"CRISIL Inclusix" an initiative developed by CRISIL with support from Ministry of

Finance, Government of India and Reserve Bank of India published at June 2013.

It is an index to measure India's progress on Financial Inclusion. CRISIL Inclusix is

India’s first comprehensive measure of financial inclusion in the form of an index. It is a
relative index that has a scale of 0 to 100, and combines three very critical parameters of basic
banking services

 Branch Penetration (BP),

 Deposit Penetration (DP),
 Credit Penetration (CP) together into one single metric.

CRISIL evaluates financial inclusion at the national, state, district level vis-à-vis a
defined ideal. A CRISIL Inclusix score of 100 indicates the ideal state for each of the three
parameters.

All the banks (Public, Private and Regional) which are responsible for the
implementation of Swabhimaan and Pradhan Mantri Jan Dhan Yojana (PMJDY) in Nagpur
District, (22 PSBs and 7 Pvt. and 3 RRB) as allotted by SLBC Maharashtra and they are:
 Figure 05. List of Banks operating in Nagpur District

Data Collection
Primary Method
 District Lead Banks (Bank of India) for overall allotted villages or households, It's operation level
through all banks (RRB , PSU and Co-operative societies)
 Lead District Manager and Business Associates of lead bank to find out challenges faced while
achieving the target.
 State SLBC Convener (Bank of Maharashtra)

Secondary Method
Websites
 Global Findex of World Bank
 Reserve Bank of India
 Pradhan Mantri Jan Dhan Yojana
 Bank of Maharashtra (SLBC Convener)

Sample Size & Selection

All the banks (Public, Private and Regional) which are responsible for the implementation of Pradhan Mantri Jan
Dhan Yojana (PMJDY) in Nagpur District, (22 PSBs and 7 Pvt. and 3 RRB)

Sample Area
Nagpur district is one of the nine districts of Vidarbha Region of Maharashtra State. It is situated on the eastern
part of the State. The district headquarters is located at Nagpur Town

Asessment Tools

All analysis is done by using basic mathematical terminologies.