Francisco vs.

CA

GSIS Insular Bank of Asia & Herby Commercial and Adelia Francisco
America (IBAA) Construction (President, A. Francisco
Corporation (HCCC) Realty & Development
Corporation)
Jaime Ong (President)
Drawer of 7 checks Drawee Bank Payee Forger
(for the completed
and delivered work Executive Committee Indorsed to herself by
under the Land Account (GSIS [Diaz] forging the signature of
Development and and AFRDC [Francisco]) Ong (HCCC), the check
Construction payable to HCCC
Contract) without the latter’s
consent

San Carlos Milling Co. vs. BPI

San Carlos Milling Co. Joseph Wilson China Banking BPI

Corporation of Manila
Drawer of the checks Forger Received $100,000 Credited the current
through authorized account of San Carlos
agent, Newland Dolores (Messenger- Exchanged the same in the sum of P201,000
Baldwin, whose Clerk) deposited the for P201,000
signature was forged Manager’s Check with Asked for P1 from
by Wilson the BPI Issued a Manager’s Dolores to cover the
Check with the same cost of packing.
Sent a letter to BPI, amount
purporting to be signed Turned-over the
by Newland Baldwin, P200,000 to Dolores
directing that P200,000
of various
denominations be
packed for shipment
and delivered the next
day.

Forged a check,
purporting to be signed
by Baldwin, for the
withdrawal of the
P200,000

Forged another check

for P1.
BPI vs. Case Montessori

Casa Montessori International BPI Sonny D. Santos

Drawer of the alleged 9 checks Drawee Bank Forger

Opened a current account with Accepted the 9 checks encashed Fictitious name used by
BPI, the President (Ms. Lebron) by Santos Leonardo Yabut (External
as the authorized signatories Auditor of CASA), who forged
the signature of Ms. Lebron.

Land Bank vs. Kho

Narciso Kho Land Bank of the Red Orange BPI

Philippines International Trading
Drawer Drawee Bank Forger Collecting Bank

Opened a savings Paid BPI in the sum of Supposed Payee, Cleared and paid the
account with Land P25,000,000 believing represented by Rudy check to Red Oranger
Bank that the signature in Medel
the check was Kho’s Asked Land Bank for
Bought Manager’s the payment of the
Checks from Land Bank deposited check

Requested for the

photocopy of the
manager’s check to
provide Red Orange
proof (available funds)

Samsung Construction vs. Far East Bank

Samsung Construction
Company Philippines, Inc.
Drawer of the alleged check,
whose sole signatory was Jong
Kyu Lee
Far East Bank and Trust Company Roberto Gonzaga
Drawee Bank Forger of the check
After being satisfied of the authenticity of Presented for payment
the signature of Jong by the bank’s teller, a check to FEBTC for
Cleofe Justiani, the latter forwarded the the amount of
check to Senior Assistant Cashier Gemma P999,500
Velez, who found the said check
containing a genuine signature of Jong.
Velez, then, forwarded the check to
Shirley Syfu, another bank officer, who
authorized the bank’s encashment of the
check to Gonzaga
PNB vs. National City Bank

Pangasinan PNB Unknown Person Motor Service National City Bank

Transportation or Persons Company, Inc. of New York
Co., Inc. (By J.L.
Klar, Manager and
Treasurer)
Drawer of the Drawee Bank Payee of the said Holder of the Cleared and paid
alleged checks checks allegedly checks indorsed the checks and
(P144.50 and Cleared the drawn by Klar by the unknown credited Motor
P215.75) checks and person or persons Services with the
credited National Made the second said amounts
City Bank of New indorsement in Believed that the
York for the said favor of Motor signatures of Klar
amounts Service in the checks
were genuine

Deposited the
said checks at the
National City Bank
of New York

PNB vs. CA

GSIS (General Manager PNB Augusto Lim Philippine Commercial

and its Auditor’s and Industrial Bank
signatures)
Drawer of the alleged Drawee Bank Forger Stamped the back of
check in the amount of the check: “All prior
P57,415 Did not return the said Received the said indorsements and/or
check the next day, or check from Manuel Go, lack of endorsement
Notified PNB that said any other time, but who received such guaranteed, PCIB
check had been lost, retained and paid its check from Mariano D.
and requested that its amount to PCIB Pulido (payee of the
payment be stopped. said check)
Debited GSIS’ account
Deposited the said
check in his current
account with PCIB,
Padre Faura
PCIB vs. CA

