VISHLESHAN: A Financial Model

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Round 2 – Model and PPT submission

Submit Excel file of working model developed by you
Prepare a PPT of 5 slides (max.) to present your solutions
Submit the PPT file in PDF format
File name should be: VISHLESHAN <Team leader’s registered name>
Upload on Dare2Compete
Deadline for submission: 10:00 pm on August 3, 2019
Problem statement

A very common EMI calculation model takes the loan amount, interest rate and number
of periods as inputs to compute the EMI and presents an amortization schedule with the monthly
breakup of principal and interest amounts.

The objective of this competition is to make this model more robust by adding additional
features. For example, you can add a feature to reflect the changes in EMI or impact on payment
period when a person plans to make few lump sum payments at different periods or if the
interest rates change at different time periods midway.

The focus is on a robust financial model in EXCEL which can take care of as many
innovative features as possible. The winner would be decided on basis of the quality of
assumptions made and the usage of EXCEL features to achieve the results. The jury can ask
questions on different ‘what if’ scenarios and the scalability of the model accordingly.