Chapter No. Topic Page No.

Chapter 1. INTRODUCTION 4
1.1 RATIONAL OF THE STUDY 6
1.2 OBJECTIVES OF THE STUDY 7
1.3 SOURCES OF DATA 8
1.4 RESEARCH AND METHODOLOGY 9
1.4.1 RATIO ANALYSIS 10
1.4.2 FORMULA OF RATIO 11
1.5 CONCLUSION 12

Chapter 2. 2 LITERATURE REVIEW OF WORKING CAPITAL 14 -17

2.1 CONCLUTION 18

Chapter 3. 3 CONCEPTUAL FRAMEWORK OF WORKING CAPITAL 20-21

3.1 CONCEPTS OF WORKING CAPITAL 22-23
3.2 CLASSIFICATION OF WORKING CAPITAL 24-27
3.3 MAIN FACTORS EFFECTING WORKING CAPITAL 28-30
3.4 OPERATING CYCLE OR WORKING CAPITAL CYCLE 31-32
3.5 NEEDS OF WORKING CAPITAL 33-34

Chapter 4. 4 ORIGIN OF SBI 36-41

4.1 TRANSFORMATION JOURNEY IN SBI 42-43

Chapter 5. 5 ANALYSIS AND FINDINGS 45

5.1 ANALYSING OF WORKING CAPITAL OF SBI 46-47
5.2 ANALYSIS OF ASSET AND LIABILITIES 48-50
5.3.1 TOTAL INCOME 51
5.3.2 PBITDA 52
5.3.3 EBT 53
5.3.4 PAT 54
5.4 RETURN OF NET WORTH 55
5.5 CAPITAL ADEQUACY RATIO 56
5.6 TOTAL DEPT OWNER FUND 57
 5.7 CURRENT RATIO 58
5.8 QUICK RATIO 59
5.9 DIVIDEND PAYOUT RATIO NET PROFIT 60
5.10 EARNING RETENTION RATIO 61
5.11 EARNING PER SHARE 62

Chapter 6. 6 FINDINGS 64 -65

6.1 LIMITATION OF STUDY 66
6.2 CONCLUSION 67
6.3 RECOMMENDATION 68
REFERENCES 69

Chapter 7. ANNEXURE 70-74