
GECM
EFM
PWMNT

HPBP
HPSP

10

COMMON OFFICE ACCOUNTS

OVERDUE TERM DEPOSITS-OTHERS MANUAL
DEMAND DEPOSITS-OTHERS- UNCLAIMED
DEMAND DEPOSITS-OTHERS- OTHERS
INOPERATIVE CURRENT DEPOSIT MANUAL
INOPERATIVE SAVINGS DEPOSITS MANUAL
INOPERATIVE SAVINGS DEPOSITS MANUAL
TERM DEPOSIT -MANUAL
UCO LAKSHMI
LAGHU BACHAT YOJANA
LBY AGENTS SECURITY DEPOSIT
LBY SUSPENSE ACCOUNTS
MANAGERS CHEQUES - PAY ORDER
DDS PAYABLE FOREIGN BRANCHES
ATM MITR TXN PAYABLE A/C
ATM MITR TXN PAYABLE A/C
ATM SBI TXN PAYABLE A/C
VISA TXN PAYABLE A/C
NEFT PAYABLE A/C
NFS TRANSACTIONS PAYABLE ACCOUNT
CFD INTEREST A/C
INT ACC AND PBLE -OVERDUE FIXED DEPOSIT
TDS PARKING ACCOUNT ON CFD INT PROVISION
SUNDRY CRS - DEPOSIT UNCLAIMED ACCOUNT
SUNDRY CRS -INSURANCE PREMIUM- TAX - LOAN
SUNDRY CRS -EXPEND ON PROVISION OF CLOSI
SUNDRY CRS -EARNEST - RETENTION MONEY
SUNDRY CRS - AMT NEED IN FOREX DEALINGS
SUNDRY CRS -SLGIS (RECOVERY FROM STAFF)
SUNDRY CRS - OTHERS
SCR-SUNDRY DEPOSITS
SUNDRY CREDITORS-GM
FGM-SUNDRY CREDITOR
ZM-SUNDRY CREDITOR
SUNDRY CREDITORS - RTGS
DEBIT NOTES ISSUED
CLEARING HOUSE ACCOUNT
MARGIN ON LC
MARGIN ON GURANTEES
MARGIN ON BILLS OTHERS
MARGIN ON LOANS
BILLS REALISED-DOMESTIC
BILLS REALISED-FOREIGN
ADVANCE RECEIPTS
C.G.C.I. COLLECTION ACCCOUNT
SUBSIDY RESERVE FUND
TAX DEDUCTION AT SOURCE
E.C.G.C CLAIM RECEIVED
CGTSI COLLECTION ACCOUNT
PROFESSIONAL TAX
STATE SALES TAX
CENTRAL SALES TAX
INCOME TAX

XXXX1011060001
XXXX1011070001
XXXX1011070002
XXXX1011070003
XXXX1012010001
XXXX1012040001
XXXX1014065001
XXXX1014080001
XXXX1014085001
XXXX1014090001
XXXX1014095001
XXXX1015010001
XXXX1015020003
XXXX1015020010
XXXX1015020016
XXXX1015020017
XXXX1015020018
XXXX1015020019
XXXX1015020023
XXXX1016020001
XXXX1016021001
XXXX1016050001
XXXX1030005001
XXXX1030005002
XXXX1030005003
XXXX1030005004
XXXX1030005005
XXXX1030005006
XXXX1030005007
XXXX1030005009
XXXX1030005015
XXXX1030005016
XXXX1030005017
XXXX1030005018
XXXX1030010001
XXXX1030015001
XXXX1030020001
XXXX1030020002
XXXX1030025001
XXXX1030025004
XXXX1030030001
XXXX1030030002
XXXX1030040001
XXXX1030045001
XXXX1030055001
XXXX1030060001
XXXX1030065001
XXXX1030070001
XXXX1030076001
XXXX1030076002
XXXX1030076003
XXXX1030076004

11

CORPORATION TAX
VALUE ADDED TAX
FRINGE BENEFITS TAX
MISCELLANEOUS RECEIPTS
WEALTH TAX
INTEREST TAX
CENTRAL EXCISE
SERVICE TAX
NO LIEN ACCOUNT
GOVERNMENT TRANSACTION ACCOUNT
CBDT COLLECTION ACCOUNT
BEFORE TDS PARKING A/C
EFT RTGS SWIFT A/C
DRAFT ACCOUNT
CBS DRAFT ACCOUNT
HEAD OFFICE ACCOUNT
EXTENSION COUNTER ACCOUNT-1
MAIN BRANCH ACCOUNT
RO EXPENCES ACCOUNT
LOCAL OR SERVICE BRANCH A/C
STAFF TRAINING COLLEGE EXPENSES A/C
CURRENCY CHEST EXPENSES ACCOUNT
SERVICE BRANCH EXPENSES ACCOUNT
LEAD BANK OFFICE EXPENSES ACCOUNT
INTER CBS BR COLL PARKING ACCOUNT
INTER CBS BR CRT PARKING ACCOUNT
INTER CBS BR FUND TRF PARKING ACCOUNT
CASH IN HAND (EXCLUDING FGN.CURRENCY)
ATM CASH
HEAD CASHIER
HEAD CASHIER 2
TELLER 1
TELLER 2
DUE TO ATM(OTHER)
CASH REMITTANCE IN TRANSIT
BAL WITH RBI - IN CURRENT ACCOUNTS
BAL WITH OTHER BANKS CCA - SBI
BAL WITH OTHER BANKS CCA - NOTIFIED BANK
BAL WITH OTHER BKS CCA - OTHER COMMERCIAL
BAL WITH OTHER BANKS DEP AC - SBI
SAAL (STICKY ADVANCE A/C LEDGER)
PDPB(PAST DUE PROTESTED BILLS ACCOUNT)
DEFAULTED BANK GUARANTEEBG PAID BY BANK
BAD AND DOUBTFUL
TL OTHERS - PMRY SUBSIDY
TL OTHERS - SGSY SUBSIDY
TL OTHERS - SJSRY SUBSIDY
TL OTHERS - SLRS SUBSIDY
TL OTHERS - KVIC SUBSIDY
ADVANCE BILLS PURCHASED
PAST DUE AND DISHONOURED BILLS
OTHER BANK DD OR TTS PURCHASED
FUND IN TRANSIT
IBCN PAID ACCOUNT

XXXX1030076005
XXXX1030076006
XXXX1030076007
XXXX1030076008
XXXX1030076009
XXXX1030076010
XXXX1030076011
XXXX1030076012
XXXX1030080018
XXXX1030080019
XXXX1030080020
XXXX1030090001
XXXX1030100001
XXXX1032010001
XXXX1032011001
XXXX1032015001
XXXX1032016001
XXXX1032020004
XXXX1032020008
XXXX1032020014
XXXX1032020018
XXXX1032020019
XXXX1032020021
XXXX1032020022
XXXX1032200001
XXXX1032210001
XXXX1032220001
XXXX1040010001
XXXX1040010002
XXXX1040010011
XXXX1040010012
XXXX1040010021
XXXX1040010022
XXXX1040015003
XXXX1040020001
XXXX1040030001
XXXX1040040001
XXXX1040040003
XXXX1040040004
XXXX1040050001
XXXX1043005001
XXXX1043010001
XXXX1043015001
XXXX1043020001
XXXX1047160001
XXXX1047165001
XXXX1047170001
XXXX1047175001
XXXX1047180001
XXXX1048025001
XXXX1048040001
XXXX1048045001
XXXX1060115008
XXXX1060115009

