Customer Statement Messages – User Guide

SWIFT MT950/940

How you can benefit from SWIFT MT950/940 statement messages SWIFT FIN (MT) Format
Comprehensive access to balance and transaction information SWIFT FIN (MT) format messages are constructed in three main blocks – the Header Block
This guide is designed to help you understand how MT950/940 Customer Statement comprised of the Basic Header Block, the Application Header Block and the User Header Block,
Messages are constructed so that you can see the advantages of this type of statement and followed by the Text Block and finally the Trailer Block.
are able to choose the best layout option to meet your needs. It has been produced to help you
In the context of the File Gateway service, where information is being transported within Files
maximise opportunities for automated reconciliation of transactions, manage your liquidity
as opposed to through the SWIFT FIN Messaging Network, we deliver SWIFT FIN (MT) format
position more effectively and reduce your associated enquiries.
messages comprising of solely the Text Block. Depending upon the size of the Statement or
The standardised messages described in this guide have been developed by organisations Report concerned, a “message” could be a complete Statement or Report, or a “page” from
such as SWIFT (Society for Worldwide Interbank Financial Telecommunications) and ISO within a Statement or Report. It is also possible, that multiple SWIFT FIN (MT) messages will be
(International Standards Organisation). They aim to ensure the harmonisation of the many included within a single File transmission. In these circumstances, each distinct message will be
practices, conventions and habits in the international payments market. We actively encourage separated from the next using a “$” character followed by CR/LF as a message separator.
and support the adoption of this common language for reporting your transactions.
Full details of the format and content construction of the Text Block fields is provided in the
We hope that you and your colleagues will find this guide a useful and informative publication. following sections.
Your understanding of the message formats described in this guide will ensure that you derive
the most benefit from your SWIFT statements service. How are the text blocks constructed?
MT950/940 Customer Statement Messages consist of Fields or Tags denoted by a number
You can draw on world-class support from your SWIFT Statements Support team in meeting
between two colons. For example, :20: is known as Field 20 or Tag 20. Each field or tag has a
your statement requirements and answering any questions that you might have.
specific function and can only contain certain kinds of data. Some of the fields within the
Should you need assistance with your Barclays SWIFT Statements service, you will find their MT950/940 statement message can be divided into further sub-fields.
contact details at the back of this document.
Fiel[Link] Transaction Reference Number Fiel[Link] Opening balance

• This field contains a unique reference that we generate to unambiguously identify • This field can appear as either :60F: or :60M:
your message. This is the reference to quote if you have a query about a
specific statement • It contains a C or D for credit or debit, the date of the balance as yymmdd, the currency
code and the balance amount with a comma as the decimal separator. For example,
• For GBP accounts, this reference always begins with STL; for other currencies,
C070426GBP99,9 indicates a credit balance of GBP99.9 on 26 April 2007
it begins with CFC. These letters are followed by the day within the year, from 001
through to 365 (or 366 in leap years). For example, STL1169999900000 indicates a • :60F: indicates that this is the first opening balance for your statement. It corresponds
GBP statement for 26 April and CFC1169999900000 indicates a non-GBP statement to a sequence number of 1 in field 28C
for 26 April in a non-leap year
• :60M: indicates that this is an intermediate opening balance because your statement
Fiel[Link] Account identification for this account is made up of more than one message

• This field contains the account number of the statement • The balance amount in this field will always be the same as that reported in field 62
• Based on your preference this can be reported to you in the form of an IBAN or sort of your previous statement message for this account. For example, if your statement
code and account number (14 digits) is split across 3 messages, the first message will contain field 60F. The next 2
messages will contain field 60M with a value that is the same as that of field 62M
• For non-GBP accounts if you have opted to receive this field in the form of sort code
of the previous message
and account number the sort code reported will be the international sort code
• Only one account is reported within a single statement
Repeating lines of:
Fiel[Link] Statement number/sequence number

• Where there are a lot of entries to report since the last statement for a particular Fiel[Link] Statement line
account, the information may be split across several messages, as there is a
• For every transaction or entry on your account, there will be a field 61. If there is no
maximum size for messages field 61 within the statement, this indicates that there is no activity to report in this
• Each statement is given a sequential statement number and each message within statement for your account
the statement is given a sequence number. Sorting the sequence numbers within
• This field is divided into subfields, which are fully described later
each statement number will allow you to be certain that you are viewing all your
information in the right order

• For example, if statement 110 contained a lot of transactions, it might be split across
three messages. The field 28C in these three messages would contain 110/1, 110/2
and 110/3

• Using this sequencing in combination with the first opening balance and the final
closing balance (described below), you will be certain that you have the entire
statement for this account

• For GBP accounts the statement number is reset to 1 on 1 January each year

• For non-GBP accounts the statement number does not get reset each year

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 Fiel[Link] Information to account owner Fiel[Link] Closing available balance (Available funds)

• This field is only available on MT940 and will follow a field 61. It is used to give you up • This field shows you the value of funds, which are available to you (if a credit balance)
to 6 lines of 65 characters of extra information about the transaction in the preceding or the balance, which is subject to interest charges (if a debit balance). This is also
field 61 called the ‘cleared for interest’ balance

• You have a choice of 2 layouts for this field. We call these option B+ and option C+. • This balance is used in the calculation of debit or credit interest on your account.
These are fully described later This field only appears in the last message of your statement for this account, after
field :62F: (the final closing balance)
End of repeating lines
• We do not include this field by default; so let us know if you wish to have it included
• Note: if no entries have passed across your account no field 61 or 86 will be present.
Repeating lines of:
Fiel[Link] Closing balance (Booked funds)

• This can appear as either :62F: or :62M: It is the ledger balance, including all cleared Fiel[Link] Forward available balance
and uncleared items
• This field shows you the value of funds, which are due to become available to you on
• :62F: indicates that this is the final closing balance for your statement. It will be in the specified value date. It includes items which are not yet cleared for interest
the same message as that with the highest sequence number in field 28C
• This balance will take into account only the items actually posted to your account up
• :62M: indicates that this is an interim closing balance because your statement for to the specified date. For example, forward maturing treasury deals that have not yet
this account is made up of more than one message and there are more messages been posted to your account are excluded
to follow
• There may be several occurrences of this field, depending on what transactions are
• The balance amount in this field will always be the same as that reported in field pending. These fields only appear in the last message of your statement for this
60 of the next statement message for this account. For example, if your statement account, after field :62F: (the final closing balance)
is split across 3 messages, the first 2 messages will contain field 62M. The final
• We do not include these fields by default; so let us know if you wish to have
message will contain field 62F with a value that is the same as that in field 60M of
them included
the previous message

End of repeating lines

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Statement line Field 61 Fiel[Link] Subfield 6 Transaction type Id code
Field 61is the statement line containing the core entry narrative, also known as transaction :61:0704260426D1000,25S10310000X//PET206085116

narrative. It is divided into sub-fields each with a specific function. The following describes • This code will vary depending on how we received the instruction and whether or not
what the functions are and what information we put in there. you have already received a debit or credit advice

• For Debit entries, it will be one of the following:

Fiel[Link] Subfield 1 Value date
Snnn for entries where we received an instruction by SWIFT. nnn is the message
:61:0704260426D1000,25S10310000X//PET206085116
type of the SWIFT message that we received. For example, if you sent us an MT103,
• This is the value date of the entry, YYMMDD this would be S103

