Since SBP is the central bank of the country and it has a right to carefully monitor all

the activities of all banks therefore they also conduct their audit in the BOK on yearly
basis. In case any bank violates “Prudential Rules & Regulation” of the SBP, SBP
reverse the right to panelize such banks .in case of any major violation , they may
dissolve the management of any bank .the compliance of irregularities are made sure
by them as well.
3.1.5 Credit Division
The Division for users of different branches of the Fund based and non-fund based
facilities is busy. The application requests of their clients as well as their suggestions
and recommendations received from the branches. These proposals are then
thoroughly discussed and final decisions are made by the competent authority where
the credit committee of the whole to submit further suggestions. The approval of the
loan proposals and forward the same to the relevant branches with instructions to
retain proper security, offered by the customer and retain all legal documents to
safeguard the bank’s position. Any activity related to facilities may also be altered by
this division.
3.1.6 Computer Department:
Bok in the Department of Education has set winning software and hardware
engineers. Senior-most "in charge" section are posted as. The branch is responsible
for hardware installation, and software engineers / programmers not only, in addition
to the hardware installation, trouble-shooters to meet the requirements of the job bank,
BOK responsible for application development Hardware engineers are, in every
branch, the computing system of care-related jobs have to assign a system
administrator. Appropriate training is provided for the system administrator in effect.
3.1.7 Micro Finance Division:
The Micro Finance department at the branch level are watched carefully by this
division.MFD is exclusively designed to approve loans on a small scale to small units
like, toy shops, garment shops, and stitching centers run by women.
3.1.8 Public Relations Department:
It establishes a liaison between public sector organizations and corporate customers
with the bank on the behalf of the management of the bank.
3.1.9 International Banking Department:
The Department carefully (to collect the bill foreign) trade, services and finance,
foreign currency accounts, remittances, Travelers Cheques FOBC like problems and
Internship Report on Bank Of Khyber Page 11