ANNEXURE - I

COST OF THE PROJECT

Amount in `

I. Particulars Total

i) Cost of Cows 300,000

ii) Construction of Cow Shed 110,000

iii) Installation of Biogas Plant 115,000

iv) Honda Generator 90,000

v) Milking Machine and other accessories 85,000

vi) Rubber Mat for Cow shed 15,000

vii) Electrical Installations & Fittings 40,000

Vii) Feed 75,000

viii) Honda Activa 83,000

TOTAL 913,000

MEANS OF FINANCE
Amount in `

II. Particulars Total

i) Term Loan from SBI 850,000

ii) Own Fund 63,000

TOTAL 913,000
4
ANNEXURE - II

PROJECTED BALANCE SHEET

Amount in `
PARTICULARS Ist Year IInd Year IIIrd Year IVth Year Vth Year VIth Year

LIABILITIES

Capital Balance 63,000 73,000 209,000 401,000 547,000 751,000

Term Loan 785,000 643,000 484,000 306,000 107,000 -
Accounts Payables 11,000 21,000 45,500 24,000 36,000 22,000
Other Current Liabilities 56,000 30,000 7,000 51,000 30,000
TOTAL 859,000 793,000 768,500 738,000 741,000 803,000

ASSETS

Net Fixed Assets 792,000 784,000 741,000 704,000 671,000 718,000

Accounts Receivables 61,000 1,000 3,500 5,000 3,000 10,000
Cash & Bank Balances 6,000 8,000 24,000 29,000 67,000 75,000

TOTAL 859,000 793,000 768,500 738,000 741,000 803,000

5
ANNEXURE - III

PROJECTED PROFITABILITY STATEMENT

Amount in `

PARTICULARS Ist Year IInd Year IIIrd Year IVth Year Vth Year VIth Year

.
INCOME

Sales 210,000 540,000 567,000 601,000 637,000 643,000

Other Income 40,000 65,000 78,000 82,000 94,000 96,000

TOTAL 250,000 605,000 645,000 683,000 731,000 739,000

EXPENSES

Purchases of Feed 35,000 82,000 90,200 95,000 105,000 131,000

Medical Expenses 6,000 15,000 18,000 24,000 37,000 61,000
Wages 15,000 36,000 40,000 46,000 53,000 72,000
Travelling Expense 20,000 42,000 48,000 65,000 75,000 86,000
Depreciation 28,000 68,000 43,000 37,000 33,000 13,000
Interest on Loan 46,000 81,000 64,000 45,000 24,000 4,000

TOTAL 150,000 324,000 303,200 312,000 327,000 367,000

NET PROFIT 100,000 281,000 341,800 371,000 404,000 372,000

6
ANNEXURE - V

LOAN REPAYMENT SCHEDULE

Term Loan 850,000 Repayment Period: 60 months

Rates of Interest 11.25%

Amount in `
Yearly repayment Balance
Operating year Opening Balance Interest of Principal Total repayment
Amount Outstanding

I st Year (6 months) 850,000 46,000 65,000 112,000 785,000

II nd Year 785,000 81,000 142,000 223,000 643,000
III rd Year 643,000 64,000 159,000 223,000 484,000
IV th Year 484,000 45,000 178,000 223,000 306,000
V th Year 306,000 24,000 199,000 223,000 107,000
VI th Year (6 months) 107,000 4,000 107,000 111,000 -

8
ANNEXURE - IV

PROJECTED CASH FLOW STATEMENT

PARTICULARS Ist Year IInd Year IIIrd Year IVth Year Vth Year

Sources of Funds

Profit 100,000 281,000 341,800 371,000 404,000

Term Loan 850,000 - - - -
Depreciation 28,000 68,000 43,000 37,000 33,000

TOTAL 978,000 349,000 384,800 408,000 437,000

Uses of Funds

Repayment Of Term Loan- Principal portion 65,000 142,000 159,000 178,000 199,000
Drawings 90,000 145,000 150,000 225,000 200,000
Increase in Fixed Assets 700,000 60,000 60,000 - -
Increase in Current Assets 120,000 - - - -

