ldltM 2076÷03÷16

>Ldfg lgb]{zs Ho'

g]kfn /fi^« a}+s,
wgu(L, s}nfnL .

ljifoMlg/LIf)f k|ltj]bg k]z u/]sf] af/] .

dxf]bo,
o; sfof{nosf] k=;+=M cf=k|=08÷234,235÷075÷76 ldlt 2076÷02÷24 sf] e|d)f cfb]zfg";f/ a}+s
ckm sf&df*f}+ lnld^]*, wgu(L zfvfsf] ;kmf gf]^ gLlt sfof{Gjog ;DaGwdf :ynut cg"udg tyf lg/LIf)f
ul/ tof/ ul/Psf] k|ltj]bg o;} kq;fy ;+nUg ul/Psf] Joxf]/f cg"/f]w ub{%f}+ .

lg/LIf)fstf{,

-lg/h kf)*]o_ -*Da/ bQ e§_

;xfos sf=d"= ;xfos lgb]{zs

a}+s ckm sf&df*f}+, zfvf sfof{no wgu(Lsf] ;kmf gf]^ gLlt sfof{Gjogsf] cj:yf af/] :ynut
lg/LIf)f u/L tof/ kf/]sf] k|ltj]bg
ljifo k|j]zM
o; sfof{nosf] sfo{If]qdf /x]sf a}+s tyf ljQLo ;+:yfx?n] ;kmf gf]^ gLlt kfngf u/]÷gu/]sf] ;DaGwdf
ljz]if lg/LIf)f ug{ o; sfof{noaf^ ldlt 2076÷02÷24 sf] kqfg";f/ a}+s ckm sf&df*f}+ lnld^]*, wgu(L
zfvfsf] gf]^sf] cj:yf lg/LIf)f ul/Psf] / lg/LIf)f ubf{ b]xfosf] cj:yf /x]sf] kfO{of] .
1= ("s"^Ldf /x]sf] gubsf] cj:yfM
a}+s ckm sf&df*f}+, wgu(L zfvfsf] :ynut cg"udg ubf{ ("s"^Ldf /x]sf] gubsf] cj:yf b]xfo adf]lhd
/x]sf] kfO{of] .
 ldlt 2076÷02÷24 sf lbg pQm a}+ssf] Vault Book cg";f/ b]xfosf] gf]^sf] b/ /x]sf] kfO{of] .

b/
qm
=; +
= gf]^ s f] b/ a)* n ; l"s n f] ; l^é ug{ af¤
sL / s d ?=
1 1000 6=112 6,112 6,112,000
2 500 10=4 65 10,4 65 5,232,500
3 100 2=4 74 2,4 74 24 7,4 00
4 50 3=375 3,375 168,750
5 20 1=34 3 34 3 1,000 26,860
6 10 0=68 680 6,800
7 5 0=297 297 1,4 85
h Ddf 23,74 6 11,795,795

 lgl/If)fsf] ;dodf Vault df ?= 20 b/sf] ;l^{ª ug{ af¤sL 1 a)*n dfq gf]^ /x]sf] , h;sf] s]xL
kfs]^x?df kx]nf] / af¤sLdf ;]tf] :nLk nufO{ /fv]sf] kfOof] .
 ("s"^Ldf /x]sf pQm gf]^sf] a)*n / Kofs]^x?df /a/ AofG* k|of]u ul/Psf] .
 ;l^{é sf]&fsf] %"§} Aoj:yf gePsf]n] sfpG^/df g} ;l^{ª ug{] ul/Psf] .
 ("s"^L leq gf]^x? /fVgsf] nflu plrt lsl;dsf] ;]km tyf b/fhx?sf] Joj:yf u/]sf] .
2= gub sfp)^/sf] cj:yfM
gub sf/f]jf/sf] nflu a}+ssf] sfp)^/ lgl/If)f ubf{ gf]^sf] cj:yf b]xfo adf]lhd /x]sf] kfO{of] .
 sfpG^/df ;+slnt gf]^x?nfO{ ;l^{ª u/L rngrNtLdf hfg of]Uo / cof]Uo %"l§g] ul/ Kofs]^x?df
;]tf] / /ftf] l:nk nufO{ /fVg] u/]sf] kfOof] .

