Vijaya Bank: N.B. Printable in 10X12 Continuous Stationery

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VIJAYA BANK
CBS USER MANUAL
N.B. Printable in 10X12 continuous stationery

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INDEX
DESCRIPTION PAGE NO.
HOT KEYS 3
MENU OPTIONS 4-5
CUSTOMER MASTER CREATION 6
OPENING SB A/C. 7
OPENING CURRENT A/C 8
OPENING VCC A/C 9
OPENING RD A/C 10
OPENING FD A/C 11-12
CLOSING OF SB/CA/LOANS 13
CLOSING OF TERM DEPOSITS 14
OPENING DEMAND LOANS 15-16
OPENING TERM LOANS 17-18
LIEN NOTING/DP CHANGE 19-20
OUTWARD CLEARING 21
RETURNS 22-23
INWARD CLEARING 24-26
TRANSACTIONS 27-31
OBC 32-33
CBP 34-36
BANK GUARANTEE 37
INVENTORY MOVEMENT 38-42
STANDING INSTRUCTIONS 43
DAYEND 44
ADDING NON FINACLE DD 45
DAYEND REPORTS 46-47
WEEKLY/MONTHLY REPORTS 48-50
SIGNATURE UPLOAD 51

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FINACLE
HOT KEYS FREQUENTLY USED WHILE WORKING IN FINACLE
F1 : HELP
F2 : HELP WITH THE LIST OF ITEMS PRESENT IN A PARTICULAR FIELD
F3 : TO COME OUT
F4 : TO ACCEPT / TO GO TO THE NEXT MANDATARY FIELD
F5 : TO GO TO THE BACKGROUND MENU
F6 : TO GO TO THE NEXT PAGE IN A PARTICULAR MENU (WHENEVER THERE IS
A BLUE COLOUR ARROW ON THE BOTTOM RIGHT HAND SIDE CORNER, IT INDICATES
THAT THERE IS A SECOND PAGE, ETC.
F8 : IN CASE OF TRANSFER TRANSACTIONS, IF DEBIT DETAILS
ARE ENTERED, AND TO REPEAT THE AMOUNT AND OTHER
PARTICULARS COLUMN, WE CAN USE F8 KEY.
F9 : FOR VIEWING SIGNATURE
F10 : TO COMMIT /TO SAVE. THIS IS THE MOST IMPORTANT KEY.
IF YOU FAIL TO PRESS F10 AT THE END OF ANY
TRANSACTION/EVENT, WHATEVER WE HAVE DONE WILL
NOT BE SAVED. PLEASE NOTE THAT AFTER GETTING THE
PRINTING OF DD/TERM DEPOSIT RECEIPT, IF YOU DO NOT
PRESS F10, SYSTEM WILL TREAT THE SAID DD/TERM
DEPOSIT AS UNPRINTED.
F11 : TO VALIDATE (USEFUL IN FOREIGN EXCHANGE TRANSACTIONS)
F12 : TO GO BACK TO THE PREVIOUS PAGE.
SHIFT-TAB : TO GO BACK TO THE PREVIOUS FIELD IN THE SAME PAGE.
SHIFT-F4 : TO SELECT A PARTICULAR ITEM FROM THE LIST.
CONTROL-E : TO EXPLODE. [THIS KEY IS USED DURING CUSTOMER
MASTER VERIFICATION, IN TERM DEPOSIT A/C. OPENING, TO
GENERATE FLOW DETAILS AND TO FEED CUSTOMER
INSTRUCTIONS DETAILS IN IO (INTEREST /OUTFLOW) ETC. ]
CONTROL-F : TO DELETE THE ENTIRE ENTRY IN A PARTICULAR FIELD
CONTROL-X : TO FEED TODAY’S DATE/TO FEED 99999999999999999
CONTROL-D : TO COME DOWN PAGE -WISE IN A GIVEN LIST.
CONTROL-U : TO COME UP PAGE- WISE IN A GIVEN LIST.
SHIFT-F3 : TO COME OUT DIRECTLY TO MAIN MENU.

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CUMM : CUSTOMER MASTER CREATION.
OAAC : ACCOUNT OPENING – ANY TYPE.
OAACAU : A/C OPENING AUTHORISATION.
CACC : CHARGES APPLICATION ON A/C CLOSER.
CAAC : CLOSURE OF ACCOUNT (BAL.MUST BE ZERO).
CAACAU : AUTHORISATION OF CLOSURE OF ACCOUNT.
ACM : CUSTOMER ACCOUNT MAINTANENCE.
ACMAU : ACCOUNT MAINTENANCE.
TM : TRANSECTION MAINTENANCE.
GECM : TELLER CASH MAINTENANCE.
VCHR : VOUCHER PRINTING.
PBP : PASS BOOK PRINTING.
PSP : STATEMENT OF ACCOUNTS PRINTING.
ACLI : A/C LEDGER INQUIRY.
ACCBAL : A/C BAL.INQUIRY IN FULL WITH BREAK UP.
DDPRNT : DD PRINTING.
DDREPRNT : DD RE PRINTING.
DDC : DD CANCELLATION.
DDM : MODIFICATION IN DD EXCEPT AMOUNT.
IMC : INVENTORY STOCK ENTRY.
IMI : INVENTORY MOVEMENT INQUIRY.
ISI : INVENTORY SPLIT, MERGE, INQ. ETC (EMPLOYEE).
ISIA : INVENTORY SPLIT, MERGE AND INQUIRY ETC.
ICHB/ICHBAU : ISSUE OF CHEQUE BOOKS.
INQACHQ : INQUIRE ACCOUNT NO.FOR A CHEQUE.
CHBM : CHEQUE BOOK MAINTANENCE.
TCPI : TELLER WISE CASH POSITION.
TV : TRANSECTION POSTING / VERIFICATION (GLOBAL).
PTW : COPY FILE TO FLOPPY ETC ( CO/DD/FRIDAY ETC.).
DAM : DEPOSIT ACCOUNT MAINTENANCE.
TDREN : TERM DEPOSIT RENEWAL.
DRP : DEPOSIT RECEIPT PRINT.
REDRP : REPRINT OF TERM DEPOSIT.
DUDRP : DUPLICATE TD RECEIPT PRINT.
ALM : ACCOUNT LEIN MAINTENANCE.
INTTM : CHANGE OF ROI IN TERM DEPOSIT.
AALM : NAME/LIMITS IN ACCOUNT CHANGE.
MEAC : MODIFY ASSETS CLASSIFICATION.
ACLHM : CHANGE OF DP/SANCTION LIMIT ETC.
BM : BILL LODGING / REALISING / DISHONOUR ETC.
BCSI : SCHEDULE / COVERING LETTER OF OBC ETC.
SOLVAL : FOR DAY END USE ALL 28 OPTIONS.
SOLSTAT : II STEP FOR DAY END.
ABH : III STEP FOR DAY END.
CSOLOP : IV AND LAST STEP OF DAY END.

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REPORTS TO BE PRINTED DAILY
CASHS : CASH SCROLL

TRFS : TRANSFER SCROLL.
OUTCL : O/W CLG.SCROLL.
INWCL : I/W CLG. SCROLL.
SUBDY : SUB DAY PRINTING.
DAYB : DAY BOOK PRINTING.
GR : GL ABSTRACT AND P&L PRINTING.
TODRP : TOD REPORTS.
EXCPRPT : EXCEPTIONAL REPORT.
FTR : FINANCIAL TRANSECTIONS REPORT.
DBAL : DEBIT BALANCE IN SB/CA REPORT.
GENERAL REPORTS MENU OPTIONS
IBRECON : CO/DD SUBDAY AND ASCII FILE CREATION.

FRIRPT : FRIDAY STATEMENTS.
VIJRPT : VARIOUS MONTH/QTR/YEARLY STATEMENTS.
VCHR : VOUCHER PRINTING.
PICW : CHEQUE RETURN MEMO IN CLG.
PCLSO : O/W CLG. SCROLL.( CLG.SCHEDULE).
ACLPOA : A/C LEDGER REPORT OF OAB A/C BAL.
ACSP : CUSTOMER A/C BAL.PRINT.
ACMP :
OTHER MISCELLANEOUS OPTIONS:
MENU OPTION
To make modifications in SB/CA/LOANS/DEP. A/CS. ACM

To verify modifications in SB/CA/LOANS/DEP. A/CS. ACMAU
To make 1st name correction in account AALM
To incorporate additional int. to sr. citizens/staff ! INTTM
subsequent to opening the deposit account !
Signature upload LDIMG
Signature upload authorization IMGMNT
EMI Calculation for loans LAMOD
To take statements of office accounts (other than
Customers accounts ACLPOA
Stop payment of cheques SPP
Authorisation of stop payment SPPAU
Freezing of accounts AFSM
To print credit advice/to view COT register HOCIP
To get average balance report of any op. a/c. ATO & ATOR

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STEPS TO BE FOLLOWED FOR CUSTOMER MASTER CREATION
MENU OPTION : CUMM -> Press ENTER
Function : A -> Press F4 key
Customer Name : MR./MRS F4 NAME TO BE TYPED F4
Short name : enter short name ENTER
Type : F2 select the required option, ENTER & come to
Status : dis05/dis08 (represents others/minor) ENTER
Status as on : today’s date or Cntrl+x press ENTER & come to
Occupation : - Press F2 and select the required option by
Shift F4 then press ENTER
Gendor : m/f representing male/female ENTER
Constitution: - F2 and select the required option byShift F4 , F4
Staff : y/n Press Enter
Minor : y/n Press Enter
Non resident : y/n Press Enter
Trade finance cus : y/n Press Enter
Minor date of birth : Only if minor column is Y press F4
Combined Statement : N-> Press F4
Cust. Rating : F2 select low risk F4
Free Code1 : F2 select the required by SHIFT-F4 F4
Address type :C/P communication or permanent Press F4
Permanent Address : Enter
City : kolka -> Press ENTER
State : wb -> Press ENTER
Postal code : 7000.. -> Press ENTER
Country : in -> Press ENTER
Phone No. : …put the phone number -> Press F4
Communication Address : -> Press F4
Postal code : 7000.. -> Press ENTER
Country : in -> Press ENTER
Phone No. : …put the phone number .. -> Press F4
PAN/GIR No. : -> Press F4
As on : give date F4
Introducer Name : mr./mrs- Enter name of introducer- F4
TDS code : tds F2-> Select the required field by
Shift F4 then F4
Option : E F4
CCY : inr-> Press F4 and then F10.
You will get the cust. ID No. generated by system, note & come out by F3
AUTHORISATION OF CUSTOMER MASTER OPENING
Menu Option : cumm -> Press ENTER
Function : V -> Press F4
Cust ID : F2 ->select from list by SHIFT F4 & F4Visit all pages by F6 7 times then F4
Enter option : e ->Press F4 , CONTROL E , F4, F4 , F10.
Verified Customer ID will be shown again. Come out by F3.