12

LAND - BUILDING - PREMISES

LAND OR BUILDG ADDITIONAL OR ALTERATION
MOTOR VEHICLES
FURNITURE AND FIXTURE
CYCLE
OFFICE EQUIPMENT
COMPUTER
MACHINERY
STAMPS
STATIONERY
SUNDRY DRS - FESTIVAL ADVANCE OLD ENTRIES
SUNDRY DRS - OTHER STAFF ADVANCE
SUNDRY DRS - LEGAL EXPENSES
SUNDRY DRS - OTHER REVENUE ITEMS
SUNDRY DRS - SECURITY DEPOSIT
SUNDRY DRS - ADVANCES TO SUPPLIERS
SUNDRY DRS - PAYMENT ON AC OF FRAUD
SUNDRY DRS - CLEARING DIFFERENCE
SUNDRY DRS - DACOITY
SUNDRY DRS - CASH SHORTAGE
SUNDRY DRS - OTHERS
SUNDRY DRS -GM
FGM-SUNDRY DRS
ZM-SUNDRY DRS
SUNDRY DRS - SECURITY DEPOSIT FOR TELEPHONE
SUNDRY DRS - ADVANCE RENT PAID TO LANDLORD
DEBIT NOTE RECEIVABLE AC
CLEARING HOUSE ACC
OTHER BANKS DDS OR TTS PAID
CDS(ITP) REPAYMENT
GOVT PENSION PAID
STAFF PENSION PAYMENT AC
RECEIVABLE FROM GOVERNMENT
INT.SUBSIDYRECEIVABLE FROM GOVT ON ST CR
STAFF ADVANCE NON INTEREST BEARING
ZM-FESTIVAL ADVANCE
PREPAID EXPENSES
ADWDR-RECEIVABLE FROM GOVT
PENALTY PAID
PENAL INTEREST PAID
ADW-230 RECEIVABLE FROM GOVT
ADW-231 RECEIVABLE FROM GOVT
INTT. SUBVENTION ON RUPEE EXPORT CREDIT
GM EXPENSES ACCOUNT
COMMISSION AND EXCHANGE PAID
SALARIES AND ALLOWANCES
OVERTIME ALLOWANCE
HALF-YEARLY ALLOWANCE
BANKS CONTB TO PF
LEAVE FARE CONCESSION
MEDICAL EXPENSES
STAFF WELFARE EXPENSES
BONUS PAID
EXGRATIA PAID

XXXX1061010001
XXXX1061010002
XXXX1061020001
XXXX1061030001
XXXX1061030002
XXXX1061030003
XXXX1061030004
XXXX1061030005
XXXX1062010001
XXXX1062010002
XXXX1064005001
XXXX1064005002
XXXX1064005003
XXXX1064005004
XXXX1064005005
XXXX1064005006
XXXX1064005007
XXXX1064005008
XXXX1064005009
XXXX1064005010
XXXX1064005011
XXXX1064005013
XXXX1064005014
XXXX1064005015
XXXX1064005016
XXXX1064005017
XXXX1064010001
XXXX1064015001
XXXX1064020001
XXXX1064025001
XXXX1064030001
XXXX1064040001
XXXX1064050006
XXXX1064050007
XXXX1064055001
XXXX1064055002
XXXX1064065026
XXXX1064065028
XXXX1064065029
XXXX1064065030
XXXX1064065031
XXXX1064065032
XXXX1064076001
XXXX1064087001
XXXX1073100001
XXXX1074100001
XXXX1074100002
XXXX1074100003
XXXX1074100004
XXXX1074100005
XXXX1074100006
XXXX1074100007
XXXX1074100008
XXXX1074100009

13

PENSION PAID
PROFESSION FEES
ADHOC SALARY AND ALLOWANCES PAID-OFFICE
ADHOC PROVIDENT FUND PAID-OFFICERS
STAFF WELFARE SCHEME EXPENSES
STAFF WELFARE SCH EXPNS SCHOLARSHIP
FGM-SALARY AND ALLOWANCE
FGM-OVERTIME ALLOWANCE
FGM-HALF YEARLY ALLOWANCE
FGM-BANKS CONTB TO PF
FGM-LEAVE FARE CONCESSION
FGM-MEDICAL EXPENSES
FGM-STAFF WELFARE EXPENSES
FGM-BONUS PAID
FGM-STAFF WELFARE EXPENSES EXCEPT SCHOLA
FGM-STAFF WELFARE SCH EXPNS SCHOLARSHIP
RENT PAID -OFFICE
RENT PAID -RESIDENCE
TAXES
TURN OVER TAX PAID
LIGHTING AND ELEC (INCLUDING GENERATOR C
IT PAID ON GOVT AND OTHER SECURITIES
FGM-RENT PAID -OFFICE
FGM-RENT PAID -RESIDENCE
FGM-TAXES
FGM-LIGHTING AND ELEC (INCLUDING GENERAT
INSURANCE
LAW CHARGES
POSTAGE
TELEGRAM AND TELEPHONES
STAMPS
COURIER
FGM-INSURANCE
FGM-LAW CHARGES
FGM-POSTAGE
FGM-TELEGRAM AND TELEPHONES
FGM-STAMPS
FGM-COURIER
REPAIRS TO BANKS PROPERTY
STATIONERY AND PRINTING
ADVAERTISING AND PUBLICITY
DEPRICIATION TO BANKS PROPERTY
DIRECTORS FEES ALLOWANCES AND EXPENSES
AUDITORS FEES ALLOWANCES AND EXPENSES
AUDITORS TA AND OTHER EXPENSES
FGM-REPAIRS TO BANKS PROPERTY
FGM-STATIONERY AND PRINTING
FGM-ADVAERTISING AND PUBLICITY
FGM-AUDITORS FEES ALLOWANCES AND EXPENS
FGM-AUDITORS TA AND OTHER EXPENSES
TRAVELLING EXPNS -STAFF BOARDING LODG D
TRAVELLING EXPENSES-OTHERS
ENTERTAINMENT EXPENSES
CONVEYANCE EXPENSES

XXXX1074100010
XXXX1074100011
XXXX1074100012
XXXX1074100013
XXXX1074100014
XXXX1074100015
XXXX1074100016
XXXX1074100017
XXXX1074100018
XXXX1074100019
XXXX1074100020
XXXX1074100021
XXXX1074100022
XXXX1074100023
XXXX1074100024
XXXX1074100025
XXXX1075010001
XXXX1075010002
XXXX1075010003
XXXX1075010004
XXXX1075010005
XXXX1075010006
XXXX1075010007
XXXX1075010008
XXXX1075010009
XXXX1075010010
XXXX1075020001
XXXX1075020002
XXXX1075020003
XXXX1075020004
XXXX1075020005
XXXX1075020007
XXXX1075020009
XXXX1075020010
XXXX1075020011
XXXX1075020012
XXXX1075020013
XXXX1075020014
XXXX1075030001
XXXX1075030002
XXXX1075030003
XXXX1075030004
XXXX1075030005
XXXX1075030006
XXXX1075030007
XXXX1075030008
XXXX1075030009
XXXX1075030010
XXXX1075030011
XXXX1075030012
XXXX1075040001
XXXX1075040002
XXXX1075040003
XXXX1075040004