 ;l^{é ul/Psf tyf ;"lsnf gf]^sf] kfs]^x?df o; a}+saf^ hf/L lgb]{zg cg";f/ ;DalGwt sd{rf/Lx?n]
ldlt, b:tvt pNn]v ug"{ kg]{df sd{rf/Lsf] b:tvt ePtf klg ldlt pNn]v u/]sf] kfOPg .
 gub sfp)^/x?af^ u|fxsx?nfO{ e"QmfgL k|bfg ubf{ rngrNtLdf k&fpg of]Uo gf]^x? dfq
e"QmfgL ug]{ u/]sf] kfO{of] .
 gub sfp)^/df a:g] sd{rf/Lx?n] gf]^df n]Vg k]lG;n k|of]u ug]{ u/]sf] kfO{of] .
  sfp)^/df /x]sf] gub Joj:yfkg ;Gtf]ifhgs /x]sf] kfO{of] .
3= ;kmf gf]^ gLltaf/]df laQLo r]tgfsf] cj:yfM
 o; a}+saf^ hf/L ;kmf gf]^ gLlt ;DaGwL lgb]{zg a}+sdf sfo{/t sd{rf/Lx?nfO{ hfgsf/L ePsf]
;fy} ;kmf gf]^ gLlt kfngf ;DaGwL laleGg lsl;dsf ljQLo ;r]tgfd"ns sfo{qmdx? ;~rfng ug]{
u/]sf] kfO{of] .
 ;kmf gf]^ gLlt sfof{Gjogdf ;xof]u k"Ug] u/L a}+s kl/;/leq ;kmf gf]^;+u ;DalGwt s"g} ;'rgf jf
kf]i^/ ^f¤;]sf] kfOPg .
4= lg/LIf)fsf] qmddf b]lvPsf k|d"v s}lkmotx?M
 ;l^{é gePsf s]lx gf]^x?df lgb{]zgcg";f/ kx]nf] l:nk nufP/ dfq ("s"^Ldf /fVg" kg]{df ;f] ug]{
u/]sf] kfO{Pg .
 gub sfp)^/df a:g] sd{rf/Lx?n] gf]^df n]Vg k]lG;n k|of]u ug]{ u/]sf] kfO{of] .
 gf]^ :nLkdf b:tvt;+u} ldlt pNn]v gePsf] .

5= lgisif{ tyf ;"emfjx?M

a}+s ckm sf&df*f}+ lnld^]*, wgu(L zfvfdf lgl/If)fsf] qmddf b]lvPsf s}lkmotx?df b]xfoadf]lhdsf]
;"emfj lbO{of] .
 ;l^{é gePsf gf]^x?df lgb]{zg cg";f/ kx]nf] l:nk nufP/ dfq ("s"^Ldf /fVg] ug"{x"g .
 gf]^ eN^df /fVg"k'j{ cfˆgf] a}+ssf] l:nk nufO{ l:nkdf u)fgf ug]{ sd{rf/Lsf] ;lx, ldlt / %fk
nufpg] ug"{x"g .
 gf]^df s"g} lsl;dsf] s]/d]^ ug{ gx"g / s"g} &f¤pdf gf]^sf] ;ª\Vof pNn]v ug"{k/]df gf]^sf]
yfgdf pN^f] :nLk nufO{ ;f] df dfq n]Vg] ug"{x"g .
 ;l^{é ug{sf] nflu %"§} :yfgsf] Joj:yf ug"{x"g .
 ;kmf gf]^ gLlt sfof{Gjogdf ;xof]u k"Ug] u/L a}+s kl/;/leq / d"Votyf gub sfpG^/ cuf*L
;kmf gf]^;+u ;DalGwt s"g} ;'rgf jf kf]i^/x? ^f¤:g"x"g .

ldltM 2076÷03÷16
>Ldfg lgb]{zs Ho'
g]kfn /fi^« a}+s,
wgu(L, s}nfnL .

ljifoMlg/LIf)f k|ltj]bg k]z u/]sf] af/] .