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STEPS TO BE FOLLOWED FOR OPENING OF SB A/C.
Menu option : oaac ->Press ENTER

Function : O ->Press F4
Customer ID : Enter the Customer ID -> Press F4
Scheme code : -> Press F4 ( For example sb gen: sb101,
Choose the appropriate scheme carefully by
Pressing F2 in the box & select it by Shift F4.)
Come to mode of operation by using Enter key.
Mode of operation : Press F2 and select the required mode by SHIFT
F4 (simultaneously) For eg. 01 for self 02 for E or S F4
Pass book/Statement : P->Press F4
Int.cr.a/c.flag : S -> Press F4
Int.dr.a/c.flag : S -> Press F4
Next int. calc date Dr. : 31.__.2005 ->(last date of the current month) F4
Next int. calc date Cr. : 10.02.2005 or 10.08.2005 -> Press F4
Enter option : S -> Press F4 and ENTER
Charge for chq? : N ->Come to the next field by ENTER to
Availing nomination facility : N if there is no nomination
: Y if there is nomination . Press F4
Enter option : N if nomination column is Y & press F4
Nominee’s name : type nominee name
Type Relation type, Address, City code, State code,
Country code etc. properly and Press F4
Enter option : A if there is joint name , press F4 & use Down
Arrow To feed the name of joint a/c holder.
Relation type : J Press F4
Name : Mr./Mrs ENTER Name of 2nd a/c holder
ENTER to come to next field ie. Address,City code
etc.In this way fill all particulars such as address, city
code, state code, country code, postal code,
telephone no. etc. then F4 and finally F10. If there
is an exception the system will ask whether to
accept or quit. Then press F4.
The Account ID no. will be generated. Come out by F3.
AUTHORISATION OF ACCOUNT ID SB ACCOUNT
Menu option : OAACAU Press ENTER

Function : V press F4
Temporary a/c. ID : F2 Select the required a/c. id by
Shift F4 then F4
Enter option : G press F4, F4
Delete G & Put S press F4, F4 (for scheme details)
Delete S & Put A press F4, F4 (for joint a/c details)
Delete A & Put N press F4, F4 (for nomination )
Finally F10 . Verified A/c. ID No. will be repeated. Come out by F3.

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STEPS TO BE FOLLOWED FOR OPENING OF C A/C.

Customer ID : Enter the Customer ID -> Press F4
Scheme code : CA030 -> F4 ( Choose the appropriate code by
Pressing F2 & shift F4 F4
Come to mode of operation by ENTER key.
Mode of operation : Press F2 and select the required mode by SHIFT F4
For eg. 01 for self 21 for Proprietor Then F4.
Pass book/Statement : S->Press F4
Int.dr.a/c.flag : S -> Press F4
Statement frequency : D N -> Press F4
Local calendar : N -> Press F4
Despatch mode : N -> Press F4
Next int. calc date dr. : 31.__.2005 ->(last date of the current month) F4
Enter option : S -> Press F4 and ENTER
Charge for chq? : Y ->Come to the next field by ENTER to
Nominee’s name : Put the name of nominee type Relation type, address,
city code, state code, country code etc. And press F4
Enter option :A if there is joint name , F4, and use Down Arrow
Key to add the joint name.
Name : Mr./mrs enter Name of 2nd a/c holder
Enter to come to next field ie. Address, In this way fill all
Particulars such as address, city code, state code,
country code, postal code, telephone no. etc. then
F4 and finally F10. If there is an exception the
system will ask whether to accept or quit. Then
press F4. The Account ID no. will be generated.
Come out by F3.
AUTHORISATION OF CURRENT ACCOUNT OPENING

Temporary a/c. ID : F2 Select the required a/c. ID by Shift F4 then F4
Delete G & Put S press F4, F4 (scheme details)
Delete S & Put A press F4, F4 (joint name details)
Delete A & Put N press F4 ,F4(nomination details)
Finally F10 . A/c.ID . will be repeated. Come out by F3.

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STEPS TO BE FOLLOWED FOR OPENING VCC ACCOUNT

Customer ID : Put Customer ID -> Press F4
Scheme code : VC241 ->Press F4
Function : O ->Press F4 and come to Mode of Operation by
using ENTER key
Mode of operation : F2 and select the required mode by SHIFT F4
(simultaneously) For eg.01 for self 03 for E or S etc.
Then F6,( In this screen go to A/c.Pref.int.(cr) to
feed 0.75 extra for Senior Citizen or 1.00 for
staff), otherwise straight-away F4
Enter option : G Del G put S S -> Press F4
Dep./instl. Amt. : Enter the amount -> Press F4
Deposit period : months Days press F4
Int. on TDS required : Y press F4
Nominee’s name : Type the name of Nominee type Relation type, address,
city code, state code, country code etc. And press F4
Enter option : A if there is joint name , press F4
And then use down arrow key to add joint name.
Name : Mr./Mrs enter Name of 2nd a/c holder
Enter to come to next field ie. Address This way fill
all particulars such as address, city code, state code,
country code, postal code, telephone no. etc. then F4
Enter option : A delete A put F then F4, control-E, F4, F4&F10
If there is an exception the system will ask whether to
accept or quit. Then press F4. The Account ID will
be generated. Come out by F3.
AUTHORISATION OF VCC ACCOUNT OPENING
Temporary a/c. ID : F2 Select the required a/c. id by Shift F4 & F4
Delete G & Put S press F4, F4 (Scheme details)
Delete S & Put A press F4, F4 (Additional details)
Delete A & Put N press F4,F4 (Nomination details)
Delete N & Put F press F4, F4 (Flow int.chart)
Finally F10 . A/c. ID No. will be repeated. Come out by
F3. After this, slips are to be posted by TM option to VCC
a/c. and receipt printing is through DRP option (ensure
printed sl. No. shown by system is tallied physically )

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STEPS TO BE FOLLOWED FOR OPENING RD ACCOUNT

Customer ID : Type customer ID ->Press F4
Scheme code : RD217 ->Press F4
Come to mode of operation by using ENTER key.
Mode of operation : F2 and select the required mode by SHIFT F4
For eg. 01 for self 03 for E or S etc.
Then F6, ( In this screen go to A/c.Pref.int.(cr) to feed
0.75 extra for Sr. Citizen or 1.00 extra for staff),
otherwise straight-away F4
Int. on TDS required : N press F4
Enter option : N if nomination column is Y &press F4
Nominee’s name type the name of nominee type Relation type, address,
city code, state code, country code etc And press F4
And then use down arrow to add the joint name.
Name : Mr./mrs enter Name of 2nd a/c holder
ENTER to come to next field ie. Address, In this way fill
all particulars such as address, city code, state code,
country code, postal code, telephone no. etc. then F4
Enter option : A delete A put F and then F4 , control-E, F4, F4 and
F10 . If there is an exception the system will ask whether
to accept or quit. Then press F4. The Account ID no. will
AUTHORISATION OF RD ACCOUNT OPENING

Temporary a/c. ID Put F2 here select the a/c by Shift F4 then F4
Enter option : G press F4 F4
Delete S & Put A press F4, F4 (Additional details)
Delete A & Put N press F4, F4 (Nomination details)
Delete N & Put F press F4, F4 (Flow-Int. details)
Finally F10. A/c. ID will be repeated. Come out by F3.

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STEPS TO BE FOLLOWED FOR OPENING FD A/C. QRLY INT.

Customer ID : Put customer ID here ->Press F4
Scheme code : Select the appropriate code by using F2 ->Press F4
( FD202: For FD < 90days , FD203: For FD >90days)
Mode of operation : Press F2 and select the required mode by SHIFT F4
(simultaneously) For eg. 01 for self 03 for E or S
etc. Then F6,(In this screen go to A/c.Pref.int.(cr) to
feed 0.75 extra for Sr. Citizen or 1.00 extra for
Int. on TDS required : N press F4
Nominee’s name : Type the name of nominee here type Relation
Type, Address, City code, State code, Country code
etc.And F4.
Name : Mr./mrs ENTER Name of 2nd a/c holder
Enter to come to next field ie. Address In this way fill all
Particulars such as address, city code, state code, country
code, postal code, telephone no. etc. then F4.
Enter option : A del A put F and then F4, control-E, F4, F4.
Enter option : F del F put C press F4 Arrow down to come to IO then
Contro-E Put SB a/c no.here where qtrly.intt to tr.
ENTER then del F put P and ENTER and in next field
put 100 (%) and then F4 and F4 and finally F10. If there
is an exception the system will ask whether to accept or
quit. Then press F4. The Account ID no. will be generated.
Come out by F3.

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AUTHORISATION OF FD ACCOUNT OPENING

Shift F4 then F4
Delete G & Put S press F4,F4
Delete S & Put A press F4,F4
Delete A & Put N press F4,F4
Delete N & Put F press F4,F4
Delete F & Put C press F4,DOWN ARROW,SELECT IO
EXPLODE WITH CONTORL E AND F4 AND F4 AND F10
A/c. ID No. will be repeated. Come out by F3. After this,
slips are to be posted by TM option to FD a/c. and receipt
printing is through DRP option(ensure printed sl. No in the
system should be tallied with physical no.
VARIOUS OTHER MENUS USED FOR TERM DEPOSITS:
TDREN : TERM DEPOSIT RENEWAL

TDSIP : TO KNOW THE TDS DEDUCTED FOR A PARTICULAR ACCOUNT AND
TO PRINT TDS CERTIFICATE.
PHINQ :TO INQUIRE ABOUT THE AMOUNT OF INT. PAYABLE LYING IN INT.
PAYABLE ON DEPOSITS FOR A PARTICULAR FD ACCOUNT.
CAAC :TO CLOSE/PREMATURE CLOSE/PARTIAL CLOSURE TERM DEPOSITS
RFTDS : REFUND TDS
ACXFRSC : To transfer a deposit from one scheme to other scheme
ACDET : Details of matured deposits.
INTTM : For incorporating the additional interest (if not fed while
opening a/c.) for Sr. Citizens 0.75 extra, for staff 1.00
extra in A/c. Pref. Int. rate.