Nxxx or Fxxx for all other debit entries. If we sent you a debit advice, either by SWIFT
Fiel[Link] Subfield 2 Entry date
or via other means such as fax or mail, this will be Nxxx. If we have not already sent
:61:0704260426D1000,25S10310000X//PET206085116 you an advice, this will be Fxxx
• This is the date that the entry is posted to the account, MMDD • For Credit entries, it will be one of the following:
Snnn for entries where we sent you a SWIFT advice. nnn is the message type of the
Fiel[Link] Subfield 3 Debit/Credit mark
SWIFT message that we sent to you. For example, if we sent you an MT910, this
:61:0704260426D1000,25S10310000X//PET206085116
would be S910

• This shows whether the entry is a debit, credit or reversal. This can be one of  xxx or Fxxx for all other credit entries. If we sent you a non-SWIFT credit advice,
N
the following: such as a fax or by mail, this will be Nxxx. If we have not already sent you an advice,
this will be Fxxx
D = debit
C = credit • xxx will be one of the following codes, depending on the nature of the entry:
RC = reversal of credit (being a debit entry)
RD = reversal of debit (being a credit entry) CHG – Charges and Other Expenses
CHK – Cheques

Fiel[Link] Subfield 4 Funds code CLR – Cash Letters/Cheques Remittance

CMN – Cash Management Item – Notional Pooling
• We do not include this optional sub-field CMP – Compensation Claims
CMS – Cash Management Item – Sweeping
Fiel[Link] Subfield 5 Amount
CMT – Cash Management Item – Topping
:61:0704260426D1000,25S10310000X//PET206085116
COL – Collections (used when entering a principal amount)
• This is the value of the entry. The decimal point must be included and is indicated COM – Commission
by a comma DCR – Documentary Credit (used when entering a principal amount)
DDT – Direct Debit Item
DIV – Securities Related Item – Dividends
FEX – Foreign Exchange

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 Fiel[Link] Subfield 9 Supplementary details
INT – Interest Related Amount
:61:0704260426D1000,25S10310000X//PET206085116COMPGB2L
LDP – Loan Deposit
MSC – Miscellaneous • The content of this field varies depending on the information provided in the preceding
RTI – Returned Item fields.

STO – Standing Order • For CHAPS, SEPA SCT or International Payments we will report the original currency
amount (if applicable).
TCK – Travellers Cheques
TRF – Transfer Note – The original currency amount is populated if the currency and/or amount differs to
that which was originally instructed.
Fiel[Link] Subfield 7 Reference for account owner The format of this is either OCMT+3a!15d if reporting via the B+ format or /OCMT/3a!15d/
:61:0704260426D1000,25S10310000X//PET206085116 for C+ (see field 86 descriptions on page 6). 3a is the ISO Currency Code and 15d is the
amount including the comma decimal separator.
• For Debit entries, this field will contain one of the following:
This code word can also be repeated in field 86, for example where the sender has
– for entries against standing instructions, the reference of the standing instruction provided an instructed amount which is different to the payment amount and Barclays
– for entries raised as a result of a cheque, the cheque number have in turn performed a currency exchange and/or taken charges.
– for entries where we received a SWIFT instruction, field 20 of that message
– for other entries, as provided. If none is provided, this will be ‘NONREF’
• Credit entries, this field will contain one of the following:
– for entries as a result of a related transaction, the reference for the beneficiary
of that transaction
– for entries where we receive a SWIFT instruction, field 50 of that message
– for other entries, the by order of information. If none is provided, this will
be ‘NONREF’

Fiel[Link] Subfield 8 Our reference

:61:0704260426D1000,25S10310000X//PET206085116

• This field contains the reference that we have allocated to the entry

• For payments that you send us or that we receive by SWIFT, it consists of

the following:
– a double slash and code that identifies our processing branch, usually PET or PCT
– our 6 digit reference number. We call this the Payment Control Number
– the Execution Date expressed as the day within the year, from 001 through to 366
in leap years. For example, 116 for 26 April in a non-leap year

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Information to account owner Field 86 Fiel[Link] Option B+ Subfield transaction code
Option B+ : 86:020?00 ?20REMI INVOICE 999?30BANKGB55?3160212187654321?32SUPPLIER
PLC?34/REJT/?35COMPANY PLC
In Option B+, field 86 is structured into small subfields. A question mark followed by two digits
indicates the start of a subfield. • This code (AKA GCV/BTC) will be set to one of the values stated in Appendix 1

Depending on the content of the instruction that we receive, the following codes can appear: Fiel[Link] Option B+ Subfield ?00
: 86:020?00TRANSFER ?20REMI INVOICE
?20 – ?29 Remittance Information,?30 Beneficiary/Remitter Bank Code, ?31 Barclays
999?30BANKGB55?3160212187654321?32SUPPLIER
Beneficiary/Remitter account number, ?32 – ?33 Beneficiary/Remitter Name, ?34 –
PLC?34/REJT/?35COMPANY PLC
Return/Rejection information, ?35 - ?36 Beneficiary/Remitter Address, ?60 – ?62 Remittance
information (overflow tags). • This field is always present and will be followed by the text description of the
GVC/BTC code (as stated in Appendix 1)

This option is appropriate if you require more information for reconciliation and are feeding
the data into a system that will recognise the codes and present the information in a more
readable format.

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Fiel[Link] Option B+ Subfields ?20, ?21, ?22, ?23, ?24, ?25, ?26, ?27,?28, ?29 Fiel[Link] Option B+ Subfields ?20, ?21, ?22, ?23, ?24, ?25, ?26, ?27,?28, ?29
:86:020?00 ?20REMIINVOICE 99?30BANKGB55?3160212187654321 :86:020?00 ?20REMIINVOICE 99?30BANKGB55?3160212187654321
?32SUPPLIER PLC?34/REJT/?35COMPANY PLC ?32SUPPLIER PLC?34/REJT/?35COMPANY PLC