dxf]bo,
 o; sfof{nosf] k=;+=M cf=k|=08÷234,235÷075÷76 ldlt 2076÷02÷24 sf] e|d)f cfb]zfg";f/ Pg ;L
;L a}+s lnld^]*, wgu(L zfvfsf] ;kmf gf]^ gLlt sfof{Gjog ;DaGwdf :ynut cg"udg tyf lg/LIf)f ul/ tof/
ul/Psf] k|ltj]bg o;} kq;fy ;+nUg ul/Psf] Joxf]/f cg"/f]w ub{%f}+ .

lg/LIf)fstf{,

-lg/h kf)*]o_ -*Da/ bQ e§_

;xfos sf=d"= ;xfos lgb]{zs

g]kfn Pg= ;L= ;L= a}+s lnld^]*, zfvf sfof{no wgu(Lsf] ;kmf gf]^ gLlt sfof{Gjogsf] cj:yf
af/] :ynut lg/LIf)f u/L tof/ kf/]sf] k|ltj]bg

ljifo k|j]zM
o; sfof{nosf] sfo{If]qdf /x]sf a}+s tyf ljQLo ;+:yfx?n] ;kmf gf]^ gLlt kfngf u/]÷gu/]sf] ;DaGwdf
ljz]if lg/LIf)f ug{ o; sfof{noaf^ ldlt 2076÷02÷24 sf] kqfg";f/ Pg ;L ;L a}+s lnld^]*, wgu(L zfvfsf]
gf]^sf] cj:yf lg/LIf)f ul/Psf] / lg/LIf)f ubf{ b]xfosf] cj:yf /x]sf] kfO{of] .
1= ("s"^Ldf /x]sf] gubsf] cj:yfM
g]kfn Pg=l;=l;=a}+s lnld^]*, wgu(L zfvfsf] :ynut cg"udg ubf{ ("s"^L / ("s"^Ldf /x]sf] gubsf] cj:yf
b]xfo adf]lhd /x]sf] kfO{of] .
  ldlt 2076÷02÷24 sf lbg pQm a}+ssf] Vault Book cg";f/ b]xfosf] gf]^sf] b/ /x]sf]
kfO{of] .

b/
qm
=; +
= gf]^ s f] b/ a)* n ; "ls n f] ; l^é ug{ af¤
s L c of]Uo gf]^ / s d ?=
1 1000 10=821 10,821 10,821,000
2 500 5=027 5,027 2,513,500
3 100 1=7 700 1,000 170,000
4 50 2=128 2,128 106,4 00
5 20 1=263 263 1,000 5,260
6 10 2=272 2,272 22,720
7 5 3=4 05 2,4 05 1,000 12,025
h Ddf 23,616 1,000 2,000 13,650,905