14

MOTOR CAR OR VEHICLE EXPENSES

DONATIONS
NEWSPAPER OR JOURNAL
TRAVELLING EXPNS -STF OTH THAN BOARD LO
FGM-TRAVELLING EXPNS -STAFF BOARDING LO
FGM-TRAVELLING EXPENSES-OTHERS
FGM-ENTERTAINMENT EXPENSES
FGM-CONVEYANCE EXPENSES
FGM-MOTOR CAR OR VEHICLE EXPENSES
FGM-DONATIONS
FGM-NEWSPAPER OR JOURNAL
FGM-TRAVELLING EXPNS -STF OTH THAN BOAR
NEWS PAPER TO STAFF
PERFORMANCE INCENTIVE
AMC AND OTHER MAINTAINANCE EXP
ECGC GUARANTEE COMM
EXPENSES FOR CASH REMITTANCE
EXPENSES FOR ATTEND CLGS
FREIGHT CARTAGE COOLIE CHGS FOR STY AN
SANITATION EXPENSES
MEETING EXPENSES
CLEARING HOUSE EXPENSES
CHARGES FOR MICR CLG
EXP RELATING TO RECOVERY CAMP
RESIDUAL EXPENSES
PRIZES
REUTER OR INF. ETC
RO OR CURRENCY CHEST EXPENCES
TRAINING EXPENCES
SHARE TRANSFER AGENTS FEES
SHARE RELATED EXPENCES
INST. BKG OR IBA
CCIL OR CRISIL
SIFY
INDIAN QUOTATIONS-SYSTEM
FIMDA
AMORTISATION EXPENCES
OTHER MAINTENANCE EXPENSES
WASHING ALLOWANCE
CYCLE ALLOWANCE
XEROX AND PHOTOCOPY CHARGES
FUNCTION FESTIVAL CELEBRATION EXPENSES
SECURITY GUARD EXPENSES POLICE ESCORT CH
CLOTH FOR JEWELL BAG
CHARGES FOR FILING TAX RETURNS
HIRING CHARGES FOR VEHICLE OTHER THAN CR
NON CREDIT WRITE OFF APPROAVED BY HO RO
LOCKER BREAK OPEN CHARGES
FUEL CHARCOAL FIRE WOOD CHARGES
EXPENSES FOR DAILY NEED ESSENTIAL ITEMS
EXPENSES RELATIG TO CLOSING OF ACCOUNTS
CONSOLIDATED EXPNS. TO FULL TIME PART TI
OUTSOURCING DATA ENTRY CHARGES
FGM-AMC AND OTHER MAINTAINANCE EXP

XXXX1075040005
XXXX1075040006
XXXX1075040007
XXXX1075040008
XXXX1075040009
XXXX1075040010
XXXX1075040011
XXXX1075040012
XXXX1075040013
XXXX1075040014
XXXX1075040015
XXXX1075040016
XXXX1075040017
XXXX1075040018
XXXX1075050001
XXXX1075050002
XXXX1075050003
XXXX1075050004
XXXX1075050005
XXXX1075050006
XXXX1075050007
XXXX1075050008
XXXX1075050009
XXXX1075050010
XXXX1075050011
XXXX1075050012
XXXX1075050013
XXXX1075050014
XXXX1075050015
XXXX1075050016
XXXX1075050017
XXXX1075050018
XXXX1075050019
XXXX1075050020
XXXX1075050021
XXXX1075050022
XXXX1075050023
XXXX1075050024
XXXX1075050025
XXXX1075050026
XXXX1075050027
XXXX1075050028
XXXX1075050029
XXXX1075050030
XXXX1075050031
XXXX1075050032
XXXX1075050033
XXXX1075050034
XXXX1075050035
XXXX1075050036
XXXX1075050037
XXXX1075050038
XXXX1075050039
XXXX1075050040

15

FGM-FREIGHT CARTAGE COOLIE CHGS FOR ST

FGM-SANITATION EXPENSES
FGM-MEETING EXPENSES
FGM-EXP RELATING TO RECOVERY CAMP
FGM-OTHER MAINTENANCE EXPENSES
FGM-XEROX AND PHOTOCOPY CHARGES
FGM-FUNCTION FESTIVAL CELEBRATION EXPENS
FGM-CHARGES FOR FILING TAX RETURNS
FGM-HIRING CHARGES FOR VEHICLE OTHER THA
FGM-NON CREDIT WRITE OFF APPROAVED BY H
FGM-FUEL CHARCOAL FIRE WOOD CHARGES
FGM-EXPENSES FOR DAILY NEED ESSENTIAL IT
FGM-EXPENSES RELATIG TO CLOSING OF ACCOU
FGM-CONSOLIDATED EXPNS. TO FULL TIME PAR
FGM-OUTSOURCING DATA ENTRY CHARGES
FGM-RESIDUAL EXPENSES
SERVICES CHARGES ATM SHARING SBI
SERVICES CHARGES ATM SHARING MITR
SERVICES CHARGES ATM SHARING NFS
COMM AND BROKGE - INLAND REMITTANCE
COMM AND BROKGE - INLAND COLLECTION
COMM AND BROKGE - INLAND LC
COMM AND BROKGE - INLAND GUARANTEE ISSUE
COMM AND BROKGE - INLAND - OTHERS
COMM AND BROKGE - INLAND BANCASSURANCE(L
COMM AND BROKGE - INLAND BANCASSURANCE (
COMM AND BROKGE - MUTUAL FUND BUSINESS
COMM AND BROKGE - WESTERN UNION MONEY
COMM AND BROKGE - RTGS
COMM AND BROKGE - FRGN REMITTANCE
COMM AND BROKGE - FRGN COLLECTION
COMM AND BROKGE - FRGN LETTER OF CREDIT
COMM AND BROKGE - FRGN GUARANTEE ISSUED
COMM AND BROKGE - FRGN - OTHERS
COMM AND BROKGE - FRGN BANCASSURANCE(LIC
COMM AND BROKGE - FRGN BANCASSURANCE (NI
COMM AND BROKGE - NEFT PAYABLE A/C
TURNOVER COMMISSION
TURNOVER COMMISSION - PENSION
TURNOVER COMMISSION - CBDT
TURNOVER COMMISSION - CBEC
TURNOVER COMMISSION - PPF
TURNOVER COMMISSION - BONDS
RENT ON LOCKERS
CHG. FOR ISSUING CHQ BOOKS
LEDGER FOLIO CHARGES
LOAN APPL PROCESSING CHGS
INC OTHER RECEIPTS - OTHERS
RECOVERY IN WRITTEN OFF ACS
INTERSOL CHARGES
RENEWAL CHARGES
INTER SOL ACCOUNTS INR
EOD PROXY ACCOUNT

XXXX1075050041
XXXX1075050042
XXXX1075050043
XXXX1075050044
XXXX1075050045
XXXX1075050046
XXXX1075050047
XXXX1075050048
XXXX1075050049
XXXX1075050050
XXXX1075050051
XXXX1075050052
XXXX1075050053
XXXX1075050054
XXXX1075050055
XXXX1075050056
XXXX1075050057
XXXX1075050058
XXXX1075050059
XXXX1081010001
XXXX1081010002
XXXX1081010003
XXXX1081010004
XXXX1081010005
XXXX1081010006
XXXX1081010007
XXXX1081010008
XXXX1081010009
XXXX1081010010
XXXX1081020001
XXXX1081020002
XXXX1081020003
XXXX1081020004
XXXX1081020005
XXXX1081020006
XXXX1081020007
XXXX1081020008
XXXX1081040110
XXXX1081041001
XXXX1081041002
XXXX1081041003
XXXX1081041004
XXXX1081041005
XXXX1081050110
XXXX1082030001
XXXX1082030002
XXXX1082030003
XXXX1082030004
XXXX1082030005
XXXX1082030011
XXXX1082030014
XXXX1098010001
XXXX1098020001

16

MANUAL
MANUAL
MANUAL
MANUAL
MANUAL
MANUAL
MANUAL
MANUAL
MANUAL
MANUAL
MANUAL
MANUAL
MANUAL
MANUAL
MANUAL
MANUAL
MANUAL
MANUAL
MANUAL
MANUAL
MANUAL
MANUAL
MANUAL
MANUAL

MANUAL INCOME AND EXPENSE ACCOUNTS

ON DEP - KY
ON DEP - LAKHPATI SCHEME
ON DEP - MONEY MULTIPLIER
ON DEP - DEPSOIT CERTIFICATE
ON DEP - ODFD
ON DEP - FD
ON DEP - RD
ON DEP - LBY
ON DEP - CALL DEPOSIT
ON DEP - OCFD - NRE
- SAVINGS ORDINARY
- SAVINGS NRO
- SAVINGS NRE

INTT PAID
INTT PAID
INTT PAID
INTT PAID
INTT PAID
INTT PAID
INTT PAID
INTT PAID
INTT PAID
INTT PAID
INTT PAID
INTT PAID
INTT PAID
INTT - OD
INTT - CC
INTT - LOANS
INTT - BILLS
INTT ON EXPORT CREDIT
INTT FROM CR INSTITUTION
COMMITMENT CHARGES
DISC. INCOME ON BILLS(OTH THAN EXPORT CR)
DISCOUNT INC ON EXPORT CREDIT
DISCOUNT INCOME FROM CR INSTITUTIONS
PREPAYMENT CHARGES