• We provide remittance information from the instruction in these fields. If the This may be in the context of an exchange rate that have been reported to Barclays or
remittance information is longer than 27 characters, it is split across subfields ?20, a currency conversion that Barclays have performed.
?21, ?22, ?23, ?24 and ?25 as appropriate This code word can be repeated, for example where the sender has provided an
• For example, if you send us an instruction by SWIFT, these fields will contain the exchange rate and Barclays have in turn performed a currency exchange
information that you put in field 70 of your original instruction CHGS+ Charges – This code word will be populated if charges have been applied to
• You will also see codes appear in this field followed by a + sign and a reference, for the entry.
your convenience these are listed below This may be in the context of charges that have been reported to Barclays e.g. that
• When reporting these codes to you we will prioritise their order based on an initiator/ have already been applied by the sender. In that instance this code word will be
receiver concept. In summary, where you initiate a transaction, e.g. a debit on your repeated for each sender charge amount that has been applied. Alternatively this may
account or a direct debit collection credit, this follows the initiator concept. If you have be in the context of charges Barclays have taken. In the case of the latter, charges
not initiated the transaction the receiver concept will be followed e.g. inward payment will only be reported if they have been taken as part of the entry. The format of this
or a Direct Debit debit paid. The exact ordering is detailed within appendix 4 code word is CHGS+3a!15d where 3a is the ISO Currency Code and 15d is the amount
MARF+ Provides the Mandate Reference ID of a SEPA Direct Debit including the comma decimal separator.
SVCL+ Service Level ID - this will indicate the service level that has been used for Please also note this code word is repeatable as follows:
inward payments and Direct Debits where we have this information available and 1) if we are reporting multiple sender charges. In which case the code word
you are the receiving party. For a full list of codes see Appendix 3. immediately repeats e.g. CHGS+USD3,CHGS+USD3,5
 REF + End to End ID – unique identification assigned by the initiating party to
E 2) If we are reporting sender charges and Barclays charges. In which case the code
unambiguously identify the transaction. This identification is passed on, unchanged, word repeats after the next occurrence of OCMT+ and EXCH+ (if populated).
throughout the entire end-to-end chain OCMT+ Original Currency Amount – 2nd Occurrence (please see subfield 9 notes)
MSID + Message ID – Provides the Message ID from the original file EXCH+ ‘Exchange Rate – 2nd Occurrence (please see EXCH+ notes above)
IREF + Instruction Reference – This code will be followed by the Instruction ID from the CHGS+ Charges – 2nd occurrence (please see CHGS+ notes above)
original payment instruction (if available).
BID+ or BPID + Beneficiary Party ID – Provides additional identification of the
PREF+ This is the payment Info ID from the original payment instruction and is Beneficiary party, this may be in the form of a SWIFTBIC or an organisation ID such as
specifically related to batch bookings. a global location number.
 RTX+ Number of Transactions – This will be used when reporting a bulk transaction
N  ID+ or OPID+ Ordering Party ID – Provides additional identification of the ordering
O
posting. It will be populated with the total number of transactions that are included party, this may be in the form of a SWIFTBIC or an organisation ID such as a global
within the posting. location number.
NRTR+ Number of Rejected transactions – This will be used when reporting a bulk REMI+ Remittance Information – Provides free-format reconciliation information
transaction posting. It will be populated with the total number of rejected transactions,
 FB+ Reference For Beneficiary – This is a reference for the beneficiary customer up to
R
therefore, that are not included within the posting.
16 characters
EXCH+ Exchange Rate – This code word will be populated if a currency conversion has
been performed on the entry. In this instance subfield 9 of the MT940 will have been
populated with the original currency details. The format for this code word is EXCH+12d
where 12d is the rate including the comma decimal separator e.g. EXCH+0,912

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Fiel[Link] Option B+ Subfields ?20, ?21, ?22, ?23, ?24, ?25, ?26, ?27,?28, ?29  ID+ or OPID+ Ordering Party ID – Provides additional identification of the ordering
O
:86:020?00 ?20REMIINVOICE 99?30BANKGB55?3160212187654321 party, this may be in the form of a SWIFTBIC or an organisation ID such as a global
?32SUPPLIER PLC?34/REJT/?35COMPANY PLC location number.
PURP + Purpose Reason Code – Provides a 4 letter code which is used to identify the
IPI+ International Payment Instruction – A unique reference identifying a related
purpose of the transaction. For a full list of codes please refer to [Link]/
International Payment Instruction (followed by up to 20 characters)
external_code_list.page
INV + Invoice information e.g. reference number, date, details
I NST+ Instructing Party – This code word will be populated with the instructing party
TRN + Transaction Reference Number – A unique identification assigned by the first name details if provided on the original instruction.
instructing bank to unambiguously identify the transaction
CSID + Creditor Scheme ID – This code word will be followed by the Creditor Scheme
 LTB + Ultimate Beneficiary – This code word will be populated when an Ultimate
U Identification and is used when reporting SEPA Direct Debits
Beneficiary has been declared on a payment
ULTD+ Ultimate Debtor – This code word will be populated when an Ultimate Debtor Fiel[Link] Option B+ Subfield ?30
has been declared on a payment :86:020?00 ?20REMI INVOICE 99?30BANKGB55?3160212187654321
 XTD + Barclays FX Rate Deal Reference will be populated where the entry is for the
F ?32SUPPLIERPLC?34/REJT/?35COMPANY PLC
principal amount and a dealt FX transaction has been performed for the initiating
party • This field contains SWIFT bank code information

FXTR + Barclays FX Rate Transparency Components – Where Barclays have performed • For Debit entries, if we have sent an outward message, we provide the code of the
an FX conversion we will provide you with additional information relating to the receiving bank in this field. If there is no outward message, we put BARCGB22 in this field
conversion. This will be in the format Mmm,mmRrrrrr,rrrrrrTttttttttt where M, R and T • For Credit entries, we provide the sender’s bank code
are fixed characters. This is as follows:
• For Bacs and Faster Payments we will normally populate this field with the
M will indicate the percentage margin applied by Barclays to the Reference FX Rate, counterparty sort code
this will vary based on the size of the transaction and is represented using a comma
decimal separator e.g. 2,11 Fiel[Link] Option B+ Subfield ?31
R will indicate the Reference FX Rate to which Barclays will apply the Margin and is :86:020?00 ?20REMIINVOICE 99?30BANKGB55?3160212187654321
represented using a comma decimal separator e.g. 1,4617 ?32SUPPLIER PLC?34/REJT/?35COMPANY PLC

T will indicate the source of the Reference FX Rate e.g. BARX • For Debit entries, we provide the beneficiary’s account number if it is a
Example – FXTR+M2,R1,447248TBARX Barclays beneficiary

CHGX+ Barclays charge FX Rate information - This information is populated if Barclays • For Credit entries, depending on the information available, we provide the remitter’s
have taken a charge and the charge is in a currency different to the account being account number or bank code, or the debit party account number
debited. Specifically we will show you the currency pair and the exchange rate applied. • For Bacs and Faster Payments we will normally populate this field with the
Example - CHGX+USDGBP1,3105 counterparty account number

Note - This only applies if the charge has been taken as part of payment. Charges that
are debited separately will show as a separate entry (field 61).

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Fiel[Link] Option B+ Subfields ?32 and ?33
Information to account owner Field 86
:86:020?00 ?20REMIINVOICE 99?30BANKGB55?3160212187654321 Option C+
?32SUPPLIER PLC?34/REJT/?35COMPANY PLC
In Option C+, field 86 is structured into subfields, identified by standard SWIFT codes. Depending
• For Debit entries, we provide the beneficiary’s name. If the name is longer than 27 on the content of the instruction or credit that we receive, numerous codes can appear as
characters, it is split across subfields ?32 and ?33 outlined further down. When reporting these codes to you we will prioritise their order based
• For Credit entries, we provide the remitter’s name or bank code. If the name is longer on an initiator/receiver concept. In summary where you initiate a transaction, e.g. a debit on
than 27 characters, it is split across subfields ?32 and ?33 your account or a direct debit collection credit, this follows the initiator concept. If you have
not initiated the transaction the receiver concept will be followed e.g. inward payment or a
Fiel[Link] Option B+ Subfield ?34 Direct Debit debit paid. The exact ordering is detailed within appendix 5. This option is
:86:020?00 ?20REMIINVOICE 999?30BANKGB55?3160212187654321
appropriate if you require more information for reconciliation but still want a very readable layout.
?32SUPPLIER PLC?34/REJT/?35COMPANY PLC

