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Description of Data
In this report only secondary data have been used. The source that have been used to gather and collect data is given below
I. Secondary data
Population
Sample
Analysis Tools Used
Data Analysis
Described gender of the respondents here male clients 74% Described Age of the respondents here 18-30 clients 20%, 31-40clients 38%,
and female are 26%. Here showed that male customer 41-60 clients 30% and Above 60 years clients 12% . Here showed that most
client’s age is 31-40 in this bank
higher then female customers of this bank.
Described Occupation of the clients of the respondents here Business clients 30%,
Described Income of the respondents here 10000-20000
Service clients 46%, Student clients 12%, Housewife clients 10% and Others 2% . salary clients 8%, 21000-30000 salary clients 70%, 31000-
Here showed that most clients’ age is 31-40 in this bank. 400000 salary clients 22%.
Product
Product
4.8
4.68
4.7
4.6
4.5
4.4
4.27
4.3
4.2
4.1
4
Account opening is very easy in JBL Easy procedure of getting Loan
• In this survey, we can see that account opening very easy in JBL 4.68%
and Easy procedure of getting loan 4.27 %
Place
Place
6
4.88
5
4.22
3.94
4
0
It was Wide parking facilities Office Space is available Number of brunch is available
Price
4.4 4.38
4.35
4.3
4.25
4.22
4.2
4.15
4.1
High interest rate offers in DPS Reasonable Service Charge
In this survey, we can see that 4.38% high interest rate offers in
DPS and 4.22% reasonable service charge.
Promotion
Promotion
4.2
4
4
3.8
3.6
3.38
3.4
3.2
3
Information are available Contemporary methods of advertisement and promotion will give
significant results
People
4.8
4.6
4.6
4.4
4 3.94
3.8
3.6
Employees are well trained out Employee behavior with customer is Problem Solving Skills of the Employee All customers get same service
good
In this survey we can see that employees are trained out 4.6% ,
behavior with customer 4.1% , problem skills of the employee 4.1%
and all customers get same service 3.94%
Process
Process
4.5 4.12 4
4
3.32
3.5
3
2.5
2
1.5
1
0.5
0
Customer feels safe by making transaction Customer are satisfied regarding on service Using modern and updated technology
In this survey, we can see that well org office environment 4.44%,
sufficient number of CC camera to ensure safety 3.68% and Provide
quality network for ATM service 3.3%
Findings
Product:
• Account is very easy in JBL, so people can easy open their account.
• People can easily get the loan.
Price:
• Reasonable service charge
• High interest rate offers in DPS so people wants to get this service
Place:
• Office space is available so customer feel good
• Number of brunch is available so People can transaction near in branch easily.
• Parking facility is good.
Promotion:
• Information is available so people knows about the service.
• JBL advertisement and promotion very few.
• People:
• The employee is friendly, so people more interested about JBL.
• The employee of JBL is well trained out.
• The employees are very much expert in solving problems.
• Customers don’t get equal facilities from Janata Bank Ltd.
• Process:
• JBL Using modern and updated technology few of brunch
• Customer are satisfied so more interested about JBL
• Transaction system is also easier for the customers.
• Physical Evidence:
• To ensure customer safety JBL provides sufficient number of CC
cameras.
• JBL has few number of ATM Booth in various places.
• Internal environment of JBL is good. its important factor of the
bank.
Recommendation
• All banking activities should be performed Using modern technology in
banking sector is must for facing global challenge and fulfilling
customers demand
• All brunch should be well decorated to attract customers and satisfying
existing customers brunches. It is noted that modern private
commercial banks are more furnished than owned banks.
• ATM booth try to increase. So, people will more interest about Janata
bank Ltd.
• Bank should be introduced new product as whole bank management
should think to introduce new product that will attract more customers
Conclusion
JBL always try to increase their profitability through different service reaching to the
customer hand. To be more near to the customer they are increasing their branches as
well as services. And that’s why their no. of branches is more than 908. Though their
debt is higher than asset but they try to decrease this problem. And Janata Bank Ltd
improves day by day.