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CLOSURE OF SB/CA DEMAND LOAN/TERM LOAN ACCOUNTS :
1ST STEP: CHARGES APPLICATION
Menu option : CACC Enter

Function : Z F4
Account ID : F4
Trial/Actual : A F4 Charges will be displayed. Then F10.
Verification:
Menu option : CACC Enter

Function : V F4
Account ID : F4 F10.
2ND STEP: Application of Interest
Menu option : CAAC

Enter Enter
Account ID : F4
Run int. calc now : Y F4 F4 Int will be credited/debited.
Come out by F3 and check in ACLI whether interest is
Debited or not. Once interest is debited, in TM menu
Option, make the balance in the account zero and post.
After that
rd
3 STEP : CLOSURE OF ACCOUNT:
Menu option : CAAC Enter Enter

Account ID : F4
Run int. calc now : N F4 F4 F4
Close option : F10.
Some exceptions will appear. Press Accept otherwise Quit.. Press F4.
VERIFICATION:
Menu option : CAACAU Enter

Function : V F4
Account ID : F4
Run int calc now : N F4 F4
Close option : F10

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CLOSURE OF TERM DEPOSIT ACCOUNT
(MATURED/PREMATURED)
Menu option : CAAC Enter Enter

Account ID : F4 F4
Function Z F4 Value date of closure : F4 Enter
In value date of closure, normally today’s date will be there. In case, if you
proceed further with today’s date, at times, closure will not take place in
case of deposits already matured and a message will appear “TID records
not found”. In such cases, the value date of closure should be the date of
maturity.
Use repayment A/c. only : Y F4

Repayment A/c. ID : F4 F4 F10
VERIFICATION:
Menu option : CAACAU Enter

Function : V F4
Account ID : F4 F4 F4
Close option : F10.
Some exceptions will appear. Press Accept otherwise Quit.. Press F4

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OPENING OF DEMAND LOAN ACCOUNT (CCM/CCH/LTD)
Menu option : OAAC Enter

Function : 0 F4
Customer ID : ENTER THE CUST. ID F4
Scheme Code :For CCM A/C. put OD F2. List of CCM Schemes are
displayed. For CCH A/c. put CC F2. List of CCH Schemes
are displayed. For LTD A/c. put LT F2. List of LTD
schemes are displayed.Select the required scheme by
SHIFT-F4, then F4.
Then by using ENTER Key, go to
Mode of operation : Press F2, to get a list . Select the required mode of
Operation by SHIFT-F4. Then f4.
Passbook/Statement : S F4
Interest Debit A/c. Flag : S F4
Local Calender : N F4
Despatch Mode : N Then by using ENTER key, come to
A/c. Pref. Int.(Dr.) : Feed the applicable int. rate Then by using ENTER
key, come to
Int. rate code : Zero2 Ensure that this field is ZERO2,if A/c pref.
Int. (Dr.) is fed F4
Next Int. Calc. Date (Dr). : Feed the month end date F4
Option code : Del G put S F4 Enter to come to
Sanctioned Limit : Enter
Expiry Date : Enter
Max. Allowable limit : same of sanc. limit F4
A/c. Health Code : F2 then from list select required filed by SHIFT-F4 F4
Option Code : Del S put A if there is guarantor F4
Relation Code : Press arrow down to come to the 2nd record.
Relation Type : put G F4
Name : Mr./Mrs Name of guarantor Enter Enter
Address :Address of guarantor thus by using ENTER key fill the
Address,City code, State code, Country code, telephone
no. etc Then press F4
Option code : Del A put V F4
Sector Code : F2 From the list select required filed by SHIFT-F4 then F4
Free Code 3 : F2 From the list select required filed by SHIFT-F4 then F4
Industry type : F2 From the list select required filed by SHIFT-F4 then F4
Sub sector code : F2 From the list select required filed by SHIFT-F4 then F4
Purpose of advance : F2 From list select the required filed by SHIFT-F4 then F4
Nature of advance : F2 From list select the required filed by SHIFT-F4 then F4
Option Code : Del V put 5 F4 Document list will be displayed. If
required, we Can add the documents taken for the loan by
coming down by Arrow key. Then press F4.
Option Code : Del 5 put H F4 F4 and again F4 to come to
Document Date : By enter key, come to
Security description : give the security details F4

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Sanction level : F2 from list select reuired filed by shift-f4, F4
Sanction Auth. : Staff code no. of BM/CM/AGM/DGM Who had sanctioned F4
Sanction Ref. : feed sanc. No. F4
Drawing power indicator : Based on the type of limit, the indicator should be E
for Equal or D for derived or M for Maintained. Then
by using Enter key, come to
Drawing power : Feed the drawing power F4
A/c. recalled : N F4 Then finally to save F10.
A/c. ID is generated. Note down that.
AUTHORISATION OF DEMAND LOAN (CCH/CCM/LTD ACCOUNTs)
Menu option : OAACAU Enter

Function : V F4
Temporary A/c. ID : put a/c. id generated or press F2 to get pending list F4 F4
Option code : del G put S F4 F4
Option code : del S put A F4 arrow down F4
Option code : del A put V F4 F4
Option code : del V put 5 F4 F4
Option code : del 5 put H F4 F4 F4 then finally F10.
Message will be shown : Record verified.

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OPENING OF TERM LOAN ACCOUNT (PRL/SL ETC.)
Menu option : OAAC Enter

Function : 0 F4
Customer ID : ENTER THE CUST. ID F4
Scheme Code : For PRL A/C. put PL F2. List of PRL Schemes are
displayed. For SL A/c. put SL F2. List of SL Schemes
are displayed. For ML A/c. put ML F2. List of ML
schemes are displayed. For Staff HL A/c. put HL f2.
Staff HL Scheme is displayed. Select the required scheme
by SHIFT-F4, then F4.Then by using ENTER Key, go to
Mode of operation : Press F2, to get a list . Select the required mode of
Operation by SHIFT-F4. Then f4.
Passbook/Statement : S F4
Statement frequency : M Enter Enter Enter 31 Enter N F4
Local Calender : N F4
Despatch Mode : N Then by using ENTER key, come to
Option code : Del G put S F4 Enter to come to
Loan Amount : Enter
Loan period : F4
Operative A/c. ID : F4
Option Code : Del S put A if there is guarantor F4
Relation Code : Press arrow down to come to the 2nd record.
Relation Type : put G F4
Name : Mr./Mrs Name of guarantor Enter Enter
Address :Address of guarantor thus by using ENTER key fill the
Address,City code, State code, Country code, telephone
no. etc Then press F4
Option code : Del A put V F4
Sector Code : F2 From list select required filed by SHIFT-F4 then F4
Free Code 3 : F2 From list select required filed by SHIFT-F4 then F4
Industry type : F2 From list select required filed by SHIFT-F4 then F4
Sub sector code : F2 From list select required filed by SHIFT-F4 then F4
Purpose of advance : F2 From list select required filed by SHIFT-F4 then F4
Nature of advance : F2 From list select required filed by SHIFT-F4 then F4
Option Code : Del V put 5 F4 Document list will be displayed. If
required, we can add the documents taken for the loan
by coming down by Arrow key. Then press F4.
Option Code : Del 5 put H F4 F4
Sanction date : F4
Expiry date : F4
Document Date : By enter key, come to
Security description : give the security details F4
Sanction level : F2 from list select required filed by shift-f4, F4
Sanction Auth. : Staff code no.of BM/CM/AGM/DGM who sanctioned F4
Sanction Ref. : feed sanc. No. F4
Drawing power indicator : Based on the type of limit, the indicator should be
E for Equal or D for derived or M for Maintained,

18 -
. Then by using Enter key, come to
Drawing power : Feed the drawing power F4
A/c. recalled : N F4
Option Code : Del H put I F4 F4
Option Code : Del I put E F4 Enter
Nos. : Put the No. of instalments left over after repayment
holiday For eg., it repayment period is 60 months of
which 12 months is Repayment holiday, then feed No.
of flows as 48 then Enter
Flow start date : Normally ,this is one month after disbursal date.
If there is a repayment holiday of 12 months, then
this date Should be 13 months after disbursal date.
Then Enter
Flow frequency : M Enter Enter Enter Day of inst. i.e. 5,10 etc. Enter P
Enter Enter
Int. Dmd. Date : month end date for repay holiday or same as above Enter
Int frequency : M Enter Enter Enter 31 or 30 Enter P F4
EMI amount is generated. Check the correctness of EMI
Do you wish to continue : Yes/No Y F4 Then for final saving F10.
A/c. ID is generated. Note down that.
Examples:
i. when a loan account is opened under EMI on 02.05.2005 repayable in 30 installments, the
flow details shall be entered as “EIDEM / 30 / 02.06.2005 /M/ - / -/ 02 / P /, (System will
generate EMI amount). Interest demand date as 02.06.2005 / M / - / - / 02 / P in the
respective fields.
ii. When a loan account is opened under NON-EMI on 02.05.2005 repayable in 30
installments, the flow details shall be entered as “PRDEM / 30 / 02.06.2005 /M/ - / -/ 02 /
P /, (The user has to enter the installment amount). Interest demand date as 31.05.2005
/ M / - / - / 31 / P in the respective fields.
(Note: “Interest demand date” means the date on which the interest has to be debited to
the loan account).
AUTHORISATION OF TERM LOAN LOAN (PRL/SL/ML ACCOUNTs)

Menu option : OAACAU Enter
Function : V F4
Temporary A/c. ID : put a/c. id generated or press F2 to get the pending list F4
F4
Option code : del G put S F4 F4
Option code : del S put A F4 arrow down F4
Option code : del A put V F4 F4
Option code : del V put 5 F4 F4
Option code : del 5 put H F4 F4 F4
Option code : del H put I F4 F4
Option code : del I put E F4 F4 then finally F10.
Message will be shown : Record verified.

19 -
OTHER IMPORTANT MENUS FOR LOANS:
MEAC : To change the asset status of any a/c. i.e. from Standard
Asset to Sub-standard/doubtful/loss asset and vice versa.
PHIN :To find the amount of MOI(Memorandum of Int. ) in any NPA A/C.
LAOPI : Loan overdue position
AINTRPT : Int report
AITINQ : A/c. int. details.
NPARPT : For generation of NPA report.
NOTING LIEN FOR LTD/OD AGAINST DEPOSITS AND OTHER SECURITIES

LINKAGE:
Entering :
Menu option : SRM Enter

Function : A F4
Linkage type : A F4
A/c. ID : loan a/c. no. F4
Enter option : A F4
Collateral code : F2 Select the required filed from the list
For eg. TDBANK for deposits, NSC/K/IV for NSC F4
Prim/Secnd : P F4
Lien A/c. ID : Deposit a/c. No. F4
Ceiling Limit : Amt. Of deposit/NSC Amt. F4 F10.
Verification :
Menu option : SRM Enter

Function : V F4
Linkage type : A F4
Enter option : V F4 F4 F10.
CHANGING SANCTION DETAILS/DRAWING POWER/ADDING ACHOC LIMIT

/RENEWAL OF LOAN ACCOUNTS
Renewal of Limits
Menu option : ACLHM Enter

Function : M F4
A/c. ID : Loan A/c No. F4
Operation : S for sanction limit F4
Option : M F4
Applicable date : Enter Sanction Limit : Change it F4
Change the required fileds such as Sanction date/Expiry date/Document Date/
Sanction level/Sanction Auth./Sanction Ref. No./Security
Description/Remarks
Etc. F4 F10.