Ford Philippines, Inc. Citibank Commissioner of PCIB (formerly IBAA)

Internal Revenue
Drawer of a crossed Drawee Bank Payee Collecting Bank
check in the amount of
P4,764,114.41 in favor Paid the PCIB for the Allegedly deposited Accepted the said
of the Commissioner of said amount as said check with PCIB check
Internal Revenue as collecting or depositary
payment of Ford’s bank
percentage or
manufacturer’s sales Debited the account of
tax for the 3rd quarter Ford and returned to
of 1977 Ford the said check

Great Eastern Life Ins. Vs. HSBC

The Great Eastern Hongkong and Lazaro Melicor or E.M. Maasim PNB
Life Insurance Co. Shanghai Banking order
Corporation
Drawer of a check Drawee Bank Payee Forger of Melicor’s Collecting Bank
for P2,000 signature, as an
Paid PNB of the Never received endorser Endorsed the
amount of the said check check to HSBC
check Fraudulently
obtained
Debited the Great possession of the
Eastern’s account said check

Personally
endorsed and
presented the
check to PNB,
which credited the
said amount to
Maasim
Gempesaw vs. CA

Natividad O. Philippine Bank of Suppliers of Alicia Galang Alfredo

Gempesaw Communication Gempesaw Romero and
Benito Lim
Drawer of the 82 Drawee Bank Payee Forger 63 of 82
checks, payment checks were
of debts to her Ernest Boon, Chief Bookkepper of deposited in
suppliers Accountant, without Gempesaw for Romero’s
authority, accepted more than 8 years savings
Owns and all checks for account
operates grocery deposit at the Buendia
stores in Caloocan Buendia Branch to Branch (59) at
City the credit and/or in Ongpin
the accounts of Branch (4)
Alfredo Y. Romero
and Benito Lim 19 of 82
checks were
deposited in
Lim’s account
at Elcano
Branch

Jai Alai vs. BPI

Several Companies Inter-Island Gas Antonio J. Ramirez Jai-Alai Corporation BPI

drew checks Service Inc. of the Philippines
payable to Inter-
Island Gas Service
Inc., or order
Drawer Payee of the said Forger Received the said Collecting Bank
checks in the total checks from
Demanded for the amount of Sales Agent of Ramirez Temporarily
reimbursement to P8,030.58 Inter-Island, who credited the
their respective is a regular bettor Its account is to account of Jai-
accounts from the Advised the Jai- at jai-alai games debited by the Alai
drawee banks, Alai and BPI amount of the
which demanded about the Indorsed the check deposited by
from BPI the return forgeries and filed checks it from Ramirez
of the amounts a criminal
they paid on complaint against
account thereof Ramirez
Associated Bank vs. CA

Several Companies FEBTC, TRB, RCBC Melissa’s RTW Rafael Sayson Associated
which are the (Accounts of the Bank
customers of several companies)
Melissa’s RTW
Drawer of the six (6) Drawer Payee Forger Collecting
crossed or “for Bank
payee’s account Encashed the
only” checks in the said checks with Paid to Sayson
amount of P15,805 Associated Bank said checks

Republic vs. Ebrada

Bureau of Treasury Republic Bank Martin Lorenzo Mauricia Ebrada

Issued a check in the Drawee Bank Payee Received such check
amount of P1,246.08 from Adelaida
Dominguez for
Advised the Republic encashment
Bank that the alleged
indorsement on the Encashed the said
reverse side of the check in Republic Bank,
check by Martin Escolta, Manila
Lorenzo was a forgery,
the latter was dead for She turned over the
almost 11 years before proceeds of the check
the check was issued to Dominguez who in
turn handed the
The back side of the amount to Justina Tinio
check bears the
following signatures, in
this order:

1. Martin Lorenzo;
2. Ramon Lorenzo;
3. Delia Dominguez;
and
4. Mauricia Ebrada

Asked Republic Bank

for the reimbursement
of the amount of the
check on the ground
that the signature of
the payee was a
forgery.