XXXX1070020010
XXXX1070020011
XXXX1070020012
XXXX1070020013
XXXX1070021002
XXXX1071020017
XXXX1071020018
XXXX1071020019
XXXX1071020020
XXXX1071030006
XXXX1071040007
XXXX1071040008
XXXX1071040009
XXXX1080010005
XXXX1080010006
XXXX1080010007
XXXX1080010008
XXXX1080020004
XXXX1080020005
XXXX1080020006
XXXX1080030005
XXXX1080030006
XXXX1080030007
XXXX1082030015

SCHEME CODES IN CBS

STAFF FESTIVAL
CONSUMER
TWO WHEELER(A)
FOUR WHEELER(A)
TWO WHEELER(O)
FOUR WHEELER(O)
HOUSING
MARRIAGE
COMPREHENSIVE
NATURAL CALAMITY COMPOUNDING
INTT

LA700
LA701
LA702
LA703
LA704
LA705
LA706
LA707
LA708

INTT. TABLE
CODE
LZERO
LA701
LA702
BASER (BPLR)
LA704
LA705
LA706
LA707
LA708

LA709

LA709

STAFF SUPPL H.LOAN

LA710

Interest Table given

below *

LOANS & CC SCHEMES

SCHEME CODE

STAFF NATURAL CALAMITY(INTT

FREE/SIMPLE)
LOAN AGAINST NSC TO STAFF
STAFF V/LOAN INTT.FREE
UCO CASH
UCO CASH FOR WOMEN
UCO NARI SHAKTI

LA711

LZERO

LA712
LA713
LA725
L725W
LA726

UCO RENT

LA727

UCO SHOPPER

LA728

UCO TRADER

LA729

LA737
BPLR0
LA725
LA726
LA726
LREN1--w.e.f. 2108-2006 (LA727old)
LA728
LTRA1--w.e.f 21-082006 (LA729 -Old)

17

LOANS & CC SCHEMES

SCHEME CODE

UCO MORTGAGE

LA730

UCO MORTGAGE

LA730

UCO SHELTER variable (interest rate in

depending on a/c open date)
UCO SHELTER fixed rate(interest rate
depending on a/c open date)
UCO SHELTER-SCHME-A
UCO SHELTER SCHME-B

LA731
LA731
L731A
L731B

UCO CAR

LA732

UCO PENSIONER

LA733

UCO EDUCATION

LA734

UCO EDUCATION

LA734

NPS T/L
UCO REAL ESTATE
UCO SECURITIS EX.BOND
UCO SECURITIES IN. BONDS
UCO NRI HOME LOANS
NON-EI NPS T/L
UCO SHILPA UDYOG
UCO SWABHIMAN
NANO CAR BOOKING LOAN
NANO CAR BRIDGING LOAN
UCO SHOPPER (Tie-up)
UCO SHELTER - COMFORT SCHEME
AGRICULTURE GENERAL SCHEME
HERAK JAYANTI KRISHI YOJONA
UCO KISHAN SAMRIDHI YOJONA
AGRICULTURE-ALLIED
GOLD LOAN -PS
GOLD LOAN-NPS
DEMAND CROP LOAN
UCO SAMAG KISAN YOJ
SSI GENERAL
NATIONAL EQUITY FUND SCHEME
LUCC
MAHILA SHILPA YUDYOG
OTHER PRIORITY TERM LOAN
TRANSPORT OPS
DRI
RURAL HOUSING
SWORAJGAR / ARTISAN CREDIT CARD
PMRY
SJSR/SCFCC/SGSY
SJSRY
SLRS

LA735
LA736
LA737
LA738
LA739
LA740
LA741
LA742
LA743
LA744
LA745
LA746
LA800
LA801
LA802
LA803
LA804
LA805
LA806
LA807
LA850
LA851
LA852
LA853
LA854
LA855
LA856
LA857
LA858
LA875
LA876
LA877
LA878

INTT. TABLE
CODE
LMOR1--w.e.f. 2108-2006 (LA730Old)
LMOR2 A/C OPEN
ON AND AFTER
01.07.2007
Interest Table given
below **
LZERO plus a/c
preferential
L731A
L731B
LZERO TILL 31-122009
UCPEN W.E.F 1902-07 (LA733 OLD)
LA734
LEDU1 A/C OPEN
ON AND AFTER
01.07.2007
LA735
LA736
LA737
LA738
LA739
LA735
SILPA
LZERO
LZERO
LZERO
LA728
AU028
LA800
LA801
LA800
LA800
LA800
LA735
BASER (BPLR)
LA800
LA850
LA850
LA850
LA850
LA852
LA852
LA856
LA852
LA852
LA852
LA852
LA852
LA852

18

LOANS & CC SCHEMES

SCHEME CODE

INTT. TABLE
CODE
LA852
LZERO
LZERO
LZERO
LA852
LSRM1
LSRM2
LSRM3
LA852
BASER (BPLR)
DIFF TO BE PUT IN
PREF

KVIC
LOAN AGAINST DEPOSIT
WCDL
NHB LOAN
BANGA SWANIRBHAR KARMA
SRMS-MICROSRMS-MICROSRMS-MICRO-WOMEN
SCPFOR LUCKNOW

LA879
LA880
LA881
LA882
LA883
LA884
LA885
LA886
LA888

WCTL-EQUATED INSTALMENT

LA900

WCTL- NON EQUATED INSTALMENT

LA901

BASER (BPLR)
DIFF TO BE PUT IN
PREF

FITL-EQUATED INSTALMENTS

LA902

BASER (BPLR)
DIFF TO BE PUT IN
PREF

FITL- NON EQUATED INSTALMENTS

LA903

MEMORANDUM LEDGER
FCNRB LOAN
PACKING CREDIT(PCA)
PRE SHIPMENT PACKING CREDIT
RUNNING PACKING CREDIT
CASH CREDIT(CCA)
CC GEN (NPS)
UCO TRADER
UCO TRADER
LUCC
MAHILA SHILPA YUDYOG
KCC
SWORAJGAR CREDIT CARD
ARTISIAN CREDIT CARD
SMALL BUSNESS/RT
PROF. AND SELF EMPLOYED
SSI
CC AGAINST DEPOSIT
AGRICULTURE GENERAL
UCO MORTGAGE
UCO MORTGAGE
UCO MORTGAGE
UCO KISHAN SAMRIDHI YOJONA
CC-SELF HELP GROUP
CC-INDIRECT FINANCE
CC -UCO GENERAL CREDIT CARD
UCO SILPA UDYOG
CC GEN INTERSOL EXEMPTION
OVER DRAFT A/C (ODA)
OD GEN /CLEAN
OD STAFF

LAMSL
LAFCL

BASER (BPLR)
DIFF TO BE PUT IN
PREF
LA733 (LBPLR)
LZERO

PC100
PC101

As per list below

As per list below

CC100
CC101
CC101
CC102
CC103
CC104
CC105
CC106
CC107
CC108
CC109
CC110
CC111
CC112
CC112
CC112
CC113
CC114
CC115
CC116
CC117
CC222

As per list below

CC101
CTRA1
As per list below
As per list below
As per list below
As per list below
As per list below
As per list below
As per list below
As per list below
ZEROB
As per list below
CC112
CMOR1
CMOR2
As per list below
As per list below
ZEROB
CC-OP 1
SILP3
As per list below