20 -
VERIFICATION:

Function : V F4
Option : V F4 F4 F10.
CREATING ADHOC/TEMPORARY LIMITS:

Function : M F4
Operation : S for sanction limit F4
Option : U F4
New maximum allowed limit : increase the amt. By new adhoc limit F4
Option : A F4
Applicable Date : Enter
Limit level int? : Y Enter
Sanction limit : Give the adhoc limit sanctioned Enter
Supercede : N F4
Change the required fileds such as Sanction date/Expiry date/Document Date/
Limit level int /Penal int./Sanction level/Sanction Auth./Sanction Ref.
No./Security Description/Remarks. These records are only for the adhoc limit.
Then F4 - F10.
VERIFICATION:
Function : V F4
Option : V F4 F4 F10
CHANGING DRAWING POWER IN OPERATIVE ACCOUNTS:

Function : M F4
Operation : D for Drawing power F4
Option : M F4
Applicable date : F4
Drawing power indicator : E F4
Drawing power : F4 F10.
VERIFICATION:
Function : V F4
Option : V F4 F4 F10

21 -
CLEARING OPERATIONS:
OUTWARD CLEARING: 1) Opening Zone 2) Entering cheques
1)Opening Zone:
Menu Option : MCLZOH Enter
Function : O Enter
Zone : Date Enter OWMICR1 F4 F10
Come out by F3.
*This process of opening zone should be done in a day once only.*
2)Entering cheques:
Menu Option : OCTM Enter
Function : A F4 OWMICR1 F4
*Note the set ID no. on cheque and pay-in-slip.*
A/c. ID : A/c. No. F4
Amount : F6
Instrument No : F4
Sort code : 700------ F4(Ensure that valid sort code is fed. If
invalid sort Code which is not in the master of Finacle,
printout in VCHL Will not be generated.
Trn Code : F10
Continue the same process for all the cheques to be entered.

Come out by F3
AUTHORISATION OF OUTWARD CLEARING CHEQUES
Menu Option : OCTM Enter
Function : V F4 OWMICR1 F4
Set No. : F4 , Check particulars & F10.
Continue the same process for all set nos. After verifying all the cheques,
suspend the zone by the following procedure.
Come out by F3
Suspending the zone: (To be done by Officer)

Function : S Enter
Zone : Date Enter OWMICR1F4-F6-F6-F10
Come out by F3
Preparation of schedule : (Can be done by officer/clerk)
Menu Option : VCHL Enter
Sol set ID : 72260 F4
Report to : BM F4
Zone date/Code : Date F4 OWMICR1 F4
Fore/Back ground : F F4
Print required : Y F4 then F10 Schedule printed.
Come out by F3
Bank wise schedule can be printed by invoking MENU OPTION : PCLSO

22 -
Release to shadow balance: (to be done by Officer)

Function : R F4
Zone : Prev.Date Enter OWMICR1F4-F6-F6
Cheque the Amt. & No. of cheques.
Then press F10 to get all the lodged cheques of that particular
zone in shadow balance. If any cheques pertaining to CBP, which are lodged to Sundry
Creditors(bills) or cheques for loan repayment are lodged, the Release to shadow will
fail and Tran. ID will be generated. By taking that Tran ID, these entries of Sundry
creditors-bills and loan repayment cheques are to be posted in TM menu option.
For Sundry Creditors-bills, before posting in TM, Partition details i.e. G Option is to
be used and bill ID of that particular CBP has to be entered. In case of loan
repayment cheques, before posting additional details option A is to be used and by
using F4, you can go ahead and then posting has to be done.
Come out by F3
Before doing regularization of shadow balance, returns are to be fed in
separate return
zone to be opened in MICZ.
Opening of Outward return zone:
Menu Option : MICZ Enter
Function : O F4
Zone : retclg Date F4
Clg Bnk Cd : 029 Enter
Clg DP Code : 9203 Enter/Enter/Enter etc. to get
Tot Instr. BAR : (Put No. of return cheques recd.
Tot Amt. BAR : Put total Amt. of return cheques
Recd. From schedule) F4 – F10.
Entering Outward return cheques:
Menu Option : ICTM Enter
Function : A F4 retclg F4
Instrument No : F4
Amount : Enter Enter
Tran code : 10 or 11 as in the instrument Enter
Inst Type : chq Enter
Carve+ : Del Y already present, put N Enter
Reject : Del N already present, put O Arrow down
Outward reject reason : F2 select the given reason SHIFT F4 THEN F4
Charges : Change the amt. If required F4 and F10.
Continue the same process for all the return cheques to be entered.
Come out by F3
AUTHORISATION OF INWARD CLEARING RETURN CHEQUES

Function : V F4 RETCLG F4
Instr. No. : Put the cheque No. F4 ,
Check particulars and F10. Come out by F3

23 -
After authorizing all the return cheques Zone has to be
1) Suspended 2) Posted 3) Close the zone.
Suspension of Zone:
Function : S F4
Zone : RETCLG Date F4
Option : S F4 F4 F10 Come out by F3
Posting Zone :
Function : P F4
Zone : RETCLG Date F4
Closing Zone :
Menu Option : RETCLG Enter
Function : Z F4
Zone : retclg F4 F10 Come out by F3
Regularisation of shadow balances: (to be done by Officer)

Function : G F4
Zone : Day before yesterday Date Enter
OWMICR1F4-F6-F6
Cheque the Amt. & No. of cheques.
Then press F10 to get all the shadow balances to get cleared.
Come out by F3
OTHER IMPORTANT MENUS RELATED TO CLEARING:
IOCLS : Inquire on clearing transaction sets.

OIQ : Outward clearing instruments inquiry.
PCLSO : Print clearing schedule
PICW : Print inward clearing waste (To print return memos, reporto to
REJ
OUTCL : To print outward clearing report.

24 -
Inward Clearing: 1)Opening zone 2) Entering cheques
1)Opening Zone:
Function : O F4
Zone : MICR1 Date F4
Clg Bnk Cd : 029 Enter
Clg DP Code : 9203 Enter/Enter/Enter etc. to get
Tot Instr. BAR : (Put No. of cheques recd.
From DAO from schedule) Enter
Tot Amt. BAR : Put total Amt. of cheques
Recd. From schedule) F4 – F10.
*This process of opening zone should be done in a day once only.* Come out by F3
2)Entering cheques:
Function : A F4 MICR1 F4
Instrument No : F4
Amount : Enter
Pay to : Enter 5 times
Instr. Date : Enter 3 times
Bank code : F10
Continue the same process for all the cheques to be entered.
IN CITIES, NORMALLY, CLEARING FILE IS SENT BY SERVICE BRANCH, WHICH

CAN BE UPLOADED.
IN SUCH CASES, THE TXT FILE (IN CAPITAL LETTERS) RECEIVED SHOULD BE
COPIED TO C: AND THEN
Menu Option : RMI Enter

ZONE : DATE MICR1 F4
Sort code : delete the code present in the box Enter
File Name : file name.TXT Enter
Upload to respective sols : Y F10
Fore/back ground : F F4
Print required : N F4 F10.
With this, the all the cheques will be in entered stage. Now in each entry, go for
modification in ICTM, and feed the fields, PAY TO, Instr. Date.

Function : M F4 MICR1 F4
Instr.No. : F4, then by ENTER key, come to
Pay to : then by ENTER key, come to
Instr. Date : F10.
2)Returning cheques:
Function : A F4 MICR1 F4
Instrument No : F4
Amount : Enter

25 -
Tran code : 10 or 11 as in the instrument Enter
Inst Type : chq Enter
Carve+ : Del Y already present, put N Enter
Reject : Del N already present, put I Arrow down
Outward reject reason : F2 select the given reason SHIFT F4 THEN F4
Charges : Change the amt. If required F4 then F10
Pr. Bank & br. Code : Pr. Bank code 700001 F10
IN CASE OF UPLOADED RECORDS, SAME PROCEDURE HAS TO BE FOLLOWED TO

RETURN THE CHEQUES EXCEPT BY GIVING : M IN FUNCTION IN ICTM MENU
OPTION.
AUTHORISATION OF INWARD CLEARING and RETURN CHEQUES
Function : V F4 MICR1 F4
Instr. No. : Put the cheque No. F4 ,
Check particulars and F10. Come out by F3
PRINTING RETURN MEMO :

Function : P F4 MICR1 F4 COME BY ENTER KEY TO
Reject type Ind. : 3 F4 Returns will be displayed. F10.
Fore/Background : F F4
Print required : Y F4 F10. RETURN MEMOS WILL BE PRINTED.
After authorizing all the cheques Zone has to be
2) Suspended 2) Posted 3) Close the zone.
Suspension of Zone:
Function : S F4
Posting Zone :
Function : P F4
Option : S F4 F4 F10
Most of the times posting may fail for want of granting TOD/OVERDRAWINGS and in
such case a Message will appear “ Posting failed Tran. Id No. S********. With
this Tran. ID, all the failed transactions are to be posted in TM menu option by
invoking N option for granting instant TOD.
Come out by F3
Closing Zone :
Function : Z F4
Zone : MICR1 Date F4 F10 Come out by F3

26 -
CASH & TRANSFER TRANSACTIONS
CASH TRANSACTIONS(RECEIPTS)(single window):
Menu Option : TM Enter
Function : A F4
Type/subtype : C NR F4
A/c. ID : F4
Amount : F4 : By cash F4
Specify Option : E Del E, put P F4 Arrow down to get the 2nd entry i.e.
cash in hand then F4-F10
Trn. ID No. is generated which is to be noted in slip.
Ensure that entered and posted status for both Dr. & Cr
is 1. Come out by F3-F3.
CASH TRANSACTIONS(DD RECEIPTS)(single window):

Function : A F4
Type/subtype : C NR F4
A/c. ID : DD F2 Shift-F4 , F4
Amount : F4 : By cash F4 then
Enter twice to come to Drawn on: 029 Code No.branch F4
Payee’s Name : Name F4
Purchsr. Name : Name of purchaser F4
Print option : L F4, Then Comm. & Ser. Tax
Details will be displayed. Check the same and if correct, F4
Specify Option : E Del E, put P F4 Arrow down to get the 2nd entry i.e. cash in
hand, then F4,Arrow down to get 3rd entry i.e. Exchange Recd
then F4, Arrow down to get 4th entry i.e. Service Tax then F4 - F10
Ensure that entered and posted status for both Dr. & Cr. Is 1.
Come out by F3-F3.
CASH TRANSACTIONS(PAYMENTS)(single window):

Function : A F4
Type/subtype : C NP F4
A/c. ID : F4
Amount : F4 : To cash Enter
Instr. Type : chq or LC Enter 3times
Instr. No. : / Chq. No. F4
Specify Option : E Del E, put P F4 Arrow down to get the
2nd entry i.e. cash in hand then F4-F10
If there is any exception, it will show the exception as well as
Press accept or quit. Then press F4.
Come out by F3-F3.