 ("s"^Ldf ePsf clwsfz+ gf]^x? ;l^{é u/]/ rngrNtLdf hfg of]Uo / cof]Uo %"l§g] ul/
Kofs]^x?df qmdzM ;]tf] / /ftf] l:nk nufO{ /fv]sf] kfOPg ;fy} ;l^{é ug{ af¤sL gf]^x?df
kx]nf] l:nk ;d]t nufPsf] kfO{Pg .
 ;l^{é ul/Psf tyf ;"lsnf gf]^sf] kfs]^x?df ;DalGwt sd{rf/Lx?n] b:tvt u/]sf] kfOof] t/ ldlt
;d]t pNn]v ug"{ kg]{df ;f] ug]{ u/]sf] kfO{Pg .
 gf]^sf kfs]^x?df cfˆg} a}+ssf] dfq l:nk nufPsf] kfO{of] .
 ("s"^Ldf /x]sf gf]^sf Kofs]^x?df /a/ AofG* k|of]u ug]{ u/]sf] kfOP tfklg a)*lné ubf{
h"^sf *f]/L k|of]u gul/ /a/ AofG* g} k|of]u ug]{ u/]sf] kfOof] .
 ;l^{é ug{ af¤sL gf]^x?nfO{ ;l^{é ug{sf] nflu sfp)^/d} cnUu} sd{rf/Ln] ug]{ Joj:yf u/]sf]
kfO{of] .
 ("s"^L leq gf]^x? /fVgsf] nflu plrt lsl;dsf] ;]km tyf b/fhx?sf] Joj:yf u/]sf] kfO{of] .
2= gub sfp)^/sf] cj:yfM
gub sf/f]jf/sf] nflu a}+ssf] sfp)^/ lgl/If)f ubf{ gf]^sf] cj:yf b]xfo adf]lhd /x]sf] kfO{of] .
 sfpG^/df ;+slnt gf]^x?nfO{ ;l^{ª u/L rngrNtLdf hfg of]Uo / cof]Uo %"l§g] ul/ Kofs]^x?df
;]tf] / /ftf] l:nk nufO{ /fVg] u/]sf] kfOof] .
 gub sfp)^/x?af^ u|fxsx?nfO{ e"QmfgL k|bfg ubf{ rngrNtLdf k&fpg of]Uo gf]^x? dfq
e"QmfgL ug]{ u/]sf] kfO{of] .
 gub sfp)^/df /x]sf gf]^sf kfs]^x?df ;DalGwt sd{rf/Lx?n] uGtL u/]kZrft b:tvt ug]{ u/]sf]
kfO{of] .
 sfp)^/df k|fKt ePsf gf]^x?df cfˆg} a}+ssf] l:nk nufpg] u/]sf] kfO{of] .
 gub sfp)^/df a:g] sd{rf/Lx?n] gf]^df n]Vg k]lG;n k|of]u ug]{ u/]sf] kfO{of] .
 sfp)^/df /x]sf] gub Joj:yfkg ;Gtf]ifhgs /x]sf] kfO{of] .
3= ;kmf gf]^ gLltaf/]df laQLo r]tgfsf] cj:yfM
  o; a}+saf^ hf/L ;kmf gf]^ gLlt ;DaGwL lgb]{zg a}+sdf sfo{/t sd{rf/Lx?nfO{ hfgsf/L ePsf]
;fy} ;kmf gf]^ gLlt kfngf ;DaGwL laleGg lsl;dsf ljQLo ;r]tgfd"ns sfo{qmdx? ;~rfng ug]{
u/]sf] kfO{of] .
 ;kmf gf]^ gLlt sfof{Gjogdf ;xof]u k"Ug] u/L a}+s kl/;/leq ;kmf gf]^;+u ;DalGwt s"g} ;'rgf jf
kf]i^/ ^f¤;]sf] kfOPg .
4= lg/LIf)fsf] qmddf b]lvPsf k|d"v s}lkmotx?M
 ;l^{é gePsf s]lx gf]^x?df lgb{]zgcg";f/ kx]nf] l:nk nufP/ dfq ("s"^Ldf /fVg" kg]{df ;f] ug]{
u/]sf] kfO{Pg .
 ;l^{é u/]sf gf]^sf Kofs]^ x]bf{ rngrNtLdf hfg cof]Uo gf]^x?nfO{ ;d]t of]Uo dfg]/ /fv]sf]
kfO{of] .
5= lgisif{ tyf ;"emfjx?M
Pg ;L ;L a}+s, wgu(L zfvfnfO{ ;kmf gf]^ gLlt ;DaGwdf b]xfo adf]lhd ;"emfj lbO{of] .
 ;kmf gf]^ gLlt sfof{Gjogdf ;xof]u k"Ug] u/L a}+s kl/;/leq ;kmf gf]^;+u ;DalGwt s"g} ;'rgf jf
kf]i^/x? ^f¤:g"x"g .
 gub sfp)^/df a:g] sd{rf/Lx?n]\ u|fxsaf^ gf]^ a"em\bf g} cfˆgf] a}+ssf] l:nk nufO{ l:nkdf
u)fgf ug]{sf] ;lx, ldlt / %fk nufpg] ug"{x"g .
 ;l^{é gePsf gf]^x?df lgb]{zg cg";f/ kx]nf] l:nk nufP/ dfq ("s"^Ldf /fVg] ug"{x"g . o;
a}+saf^ hf/L ;kmf gf]^ gLlt cg"?k gf]^ ;l^{é ug]{ ug"{x"g .
 gf]^df s"g} lsl;dsf] s]/d]^ ug{ gx"g / s"g} &f¤pdf gf]^sf] ;ª\Vof pNn]v ug"{k/]df gf]^sf]
yfgdf pN^f] :nLk nufO{ ;f] df dfq n]Vg] ug"{x"g .

ldltM 2076÷03÷16
>Ldfg lgb]{zs Ho'
g]kfn /fi^« a}+s,
wgu(L, s}nfnL .

