(convetional product) (Islamic Product) RM150/MONTH Pampasan Kematian / Hilang RM50,000 RM25,000 (HIBAH) Upaya Kekal Pampasan Sakit Kritikal RM50,000 RM25,000 (HIBAH) Pampasan Kematian / Hilang RM100,000 RM25,000 (HIBAH) Upaya Kekal (Kemalangan) Elaun Hospital RM100/hari - Had Tahunan Kad Perubatan RM62,500 RM100,000 Had Seumur Hidup Kad RM187,500 RM1,000,000 Perubatan Had Harga Bilik RM150/hari RM200/hari Contributor Not Sure YES Expected Saving After 20 years Not Sure RM27,388 Rawatan Sakit Luar RM3,000/tahun - (kemalangan) (kalau nak tambah RM15)