OD500
OD503

OD500
OD503

19

STAFF SUPPLEMENTARY HOUSING LOAN Scheme Code LA710 *

Interest Table Code
LA 731 ( OLD A/CS )
NUSH1 (MARGIN MORE THAN =25%)
NUSH2 ( MARGIN LESS THAN 25%)
NUSH3 ( AMT MORE THAN 20 LACS)
RUSH1(MARGIN>=25% & AMT<=20LACS )
RUSH2(MARGIN<25% & AMT<=20LACS )
UCSS1(MARGIN MORE THAN 25%)
UCSS2(MARGIN LESS THAN 25%)
AU081(MARGIN MORE THAN =25%)
AU082(MARGIN LESS THAN 25%)
UCO SHELTER ( LA 731 )**
VARIABLE INTEREST RATE ( AS PER DATE OF OPENING )
LA 731 ( OLD A/CS )
NUSH1 (MARGIN MORE THAN =25%)
NUSH2 ( MARGIN LESS THAN 25%)
NUSH3 ( AMT MORE THAN 20 LACS)
RUSH1(MARGIN>=25% & AMT<=20LACS )

Int. Table Code for adv

upto 180 days

upto 09/04/2007
wef 10-04-2007
wef 10-04-2007
wef 10-04-2007
From 17-10-2007 to
31-12-2007
From 17-10-2007 to
31-12-2007
wef 05-03-2008
wef 05-03-2008
wef 01-08-2008
wef 01-08-2008
Int Table code on
Overdue PC
advance

PC180
PC181
PC182
PC183
PC184
PC185
PC186
PC186

PCOD0
PCOD1
PCOD2
PCOD3
PCOD4
PCOD5
PCOD6
PCOD7

RUSH2(MARGIN<25% & AMT<=20LACS )

UCSS1(MARGIN MORE THAN 25%)
UCSS2(MARGIN LESS THAN 25%)
AU081(MARGIN MORE THAN =25%)
AU082(MARGIN LESS THAN 25%)

Particulars of the Customer

Non-Gold Card & Below A rating
Non-Gold Card & A rating
Non-Gold Card & A+ rating
Non-Gold Card & A++ rating
Gold Card & Below A rating
Gold Card & A rating
Gold Card & A+ rating
Gold Card & A++ rating

Effective date
upto 09/04/2007
wef 10-04-2007
wef 10-04-2007
wef 10-04-2007
From 17-10-2007 to
31-12-2007
From 17-10-2007 to
31-12-2007
wef 05-03-2008
wef 05-03-2008
wef 01-08-2008
wef 01-08-2008

List of Interest Table Codes for Cash Credit accounts

Sanctioned Limit (Rs.)
AGRICULTURE -CC
Upto 25000/25001/- to 50000/50001/- to 2 lac
more than2 lac to 5 lac
more than 5 lac to 25 lac
Above 25 lac
SSI -CC
Upto 25000/-

Interest table code

Normal Interest
(F=BPLR)

CCAG1
CCAG2
CCAG3
CCAG4
CCAG5
CCAG6

F -2.5
F -2.5
F -2.0
F -1.0
F -0.5
F 0

CCSS1

F -3.5

20

Sanctioned Limit (Rs.)

Interest table code

25001/- to 1lac
more than1lac- to 2 lac
more than 2 lac to 1 crore
above 1crore
OTHER PRIORITY SECTOR -CC
Upto 25000/25001/- to 50000/50001/- to 2 lac
more than2 lac to 25 lac
Above 25 lac
NON PRIORITY SECTOR -CC
Upto 25000/25001/- to 2 LAC
more than2 lac to 25 lac
Above 25 lac

CCSS2
CCSS3
CCSS4
CCSS5

Normal Interest
(F=BPLR)
F -3.0
F -2.25
F -1
F0

CCOP1
CCOP2
CCOP3
CCOP4
CCOP5

F -2.5
F -2.5
F -2.0
F -0.5
F0

CCNP1
CCNP2
CCNP3
CCNP4

F 0
F 0
F +1.50
F 0

NOTE : Interest rate for Sanctioned Limit above 25 lac is as per Credit
rating EXCEPT UCO TRADER. So the difference of interest is be adjusted
at account level preference for all the schemes.

BASE RATE FOR

LOAN -BASER

SAVINGS BANK SCHEME

SBA SCHEME TYPE

SCHEME CODES

SAVINGS GENERAL METRO

SAVINGS STAFF
SAVINGS PENSION URBAN
SAVINGS NO FRILL
SB MONOR SELF OP URBAN
SAVINGS OTHER SEMI URBAN
SAVINGS GENERAL RURAL
SAVINGS GENERAL SEMI URBAN
SAVINGS OTHER RURAL
SAVINGS OTHER URBAN
SAVINGS PENSION SU
SAVINGS PENSION RURAL
SAVINGS MINOR SEL SU
SAVINGS MINOR SELF RURAL
SAVINGS GENERAL URBAN
SAVINGS NO FRILL NO CHEQUE
SAVINGS PENSION METRO
SAVINGS OTHER METRO
SB CAPITAL GAINS SCH
SAVINGS ZERO BALANCE ACCOUNT
SAVINGS NRE
SAVINGS NRO
SAVINGS RFC
UCO ELITE
UCO ROYAL
UCO CHHATRA
UCO RETIREE
SAVINGS LAXMI YOJNA

SB101
SB102
SB103
SB104
SB105
SB106
SB107
SB108
SB109
SB110
SB111
SB112
SB113
SB114
SB115
SB116
SB117
SB118
SB120
SB 122
SB201
SB301
SB401
SB601
SB602
SB603
SB604
SB999

LAGHU BACHAT YOJNA II

SB998

Pre-Funded Cheque

SB001

GLSH -- INTT
TABLE CODE
12010 -- SBINT
12010 -- SBSTF
12010 -- SBINT
12020 -- SBINT
12010 -- SBINT
12010 -- SBINT
12010 -- SBINT
12010 -- SBINT
12010 -- SBINT
12010 -- SBINT
12010 -- SBINT
12010 -- SBINT
12010 -- SBINT
12010 -- SBINT
12010 -- SBINT
12010 -- SBINT
12010 -- SBINT
12010 -- SBINT
12030 -- SBINT
12010 -- SBINT
12060 -- SBNR1
12050 -- SBINT
12070 -- SBRFC
12010 -- SBINT
12010 -- SBINT
12010 -- SBINT
12010 -- SBINT
14080 -- TDGEN
14085 -- LBYSB /
TZERO
12010 -- SBINT

21

Sanctioned Limit (Rs.)

Interest table code

SB No Min Bal Charge

SB950
SB- W B STATE ELECTRICITY CORP LTD
SBWBS
CURRENT ACCOUNT SCHEME

Normal Interest
(F=BPLR)
12010 -- SBINT
12010 -- SBINT

DEMAND DEPOSIT SCHEME TYPE

SCHEME CODES

CA METRO IND
CA METRO OTH
CA SEMI URBAN IND
CA SEMI URBAN OTH
CA RURAL IND
CA RURAL OTHER
CA URBAN IND
CA URBAN OTH
CA FIRMS CO METRO
CA FIRMS CO URBAN
CA FIRMS CO SEMI URBAN
CA FIRMS CO RURAL
CA BANKS
CA CALL DEPOSIT
CA TINY SECTOR
CURRENT- NRE
CURRENT- RFC
RFC DOMESTIC
CURRENT NRO
CURRENT - EEFC
CURRENT ESCROW
CUR-FCNR-INR
CUR-RFC(SBA)INR
CUR-EEF-INR
CUR-EEFC-INR
UCO VALUE
UCO PREMIUM
CA GEN INTERSOL EXEMPTED (Metro &
Urban)
CA GEN INTERSOL EXEMPTED (Semi
Urban)
CA GEN INTERSOL EXEMPTED (Rural)
CA- E-TDS REMITTANCE
CA- RTGS
GOVT A/C
Pre-Funded
Premium Plus - 1
Premium Plus - 2
Premium Plus - 3
Premium Plus - 4
Premium Plus - 5
Premium Plus - 6
Premium Plus - 7
Premium Plus - 8
Premium Plus - 9
Premium Plus - 10
CA No Min Bal Charge

CA101
CA102
CA103
CA104
CA105
CA106
CA107
CA108
CA109
CA110
CA111
CA112
CA113
CA114
CA115
CA201
CA202
CA203
CA301
CA401
CA402
CA501
CA502
CA503
CA504
CA601
CA602

