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  • Las Tarjetas de Crédito: Una Herramienta o Un Problema?

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    Susana Torres
    4 views9 pages
    Las Tarjetas de Crédito can be both a useful tool or a potential problem. They allow purchases to be made and paid later, but come with interest charges and fees if not managed properly. The document provides tips for responsible credit card use such as creating a budget, reviewing statements regularly, avoiding using them as a solution when money is tight, and not getting carried away by consumerism.

    Original Description:

    Como manejar credito

    Original Title

    Presentation Creditos

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    Las Tarjetas de Crédito can be both a useful tool or a potential problem. They allow purchases to be made and paid later, but come with interest charges and fees if not managed properly. The document provides tips for responsible credit card use such as creating a budget, reviewing statements regularly, avoiding using them as a solution when money is tight, and not getting carried away by consumerism.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    4 views9 pages

    Las Tarjetas de Crédito: Una Herramienta o Un Problema?

    Uploaded by

    Susana Torres
    Las Tarjetas de Crédito can be both a useful tool or a potential problem. They allow purchases to be made and paid later, but come with interest charges and fees if not managed properly. The document provides tips for responsible credit card use such as creating a budget, reviewing statements regularly, avoiding using them as a solution when money is tight, and not getting carried away by consumerism.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 9

    Las

    Tarjetas de Crdito
    Una herramienta o un problema?

    Qu es una tarjeta de crdito?

    Es un medio de pago que te permite hacer compras que puedes pagar


    posteriormente.

    Comodidad

    Crdito
    inmediato

    Record de
    Crdito

    Programas
    de Benecios

    Control de
    gastos

    Fecha de
    corte

    Pago de
    Contado

    Fecha limite
    de pago

    Pago
    mnimo

    Inters

    Inters
    Moratorio

    Cargos

    No es una solucin cuando no


    te alcanza el dinero.

    Reduce los gasto o busca ingresos
    adicionales.

    Planica tus gastos


    Maneja un presupuesto

    Revisa tus estados de cuenta


    Reduce los gasto o busca ingresos
    adicionales.

    Fechas de corte y pago


    La primera determina el monto, la
    segunda la fecha limite.

    No manejes muchas tarjetas


    Reduce los gasto o busca ingresos
    adicionales.

    No te dejes llevar por el


    consumismo.
    Di no a las promociones de
    temporada.

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