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  • Data Analysis and Interpretation: Name of The Panchayat:ammambakkam

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    Rh Samsser
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    The document discusses two villages - Ramalingapuram and Ammambakkam - and their experiences with banking systems for NREGA work payments. In Ramalingapuram, panchayat officials helped beneficiaries open zero-balance accounts but most beneficiaries were unfamiliar with banking procedures and found the bank too far. In Ammambakkam, the panchayat opened zero-balance accounts and paid wages on time, but most beneficiaries still prefer direct payments as the bank is also too far and procedures difficult to understand. Both villages' beneficiaries accepted the idea of banking correspondent models when explained.

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    The Poondi assessment analysis

    Original Title

    poondi

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    The document discusses two villages - Ramalingapuram and Ammambakkam - and their experiences with banking systems for NREGA work payments. In Ramalingapuram, panchayat officials helped beneficiaries open zero-balance accounts but most beneficiaries were unfamiliar with banking procedures and found the bank too far. In Ammambakkam, the panchayat opened zero-balance accounts and paid wages on time, but most beneficiaries still prefer direct payments as the bank is also too far and procedures difficult to understand. Both villages' beneficiaries accepted the idea of banking correspondent models when explained.

    Copyright:

    © All Rights Reserved
    Download as DOC, PDF, TXT or read online from Scribd
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    8 views1 page

    Data Analysis and Interpretation: Name of The Panchayat:ammambakkam

    Uploaded by

    Rh Samsser
    The document discusses two villages - Ramalingapuram and Ammambakkam - and their experiences with banking systems for NREGA work payments. In Ramalingapuram, panchayat officials helped beneficiaries open zero-balance accounts but most beneficiaries were unfamiliar with banking procedures and found the bank too far. In Ammambakkam, the panchayat opened zero-balance accounts and paid wages on time, but most beneficiaries still prefer direct payments as the bank is also too far and procedures difficult to understand. Both villages' beneficiaries accepted the idea of banking correspondent models when explained.

    Copyright:

    © All Rights Reserved
    Download as DOC, PDF, TXT or read online from Scribd
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    of 1

    Data analysis and Interpretation

    Block name: Poondi

    Banking panchayat beneficiaries


    Name of the village: Ramalingapuram
    Involvement of Gram Panchayat in the banking system
    The Panchayat officials helped the beneficiaries in opening zero balance accounts for the NREGA work
    Acceptability of the current method
    The beneficiaries prefer direct payment as compared to the banking system. They feel that it is more convenient and reliable for them. Now
    they had to spend a long distance to reach the bank
    Awareness level of beneficiaries about banking system
    Most of the beneficiaries are not familiar with the banking procedures.The panchayat not provided any orientation classes to the beneficiaries
    regarding the banking procedures.Illeterate people find it difficult to understand the banking procedures
    Potentials and threats in implementing banking system in the Panchayat
    Potentials: It can help the beneficiaries in improving their saving habits and it should be more secure also.
    Threats: The bank is 7 kms away from the panchayat. So they need to spend 20 to 30 rs for travel expense
    BCM and acceptability of banking system
    The beneficiaries accepted the idea of BCM when it was explained to them.

    Non-banking Panchayat Beneficiaries


    Name of the panchayat:Ammambakkam
    Acceptability of the current method
    The beneficiaries prefer direct payment as compared to the banking system. They feel that it is more convenient and reliable for them. They
    also feel that through direct payment they will get their wages on time
    Awareness level of beneficiaries about banking system
    The beneficiaries are aware that there are some panchayats where the wages are given through the bank accounts. Most of the beneficiaries dont
    know how to deposit and withdraw money from the bank.
    Potentials and threats in implementing banking system in the Panchayat
    Potentials: It can help the beneficiaries in improving their saving habits and should be secure
    Threats: The bank is 7 kms away from the panchayat. They need to spend a lot for travel expense(20 to 30 rs)
    BCM and acceptability of banking system
    The beneficiaries accepted the idea of BCM when it was explained to them.

    2) Names of the village: Mammambakkam


    Involvement of the panchayat in the wage payment
    The panchayat has created zero balance accounts to the beneficiaries. Wages were paid on correct time (every Tuesdays)

    Acceptability of the current method


    The beneficiaries prefer direct payment as compared to the banking system. They feel that it is more convenient and reliable for them. They
    also feel that through direct payment they will get their wages on time

    Awareness level of beneficiaries about banking system


    The beneficiaries are aware that there are some panchayats where the wages are given through the bank accounts. Most of the beneficiaries
    dont knew how to deposit and withdraw money from the bank.

    Potentials and threats in implementing banking system in the Panchayat


    Potentials: Some of them doesnt like banking because of the transportation problem and difficulty to understand the banking procedures.
    Threats: The bank is 3 kms away from the panchayat. So they need to spend a lot for travel expense.Illeterate people find it difficult to
    understand the banking procedures.

    BCM and acceptability of banking system


    The beneficiaries accepted the idea of BCM when it was explained to them.

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