4/28/2019 Free Mock Test for JAIIB & CAIIB

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ABM-Case Studies CAIIB-BFM-CASE STUDIES Bank Promotion exa

ABM-Recollected Only for Bankers
ABM-Last Minute RBI
BFM-Case Studies ABC Bank has provided following details : IIBF
BFM-Recollected IRDA
1- Tier 1 Capital = Rs.4500cr
BFM-Last Minute 2- Tier 2 Capital = Rs.4000cr. SEBI
Important Circulars 3- Capital charge for market credit risk = Rs.2400cr BCSBI
Master Circulars 4- Capital charge for market risk = Rs.1600cr CIBIL
Bank DA Rates 5- Capital charge for operational risk = Rs.800cr Banking and Insura
Bank Holidays Ministry of Finance
Life Ins Companies 1) Based on the given information, please calculate the amount of total risk weighted assets, if the CAR is 8%; Excise & Customs
List of PSBs Income Tax Departm
List of Private Banks Total risk weighted assets = RWA for credit risk + RWA for market risk + RWA for opperational risk NSE
List of Foreign Banks BSE
= 2400/0.08 + 1600/0.08 + 800/0.08 = 30000 + 20000 + 10000 = 60000 cr

2) Based on the given information, please calculate the amount of Tier 1 Capital adequacy ratio of the bank

Total risk weighted assets = RWA for credit risk + RWA for market risk + RWA for opperational risk
= 2400/0.08 + 1600/0.08 + 800/0.08 = 30000 + 20000 + 10000 = 60000 cr

Tier 1 Capital = 4500

Tier 1 Capital adequacy ratio = Eligible Tier 1/Total RWA = 4500/60000 = 7.5%

3) Based on the given information, please calculate the amount of Tier 2 Capital adequacy ratio of the bank

Total risk weighted assets = RWA for credit risk + RWA for market risk + RWA for opperational risk
= 2400/0.08 + 1600/0.08 + 800/0.08 = 30000 + 20000 + 10000 = 60000 cr

Tier 2 Capital = 4000

Tier 2 Capital adequacy ratio = Eligible Tier 2/Total RWA = 4000/60000 = 6.66%

4) Based on the given information, please calculate the total Capital to risk assets ratio;

Total risk weighted assets = RWA for credit risk + RWA for market risk + RWA for opperational risk
= 2400/0.08 + 1600/0.08 + 800/0.08 = 30000 + 20000 + 10000 = 60000 cr

Tier 1 Capital = 4500

Tier 2 Capital = 4000
Total = 8500

Total Capital to risk assets ratio = Eligible total capital fund / Total RWA = 8500/60000 = 14.17%

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ABC Bank has provided following details :

1- Tier 1 Capital = Rs.2000cr

2- Tier 2 Capital = Rs.2400cr.
3- Risk weighted assets for credit risk = Rs.20000cr
4- Capital charge for market risk = Rs.1000cr
5- Capital charge for operational risk = Rs.600cr

1) Based on the given information, please calculate the amount of total risk weighted assets, if the CAR is 9%;

Total risk weighted assets = RWA for credit risk + RWA for market risk + RWA for opperational risk

= 20000 + 1000/0.09 + 600/0.09 = 20000 + 11112 + 6667 = 37779cr.

2) Based on the given information, please calculate the amount of Tier 1 Capital adequacy ratio of the bank

Total risk weighted assets = RWA for credit risk + RWA for market risk + RWA for opperational risk
= 20000 + 1000 /0.09 + 600 / 0.09 =20000 + 11112 + 6667 = 37779cr

Tier 1 Capital = 2000

Tier 2 Capital = 2400

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4/28/2019 Free Mock Test for JAIIB & CAIIB
Total = 4000 (Tier 2 cannot be Tier 1)

Tier 1 Capital adequacy ratio = Eligible Tier 1/Total RWA = 2000/37779 = 5.29%

3) Based on the given information, please calculate the total Capital to risk assets ratio;

Total risk weighted assets = RWA for credit risk + RWA for market risk + RWA for opperational risk
= 20000 + 1000 /0.09 + 600 / 0.09 =20000 + 11112 + 6667 = 37779cr

Tier 1 Capital = 2000

Tier 2 Capital = 2400
Total = 4000 (Tier 2 cannot be Tier 1.Hence maximum it can be taken is 2000cr).

Total Capital to risk assets ratio = Eligible total capital fund / Total RWA = 4000/37779 = 10.59%

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