27 -
CASHTRANSACTIONS(PAYMENTS)(Above Rs. 20000/-):

Function : A F4
A/c. ID : F4
Instr. No. : / Chq. No. F4 F10
Ensure that entered status for both Dr. & Cr. Is 1 and posted
Status is Zero.
Come out by F3-F3
TRANSFER TRANSACTIONS ( SINGLE WINDOW)
Function : A F4
Type/subtype : T CI F4
A/c. ID : F4
Amount : F4 D F4 Tr. particulrs Enter Instr. Type: chq or LC
Enter 3times
Again F4 to get to the screen for 2nd slip particulars
A/c. ID : F4
Amount : F4 C F4 Tr. particulrs F4
Specify Option : E Del E, put P F4 Arrow up to get the 1st
entry then F4-F10
Come out by F3-F3.
TRANSFER TRANSACTIONS DD ( SINGLE WINDOW)
Function : A F4
A/c. ID : F4
Amount : F4 D F4 Tr. particulrs Enter
A/c. ID : DD F2, SHIFT-F4,F4
Amount : F4 C F4 Tr. particulrs F4
Specify Option : E Del E, put P F4 Arrow up to get the 1st
entry then F4-F10
Enter twice to come to Drawn on: 029 Code No.branch F4
Payee’s Name : Name Enter
Purchsr. ID : a/c. ID F4

28 -
Print option : L F4, Then Comm. & Ser. Tax
Details will be displayed. Check the same and if correct, F4
Specify Option : E Del E, put P F4 Arrow down to get the 3rd entry i.e.
Exchange Recd then F4, Arrow down to get 4th entry i.e. Service Tax then F4 ,
then arrow up 3 times to get the 1st entry i.e. Customer debit then F4 - F10.
Ensure that entered and posted status for both Dr. & Cr. Is 1
& 3 respectively.
Come out by F3-F3.
TRANSFER TRANSACTIONS ( Above Rs. 50000/-)

Function : A F4
A/c. ID : F4
Amount : F4 D F4 Tr. particulrs Enter Instr. Type :
chq or LC
Enter 3times
A/c. ID : F4
Amount : F4 C F4 Tr. particulrs F4-F10
Status is Zero.
Come out by F3-F3.
TRANSFER TRANSACTIONS ( Debit CO & Credit Clg. Adj.)
Function : A F4
Type/subtype : T BI F4
A/c. ID : co F2 shift F4, F4
Amount : F4 D F4 clg diff. Enter Enter
Visit Screen : Del o put r F4
Category code : codr Enter
Create contra : Del y put n F4 F4
Branch Code : 9203 F4
Advice No. : COT NO. F4
Advice Date : F4
Duplicate advice : n F4 F4
A/c. ID : clg F2 shift F4 F4
Amount : F4 c F4 clg diff. F4 F10.
Note the transaction ID on slip and give it for authorization.
Come out by F3 F3.

29 -
TRANSFER TRANSACTIONS ( Debit Clg. Adj. & Credit CO)
Function : A F4
A/c. ID : clg F2 shift F4, F4
Amount : F4 D F4 clg diff. F4 F4
A/c. ID : co F2 shift F4 F4
Amount : F4 c F4 clg diff. F4
Category code : cocr Enter
Branch Code : 9203 Enter continuously to come to
Advice ind. : Del s put m F4
Advice No. : COT NO. F4 F10
Note the transaction ID on slip and give it for authorization.
Come out by F3 F3.
REVERSAL OF CO TRANSACTION:
If a wrong CO Credit is done earlier and if you want to reverse the said CO
Transaction, Please follow the following procedure.

Function : A F4
Amount : F4 D F4 wrong co on reversed then by
Using Enter key, come to
Visit Screen : X F4 F4
Originating/responding : O F4, the earlier entry will be appearing. Select the
Entry to be reversed by SHIFT F4
Create contra : del Y put N F4 F4
A/c. ID : A/c. no. to which credit to be given F4
Amount : F4 C F4 credit narration F4
Specitfy option : P F4 Arrow up to come to 1st entry F4 F10.
If a wrong CO dedit is done earlier and if you want to reverse the said CO
Transaction, Please follow the following procedure.
Function : A F4
Amount : F4 C F4 wrong co on reversed then by
Using Enter key, come to
Visit Screen : X F4 F4
Originating/responding : R F4, the earlier entry will be appearing. Select the
Entry to be reversed by SHIFT F4
Create contra : del Y put N F4 F4
A/c. ID : A/c. no. to which debited F4
Amount : F4 D F4 dedit narration F4
Specitfy option : P F4 Arrow up to come to 1st entry F4 F10.

30 -
TRANSACTION WHERE PARTY DOES NOT HAVE BALANCE TO DEBIT AND

TOD HAS TO BE GIVEN.
ENTRY OF CASH CHEQUE BY CLERK:

Function : A F4
A/c. ID : F4
Instr. No. : / Chq. No. F4 F10
Status is Zero.
Come out by F3-F3
AUTHORISATION:

Function : M F4
Tran Id : F4
Specify option : N (for giving TOD) F4 F4
Permitted by : Code No. of branch head who has allowed TOD F4
Specify option : del N put P F4 Arrow down F4 F10.
Procedure is same for transfer tranaction also.

31 -
BILLS FOR COLLECTION
1. OBC: Lodging of bills

Menu option : BM Enter
Func. Code : G F4
Reg. Type : Select the required type by
F2 and select then Shift F4
Eg.for obc obcin F4
Reg. Sub type : Select the required sub-type
By F2 and select then Shift F4
Eg.for obc ochqc F4
Lodger A/c. : F4
Bill Amt : F4 Date Enter Enter
Drawee : / Drawee bank Enter
Address : Enter
Enter
Enter
Coll. Branch: Code No. of our own br. or Name of other Bank Enter
Address : Enter
F11
Drawer : Enter name of drawer Then by Enter key, come to
Lodger ref. : Enter cheque No. F4 Note the BILL ID AND F10.
2. OBC: Verification OF LODGEMENT:

Func. Code : V F4
Bill ID : F4
Option : M F4 F6 F6 F6 F4 & F10
3. OBC : Covering schedule:
Menu option : BCSI or BCSO Enter
Enter 10 times to come to
Bill ID from : F4 F10.
4. OBC : Realisation : Realisation can be either through CO in case we have

Despatched the cheque to our own branch or through DD
in case we have dispatched the same to other banks.
OBC Realisation through CO/new A/c head :

Func. Code : R F4
Bill ID : F4 F4
Option : A F4 Then a message will appear : “A/c. No. must be
entered”
Option : del A put M F4
For realization trough CO/new A/c head
A/c. Id : CO/new A/c head F2 Select CO/new A/c head by shift
F4
Then by Enter key come to
Visit Screen : R F4
Option : del M put A F4 F10

32 -
OBC Realisation through DD of other Banks:

In case, DD is received, before doing realization, we have to send the said
DD in clearing by crediting to Sundry Creditors - Bills account. After the DD
cleared, we have to do the realiation.
Func. Code : R F4
Bill ID : F4 Then by Enter key come to
Other Bank charge: Enter other bank charg. (only in case of realization
through DD) F4
Option : A F4 Then a message will appear :“A/c. No. must be entered”
A/c. Id : Sundry F2 Select Sundry Creditors- bills by Shift F4
then F4
5. OBC: Realisation Verification:
Realisation through CO/new A/c head:

Menu option : BM F4
Func. Code : V F4
Bill ID : F4
Option : R F4 F4
Option : L F4 to see the list of slips generated. Then F3
Option : del L put A F4
Option : G F10 Then TM Option will come. Post all the
transactions and in CO/new A/c head slip, we have
to give additional
particulars by giving A in specify option and then
giving responding br. Code, Advice No. Date of
CO/new A/c head etc.
Realisation through DD of other Banks (Sundry Creditors – Bills):
Menu option : BM F4
Func. Code : V F4
Bill ID : F4
Option : R F4 F4
Option :L F4 to see the list of slips generated. Then press F3
Option G F10 Then TM Option will come. Post all the transactions
and in Sundry Creditors-Bills slip, we have give Partition
details by giving G in specify option and then giving the
bill ID.

33 -
CLEAN BILLS PURCHASED
1. CBP: Lodging of CBP

Func. Code : G F4
Reg. Type : Select the required type by
F2 and select then Shift F4
Eg.for CBP CBPXX F4
Reg. Sub type : Select the required sub-type
By F2 and select then Shift F4
Eg.for CBP LOCAL LCHQP
For CBP OUTSTATION OCHQP F4
BP A/c. : clean F2 select particular branch CBP A/C. by Shift F4 then
Enter
Lodger A/c. : F4
Bill Amt : F4 Date Enter Enter
Drawee : / Drawee bank Enter
Address : Enter
Enter
Enter
Coll. Branch: / Code No. of our own br. or Name of other Bank
Enter
Address : Enter
F11
Drawer : Enter name of drawer Then by Enter key, come to
Lodger ref. : Enter cheque No. F4
Option : Del E put P F4 F4
Option : A F4 Note the BILL ID AND F10.
2. CBP: Verification of Lodgement:

Func. Code : V F4
Bill ID : F4
Option : M F4 F4
Option : P F4 F4
Option : del P put G F10. Then TM Option will come in case
there is no Balance in the party’s a/c. to pass the
charges transactions. Then by giving instant TOD
(Specify option N) in that transaction post that
transaction along with other transactions.
3. CBP : Covering schedule:

Menu option : BCSI or BCSO Enter
Enter 10 times to come to
Bill ID from : F4 F10.

