Employee Related Risks

Lack of training
Fatigue / Stress / Physiological / Psychological
High turnover of Employees
Departure of a key employee
Sabotage/intentional misbehavior
Employee disputes
Poor customer service
Theft

2.Revenue Related Risks

Competitor enters market

Market size shrinks (local population shrinks, demographics
change)
Economic pressure (reduces money available to be spent on your
product)
Substitute product becomes available
Customer access disrupted (e.g. road construction in front of your
business)
Pricing doesnt match value perceived by customers

3.Expense Related Risks

Material costs increase

High rework expense
High warranty expense
Loss of key supplier
 Increased wage expense (tight labor market)
Increased benefit costs
Loss of lease/increased rent
Increased utility rates
Increased bank charges (interest rates, credit card fees)

4. Quality Related Risks

Poor production process

High rework expense
High warranty expense
Poor customer service
Low quality materials
Poor employee morale
Inadequate equipment/tools
Poor/unattractive packaging
Equipment/tool breakdown