GLSH -- INTT
TABLE CODE
11030 -- CAINT
11040 -- CAINT
11030 -- CAINT
11040 -- CAINT
11030 -- CAINT
11040 -- CAINT
11030 -- CAINT
11040 -- CAINT
11040 -- CAINT
11040 -- CAINT
11040 -- CAINT
11040 -- CAINT
11010 -- CAINT
11050 -- CAINT
11041 -- CAINT
11085 -- CAINT
11090 -- CAINT
11090 -- CAINT
11095 -- CAINT
11080 -- CAINT
11075 -- CAINT
13070 -- CAINT
12070 -- CAINT
13090 -- CAINT
11080 -- CAINT
11030 -- CAINT
11030 -- CAINT

CA222

11040 -- CAINT

CA223

11040 -- CAINT

CA224
CA700
CA701
CA 900
CA001
CA901
CA902
CA903
CA904
CA905
CA906
CA907
CA908
CA909
CA910
CA950

11040
11035
11037
30120
11030
11030
11030
11030
11030
11030
11030
11030
11030
11030
11030
11030

-----------------

CAINT
ZEROB
ZEROB
ZEROB
CAINT
CAINT
CAINT
CAINT
CAINT
CAINT
CAINT
CAINT
CAINT
CAINT
CAINT
CAINT

22

TERM DEPOSIT TDA TYPE

GEN FD MONTHLY
GENERAL FD QUARTERLY
CFD KUBER YOJNA
FFD SAVINGS
FFD OTHER SB
TWO WAY DEPOSIT SB
TWO WAY DEPOSIT CA
RECURRING DEPOSIT
FLOATING RATE DEP OCFD
FLOATING RATE DEP CFD
UCO DIAMOND
LAKHPATI SCHEME
MONEY MULTIPLIER
CAPITAL GAINS TD OCFD
CAPITAL GAINS TD CFD
MONEYBACK RD
CALL DEPOSIT GENERAL
SPECIAL DEPOSIT 1975
DEPOSIT CERTIFICATE
CERTIFICATE OF DEPOSIT
CFD BANKS KUBER YOJNA
FIXED DEP BANKS OCFD QLY
CALL DEPOSIT BANKS
HOME LOAN SCHEME
GEN FDR SHORT TERM
GEN FIXED HALF YEARLY
GEN FIXED YEARLY
UCO DIAMOND QLY
GENERAL FDR SHORT TERM BANKS
CFD KUBER YOJNA-DAYS
CFD KUBER YOJNA-LBY
FFD TD LINKED TO SB
NRE CFD KUBER YOJNA
NRE OCFD MONTHLY
NRE OCFD QUARTERLY
NRE OCFD RD
NROCFD KUBER YOJNA
NRO OCFD MONTHLY
NRO OCFD FD QLY
NRO OCFD HAL YEARLY
RFC CFD KUBER YOJNA
RFC OCFD FIXED DEPOSIT
FCNR B UPTO12 MONTH
FCNR B MORE THAN12 MONTH
GEN FDR SHORT TERM BANKS
UCOTAXSAVER-MONTHLY
UCOTAXSAVER-QUARTERLY
UCOTAXSAVER-KUBER YOJNA
FCNRB(12MCFD)
FCNRB(ABOVE12MCFD)
UCO STAR DEPOSIT -2007-CFD
UCO STAR DEPOSIT -2007-MONTHLY
UCO STAR DEPOSIT -2007-QUARTERLY

SCHEME CODES
TD101
TD102
TD103
TD104
TD105
TD106
TD107
TD108
TD109
TD110
TD111
TD112
TD113
TD114
TD115
TD116
TD117
TD118
TD119
TD120
TD121
TD122
TD123
TD124
TD125
TD126
TD127
TD128
TD129
TD130
TD131
TD151
TD201
TD202
TD203
TD204
TD301
TD302
TD303
TD304
TD401
TD402
TD501
TD502
TD129
TD601
TD602
TD603
TD503
TD504
TD604
TD605
TD606

GLSH -- INTT
14100 -- TDGEN
14065 -- TDGEN
13040 -- TDGEN
13045 -- TDFFD
13045 -- TDFFD
14115 -- TDGEN
14120 -- TDGEN
14075 -- TDGEN
14125 -- TDFLO
13050 -- TDFLO
13055 -- TDDIA
13060 -- TDGEN
13065 -- TDGEN
14070 -- TDGEN
13030 -- TDGEN
14110 -- TDGEN
14130 -- ZERO
14140 -- TDSPL
13068 -- TDGEN
13025 -- TDDUM
13005 -- TDGEN
14005 -- TDGEN
14130 -- ZERO
14075 -- TDGEN
14065 -- TDGEN
14065 -- TDGEN
14065 -- TDGEN
13055 -- TDDIA
14065 -- TDGEN
13040 -- TDGEN
13040 -- TDGEN
13045 -- TDGEN
13085 -- TDNRE
14160 -- TDNRE
14160 -- TDNRE
14160 -- TDNRE
13080 -- TDGEN
14155 -- TDGEN
14155 -- TDGEN
14155 -- TDGEN
13090 -- TDRFC
13090 -- TDRFC
14145 -- FCNRB
13070 -- FCNRB
14065 -- TDGEN
14100 -- TDTAX
14065 -- TDTAX
13040 -- TDTAX
14145 -- FCNRB
14145 -- FCNRB
13040 -- TDSTR
13040 -- TDSTR
13040 -- TDSTR

23

PTW OPTIONS
Interest report on Loan accounts ( monthly )
INTREP
Full Transfer waste
1
Only Verified transactions
2
Only Unposted transactions
3
Only Unverified transactions
4
Transactions for a list of GL subheads
5
Transaction totals
6
Print/Type a file
7
Transactions for a list of subtypes
8
Transactions for SA and SL
9
Report on Card Holder A/C with less
10
Balance
Mini - transfer waste for n/w ATM's
11
System generated transactions
12
CRM menus
13
SOLVAL Check
14
Amortization Transaction Enquiry
15
Download Java Policy
16
Unverified Outward RTGS Messages
18
All the transactions
A
Cash Waste
C
Daybook
D
Transaction History
E
Trial Balance
G
ACS - Savings
H
ACS - Current
J
ACS - ODA
K
ACS - CCA
L
ACS - Term Deposits
M
ACS - Loans
N
SUPPLEMENTARY
P
Outward Clearing Waste
O
Inward Clearing Waste
I
Transfer file to PC
T
Cash in Hand Acct. Summary
X
Year end processing
Y
Cash Teller Report
Z
Transfer file to Unix
R
Transfer file to ECS Dir
S
Transfer file to NECS Dir
E1
TDS REPORT
U
BRANCH EOD OPERATIONS
Web Menu
Financial transaction inquiry
FTI
Audit file print
AFP
Inter SOL reconciliation
RIST
Run service outlet validation process
SOLVAL
Initiate after business hours process
ABH
Open cash transactions
OCFT
Open transfer transactions
OXFT
Close service outlet operations
CSOLOP
Service outlet status inquiry
SOLSTAT

ONS Menu

24

CLOSURE OF CUSTOMER ACCOUNT

SB / CC / OD accounts
Web Menu
ONS Menu
Calculation of upto date interest
ACINT
Collection of account closure & other
CACC
charges
Make the balance nil
TM
Destroy the unused cheques
CHBM
Verification of cheque destruction
CHBMAU
Closure of account
CAAC
Verification of account closure
CAACAU
GOVERNMENT BUSINESS MODULE(GBM)
To enter into GBM
MENU - GBM
CBDT Module (OLTAS)
Click On
To perform TB-BOD
ADMIN
TB-BOD
START
BACK
HOME
To enter a challan
CBDT
Terminal Branch Transaction
Oltas Transaction Maintenance
Add
To verify a challan
CBDT
Terminal Branch Transaction
Oltas Transaction Maintenance
Verify
To verify PAN/TAN
CBDT
Terminal Branch Transaction
Oltas Transaction Maintenance
PAN Master/TAN Master
Verify
To perform TB-EOD
Admin
TB-EOD
All Modules
Start
Back
Home
To generate CBDT receipt scrolls
CBDT
Terminal Branch Transaction
CBDT Scrolls
CBDT Daily Consolidation Summary Scroll
CBDT Receipt Scroll For Income and Direct Tax
To generate soft copies
CBDT
Terminal Branch Transaction
CBDT Scrolls
Collecting Branch Challan Details - Ascii Format for
Record Type 01
Collecting Branch Summary Of Challans- Ascii
Format for Record Type 02