• For credit entries if we are reporting an SCT return or rejection this subfield will be
Field :86: Option C+ subfield /CODE/
populated with /RETN/ to indicate a return or /REJT/ to indicate a rejection
• We will populate this field with our core accounting system code (see appendix 2)
Fiel[Link] Option B+ Subfields ?35 and ?36
:86:020?00 ?20REMIINVOICE 999?30BANKGB55?3160212187654321 Field :86: Option C+ subfield /MARF/
?32SUPPLIER PLC?34/REJT/?35COMPANY PLC
• Provides the Mandate Reference ID of a SEPA Direct Debit
• For Debit entries, we provide the remitter’s name or bank code. If the name is longer
than 27 characters, it is split across subfields ?35 and ?36 Field :86: Option C+ subfield /SVCL/
• For Credit entries, we provide the beneficiary’s name. If the name is longer than 27
• Service Level ID - this will indicate the service level that has been used for inward
characters, it is split across subfields ?35 and ?36
payments and Direct Debits where we have this information available and you are
the receiving party. For a full list of codes see Appendix 3.
Fiel[Link] Option B+ Subfields ?60 and ?62
Field :86: Option C+ subfield /EREF/
• These fields are used as an overflow field when there is insufficient space in fields
?20 – ?20 and will therefore appear as a continuation of that data • End to End ID – unique identification assigned by the initiating party to
unambiguously identify the transaction. This identification is passed on, unchanged,
throughout the entire end-to-end chain

Field :86: Option C+ subfield /MSID/

• Provides the Message ID from the original file

Field :86: Option C+ subfield /IREF/

• This code will be followed by the Instruction ID from the original payment
instruction (if available).

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Field :86: Option C+ subfield /PREF/ Field :86: Option C+ subfield /CHGS/

• This is the payment Information ID from the original payment instruction and is • Charges – This code word will be populated if charges have been applied to the entry.
specifically related to batch bookings. This may be in the context of charges that have been reported to Barclays e.g.
Field :86: Option C+ subfield /RETN/ or /REJT/ includes /MREF/, /TEXT/ and line that have already been applied by the sender. In that instance this code word will
be repeated for each sender charge amount that has been applied. Alternatively
number and /TREF/ & /CHGS/
this may be in the context of charges Barclays have taken. In the case of the latter
• If reporting a payment that has been identified as a return or reject this code word (RETN charges will only be reported if they have been taken as part of the entry. The format
or REJT) will be present. Depending on the information available this will be followed by a of this code word is /CHGS/3a!15d/ where 3a is the ISO Currency Code and 15d is
return code and reason description. Other related code words may follow: the amount including the comma decimal separator.
/MREF/ – Original senders reference e.g. field 20 of the original reference
Please also note this code word is repeatable as follows:
/TREF/ – Transaction reference e.g. field 21 of the transaction
1) if we are reporting multiple sender charges. In which case the code word
/CHGS/ – levied return/reject charges in the format /CHGS/3a!15d/ immediately repeats e.g. /CHGS/USD3,//CHGS/USD3,5/
/TEXT/ – Further narrative details e.g. free format return information 2) If we are reporting sender charges and Barclays charges. In which case the code
word repeats after the next occurrence of /OCMT/ and /EXCH/ (if populated).
Field :86: Option C+ subfield /NRTX/

• This will be used when reporting a bulk transaction posting. It will be populated with Field :86: Option C+ subfield /OCMT/
the total number of transactions that are included within the posting.
• Original Currency Amount – 2nd Occurrence (please see subfield 9 notes)
Field :86: Option C+ subfield /NRTR/
Field :86: Option C+ subfield /EXCH/
• This will be used when reporting a bulk transaction posting. It will be populated with the
total number of rejected transactions, therefore, that are not included within the posting. Exchange Rate – 2nd Occurrence – (Please see /EXCH/ notes above)

Field :86: Option C+ subfield /EXCH/ Field :86: Option C+ subfield /CHGS/

• Exchange Rate – This code word will be populated if a currency conversion has • Charges – 2nd occurrence (please see /CHGS/ notes above)
been performed on the entry. In this instance subfield 9 of the MT940 will have
been populated with the original currency details. The format for this code word is Field :86: Option C+ subfield /BENM//NAME/ OR /BIC/ AND/OR /ID/ OR /AC/
/EXCH/12d/ where 12d is the rate including the comma decimal separator e.g. /
EXCH/0,912/ • Provides Identification of the Beneficiary Customer. Additionally an /ID/ code word
will be populated if an organisation ID has been provided or an /AC/ code word with
This may be in the context of an exchange rate that has been reported to Barclays or an account has been provided (typically Bacs and Faster Payments)
a currency conversion that Barclays have performed.
This code word can be repeated, for example where the sender has provided an Field :86: Option C+ subfield /DDEB//NAME/ Plus /ID/ AND/OR /AC/
exchange rate and Barclays have in turn performed a currency exchange.
• Provides identification of the Direct Debit Debtor e.g. the person who owes the
money. This may also be followed by /ID/ if additional identification has been
provided e.g. organisation ID. Alternatively this may be followed by an /AC/
codeword if the debtor account details are available

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Field :86: Option C+ subfield /REMI/ Field :86: Option C+ subfield /FXTR/

• Provides free-format reconciliation information • Barclays FX Rate Transparency Components – Where Barclays have performed
an FX conversion we will provide you with additional information relating to the
Field :86: Option C+ subfield /RFB/ conversion. This will be in the format Mmm,mmRrrrrr,rrrrrrTttttttttt where M, R and
T are fixed characters. This is as follows:
• This is a reference for the beneficiary customer up to 16 characters
M will indicate the percentage margin applied by Barclays to the Reference FX Rate,
Field :86: Option C+ subfield /IPI/ this will vary based on the size of the transaction and is represented using a comma
decimal separator e.g. 2,11
• A unique reference identifying a related International Payment Instruction (followed R will indicate the Reference FX Rate to which Barclays will apply the Margin and is
by up to 20 characters) represented using a comma decimal separator e.g. 1,4617
Field :86: Option C+ subfield /INV/ T will indicate the source of the Reference FX Rate e.g. BARX
Example – /FXTR/M2,R1,447248TBARX
• Invoice information e.g. reference number, date, details
Field :86: Option C+ subfield /CHGX/
Field :86: Option C+ subfield /TRN/
• This code word will be populated with charge FX Rate information if Barclays have
• Transaction Reference Number – A unique identification assigned by the first
taken a charge and the charge is in a currency different to the account being debited.
instructing bank to unambiguously identify the transaction
Specifically we will show you the currency pair and the exchange rate applied.
Field :86: Option C+ subfield /ULTB//NAME/
Example - /CHGX/USDGBP1,3105/
• This code word will be populated when an Ultimate Beneficiary name has been Note - This only applies if the charge has been taken as part of payment. Charges
declared on a payment that are debited separately will show as a separate entry (field 61).

Field :86: Option C+ subfield /ULTD//NAME/ Field :86: Option C+ subfield /PURP/
• This code word will be populated when an Ultimate Debtor name has been declared
• Provides a 4 letter code which is used to identify the purpose of the transaction. For
on a payment
a full list of codes please refer to [Link]/external_code_list.page
Field :86: Option C+ subfield /FXTD/
Field :86: Option C+ subfield /INST//NAME/
• Barclays FX Deal Reference – Will be populated where the entry is for the principal
• This code word will be populated with the instructing party name details if provided
amount and a dealt FX transaction has been performed for the initiating party
on the original instruction.

