HOME LOAN, BUSINESS LOAN,

PROFESSIONAL LOAN
# ELIGIBILITY
 Minimum age of 21 years and maximum age of 65 years
 Minimum 3 years of business vintage and 5 years in same line of business.
 The business should be profit making for atleast last 2 years
 Audited financials should be available
 Bank statements and proof of business required.

# DOCUMENTATION
 PAN Card For Individual / Partnership Firm / Company
 Identity Proof Any one (e.g. Voter ID / Driving License / Passport)
 Address Proof Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill /
Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
 Business Continuity Proof – Any one document dated 5 years old (Bank Statement
/ Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership
Deed)
 Passport Size Photographs
 Repayment schedule of all existing loans

PERSONAL LOAN
# ELIGIBILITY
 Age of the applicant should be between 21-60 Years
 Salaried individual with minimum income of Rs 15,000. Salary bracket would again
depend on the city you live in and the company you work for. Eg. If you are in a
Metro the salary requirement will be higher than non-metro and again if you are
working in a top MNC the salary requirement would be lesser than one working with
a startup.
 Should be staying in the city for at least 1 Year
 Total work experience should be at least 2 Years
 You would require basic documentation such as your address proof, identity proof,
latest bank statements etc

# DOCUMENTATION
  Three passport size photographs
 ID proof Passport/voter ID/ Aadhar or drivers license
 Residence Proof Passport/ Landline bill/ post paid mobile bill/ rental agreement or
Bank Statement
 Pan Card copy
 Age Proof Passport/ drivers license/school certificate or Pan Card copy
 Income Proof – Latest 3 months salary slips
 Banking Statement – 6 months bank statements
 Job Stability & Continuity Offer Letter, Relieving Letter and Form 16

# RATE OF INTEREST (APPROXIMETLY)

Types of loan Min. % Max.%

Home loan ___% ___%
Business loan ___% ___%
Personal loan ___% ___%
Car loan ___% ___%

*THE RATE OF INTEREST (MENTIONED ABOVE) IS NOT FULLY CORRECT. CORRECT

RATE OF INTEREST DEPENDS ON CUSTOMER PROFILE AND DOCUMENTATION.