25

Pension Module
Enter into GBM
To perform Pension-BOD

To add a new PPO

Add in Pension Master

To verify Pension Master

Add in Pension Master Details

To verify Pension Master Details

Add Pensioner's Component Details

To verify Pensioner's Component Details

Add in Certificate Receipt Details

To verify Certificate Receipt Details

Monthly Trial-Run Process (To be done

within 25th of the month)
Details of Pension Process

Click on
Admin
Pension-BOD
Submit
Start
Back
Home
Pension
Treasury
Pension Master
Superannuation/Direct Family Pension
Pension
Treasury
Pension Master
Verify
Pension
Treasury
Pension Master Details
Add
Pension
Treasury
Pension Master Details
Verify
Pension
Treasury
Pensioner Component Details
Add
Pension
Treasury
Pensioner Component Details
Verify
Pension
Treasury
Certificate Receipt Details
Add
Pension
Select Treasury
Certificate Receipt Details
Verify
Admin
Trial-run Processing
Sol-wise
Select Treasury
Admin
Details of Pension Process
Select Treasury
(Check the amount of pension to be paid to the
pensioner)

Monthly Pension Payment Process (On

pension payment date)

Admin
Initiate Pension Payment
Select Treasury

Sol wise

26

Pension Payment Scrolls

Pension
Select Treasury
Pension Payment Scrolls -CPAO-CBS branch
Pension Payment Scrolls -other than CPAO-CBS &
non-cbs branch
Pension Payment Scrolls -other than CPAO-non-CBS
branch
(Select any one of above)
Actual Pension Payment (Before next month TrialAdmin
Run)
Actual-Run Processing
Sol wise (Change to
Previous month)
Select Treasury
To perform Pension-EOD
Admin
Pension-EOD
Submit
Start
Back
Home
Note : For More Details Go through GBM-pension job card in UCO ONLINE
HOTKEYS
F1
HELP
F2
LIST
F3
BACK
F4
ACCEPT
F5
BACKGROUND
F6
NEXT BLOCK
F7
QUERY
F8
COPY
F9
SIGNATURE
F10
COMMIT
F11
NEXT FIELD
F12
PREVIOUS BLOCK
ENTER
NEXT FIELD
SHIFT+ F4
SELECT
CONTROL + E
FIELD DETAILS
CONTROL + D
PAGE DOWN
CONTROL + U
PAGE UP
CONTROL + X
BOD / DATE
CONTROL + F
RESET THE FIELD
PORTALS
http://portal.ucobank.net.in:8082/UCOIND/
FINACLE MAIN

FINACLE MAIN
REPORT SERVER
UCO ONLINE
HP HELPDESK LOGIN
IRPS

http://portal1.ucobank.net.in:8090/UCOIND1/
http://report.ucobank.net.in:8082/report/
http://172.23.86.79/
http://172.19.128.170:8004/ServicePages/
http://172.23.86.13/

WORKCLASS
DESIGNATION
CUSTOMER
CLERK
CTO A
CTO - B (WITH PASSING POWER)
HEAD CASHIER 1

WORK CLASS
CUS
CLERK
CTO1
CTO2
HC1

CODE
025
050
060
070
080

27

DESIGNATION
HEAD CASHIR-2
SPL. ASST.
ASST MANAGER
MANAGER
SENIOR MANAGER
CHIEF MANAGER
ASST. GEN MANAGER
DY.GEN.MANAGER
SECOND IN COMMAND IN BRANCH
BRANCH MANAGER
AUDITOR INTERNAL
AUDITOR EXTERNAL
GENERAL MANAGER
EXECUTIVE DIRECTOR
CHAIRMAN & MANAGING DIRECTOR

WORK CLASS
HC2
SPA
AM
MAN
SRM
CM
AGM
DGM
ABH
BH
AUDIN
AUDEX
GM
ED
CMD

CODE
090
100
150
200
300
400
550
600
850
900
350
360
700
750
800

ADDITIONAL INFORMATION
DD PAYMENT: DD ISSUED BY NON- CBS BRANCH
DDSM : In this menu , all details of the NON-CBS branch DD has to be entered e.g. DD issuing br, DD
no, DD issue dt, Currency, Scheme Code DD101, DD amt, Status, Status dt, Caution status, Payee br
& Payee name. Record has to be verified and br will make payment through TM i.e. Dr Draft a/c
(xxxx1032010001). In instr type put DD and the correct DD no (beginning with payee sol id & serial no).
After pressing <f4> system will populate DD details. Branch has to scrutinize with physical instrument
and make payment. In case of payment through Clearing in ICTM menu Draft a/c(xxxx1032010001) has
to be put along with DD no..
DD PAYMENT: DD ISSUED BY CBS BRANCH
In case of CBS issued DD, record already exists in DDSM. No insertion of DD issued by CBS branch
can be made in DDSM. Prior to making payment in TM or ICTM branch has to check details in CBS
DRAFT a/c (xxxx1032011001). Use Menu ACLI. Explode (CTRL+E) the entry of the DD. All details will
be shown. Payment can be made after scrutinizing the details.
DD CANCELLATION: DD ISSUED BY CBS BRANCH
Cancellation of CBS draft is to be made only by issuing branch. In DDC menu DD issuing branch is to
put CBS draft a/c of Payee br as proceeds of draft has already being credited to that branch. Other
procedure same as that of CBS DD payment
ECS DEBIT / CREDIT & ECS RETURNS
ECS records from RBI for CBS branches under a particular Service Br. of that zone, is uploaded by that
Service Branch for all branches under its jurisdiction.
Menu - EITU: FOR SERVICE BRANCH ONLY (Upload of ECS records).
Once ECS data (both DR & CR) is uploaded branches are required to process those records account
wise. Menu EIRP. Through this menu branch has to either put 'A' to accept a particular record or ' R' to
reject a record. After EIRP is over, system will generate a transaction which has to be posted / verified at
branch level.
CLGREP: Report for ECS has to be generated through this menu in Finacle Main.
CLGREP--MIS--select report ECSEITU1. This report shows all ECS records which have been Approved
and Rejected. Branches to ensure that no record is in 'PENDING' status. If files are not processed within
the Cut-Off time for Returns by branches, Service Branch will mark all unprocessed records as
Returned' and return the files to RBI.
HO TRANSACTIONS (IBCN ISSUE / IBCN PAID)
HO transactions are usually of the following types O=Originating (When HO a/c is credited)
R=Responding (When HO a/c is debited) P=Parking (When funds are parked in the following a/cs such
as (xxxx1060115009) = IBCN PAID a/c, (xxxx1060115008) = FUND IN TRANSIT a/c or