Field :86: Option C+ subfield /EREF/

• Unique identification assigned by the initiating party to unambiguously identify the

transaction. This identification is passed on, unchanged, throughout the entire end-
to-end chain

11
Field :86: Option C+ subfield /IREF /

• This code will be followed by the Instruction ID from the original payment
instruction (if available).

Field :86: Option C+ subfield /ORDP//NAME/ or /BIC/ plus /ID/ or /AC/

• This code word will be populated with the ordering party name details. Additionally
an /ID/ code word will be populated if an organisation ID has been provided or
an a /AC/ code word if an account has been provided (typically Bacs and Faster
Payments)

Subfield /ORDB//BIC / or /NAME/

• This code word will be populated with the ordering bank details. This will either be
in the form of a SWIFTBIC or name depending on the information that is available.

Field :86: Option C+ subfield /CSID/

• This code word will be followed by the Creditor Scheme Identification and is used
when reporting SEPA Direct Debits

12
B+ Sample Entries

Debit Entries Field 61/86

Three Day Payment Direct Debit :61:1708040804D999,99NDDTNONREF

SUPPLIER PLC3368319
:86:004?00DIRECTDEBIT?20SVCL+BACS REMI+SUPPLIER PLC?21 3368319 DDR?30
400000?3112345678

Cheque :61:1510051005D999,99NCHK123456
:86:002?00ORDER CHEQUE?20REMI+123456

Sweeping/zero balancing GBP :61:1510051005D999,99NCMSNONREF

TRANSFER 44444441
:86:833?00CASH MANAGEMENT ITEM?20REMI+TRANSFER 44444441?30200000
?3144444441

Sweeping/zero balancing non-GBP :61:1510051005D999,99NCMSNONREF

AUTO-TRANSFER TO ACCOUNT 4444444
:86:833?00CASH MANAGEMENT ITEM?20REMI+AUTO-TRANSFER TO ACCOUNT 444444
44

Outbound CT Bulk (Debit) :61:1606070607D1421,83NTRFPAYT INFO ID//PCTA2222Z154

:86:191?00SEPA CT PAYMENT - BULK?20MSID+MESSAGE ID PREF+PAYT I?21NFO
NRTX+26?35COMPANY PLC

Inbound DD (Debit) :61:1605270527D30500,NDDTCOMPANY PLC//PDDA8888A146

:86:104?00SEPA DD B2B PYT - SINGLE?20MARF+R123456 SVCL+SEPAB2B E?21RE
F+END TO END ID IREF+INST?22RUCTION REFERENCE REMI+REMI?23TTANCE
INFORMATION CSID+CRE?24DITOR SCHEME ID?30BANKDEFF?3122222222?32CO
MPANY PLC

13
B+ Sample Entries (Continued)

Credit Entries Field 61/86

Three Day Payment (BGC, :61:1510051005C999,99NTRFNONREF

collection, counter credit etc) REMITTER PLC
:86:051?00REMITTANCE CREDIT?20REMI+REMITTER PLC BGC

Standing Order :61:1708040804C999,99NSTONONREF

REMITTER PLC
:86:052?00STANDING ORDER CREDIT?20SVCL+BACS REMI+REMITTER PLC?21 STO?
30300001?3112345678

Bacs Credit :61:1708040804C999,99NTRFNONREF

REMITTER PLCFIRST QUARTER RENT
:86:051?00REMITTANCE CREDIT?20SVCL+BACS REMI+REMITTER PLC?21 FIRST QU
ARTER RENT BGC?30300001?3188888888

Inward Faster Payment :61:1:61:1708040804C999,99NTRFREMITTER PLC

FIRST QUARTER RENT
:86:051?00REMITTANCE CREDIT?20SVCL+FPS REMI+REMITTER PLC ?21FIRST QUA
RTER RENT BGC?30300001?3188888888

Sweeping/zero balancing GBP :61:1510051005C999,99NCMTNONREF

TRANSFER 44444441
:86:833?00CASH MANAGEMENT ITEM?20REMI+TRANSFER 44444441?30200000
?3144444441

Sweeping/zero balancing non-GBP :61:1510051005C999,99NCMTNONREF

AUTO-TRANSFER FROM ACC 44444444
:86:833?00CASH MANAGEMENT ITEM?20REMI+AUTO-TRANSFER FROM ACCOUNT 4444
4444

Outbound DD Bulk (credit) :61:1606070607C134,13S910PAYT INFO ID//PDDA1234L159

:86:196?00SEPA DD B2B - BULK?20MSID+MESSAGE ID PREF+PAYT I?21NFO ID N
RTX+16

14
C+ Sample Entries

Debit Entries Field 61/86

Three Day Payment Direct Debit :61:1708040804D999,99NDDTNONREF

SUPPLIER PLC3368319
:86:/CODE/DDR/SVCL/BACS/REMI/SUPPLIER PLC 3368319 DDR/ORDP//AC/400000
12345678

Cheque :61:1510051005D999,99NCHK123456
:86:/CODE/CHQ/REMI/123456

Sweeping/zero balancing GBP :61:1510051005D999,99NCMSNONREF

TRANSFER 44444441
:86:/CODE/TFR/BENM//AC/20000044444441/REMI/TRANSFER 44444441

Sweeping/zero balancing non-GBP :61:1510051005D999,99NCMSNONREF

AUTO-TRANSFER TO ACCOUNT 44444444
:86:/CODE/182/REMI/AUTO-TRANSFER TO ACCOUNT 44444444

Outbound CT Bulk (Debit) :61:1606070607D1421,83NTRFPAYT INFO ID//PCTA2222Z154

:86:/CODE/182/MSID/MESSAGE ID/PREF/PAYT INFO ID/NRTX/26/ORDP//NAME/CO
MPANY PLC

Inbound DD (Debit) :61:1605270527D30500,NDDTCOMPANY PLC//PDDA8888A146

:86:/CODE/182/MARF/R123456/SVCL/SEPA/ID/B2B/EREF/END TO END ID/IREF/I
NSTRUCTION REFERENCE/REMI/REMITTANCE INFORMATION/ORDP//NAME/COMPA
NY PLC/CSID/CREDITOR SCHEME ID

15
C+ Sample Entries (Continued)

Credit Entries Field 61/86

Three Day Payment (BGC, :61:1510051005C999,99NTRFNONREF

collection, counter credit etc) REMITTER PLC
:86:/CODE/BGC/REMI/SUPPLIER PLC BGC

Standing Order :61:1708040804C999,99NSTONONREF

REMITTER PLC
:86:/CODE/STO/SVCL/BACS/REMI/REMITTER PLC STO/ORDP//AC/40000012345678

Bacs Credit :61:1708040804C999,99NTRFNONREF

REMITTER PLCFIRST QUARTER RENT
:86:/CODE/BGC/SVCL/BACS/REMI/REMITTER PLC FIRST QUARTER RENT BGC/ORDP
//AC/30000188888888

Inward Faster Payment :61:1708040804C999,99NTRFREMITTER PLC

FIRST QUARTER RENT
:86:/CODE/FPC/SVCL/FPS/REMI/REMITTER PLC FIRST QUARTER RENT BGC/ORDP/
/AC/30000188888888

Sweeping/zero balancing GBP :61:1510051005C999,99NCMTNONREF

TRANSFER 44444441
:86:/CODE/TFR/REMI/TRANSFER 44444441/ORDP//AC/20000044444441

Sweeping/zero balancing non-GBP :61:1510051005C999,99NCMTNONREF

AUTO-TRANSFER FROM ACC 44444444
:86:/CODE/085/REMI/AUTO-TRANSFER FROM ACCOUNT 44444444

Outbound DD Bulk (credit) :61:1606070607C134,13S910PAYT INFO ID//PDDA1234L159

:86:/CODE/085/MSID/MESSAGE ID/PREF/PAYT INFO ID/NRTX/16

16
Inward Payment Examples (B+ Format)

Scenario 1 – Inward USD to credit GBP Account. No charges taken by the other bank/s and a Barclays charge has been applied. FX has been performed by Barclays