34 -
CBP : Realisation (Local Cheque):

The purchased cheque has to be sent in clearing by
crediting to Sundry creditors- Bills. After cheque is
cleared, realization of CBP has to be done in the
following way.
Func. Code : R F4
Bill ID : F4 F4
Option : A F4 A message will appear: “A/c. No. must be
entered”
A/c. Id : Sundry F2 Select Sundry Creditors- bills by Shift F4 F4
CBP : Authorisation of Realisation (Local Cheque):

Menu option : BM F4
Func. Code : V F4
Bill ID : F4
Option : R F4 F4
Option : L F4 to see the list of slips generated. Press F3
Option : del R put G F10 TM Option will come. Post all the
transactions and in Sundry Creditors-Bills slip, we
have give Partition details by giving G in specify
option and then giving the bill ID.
CBP : Realisation (OUTSTATION CHEQUE):

Realisation can be either through CO in case we have
despatched the cheque to our own branch or through
DD in case we have dispatched same to other banks.
OUTSTATION CBP Realisation through CO/new A/c head :

Func. Code : R F4
Bill ID : F4 F4
Option : A F4 Then a message will appear : “A/c. No. must
be entered”
For realization trough CO/new A/c head
A/c. Id : CO/new A/c head F2 Select CO/new A/c head by shift
F4
Then by Enter key come to
Visit Screen : R F4

35 -
OUTSTATION CBP Realisation through DD of other Banks:

In case, DD is received, before doing realization, we have to send the said
DD in clearing by
crediting to Sundry Creditors - Bills account. After the DD cleared, we have
to do the realiation.
Func. Code : R F4
Bill ID : F4 Then by Enter key come to
Other Bank charge: Enter other bank charg. (only in case of realization
through DD) F4
Option : A F4 Then a message will appear : “A/c. No. must
be entered”
A/c. Id : Sundry F2 Select Sundry Creditors- bills by Shift F4 F4
4. OUTSTATION CBP: Realisation Verification:
Realisation through CO/new A/c head:

Menu option : BM F4
Func. Code : V F4
Bill ID : F4
Option : R F4 F4
transactions and in CO/new A/c head slip, we
have give additional
particulars by giving A in specify option and then
giving responding br. Code, Advice No. Date of
CO/new A/c head
Realisation through DD of other Banks (Sundry Creditors – Bills):
Menu option : BM F4
Func. Code : V F4
Bill ID : F4
Option : R F4 F4
transactions and in Sundry Creditors-Bills slip, we
have to give Partition details by giving G in specify
option and then giving the bill ID.

36 -
ISSUANCE OF BANK GUARANTEES:
Menu option : GMM Enter

Function : A F4
Grnty Type : F2 List appears. Select the required Guarantee
type by Shift-F4 F4
Cust. ID : G F11
Guarantee Class : F2 List appears. Select the required record by Shift-
F4 then Enter
Guarantee Amt. : Enter
Issue/Eff. Date : F4
Oper A/c. ID : Enter Enter
Expiry Period : months days F11 Then by Enter key come to
Claim period : months days F11 then F4
Beneficiary type : G or O Enter
Beneficiary name : Enter
Address : Enter
: Enter
: Enter
City code : Enter
State code : Enter
Country code : Enter
Pin code : F4
Option : K F4
Function : C F4
Type : C for cash or L for lien F4
Account : Deposit Account No. for lien F4
Collected Amount : Amt. Of deposit F4
Function : A F4
Option : C F4 Charges displayed. If it is to be modified,
modify
then F4 F10.
BG No. is shown in Guarantee No. Note down.
VERIFICATION OF BANK GUARANTEE ISSUED:
Menu option : GMM Enter

Function : V F4
Guarantee No. : F4 F4
Option : C F4 F4
Option : del C put K F4 F4 then F10.

37 -
INVENTORY MOVEMENT BETWEEN LOCATIONS:
All the security items such as Cheque Books, DD/TD continuous stationery are to be
fed into
The Finacle software, by moving these items from
i) ZZ-EXT to SD-SD : i.e. External source i.e. HO to branch Safe Deposit
ii)SD-SD to DD-DDCL:i.e. Branch Safe Deposit to DD common location (in case of DD
Stationery)
or
SD-SD to TD-TDR : i.e. Branch safe deposit to TD common location (in case of TD
stationery)
Or
SD-SD to EM-Code No.:i.e.Branch safe deposit to individual employee(in case of
cheque book)
And then cheque leaves are to be split to cheque books, which will be ready for issuance
by the Concerned employee.
INVENTORY MOVEMENT FOR DEMAND DRAFTS

First step: Transfer of stationery from HO to Branch Safe Deposit lock (DD):
Menu option : IMC Enter

Function : A F4 Enter
Location : ZZ Enter EXT F4
Location : SD Enter SD F4
Inventory Class/Type : DDS Enter DD Enter Enter
Start No. : Enter Enter
Quantity : No. of pieces Enter
Transfer particulars : DD stationery Press down arrow key and ensure
That end No. is automatically generated. Then press
f10 to get record Added and Invt. Tran. No. is
generated which is to be noted.
Authorisation:
Function : V F4
Invt. Tran. No. : F4 Again F4 to get screen for entering the
Passwords of the Joint key holders. After giving the
respective passwords, press F10 to get the message,
Record Verified.
Second step: Transfer of stationery from Branch Safe Deposit lock to DD
Common
Location (DD):


38 -
Location : DD Enter DDCL F4
Inventory Class/Type : DDS Enter DD Enter Enter
Transfer particulars : DDstationery Press down arrow key and ensure that
End No. is automatically generated. Then press
f10 to get Record Added and Invt. Tran. No. is
generated which is to be Noted.
Authorisation:

Function : V F4
Passwords Of the Joint key holders. After giving the
respective passwords, Press F10 to get the message,
Record Verified.
After this DD printing can be done and DD Printed Nos. are generated
automatically.
INVENTORY MOVEMENT FOR TERM DEPOSIT RECEIPTS

First step: Transfer of stationery from HO to Branch Safe Deposit lock (TD):
Inventory Class/Type : TDR Enter TDR Enter Enter
Transfer particulars : TD stationery Press down arrow key and ensure that
End No. is automatically generated. Then press f10
to get record Added and Invt. Tran. No. is generated
which is to be noted.
Authorisation:
Function : V F4
Passwords Of the Joint key holders. After giving the
Record Verified.
Second step: Transfer of stationery from Branch Safe Deposit lock to TD

Common
Location (TD):

39 -
Location : TD Enter TDR F4
Inventory Class/Type : TDR Enter TDR Enter Enter
Transfer particulars : TD stationery Press down arrow key and ensure that
End No. is automatically generated. Then press f10
to get record Added and Invt. Tran. No. is generated
which is to be noted.
Authorisation:

Function : V F4
passwords of the Joint key holders. After giving the
Record Verified.
After this TD printing can be done and TD Printed Nos. are generated
automatically.
INVENTORY MOVEMENT FOR CHEQUE BOOKS

First step: Transfer of stationery from HO to Branch Safe Deposit lock (Cheque
books):
Inventory Class/Type : Press F2 to get a list.Select the required option
by Shift- F4 , then Enter Enter Enter
Transfer particulars : SB/CA/ODCC chqeue books Press down arrow key
and ensure that end No. is automatically generated.
In the next rows,we can add all types of cheques
such as SB10, SB25, ,CA50,CA100,OD25, OD50,
OD100 in the same way starting from Inv.Class/type
and following the other steps as above. After
Entering the last entry and pressing down arrow key,
press F10 to get Record Added and Invt. Tran. No. is
generated which is to be Noted.
Authorisation:

Function : V F4

40 -
respective passwords, Press F10 to get
the
message, Record Verified.
Second step: Transfer of stationery from Branch Safe Deposit lock to

Employee
Location (for Cheque Books):

Location : EM Enter Code No. of Emp. To whom chq.
transfered F4
Inventory Class/Type : Press F2 to get a list.Select the required option
by Shift-
F4 , then Enter Enter Enter
Transfer particulars : give narration such as sb 10 leaves etc. Press down
arrow Key and ensure that end No. is automatically
generated. In the next rows,we can add all types of
cheques such as SB10, SB25, CA25,CA50,CA100,
OD25,OD50,OD100 in the same way starting from
Inv.Class/type and following the other steps as
above. Please note that these cheque Nos. should
be same as the cheque nos. fed in the first step.
After entering the last entry and pressing down
arrow key, press Then press f10 to get Record
Added and Invt. Tran. No. is generated which is to
be Noted.
Authorisation:

Function : V F4
Record Verified.
Third step: Spliting of cheque leaves entered:
Login into FINACLE through the user to whom the cheque leaves are transferred.
Menu option : ISI Enter

Function : S F4 Then by using Enter key, come to
Invent. Class/Type : Press F2 to get list & select the required
option by
SHIFT-F4 then F4 to get a screen with

41 -
Start Serial No. : Automatically sl. No. will be there Enter
Items per unit : 10 or 25 or 50 or 100 Enter
No. of units : Total cheques/Items per unit press F10 to get
the
Message ‘Record Split is successful’.
Now the cheque books are ready for issuance by the user to whom cheque
books
are transferred.
Fourth step: Issuance of cheque books by the respective user:
Menu option : ICHB Enter
Function : I F4
Account ID : F4
Cheque book ack. Obtained: Y F4
Cheque type : sb10 or sb25 etc. F4
Then press SHIFT-F4 to get * on required cheque book
then F10
Authorisation:
Menu option : ICHB Enter
Function : V F4
Account ID : F4
Collect MICR charge : Y for CA/OD/CC N for SB F4 then press F10.
OTHER IMPORTANT MENUS RELATED TO CHEQUE BOOKS :

CHBM : To know about the cheque books issued to a particular A/c.
INQACHQ : To findout Account No. in case cheque no. is known.
NOTING STOP PAYMENT :

Menu option : SPP Enter
Function : S F4
Account ID : F4
Begin Cheque No. : F4
No. of leaves : F4
Payees Name : Enter
Cheque date : Enter
Cheque amt : Enter
Reason code : F2 select the reason by SHIFT-F4, F4
Option : C F4 charges displayed. If required change it F4
F10.
AUTHORISATION OF STOP PAYMENT:
Menu option : SPPAU Enter
Function : S F4
Account ID : F4
Begin Cheque No. : F4
Option : C F4 F4 F10.

42 -
STANDING INSTRUCTIONS:
Standing instructions are to be fed only for transfer of installments of RD Accounts from
SB Accounts.
There is no need of using standing instructions menu for transfer of loan installments
from SB A/cs.
Menu option : SIM Enter

Function : A F4
SI Class : C F4
SI Frequency : M day N F4
Exec time : B F4
Next Exec. Date : Next month date F4
Auto post : Y Enter
End Date : Give end date F4
Del tran. If not posted : Y F4
Carry forward : Y Enter
Max times : F4
Cust ID : F4 (Ensure Cust ID is that of debit account)
Option : E F4
Amount Ind. : F F4
Part Tran type : D F4
Create memo pad entry : N F4
CCY : INR F4
Fixed Amount : instl. Amount F4
Account No. : Debit A/c. No. Enter
Amt. Ind : P Enter 100 F4 Again F4 to get second slip entry
Amount Ind. : F F4
Part Tran type : C F4
Create memo pad entry : N F4
CCY : INR F4
Fixed Amount : instl. Amount F4
Account No. : Crebit A/c. No. Enter
Amt. Ind : P Enter 100 F4 F10 to get SI Serial No. (note it
down).
STANDING INSTRUCTION AUTHORISATION:
Menu option : SIM Enter

Function : V F4
SI Srl. No. : F4 F4
Option : P F4 F4 then arrow down to get second slip F4
F10.

