VIRESH VASHI

Mobile: 09820849219 Tel. (Res.): 022-26201955

E-Mail: vireshvashi@gmail.com; vireshvashi@indiatimes.com

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A result-oriented professional with five years of work experience in investment research and credit ratings.
Successfully completed MMS (Finance) from K J Somaiya Institute of Management Studies and Research. Possess
strong communication and inter-personal skills.

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From March’12 till now at Bank Loan Ratings, CRISIL as a Credit Rating Manager

Job Role:
 Credit Rating of Indian corporates from across the country, operating in various sectors.
 Financial Statement analysis, business and industry analysis of the entity to be rated.
 Meeting the directors/CFOs/Promoters of the entity and understand its business model.
 Preparing a credit rating report, forecasting the entity’s financial performance
 Evaluating the business risk, financial risk and management risk associated with the entity and recommending a
credit rating
 Presenting the report at the RCM (Rating Committee), comprising of the directors and heads of CRISIL,
and defending the recommended credit rating.
 Managing a team of analysts and senior analysts
 Key sectors and cases handled
o Automobile Ancillary – Auto Profiles Limited, Supreme Group
o Domestic Freight Transportation Services – Union Roadays Limited, Surat Goods Transport Limited
o Construction – SMC Infrastructure Private Limited

From July’08 to July’09 and February’10 to March’12 at Sutherland (formerly Adventity) Global Services
Pvt. LTD (India) as an Associate

Job Role:
 Developing financial models for European High Yield corporates across various sectors
 Performing debt structure & covenant analysis
 Identifying operating drivers, forecasting cash flows and analyzing future liquidity and solvency of the
company by calculating leverage and coverage Ratios.
 Conducting Peer Analysis to compare credit ratios.
 Using Discounted cash flow method to derive equity value
 Providing company and industry description, preparing SWOT analysis, and investment rationale

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 2008 63.00% M.M.S.(Finance) from K J Somaiya Institute of Mgmt. Studies and Research, University of Mumbai
 2006 58.50% B.E. (Instrumentation) from RamRao Adik Institute of Technology

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 Passed CFA Level 1 in December 2011

 Did a course in vedic astrology & palmistry for 2 years

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 Proficient in the MS PowerPoint, MS Excel, MS Word and MS Outlook.

 Proficient in databases such as Bloomberg, OneSource, and Factiva

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Date of Birth : 7th January, 1982

Address : 1, Ganga Niwas, Azad Street, S. V. Road, Near Shopper’s Stop, Andheri(W)
Mumbai-400058, Maharashtra.
Language Proficiency : English, Hindi, Marathi, Gujrati
Document Classification: Confidential Page 1 of 1