Senders Original Amount – $53801.74 Senders FX – None Deal Reference – None FX Reference Rate – 1.447248
Senders Charges – None Barclays FX Rate – 1.476193 FX Margin – 2% Source of FX Reference Rate – BARX
Barclays Charges – £6.00

Field 61/86
:61:1600C36440,28NTRFSOME COMPANY PLC//PET123456144
OCMT+USD53801,74
:86:202?00CROSS BORDER PYT - RECEIPT?20SVCL+HVP EREF+ENDTOEND 4567?21
REMI+REMITTANCE INFORMATIO?22N EXCH+1,476193 CHGS+GBP6, ?23FXTR+
M2,R1,448TBARX?30BANKUS33?31456789?32SOME COMPANY PLC ADDRESS 1 ?
33ADDRESS 2

Scenario 2 – Inward GBP Payment to credit GBP Account. A single charge taken by the other bank/s and a Barclays charge has been applied.

Senders Original Amount – £36446.28 Senders FX – None Deal Reference – None FX Reference Rate – N/A
Senders Charges – £3.00 Barclays FX Rate – N/A FX Margin – N/A Source of FX Reference Rate – N/A
Barclays Charges – £3.00

Field 61/86
:61:1600C36440,28NTRFSOME COMPANY PLC//PET123456144
OCMT+GBP36446,28
:86:202?00CROSS BORDER PYT - RECEIPT?20SVCL+CHAPS EREF+ENDTOEND 45?21
67 REMI+REMITTANCE INFORMAT?22ION CHGS+GBP3, OCMT+GBP3644?233,28
CHGS+GBP3,?30BANKUS33?31456789?32SOME COMPANY PLC ADDRESS 1 ?33AD
DRESS 2

Scenario 3 – Inward GBP Payment to credit GBP Account. No charges taken by the other bank/s and a Barclays charge has been applied.

Senders Original Amount – £36446.28 Senders FX – None Deal Reference – None FX Reference Rate – N/A
Senders Charges – None Barclays FX Rate – N/A FX Margin – N/A Source of FX Reference Rate – N/A
Barclays Charges – £6.00

Field 61/86
:61:1600C36440,28NTRFSOME COMPANY PLC//PET123456144
OCMT+GBP36446,28
:86:202?00CROSS BORDER PYT - RECEIPT?20SVCL+CHAPS EREF+ENDTOEND 45?21
67 REMI+REMITTANCE INFORMAT?22ION CHGS+6,?30BANKUS33?31456789?32S
OME COMPANY PLC ADDRESS 1 ?33ADDRESS 2
17
Inward Payment Examples (B+ Format) (Continued)

Scenario 4 – Inward USD to credit GBP Account. A single charge taken by the other bank/s and a Barclays charge has been applied. FX has been performed by Barclays using a pre-
agreed deal

Senders Original Amount – $53831.74 Senders FX – None Deal Reference – 9999999 FX Reference Rate – 1.447248
Senders Charges – $30.00 Barclays FX Rate – 1.476193 FX Margin – 2% Source of FX Reference Rate – BARX
Barclays Charges – £6.00

Field 61/86
:61:1600C36440,28NTRFSOME COMPANY PLC//PET123456144
OCMT+USD53831,74
:86:202?00CROSS BORDER PYT - RECEIPT?20SVCL+HVP EREF+ENDTOEND 4567?21
REMI+REMITTANCE INFORMATIO?22N CHGS+USD30, OCMT+USD53801?23,74 E
XCH+1,476193 CHGS+GBP6?24, FXTD+9999999 FXTR+M2,R1,44?258TBARX?30BANKUS33?31456789?
32SOME COMPANY PLC ADDRESS 1 ?33ADDRESS 2

Scenario 5 – Inward GBP payment to credit a GBP Account. A single charge taken by the other bank/s and a Barclays charge has been applied. The payment was originally in USD with
FX being performed by the other bank

Senders Original Amount – $53831.74 Senders FX – 1.476193 Deal Reference – None FX Reference Rate – N/A
Senders Charges – $30.00 Barclays FX Rate – N/A FX Margin – N/A Source of FX Reference Rate
Barclays Charges – £6.00

Field 61/86
:61:1600C36440,28NTRFSOME COMPANY PLC//PET123456144
OCMT+USD53831,74
:86:202?00CROSS BORDER PYT - RECEIPT?20SVCL+CHAPS EREF+ENDTOEND 45?21
67 REMI+REMITTANCE INFORMAT?22ION EXCH+1,476193 CHGS+USD3?230, OC
MT+GBP36446,28 CHGS+GB?24P6,?30BANKUS33?31456789?32SOME COMPANY P
LC ADDRESS 1 ?33ADDRESS 2

18
Outbound Payment Examples (B+ Format)

Scenario 1 - Outbound USD Debitting GBP Account. No Charges have been taken from the debit amount. FX has been performed by Barclays

Senders Original Amount – $449.52 Senders FX – N/A Deal Reference – None FX Reference Rate – 1.447248
Senders Charges – N/A Barclays FX Rate – 1.4223 FX Margin – 2% Source of FX Reference Rate – BARX
Barclays Charges – None

Field 61/86
:61:1605230523D316,05NTRFBX123456789123//PET654321144
OCMT+USD449,52
:86:201?00CROSS BORDER PYT?20EREF+BX123456789123 EXCH+1,?213 REMI
+INVOICE 123 FXTR+M2,?22R1,447248TBARX?30BANKUS33?31123456789?32B
ENEFICIARY NAME ADDRESS 1 ?33ADDRESS2?35SOME COMPANY PLC ADDRESS
1 ?36ADDRESS 2

Scenario 2 – Outbound USD Debitting GBP Account. Charges have been taken from the debit amount. FX has been performed by Barclays using a pre-agreed deal

Senders Original Amount – $449.52 Senders FX – N/A Deal Reference – 7777777 FX Reference Rate – 1.447248
Senders Charges – N/A Barclays FX Rate – 1.4223 FX Margin – 2% Source of FX Reference Rate – BARX
Barclays Charges – £6.00

Field 61/86
:61:1605230523D321,05NTRFBX123456789123//PET654321144
OCMT+USD449,52
:86:201?00CROSS BORDER PYT?20EREF+BX123456789123 EXCH+1,?2143CHGS
+GBP6, REMI+INVOICE 1?2223 FXTD+7777777 FXTR+M2,R1,?23447248TBARX
?30BANKUS33?31123456789?32BENEFICIARY NAME ADDRESS 1 ?33ADDRESS2?
35SOME COMPANY PLC ADDRESS 1 ?36ADDRESS 2