TOTAL 975,000 347,000 369,000 403,000 399,000

Opening cash Balance 3,000 6,000 8,000 24,000 29,000

Net change 3,000 2,000 16,000 5,000 38,000

Cash and Cash Equivalents 6,000 8,000 24,000 29,000 67,000

7
 Amount in `
VIth Year

372,000
-
13,000

385,000

107,000
270,000
-
-

377,000

67,000

8,000

75,000
ANNEXURE - VI

DEBT SERVICE COVERAGE RATIO

Amount in `
PARTICULARS Ist Year IInd Year IIIrd Year IVth Year Vth Year

Net Profit 100,000 281,000 341,800 371,000 404,000

Depreciation 28,000 68,000 43,000 37,000 33,000
Interest on Term Loan 46,000 81,000 45,000 24,000 4,000

TOTAL 174,000 430,000 429,800 432,000 441,000

Repayment of loan 65,000 142,000 159,000 178,000 199,000

Interest on Loan 46,000 81,000 45,000 24,000 4,000

TOTAL 111,000 223,000 204,000 202,000 203,000

D.S.C.R. 1.57 1.93 2.11 2.14 2.17

Maximum 3.76
Average 2.28
Minimum 1.57

9
VIth Year

372,000
13,000
107,000

492,000

24,000
107,000

131,000

3.76
ANNEXURE - VII
STATEMENT OF FIXED ASSETS
Amount in `
PARTICULARS Rate Ist Year IInd Year IIIrd Year IVth Year Vth Year VIth Year

BUILDINGS
Opening W.D.V 225,000 219,000 208,000 198,000 188,000 179,000
Addition - - - -
Depreciation 5% 6,000 11,000 10,000 10,000 9,000 4,000
Closing W.D.V. 219,000 208,000 198,000 188,000 179,000 175,000

LIVE STOCK
Opening W.D.V 300,000 300,000 300,000 360,000 360,000 360,000
Addition 60,000 60,000 60,000
Depreciation
Closing W.D.V. 300,000 360,000 360,000 360,000 360,000 420,000

PLANT AND MACHINERY

Opening W.D.V 175,000 162,000 138,000 117,000 99,000 84,000
Addition - - - - -
Depreciation 15% 13,000 24,000 21,000 18,000 15,000 6,000
Closing W.D.V. 162,000 138,000 117,000 99,000 84,000 78,000

FURNITURE & ELECTRICAL

FITTINGS
Opening W.D.V 55,000 51,000 27,000 23,000 20,000 17,000
Addition - - - - -
Depreciation 15% 4,000 24,000 4,000 3,000 3,000 1,000
Closing W.D.V. 51,000 27,000 23,000 20,000 17,000 16,000

VEHICLE
Opening W.D.V 65,000 60,000 51,000 43,000 37,000 31,000
Addition - - - - -
Depreciation 15% 5,000 9,000 8,000 6,000 6,000 2,000
Closing W.D.V. 60,000 51,000 43,000 37,000 31,000 29,000

GRAND TOTAL 792,000 784,000 741,000 704,000 671,000 718,000

10
 BIO-DATA

1 Name & Address of the Applicant :

2 Age & Date of birth :

3 Name of Father :

4 Qualifications :

5 Phone Number :

6 Maritial Status :

7 Other particulars
i) Adhar Number :

8 Line of Activity :

9 Suppliers :

10 Loan Requirements :

11 Security
Primary :
 BIO-DATA

Pathrose . N
Nedumpokil,
Puthuppallly P.O
Kottayam,Kerala
Pincode -686011

55, 10th May 1962

Issac Nedumpokil

SSLC

Mob:9495446061

Married

412714215712

Aluminium Fabrications

Local Wholesale Dealer

1.Term Loan limit Rs. 10,00,000/-

2.Working Capital Rs 5,00,000/-

Land and Building of 4100000/-