28

(xxxx1040020001) =CASH REMITTANCE IN TRANSIT) and A=Adjusting (When HO is debited for

adjusting parking a/c entries). In TM menu while crediting HO a/c in the 'Visit Screen' option it should be
O=Originating (e.g. Issue of IBCN). In the next screen category codes and other details should be
entered as relevant. Similarly, while reversing IBCN 'Visit Screen' will be R=Responding. In the next
screen put the category code, branch from where IBCN has been received, Advice No. = IBCN NO,
Advice Dt= IBCN Date and Bill no= DOC NO. In TM menu while debiting IBCN Paid a/c in the 'Visit
Screen' option put P = Parking, Enter details of transaction in the next screen While adjusting this entry
by Debiting HO a/c, visit screen should A = Adjusting along with the relevant details.
POINTING A/CS
In Finacle Sundry Debtors & Creditors are known as pointing a/cs since entries made in these heads are
to be reversed point to point e.g. a credit entry of Rs 200/- can only be reversed for the same amount, no
change in amount is accepted. However part amount is accepted.
PARTITION A/CS
Partition A/Cs are those A/Cs where additional details are required to be entered. Subsidy Reserve Fund
a/c is a partition a/c where details of Loan a/c having subsidy portion are to be entered account wise.
RTGS
Outgoing Message (Outward Fund Transfer)
Menu - HRTGS
R41=Customer Payment Request
R42=Inter- Bank Payment request
The above messages are to be created and System will generate a Paysys Tran No. and the Message
Status will be ' Entered '. On verification of the above Tran No the Message Status will change to
Verified' and ultimately 'Settled'.
The transaction is as follows::
Dr Customer a/c or RTGS Current a/c
Cr EFT RTGS SWIFT a/c of Treasury Br (18311030100001)
Minimum amount for creation of Message= Rs 1, 00,000/Incoming Message (Inward Fund Transfer)
R41=Customer Payment Request
R42=Inter- Bank Payment request
All R41 & R42 Incoming Message will be received in respective branches with status 'P' and 'U' and
funds will come to EFT RTGS SWIFT a/c of the branch (xxxx1030100001). For generation of reports use
Menu RMSGUD and compare the name of the beneficiary with that of the Finacle customer name. If
both the names match, then credit the customers account by debiting EFT RTGS SWIFT a/c of the
branch. Final Status of the message will be 'Processed '
CASH REMITTANCE TRANSACTION BETWEEN CBS BRANCHES
The cash remitting CBS branch at the time of remitting cash to another CBS branch will debit CASH
REMITTANCE IN TRANSIT a/c. Accounting entry at the remitting branch:
Debit CRT (Cash Remittance in Transit)
Credit Cash
The receiving branch on receipt of cash will credit INTER CBS BR CRT PARKING ACCOUNT-SOLID1032210001of their branch. Accounting entry at the receiving branch (e.g. SOLID is say 9999):
Debit Cash
Credit INTER CBS BR CRT PARKING ACCOUNT-99991032210001
The cash receiving branch will debit the INTER CBS BR CRT PARKING ACCOUNT and credit the cash-remitting
branch INTER CBS FUND TRF PARKING ACCOUNT-SOLID1032220001. The transaction will be done by a FREE
USER. Accounting entry at the receiving branch (e.g. SOLID of receiving branch is say 9999 and of the

remitting branch is say 8888):

Dr. INTER CBS BR CRT PARKING ACCOUNT - 99991032210001
Cr. INTER CBS FUND TRF PARKING ACCOUNT 88881032220001
The cash-remitting branch on the same day should reverse the entry and square off the CRT A/C before
CSOLOP of their branch
Accounting entry at the remitting branch (SOLID say 8888):
Dr. INTER CBS FUND TRF PARKING ACCOUNT 88881032220001
Cr. CRT (Cash Remittance in Transit)

29

Reconciliation ATM Transactions between two CBS branches:

Our ATM Card holder of CBS branch withdrawing fund from another CBS Branch
Eg: One of our ATM Card holders of Kolkata Main Branch withdraws fund from our Parliament Street
New Delhi Branch. The transactions created by the system are as under:
Dr Customer A/c Kolkata Main Branch
Cr ATM Cash A/c of Parliament Street New Delhi Branch
To tally the cash accounts of both the branches, menu RIST has to be run by both branches before
CSOLOP. The following transactions are created when the Menu Option- RIST is run.
At Kolkata Main BranchDr. Customer A/C of Kolkata Main (Already created)
Cr. Inter-SOL A/C of Kolkata Main.
At Parliament Street New Delhi Branch
Dr. Inter-SOL A/C of Parliament Street New Delhi Branch
Cr ATM Cash A/C of Chennai Main (Already created)
The sum total of balances of Inter-SOL A/Cs of both the branches is zero.
Our ATM Card holder of CBS branch withdrawing fund from SBI / MITR ATM
Our Madame Cama Raod Branch (0386) has been identified as Nodal Branch for settlement of ATM
Txns in respect of SBI and MITR ATM transactions. We have opened two separate accounts at our
Madame Cama Road branch exclusively for SBI and MITR ATM transactions which are as under:
UCO SBI ATM TXN PAYABLE A/C
- 03861015020020
UCO MITR ATM TXN PAYABLE A/C
- 03861015020021
When our ATM Card holder withdraws fund from SBI or MITR ATM, the transaction created is:
Debit: Customers A/c
Credit: UCO SBI ATM TXN PAYABLE A/C (03861015020020) or UCO MITR ATM TXN PAYABLE A/C
(03861015020021) (Accounts maintained at our Madame Cama Road, Mumbai).
When SBI and MITR cards are used at our ATM in CBS Branch. Accounting entries to be passed at the
CBS branches are as under.
Dr - IBCN Paid A/c
Cr - ATM Cash A/c
Madame Cama Raod Branch will reimburse the fund through INTER CBS FUND TRF PARKING
ACCOUNT xxxx1032220001. On receipt of credit at the respective SOL from where the SBI / MITR
Card holder has withdrawn cash the CBS branch needs to pass the following entries:
Dr: INTER CBS FUND TRF PARKING ACCOUNT xxxx1032220001
Cr IBCN Paid A/c
Reconciliation of VISA International Debit Card transactions:
Our Nariman Point Branch (0529) has been identified as Nodal Branch for settlement of VISA
International Debit Card transactions. The entries created at the time of a POS transaction is as follows:
Debit
: Party A/c at respective SOL
Credit
: UCO INR VISA TXN PAYABLE A/C - 05291015020022

30

TELEPHONE NUMBER OF IT DEPARTMENT

(STD CODE: 033)
Office
Mobile
23340862
9830467812
23379736
9836099261
23595607
9831162078
23376867
9433576889
23379736
9433035743
23379505
9433014856
23346446
9339211178
23213066
9433829927
23587290
9830830756
23348538
9433576890
23346446
9831911834
23217645
9433080471
23378249
9433041376
23346446
9903100675
23346446
9748279835
23378249
9433447427
23378249
9432349902
23378249
9433269326
1800-345-4567
1800-345-3337
033 - 22341327

Name & Designation

Sri S. C. Dhole, GM
Sri S. Choudhuri, DGM
Sri J. B. Saha, AGM (ADC)
Sri R. K. Chattani, AGM (Functional)
Sri P. K. Sharma, AGM (Migration)
Sri R. Dubey, AGM (IT)
Sri S. R. Nayak, AGM (IT)
Sri P Kar Gupta, CO (MIS)
Sri D. K. Puchnanda, CO (RTGS, CTS, Email)
Sri H. R. Tejankar, CO (Data Centre Manager)
Sri P. K. Dash, CO (IT MIS Development)
Sri C. V. Rengnathan, CO (Trade Finance)
Sri T. K. Dey, CO (Branch & Office Automation)
Sri Manish Kumar, CO (Functional & GBM)
Sri Mainak Roy Gupta,CO (Migration)
Sri Shakti Dhar, CO (ATM)
Sri Shantanu Ghosh, CO (IT)
Sri Manas Kumar Das, CO (IT)
HELP DESK CBS/DATA CENTRE/NETWORK/GBM
HELP DESK ATM
LAPS
FAX
GM
DGM
Data Centre
ATM
RTGS

23582635
23581581
23595601
23595608
23587290
Email

gmit.calcutta@ucobank.co.in
hodit.calcutta@ucobank.co.in
hocbs.calcutta@ucobank.co.in
datacentre.kolkata@ucobank.co.in
hoatm.calcutta@ucobank.co.in
hoe_banking.calcutta@ucobank.co.in
hodit.network@ucobank.co.in
homis.calcutta@ucobank.co.in
horetail.calcutta@ucobank.co.in

GM
5th Floor
7th Floor
Data Centre
ATM
E-banking
Networking
MIS
LAPS

***************

31