19
Inward Payment Examples (C+ Format)

Scenario 1 – Inward USD to credit GBP Account. No charges taken by the other bank/s and a Barclays charge has been applied. FX has been performed by Barclays

Senders Original Amount – $53801.74 Senders FX – None Deal Reference – None FX Reference Rate – 1.447248
Senders Charges – None Barclays FX Rate – 1.476193 FX Margin – 2% Source of FX Reference Rate – BARX
Barclays Charges – £6.00

Field 61/86
:61:1605230523C36440,28NTRFSOME COMPANY PLC//PET123456144
/OCMT/USD53801,74/
:86:/CODE/TFR/SVCL/HVP/EREF/ENDTOEND 1234567/REMI/REMITTANCE INFORMAT
ION/EXCH/1,476193//CHGS/GBP6,//ORDP//NAME/SOME COMPANY PLC ADDRES
S 1 ADDRESS 2/FXTR/M2,R1,447248TBARX

Scenario 2 – Inward GBP Payment to credit GBP Account. A single charge taken by the other bank/s and a Barclays charge has been applied.

Senders Original Amount – £36446.28 Senders FX – None Deal Reference – None FX Reference Rate – N/A
Senders Charges – £3.00 Barclays FX Rate – N/A FX Margin – N/A Source of FX Reference Rate – N/A
Barclays Charges – £3.00

Field 61/86
:61:1605230523C36440,28NTRFSOME COMPANY PLC//PET123456144
/OCMT/GBP36446,28/
:86:/CODE/TFR/SVCL/CHAPS/EREF/ENDTOEND 1234567/REMI/REMITTANCE INFORM
ATION/CHGS/GBP3,//OCMT/GBP36443,28//CHGS/GBP3,//ORDP//NAME/SOME C
OMPANY PLC

Scenario 3 – Inward GBP Payment to credit GBP Account. No charges taken by the other bank/s and a Barclays charge has been applied.

Senders Original Amount – £36446.28 Senders FX – None Deal Reference – None FX Reference Rate – N/A
Senders Charges – None Barclays FX Rate – N/A FX Margin – N/A Source of FX Reference Rate – N/A
Barclays Charges – £6.00

Field 61/86
:61:1605230523C36440,28NTRFSOME COMPANY PLC//PET123456144
/OCMT/GBP36446,28/
:86:/CODE/TFR/SVCL/CHAPS/EREF/ENDTOEND 1234567/REMI/REMITTANCE INFORM
ATION/CHGS/6,//ORDP//NAME/SOME COMPANY PLC ADDRESS 1 ADDRESS 2

20
Inward Payment Examples (C+ Format) (Continued)

Scenario 4 – Inward USD to credit GBP Account. A single charge taken by the other bank/s and a Barclays charge has been applied. FX has been performed by Barclays using a
pre-agreed deal

Senders Original Amount – $53831.74 Senders FX – None Deal Reference – 9999999 FX Reference Rate – 1.447248
Senders Charges – $30.00 Barclays FX Rate – 1.476193 FX Margin – 2% Source of FX Reference Rate – BARX
Barclays Charges – £6.00

Field 61/86
:61:1605230523C36440,28NTRFSOME COMPANY PLC//PET123456144
/OCMT/USD53831,74/
:86:/CODE/TFR/SVCL/HVP/EREF/ENDTOEND 1234567/REMI/REMITTANCE INFORMAT
ION/CHGS/USD30,//OCMT/USD53801,74//EXCH/1,476193//CHGS/GBP6,//ORD
P//NAME/SOME COMPANY PLC ADDRESS 1 ADDRESS 2/FXTD/9999999/FXTR/M2
,R1,447248

Scenario 5 – Inward GBP payment to credit a GBP Account. A single charge taken by the other bank/s and a Barclays charge has been applied. The payment was originally in USD with
FX being performed by the other bank

Senders Original Amount – $53831.74 Senders FX – 1.476193 Deal Reference – None FX Reference Rate – N/A
Senders Charges – $30.00 Barclays FX Rate – N/A FX Margin – N/A Source of FX Reference Rate
Barclays Charges – £6.00

Field 61/86
:61:1605230523C36440,28NTRFSOME COMPANY PLC//PET123456144
/OCMT/USD53831,74/
:86:/CODE/TFR/SVCL/CHAPS/EREF/ENDTOEND 1234567/REMI/REMITTANCE INFORM
ATION/EXCH/1,476193//CHGS/USD30,//OCMT/GBP36446,28//CHGS/GBP6,//O
RDP//NAME/SOME COMPANY PLC ADDRESS 1 ADDRESS 2

21
Outbound Payment Examples (C+ Format)

Scenario 1 – Outbound USD Debitting GBP Account. No Charges have been taken from the debit amount. FX has been performed by Barclays

Senders Original Amount – $449.52 Senders FX – N/A Deal Reference – None FX Reference Rate – 1.447248
Senders Charges – N/A Barclays FX Rate – 1.4223 FX Margin – 2% Source of FX Reference Rate – BARX
Barclays Charges – None

Field 61/86
:61:1605230523D316,05NTRFBX123456789123//PET654321144
/OCMT/USD449,52/
:86:/CODE/TFR/EREF/BX123456789123/EXCH/1,4223//BENM//NAME/BENEFICIARY
NAME/REMI/INVOICE 123/FXTR/M2,R1,447248TBARX/ORDP//NAME/SOME COM
PANY PLC ADDRESS 1 ADDRESS 2

Scenario 2 – Outbound USD Debitting GBP Account. Charges have been taken from the debit amount. FX has been performed by Barclays using a pre-agreed deal

Senders Original Amount – $449.52 Senders FX – N/A Deal Reference – 7777777 FX Reference Rate – 1.447248
Senders Charges – N/A Barclays FX Rate – 1.4223 FX Margin – 2% Source of FX Reference Rate – BARX
Barclays Charges – £6.00

Field 61/86
:61:1605230523D321,05NTRFBX123456789123//PET654321144
/OCMT/USD449,52/
:86:/CODE/TFR/EREF/BX123456789123/EXCH/1,4223//CHGS/GBP6,//BENM//NAME
/BENEFICIARY NAME/REMI/INVOICE 123/FXTD/7777777/FXTR/M2,R1,447248
TBARX/ORDP//NAME/SOME COMPANY PLC ADDRESS 1 ADDRESS 2