43 -
DAY END PROCESS:

First check whether any transactions are in entry stage. For this
Menu Option : FTI Enter
In Tran. Status : E F4
There should not be any transaction pending for posting.
Then cash tallying by
Menu Option : ACLI Enter
A/c. No. : cash F2 Shift-F4 and then F4
See that Closing cash figure tallies with physical closing cash. If not tallied, then
Generate Shroff cash report i.e. cash transactions done by every user by using
Menu Option : SCWRPT Enter
Print tran. Payment/Receipts Details: B F4
Fore/Back ground : F F4 Print required : Y F4 F10.
By verifying the scroll generated, cash has to be tallied.
Then all the transactions are to be verified. For this
Menu Option : TV Enter F4-F10, F4-F10 F4-F10
Till no transaction is left unverified. Then come out by F3.
Also ensure that any verification in menu options, CUMM
OAACAU CAACAU ACM BM GMM FBM etc. is not pending.
Then the menu options for Day end process are
Menu Option : solval Enter
Set ID : 72260 F4
In each of 28 items, Control-E and ensure that in each item
there is no pendency. Coming to next item is by arrow down.
Then come out by F3 F3 F3.
Menu Option : solstat Enter
Set ID : 72260 F4
The next date of opening will be shown. After ensuring the
Correctness, come out by F3 F3.
Menu Option : csolop Enter

Set ID : 72260 F4 F4
If any message is shown, note it down. If that message is ignorable, go ahead by
F3 then Do you wish to continue? : Y
F4. After the day end process is over the following message
is displayed.
CSOLOP successfully over for all sols of set 72260
Come out by F3.
*************

44 -
CANCELATION OF DD IN FINACLE ISSUED IN VIRAMATI OR OTHER SOFTWARE.

CANCELATION OF DD ISSUED PRIOR TO MIGRATION TO FINACLE.
FIRST STEP: Adding the DD issued in Viramati to FINACLE:
Menu Option : DDSM Enter

Function : A F4
Issuing Bank/branch/extn. Cntr code: 029 7218 00 F4
DD No. : F4
DD issue date : F4
DD CCY : INR F4
DD Scheme : DD F4
DD Amount : dd amt. F4
DD Status : U F4
DD Status date : today’s date F4
DD Reval date : today’s date F4
Purchasers name : F6
Cautioned status : N F4
Cautioned reason : F4
Payee bank/branch code: : 029 br. code F10 .
Second step: Verification of above:
Menu Option : DDSM Enter

Function : V F4
Issuing Bank/branch/extn. Cntr code: 029 7218 00 F4
DD No. : F4
DD issue date : F4
DD CCY : INR F4
DD Scheme : DD F4 F10.
Third step: DD Cancellation :
Menu Option : DDC Enter

Function : C F4
DD No. : F4
DD Issue Date : F4
Tran type : C or T F4
Create srv. Chg tran : Y F4
DD Amt. : F4
Drawn on : 029 7218 F4
DD : DD F2 SELECT YOUR BR. DD NO. BY ARROW DOWN SHIFT-F4
F4
Tran CCY : INR F4

45 -
Pur : pur. a/c. ID F4 OR
Purchaser name : in case of CASH DD. F4 F10.
Tr. Nos. for dd Cancellation and service charges will be generated.
These transactions are to be posted in TM Option.
DAY END REPORTS: (All the following reports for a particular day can be
generated
only on next day )
1) CASH SCROLL:
Menu Option : CASHS Enter Enter
Date : F4
Fore/background : F F4
Print required : Y F4 – F10
3) TRANSFER SCROLL:
Menu Option : TRFS Enter Enter
Date : F4
4) OUTWARD CLEARING:
Menu Option : OUTCL Enter Enter
Date : F4
5) INWARD CLEARING:
Menu Option : INWCL Enter Enter
Date : F4
6) SUBDAY
Menu Option : SUBDY Enter Enter
Date : F4
7) DAY BOOK
Menu Option : DAYB Enter Enter
Date : F4
8) GL AND P & L A/c.:
Menu Option : GR Enter
Report No. : blnsht F4
Report to : bm/cm/agm F4
Gl Bal date : Date of GL F4
Net Bal. : n F10
Report No. : blnsht del pandl F4
Gl Bal date : Date of PL F4

46 -
Net Bal. : n F10
9) EXCEPTIONAL REPORTS:
Menu Option : EXCPRPT Enter
Set ID : Branch code F4
On or off a set : A F4
Exception type : F Enter 3 times
From date : date enter
To date : date F4
Exception type : n Enter 3 times
From date : date enter
To date : date F4
10) Debit balance report of SB & CA:
Menu Option : dbal Enter
Date : F4
10) TOD REPORTS:

Menu Option : TODRP Enter
Set ID : Branch code F4
Report to : BM/CM/AGM F4
MRT file name : RPTTOD001.MRT F4
All the above reports except GL AND PL , Exceptional reports are captured
In background menu. To print these reports from background menu, the
procedure is:
Menu Option : PR Enter

All the above reports will be displayed in the screen.
Select the report to be printed by using arrow key and getting arrow mark (>)
on the left side of respective report and explode it by control e and enter.
No. of copies : 1 F4
You will come back to previous screen. Here in the left
Bottom corner block with curser : put P F10. Print will be generated.
Repeat
this process for other reports too.
**********************

47 -
GENERATING WEEKLY REPORTS FRIDAY/DD CO AND FLOPPY AND OTHER

MONTHLY RETURNS
*Note: These reports can be generated on next day only.*
Friday Statement :
Menu option : frirpt Enter Enter

As on date : F4 Fore/background : F
F4
Print required : Y F4 – F10 Come out by F3
Menu option : pr Enter
Arrow (>) Should be in Friday Statement column.
Then Control E. Then note down the file name of Friday
Statement i.e. frirpt*****.rpt then F4
No. of copies : 2 Enter
Delete file on print : Del y put N F4 then P F10
copies of Friday Statement will be generated.Come out by F3
To Copy the Friday statement in hard disk,

Create a folder by name TEMP in C: Ilink should be active.
Menu option : PR Enter
Arrow (>) Should be in Friday Statement column .
Then CONTROL-E and again CONTROL-E.
Message appears : File is transferred to c:\temp directrory.
GENERATING CO REPORTS:
Menu option : IBRECON Enter Enter Enter
From Date : Sat.. Date Enter
To Date : Fri.. Date F4
Ascii file generated is will be displayed which is to be noted to
Copy in floppy. (Ascii file format is 72261204.C29 i.e. First
Four letters is branch code, next two letters is month, next
two letters is year then dot then Capital C is for CO followed
by the last date given).
Come out by F3.
Copying the ascii file in floppy:
Menu option : ptw Enter T F4
Enter file name : codemmyy.Cdd F4
Enter the destination Directory : A: F4
CO ascii file will be copies in floppy. Then Q F4 Q F4
CO ascii file in floppy has to be sent to RO through I-NET
Printing CO subdays:
Arrow (>) Should be in CO-IBR Extract report column.
Then Control E. Then F4
No. of copies : 2 F4 P F10

48 -
copies of CO subday will be generated.Come out by F3
GENERATING DD REPORTS:
Menu option : IBRECON Enter Del CO PUT DD
From Date : Sat.. Date Enter
To Date : Fri.. Date F4
Ascii file generated is will be displayed which is to be noted to
Copy in floppy. (Ascii file format is 72261204.D29 i.e. First
Four letters is branch code, next two letters is month, next
two letters is year then dot then Capital D is for DD followed
by the last date given).
Come out by F3.
Copying the ascii file in floppy:
Menu option : ptw Enter T F4

Enter file name : codemmyy.Ddd F4
Enter the destination Directory : A: F4
DD ascii file will be copies in floppy. Then Q F4 Q F4
DD ascii file in floppy has to be sent to RO through I-NET
Printing DD subdays:
Arrow (>) Should be in DD-IBR Extract report column.
copies of DD subday will be generated. Come out by F3
MONTHLY RETURNS: (Most of MR/QR/HR returns can be generated)
Menu option : VIJRPT ENTER

Module name : F2 Select (monthly) (quarterly) by SHIFT-F4 F4 ENTER
Report No. : F2 Select (MR22/QR64) by SHIFT-F4 F4 then by enter
key
Come to
Date : F4
BALANCING REPORTS:
Menu option : BR ENTER

Report to : BM ENTER ENTER
GL SUBHEAD CODE LOW : ENTER
GL SUBHEAD CODE HIGH : ENTER

49 -
Bal. Date : F4
FILE WILL BE GENERATED IN BACKGROUND. IT CAN BE PRINTED BY
Menu option : PR ENTER

Arrow should be in the file which is to be printed.
copies of report will be generated.Come out by F3.
BALANCING OF BAR/BANCARD ENCASHMENT/IPA ETC.
Menu option : BARIOR ENTER

Report to : BM F4
Report Type : O F4
BAR DATE (LOW) : F4
BAR DATE (HIGH) : Enter
Account ID : Br. Adj. No. of bancard no. F4
Include unresponded : Y F4
Include part responded : N F4
Include fully responded : N F4
Include over responded : N F4
FILE WILL BE GENERATED IN BACKGROUND. IT CAN BE PRINTED BY
Menu option : PR ENTER

Arrow should be in the file which is to be printed.
copies of report will be generated.Come out by F3.

50 -
UPLOADING OF SIGNATURE FILES
Signatures are to be scanned in SIGNCAP software and the tif files are created normally
in
C:\signcap directory. We may capture around 50 to 100 signatures in one tif file.
Once scanning is completed, the tif file has to be uploaded.
PROCEDURE FOR UPLOADING: (ILink should be there)
Menu option : LDIMG Enter

In the yellow strip : Type file name.tif F4
A message will appear : Transfer of file from PC to UNIX is being processed.
After the transfer of file, message will come . Press any key to continue.
Press Y F4 . Then a message will appear. So many records are inserted.
At this point, we have to logout by clicking with mouse the logout button.
VERIFICATION:
Menu option : IMGMNT Enter

Function : V F4
Account ID : F4
In case of single signature, the signature will appear on the screen.
Close the screen by clicking on X, then F3 F3 F10.
In case of more than one signature, on each signature press CONTROL E to view the
signature. Then Close the screen by clicking on X, then F3 F3 F10.
All the signatures are to be verified in this procedure.

