Product Market

United States
3.1 credit cards per person in 2019; Credit cards constituted almost 67% of financial card
transaction value.

In 2019, private credit bureau coverage equaled 100% of adults

India

As per March 2019 report, India has 44.3 million credit cards. There was addition of 0.98
million cards as compared to previous report.
In 2014, Average no. of credit cards per person was 1.56.

China

As per yeear2017, China had issued 7.03 billion payment cards which include around 1.2
billion credit cards.

Product Market

United States

The companies in U.S. are very large and have lots of International buyers and sellers and
have many contacts.

India

Indian infrastructure is not in such a good condition.

Indian companies use local suppliers for the material they require.
Quality of material varies with different suppliers.
But India have developing airports and sea ports.

China
China is itself an excellent manufacturer of the supply or raw materials as well as final
products.

They have well developed infrastructure (Roads, Ports and airports).

Labor Market
United States

United States have very experienced and well- trained managers and employees having very
efficient management skills.

China

China has comparatively small market for managers and employees.

Some also face language issues.

India
In India, there exist well trained persons with good managerial skills.
Local people are more preferred for jobs in India instead of people
from other countries.

Capital Market

United States

In United States, people take loans from bank and financial

institutions for their use maybe personal or commercial use.
Many people invest money in stock exchange or share market.

China
The Banking system and the share or stock market are
underdeveloped in China and will be developed in few years.

Foreign companies working in China have to take debts for their

home market.
India
Many Indians take loans and debts from various banks for
commercial purpose as well as personal use like to buy property and
vehicles.
India has good developed banking system.