22
Appendix 1 – List of in-scope GVC codes and descriptions

GVC Description GVC Description

002 ORDER CHEQUE 174 SEPA DD B2B – SINGLE

004 DIRECT DEBIT 177 SEPA CT ONLINE – SINGLE

008 STANDING ORDER 181 SEPA DD COR PYT – RECREDIT

009 RETURN DIRECT DEBIT 184 SEPA DD B2B PYT – RECREDIT

020 TRANSFER 191 SEPA CT PAYMENT – BULK

051 REMITTANCE CREDIT 192 SEPA DD COR – BULK

052 STANDING ORDER CREDIT 193 SEPA DD PYT – REVERSAL

059 RETURNED ITEM 196 SEPA DD B2B – BULK

070 CHEQUE DEPOSIT 201 CROSS BORDER PYT

074 TRAVELLERS CHEQUES 202 CROSS BORDER PYT RECEIPT

076 TELEPH ONE TRANSFER 203 COLLECTION

077 ONLINE TRANSFER 204 LETTER OF CREDIT

082 CASH DEPOSIT 220 FOREIGN CHEQUE CREDIT

083 CASH WITHDRAWAL 302 DIVIDEND

104 SEPA DD B2B PYT – SINGLE 406 FX-DEAL

105 SEPA DD COR PYT – SINGLE 606 LOAN AMOUNT

108 SEPA DD B2B – REV/RTRN 607 LOAN REPAYMENT

109 SEPA DD COR – REV/RTRN 808 CHARGES

116 SEPA CT PAYMENT – SINGLE 814 INTEREST

159 SEPA CT – REV/RTN 823 FIXED-TERM DEPOSITS

166 SEPA CT RECEIPT 833 CASH MANAGEMENT ITEM

171 SEPA DD COR – SINGLE 835 MISCELLANEOUS

23
Appendix 2 – List of additional transaction codes used in /CODE/
The below table lists the possible values that can appear following /CODE/. This applies to the C+ format only:

Code Description Code Description Code Description

ADD DCA Adjustment FPC Inward Payment via Faster Paym MTU Mobile Phone Top-Up
ADJ Adjustment FT Funds Transfer Barclays UK Non-Sterling Accounts Transaction codes
ADV Advice GRI Gross Interest Code Description
AMS Account Management System Debit IAE Internl Account Entry 000 Miscellaneous
ASD Assisted Service Device INT Interest 080 Credit Reversal
AST Account Servicing Transaction NTI Net Interest 081 Cheque
ATM ATM Cash PNG Pingit transactions 082 House Debit
BBP Bill Payment PPI Payment Protection Debit 083 Debit Reversal
BCC Barclays Connect Card REF Tax Refund 085 Credit
BDC Debit Card Cash REM Remittance 160 Dr Adjustment
BGC Bank Giro Credit RET Faster Payment Return 161 Cr Adjustment
BP Bill Payment REV Reversal 165 Collection
CHG Charges SET Auto Settlement 166 Documentary Credit
CHQ Cheque SPI Part Interest Paid 167 Customer Purchase
CLP Contactless Payment STC Standing Order via Faster Payments 168 Customer Sale
CLR Contactless Refund STF Standing Order via Faster Payments 169 Travel Facilities
COM Commission STO Standing Order 170 IMO/Draft
CR Credit SUP Supplementary List 174 Outward Payment
CRR Agency Credit Request TBP Transfer Bill Payment 175 Inward Payment
CSH Cash TFP Bill Payment Phone via Faster Payments 182 Debit
DCR Dispersal Credit TFR Transfer 384 Dividend
DDC Direct Debit Cancellation TFT Telephone Funds Transfer 782 Unpaid Item
DDR Direct Debit UNP Unpaid Item 881 Fixed Deposit/Loan
DIV Dividend UNK Unknown 981 Interest
DR Debit VOU Merchant Voucher 982 Charges
DRR Direct Corporate Access WDL Counter Cash Withdrawal 984 Interest Paid
FP Bill Payment via Faster Payment MSC Miscellaneous

24
Appendix 3 – Service Level Values
The table below shows the values that we will populate following the SVCL code word for the B+ and C+ format. This is only for entries
where you are the receiving party and where the payment service level is available

BACS Payment has been processed via Bacs

CHAPS Payment has been processed via CHAPS
FPS Payment has been processed via Faster Payments
HVP Payment has been processed via our high value payments system e.g. international payment
SEPA Payment or collection has been processed via the SEPA scheme. Additionally we will also provide the SEPA service level (if available).
An example for the B+ format this would be SVCL+SEPAB2B or for C+ /SVCL/SEPA/ID/B2B

25
Appendix 4 – ordering of entries B+
Initiating Party Receiving Party
Field 86 Field 86
Order Order
B+ Code Word B+ Code Word
MARF+ 1 MARF+ 1
EREF+ 2 SVCL+ 2
MSID+ 3 EREF+ 3
IREF+ 4 IREF+ 4
PREF+ 5 REMI+ 5
NRTX+ 6 RFB+ 6
NRTR+ 7
IPI+ 7
EXCH+ 8
INV+ 8
CHGS+ 9
TRN+ 9
OCMT+ 10
NRTX+ 10
EXCH+ 11
NRTR+ 11
CHGS+ 12
EXCH+ 12
BID+ or BPID+ 13
CHGS+ 13
OID+ or OPID+ 14
OCMT+ 14
REMI+ 15
EXCH+ 15
RFB+ 16
CHGS+ 16
IPI+ 17
INV+ 18 OID+ or OPID+ 17

TRN+ 19 ULTD+ 18

ULTB+ 20 ULTB+ 19

ULTD+ 21 CSID+ 20

FXTD+ 22 FXTD+ 21
FXTR+ 23 FXTR+ 22
CHGX+ 24 CHGX+ 23
OID+ or OPID+ 25 BID+ or BPID+ 24
PURP+ 26 PURP+ 25
INST+ 27 INST+ 26

26
Appendix 5 – ordering of entries C+
Initiating Party Receiving Party
Field 86 Field 86
Order Order
C+ Code Word C+ Code Word
/CODE/ 1 /CODE/ 1
/MARF/ 2 /MARF/ 2
/EREF/ 3 /SVCL/ 3
/MSID/ 4 /EREF/ 4
/IREF/ 5 /IREF/ 5
/PREF/ 6 /RETN/ or /REJT/ includes /MREF/, /TEXT/
6
/RETN/ or /REJT/ includes /MREF/, /TEXT/ and line number and /TREF/ & /CHGS/
7
and line number and /TREF/ & /CHGS/
/REMI/ 7
/NRTX/ 8 /RFB/ 8
/NRTR/ 9 /IPI/ 9
/EXCH/ 10
/INV/ 10
/CHGS/ 11
/TRN/ 11
/OCMT/ 12
/NRTX/ 12
/EXCH/ 13
/NRTR/ 13
/CHGS/ 14
/EXCH/ 14
/BENM//NAME/ Or /BIC/ AND /ID/ OR /AC/ 15
/CHGS/ 15
/DDEB//NAME/ plus /ID/ 16
/OCMT/ 16
/REMI/ 17
/EXCH/ 17
/RFB/ 18
/CHGS/ 18
/IPI/ 19
/ORDP//NAME/ or /BIC/ plus /ID/ or /AC/ 19
/INV/ 20
/TRN/ 21 /ULTD//NAME/ 20

/ULTB//NAME/ 22 /ULTB/NAME/ 21
/ULTD//NAME/ 23 /ORDB//BIC/ or /NAME/ 22
/FXTD/ 24 /CSID/ 23
/FXTR/ 25 /FXTD/ 24
/CHGX/ 26 /FXTR/ 25
/ORDP//NAME/ plus /ID/ AND/OR /AC/ 27 /CHGX/ 26
/PURP/ 28 /BENM//NAME/ plus /ID/ AND/OR /AC/ 27
/INST//NAME/ 29 /PURP/ 28
/INST//NAME/ 29
27
Contact us
The SWIFT Statements Support Team
Gadbrook Park Contact Centre
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CW9 7RB
UNITED KINGDOM

Email – bbccs@[Link]

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Telephone within the United Kingdom

0330 156 0154†

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+44 (0)1606569659

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Item Ref: 9907489COM. June 2018.