51 -
TRANSFER-IN-ACCOUNTS
STEPS TO BE FOLLOWED FOR OPENING FD A/C. QRLY INT.
Eg: If a FD A/c. was opened at other branch on 01-04-2004 (FD effective date
01-01-04) for 48 months at 10% for Rs. 50000/- int. paid upto 31-03-2006 is
Rs. 10000/-, if cum. TDS deducted is Rs. 1000/-, and if int. is not paid to party,
we will receive credit advice for Rs. 59000/- (Rs. 50000/- principal and Rs.
9000/- int. after deduction of TDS). To open such a/c.
Customer ID : Put customer ID here ->Press F4
Scheme code : Select the appropriate code by using F2 ->Press F4
( FD202: For FD < 90days , FD203: For FD> 90days)
Function : T ->Press F4 then By Enter key, come to
A/c. open date : 01-04-2004 then
Mode of operation : Press F2 and select the required mode by SHIFT + F4
(simultaneously) For eg. 01 for self 03 for E or S etc.
Then F6,(In this screen go to A/c.Pref.int.(cr) to feed 0.75
extra for Sr. Citizen or 1.00 extra for staff), otherwise
straight-away F4
Dep./instl. Amt. : 50000 -> Press Enter
Deposit period : 48 0 press Enter
Value Date : 01-04-2004 F4
Enter option : T F4, then by Enter key come to
Cum. Principal(NI/PI) : 50000 F4
Last int. run date : 31-03-2006 Enter
Cum. Int. paid (IO) : 10000 Enter
Last int. posted date : 31-03-2006 Then by Enter key come to
TDS amt. : 1000 F4
Nominee’s name : Type the name of nominee here type Relation
Type, Address, City code, State code, Country code
etc.And F4.
Name : Mr./mrs ENTER Name of 2nd a/c holder
Enter to come to next field ie. Address In this way
fill all Particulars such as address, city code, state
code, country code, postal code, telephone no. etc.
then F4.

52 -
Enter option : A del A put F and then F4, control-E, F4, F4.
Enter option : F del F put C press F4 Arrow down to come to IO
Then Contro-E Put SB a/c no.here where qtrly.intt to tr.
ENTER then del F put P and ENTER and in next
Field put 100 (%) and then F4 and F4 and finally
F10. If there is an exception the system will ask
whether to accept or quit. Then press F4. The
Account ID no. will be generated.
Come out by F3.
AUTHORISATION OF TRANSFER-IN FD ACCOUNT OPENING

Shift F4 then F4
Delete G & Put S press F4,F4
Delete S & Put T press F4,F4
Delete T & Put A press F4,F4
Delete A & Put N press F4,F4
Delete N & Put F press F4,F4
Delete F & Put C press F4,DOWN ARROW,
SELECT IO EXPLODE WITH CONTORL E AND F4
AND F4 AND F10 A/c. ID No. will be repeated.
Come out by F3. After this, slips are to be posted
by TM option to FD a/c. and receipt printing is
through DRP option(ensure printed sl. No in the
system should be tallied with physical no.
SLIPS POSTING:
Function : A F4
Amount : F4 D F4 Tr. of FD A/c.. Enter Enter
Category code : MISC Enter
Branch Code : F4
Advice Date : F4
A/c. ID : FD A/c. No. F4
Amount : 50000 F4 c F4 by co. Then by Enter key come to
Value Date : 01-04-2004 F4
A/c. ID : IP F2 SELECT INT. PAYABLE ON DEPOSITS BY
SHIFT-F4 F4
Value Date : 01-04-2004 F4
Specify option : G F4 Enter

53 -
A/c. ID : Give FD A/c. No. F4 F10.
Note the transaction ID on slip and give it for authorization. Come out by F3 F3.
TRANSFER-IN-ACCOUNTS
STEPS TO BE FOLLOWED FOR OPENING VCC ACCOUNT
Eg: If a VCC A/c. was opened at other branch on 01-04-2004 (VCC effective
date 01-01-04) for 48 months at 10% for Rs. 50000/- int. accrued upto 31-03-
2006 is Rs. 11000/-, if cum. TDS deducted is Rs. 1100/-, , we will receive
credit advice for Rs. 59900/- (Rs. 50000/- principal and Rs. 9900/- int. after
deduction of TDS). To open such a/c.

Customer ID : Put Customer ID -> Press F4
Scheme code : VC241 ->Press F4
Function : T ->Press F4 and by using Enter key, come to
A/c. open date : 01-04-2004 then by Enter key come to
Mode of operation Press F2 and select the required mode by SHIFT F4
(simultaneously) For eg.01 for self 03 for E or S etc.
Then F6,( In this screen go to A/c.Pref.int.(cr) to
feed 0.75 extra for Senior Citizen or 1.00 for
Dep./instl. Amt. : Enter the amount say 50000 -> Press Enter
Deposit period : months say 48 0 Days press Enter
Value date : 01-04-2004 F4
Enter option : T F4, then by Enter key come to
Cum. Principal(NI/PI) : 50000 F4
Last int. run date : 31-03-2006 Enter
Last int. posted date : 31-03-2006 Enter
Cum. Int. credited (II) : 11000 Then by Enter key come to
TDS amt. : 1100 F4
Nominee’s name : Type the name of Nominee type Relation type,
address, city code, state code, country code etc.
And press F4
Name : Mr./Mrs enter Name of 2nd a/c holder
Enter to come to next field ie. Address In this way fill all
particulars such as address, city code, state code, country
code, postal code, telephone no. etc. then F4
Enter option : A delete A put F and then F4, control-E, F4, F4 &F10
If there is an exception the system will ask whether to

54 -
accept or quit. Then press F4. The Account ID will
AUTHORISATION OF TRANSFER-IN VCC ACCOUNT OPENING

Temporary a/c. ID : F2 Select the required a/c. id by Shift F4 &
then F4
Delete S & Put T press F4,F4
Delete T & Put A press F4, F4 (Additional details)
Delete A & Put N press F4,F4 (Nomination details)
Delete N & Put F press F4, F4 (Flow int.chart)
Finally F10 . A/c. ID No. will be repeated. Come out
by F3. After this, slips are to be posted by TM option to
VCC a/c. and receipt printing is through DRP option
(ensure printed sl. No. shown by system is tallied
physically )
SLIPS POSTING:
Function : A F4
Amount : F4 D F4 Tr. of FD A/c.. Enter Enter
Category code : MISC Enter
Branch Code : F4
Advice Date : F4
A/c. ID : VCC A/c. No. F4
Value Date : 01-04-2004 F4
A/c. ID : VCC a/c. No.
Amount : 9900 (int. portion F4 c F4 +by co.by Enter key come
to
Value Date : 01-04-2004 F4
Specify option : A F4
Flow ID : II F4 F4 F10.
Note the transaction ID on slip and give it for authorization. Come out by F3 F3.

55 -
MARKING AN ACCOUNT AS NPA AND REVERSAL OF

INT.
Entry of marking NPA:
Menu option : MEAC Enter

Function : M F4 Enter
List Mode : If it is a/c. give A, if it is bill, give B Then by Enter
key
A/c. ID : Give the A/c. No. F4
Main user classification : Remove 001 put 002 Enter
Sub user classification : Remove 001 Press F2 select the required by Shift-F4
F10
Verification :
Menu option : MEAC Enter

Function : V F4 Enter
List Mode : If it is a/c. give A, if it is bill, give B F4 F10.
Reversal of unrecovered int:
From the statement of a/c., arrive at the int. to be reversed.
Then by TM menu, debit Interest on Loans Advances (IRL-CCH or IRL-VCASH etc.) and
Credit to the respective MOI (i.e. if a/c. is CCH, then MOI-CCH; if it is V-Cash, then
MOI-V-CASH). While posting, MOI A/c., system will ask for entering partition details,
then
In specify option, give G , F4 and in A/c. ID, give the respective loan a/c. No.
Please note that there should not be any credit of int. to loan a/c.
To take the actual balance of NPA a/c., take NPARPT report and then take
The balance before MOI.
TO KNOW WHAT IS THE MOI BALANCE FOR A NPA

ACCOUNT
Menu option : PHINQ Enter
Display or report : D Enter Enter
Partition A/c. : MOI F2 SELECT THE REQUIRED BY SHIFT-F4
Enter
Enter Enter
MOI amounts on various dates and total will be displayed on the screen.

Vijaya Bank: N.B. Printable in 10X12 Continuous Stationery

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Vijaya Bank: N.B. Printable in 10X12 Continuous Stationery

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1 -

CBS USER MANUAL

N.B. Printable in 10X12 continuous stationery

N.B. Printable in 10X12 continuous stationery

HOT KEYS FREQUENTLY USED WHILE WORKING IN FINACLE

N.B. Printable in 10X12 continuous stationery

N.B. Printable in 10X12 continuous stationery

REPORTS TO BE PRINTED DAILY

CASHS : CASH SCROLL

GENERAL REPORTS MENU OPTIONS

IBRECON : CO/DD SUBDAY AND ASCII FILE CREATION.

OTHER MISCELLANEOUS OPTIONS:

To make modifications in SB/CA/LOANS/DEP. A/CS. ACM

N.B. Printable in 10X12 continuous stationery

N.B. Printable in 10X12 continuous stationery

Menu option : oaac ->Press ENTER

AUTHORISATION OF ACCOUNT ID SB ACCOUNT

Menu option : OAACAU Press ENTER

N.B. Printable in 10X12 continuous stationery

Menu option : oaac ->Press ENTER

AUTHORISATION OF CURRENT ACCOUNT OPENING

Menu option : OAACAU Press ENTER

N.B. Printable in 10X12 continuous stationery

STEPS TO BE FOLLOWED FOR OPENING VCC ACCOUNT

N.B. Printable in 10X12 continuous stationery

Menu option : oaac ->Press ENTER

AUTHORISATION OF RD ACCOUNT OPENING

Menu option : OAACAU Press ENTER

N.B. Printable in 10X12 continuous stationery

Menu option : oaac ->Press ENTER

N.B. Printable in 10X12 continuous stationery

AUTHORISATION OF FD ACCOUNT OPENING

Menu option : OAACAU Press ENTER

VARIOUS OTHER MENUS USED FOR TERM DEPOSITS:

TDREN : TERM DEPOSIT RENEWAL

N.B. Printable in 10X12 continuous stationery

1ST STEP: CHARGES APPLICATION

Menu option : CACC Enter

Menu option : CACC Enter

2ND STEP: Application of Interest

Menu option : CAAC

Menu option : CAAC Enter Enter

Menu option : CAACAU Enter

N.B. Printable in 10X12 continuous stationery

Menu option : CAAC Enter Enter

Use repayment A/c. only : Y F4

Menu option : CAACAU Enter

N.B. Printable in 10X12 continuous stationery

OPENING OF DEMAND LOAN ACCOUNT (CCM/CCH/LTD)

Menu option : OAAC Enter

N.B. Printable in 10X12 continuous stationery

AUTHORISATION OF DEMAND LOAN (CCH/CCM/LTD ACCOUNTs)

Menu option : OAACAU Enter

N.B. Printable in 10X12 continuous stationery

Menu option : OAAC Enter

N.B. Printable in 10X12 continuous stationery

AUTHORISATION OF TERM LOAN LOAN (PRL/SL/ML ACCOUNTs)

N.B. Printable in 10X12 continuous stationery

NOTING LIEN FOR LTD/OD AGAINST DEPOSITS AND OTHER SECURITIES

Menu option : SRM Enter

Menu option : SRM Enter

CHANGING SANCTION DETAILS/DRAWING POWER/ADDING ACHOC LIMIT

Menu option : ACLHM Enter