ljifoMlg/LIf)f k|ltj]bg k]z u/]sf] af/] .

dxf]bo,
o; sfof{nosf] k=;+=M cf=k|=08÷234,235÷075÷76 ldlt 2076÷02÷24 sf] e|d)f cfb]zfg";f/
;]~r"/L sd{lzon a}+s lnld^]*, wgu(L zfvfsf] ;kmf gf]^ gLlt sfof{Gjog ;DaGwdf :ynut cg"udg tyf
lg/LIf)f ul/ tof/ ul/Psf] k|ltj]bg o;} kq;fy ;+nUg ul/Psf] Joxf]/f cg"/f]w ub{%f}+ .

lg/LIf)fstf{,
-lg/h kf)*]o_ -*Da/ bQ e§_
;xfos sf=d"= ;xfos lgb]{zs
;]Gr"/L sd{l;on a}+s lnld^]*, zfvf sfof{no wgu(Lsf] ;kmf gf]^ gLlt sfof{Gjogsf] cj:yf af/]
:ynut lg/LIf)f u/L tof/ kf/]sf] k|ltj]bg

ljifo k|j]zM
o; sfof{nosf] sfo{If]qdf /x]sf a}+s tyf ljQLo ;+:yfx?n] ;kmf gf]^ gLlt kfngf u/]÷gu/]sf] ;DaGwdf
ljz]if lg/LIf)f ug{ o; sfof{noaf^ ldlt 2076÷02÷24 sf] kqfg";f/ ;]Gr"/L sd{l;on a}+s ln=, lnld^]*,
wgu(L zfvfsf] gf]^sf] cj:yf lg/LIf)f ul/Psf] / lg/LIf)f ubf{ b]xfosf] cj:yf /x]sf] kfO{of] .
1= ("s"^Ldf /x]sf] gubsf] cj:yfM
;]Gr"/L sd{l;on a}+s ln=, wgu(L zfvfsf] :ynut cg"udg ubf{ ("s"^Ldf /x]sf] gubsf] cj:yf b]xfo
adf]lhd /x]sf] kfO{of] .
 ldlt 2076÷02÷24 sf lbg pQm a}+ssf] Vault Book cg";f/ b]xfosf] gf]^sf] b/ /x]sf]
kfO{of] .

b/
qm
=; +
= gf]^ s f] b/ a)* n ; l"s n f] ; l^é ug{ af¤
s L c of]Uo gf]^ / s d ?=
1 1000 6=093 6,093 6,093,000
2 500 1=82 1,820 910,000
3 100 3=175 1,575 1,600 317,500
4 50 2=256 856 1,4 00 112,800
5 20 3=035 2,035 1,000 60,700
6 10 0=715 115 600 7,150
7 5 17=636 9,536 8,100 88,180
h Ddf 22,030 12,700 7,589,330

 ("s"^Ldf ePsf clwsfz+ gf]^x? ;l^{é u/]/ rngrNtLdf hfg of]Uo / cof]Uo %"l§g] ul/
Kofs]^x?df qmdzM ;]tf] / /ftf] l:nk nufO{ /fv]sf] kfOPg ;fy} ;l^{é ug{ af¤sL gf]^x?df
kx]nf] l:nk ;d]t nufPsf] kfO{Pg .
 ;l^{é ul/Psf tyf ;"lsnf gf]^sf] kfs]^x?df ;DalGwt sd{rf/Lx?n] b:tvt u/]sf] / ldlt ;d]t pNn]v
ug"{ kg]{df ;f] ug]{ u/]sf] kfO{Pg .
 gf]^sf kfs]^x?df cfˆg} a}+ssf] dfq l:nk nufPsf] kfO{of] .
 ("s"^Ldf /x]sf gf]^sf Kofs]^x?df /a/ AofG* k|of]u ug]{ u/]sf] kfOP tfklg a)*lné ubf{
h"^sf *f]/L k|of]u gul/ /a/ AofG* g} k|of]u ug]{ u/]sf] kfOof] .
 ;l^{é ug{ af¤sL gf]^x?nfO{ ;l^{é ug{sf] nflu sfp)^/d} cnUu} sd{rf/Ln] ug]{ Joj:yf u/]sf]
kfO{of] .
 ("s"^L leq gf]^x? /fVgsf] nflu plrt lsl;dsf] ;]km tyf b/fhx?sf] Joj:yf u/]sf] kfO{of] .
2= gub sfp)^/sf] cj:yfM
gub sf/f]jf/sf] nflu a}+ssf] sfp)^/ lgl/If)f ubf{ gf]^sf] cj:yf b]xfo adf]lhd /x]sf] kfO{of] .
 sfpG^/df ;+slnt gf]^x?nfO{ ;l^{ª u/L rngrNtLdf hfg of]Uo / cof]Uo %"l§g] ul/ Kofs]^x?df
;]tf] / /ftf] l:nk nufO{ /fVg] u/]sf] kfOof] .
 gub sfp)^/x?af^ u|fxsx?nfO{ e"QmfgL k|bfg ubf{ rngrNtLdf k&fpg of]Uo gf]^x? dfq
e"QmfgL ug]{ u/]sf] kfO{of] .
 sfp)^/df k|fKt ePsf gf]^x?df cfˆg} a}+ssf] l:nk nufpg] u/]sf] kfO{of] .
 gub sfp)^/df a:g] sd{rf/Lx?n] gf]^df n]Vg k]lG;n k|of]u ug]{ u/]sf] kfO{of] .
 sfp)^/df /x]sf] gub Joj:yfkg ;Gtf]ifhgs /x]sf] kfO{of] .
3= ;kmf gf]^ gLltaf/]df laQLo r]tgfsf] cj:yfM
 o; a}+saf^ hf/L ;kmf gf]^ gLlt ;DaGwL lgb]{zg a}+sdf sfo{/t sd{rf/Lx?nfO{ hfgsf/L ePsf]
;fy} ;kmf gf]^ gLlt kfngf ;DaGwL laleGg lsl;dsf ljQLo ;r]tgfd"ns sfo{qmdx? ;~rfng ug]{
u/]sf] kfO{of] .
 ;kmf gf]^ gLlt sfof{Gjogdf ;xof]u k"Ug] u/L a}+s kl/;/leq ;kmf gf]^;+u ;DalGwt s"g} ;'rgf jf
kf]i^/ ^f¤;]sf] kfOPg .
4= lg/LIf)fsf] qmddf b]lvPsf k|d"v s}lkmotx?M
 ;l^{é gePsf s]lx gf]^x?df lgb{]zgcg";f/ kx]nf] l:nk nufP/ dfq ("s"^Ldf /fVg" kg]{df ;f] ug]{
u/]sf] kfO{Pg .
 ;l^{é u/]sf gf]^sf Kofs]^ x]bf{ rngrNtLdf hfg cof]Uo gf]^x?nfO{ ;d]t of]Uo dfg]/ /fv]sf]
kfO{of] .
5= lgisif{ tyf ;"emfjx?M
Pg ;L ;L a}+s, wgu(L zfvfnfO{ ;kmf gf]^ gLlt ;DaGwdf b]xfo adf]lhd ;"emfj lbO{of] .
 ;kmf gf]^ gLlt sfof{Gjogdf ;xof]u k"Ug] u/L a}+s kl/;/leq ;kmf gf]^;+u ;DalGwt s"g} ;'rgf jf
kf]i^/ ^f¤:g"x"g .
 gub sfp)^/df a:g] sd{rf/Lx?n]\ u|fxsaf^ gf]^ a"em\bf g} cfˆgf] a}+ssf] l:nk nufO{ l:nkdf
u)fgf ug]{sf] ;lx, ldlt / %fk nufpg] ug"{x"g .
 ;l^{é gePsf gf]^x?df lgb]{zg cg";f/ kx]nf] l:nk nufP/ dfq ("s"^Ldf /fVg] ug"{x"g . o;
a}+saf^ hf/L ;kmf gf]^ gLlt cg"?k gf]^ ;l^{é ug]{ ug"{x"g .
 gf]^df s"g} lsl;dsf] s]/d]^ ug{ gx"g / s"g} &f¤pdf gf]^sf] ;ª\Vof pNn]v ug"{k/]df gf]^sf]
yfgdf pN^f] :nLk nufO{ ;f] df dfq n]Vg] ug"{x"g .