/fli6o« jfl0fHo a}s lnld6]8

CDT 1
zfvf sfof{no=========
shf{ ;'ljwfsf] nflu cfj]bg
!= C0fLsf] gfd== ldlt M
k|f]k|fO6/lzk kf6{g/lzk sDkgL
s= k|fOe]6 lnld6]8
v= klAns lnld6]8
@= btf{jfnf sfof{no==
#= btf{ k"FhL
======================================== /lhi6«]zg
gDa/ =
$= Aoj;fosf] 7]ufgf -btf{ jfnf sfof{no afx]s s'g}_
kmf]g g+= km\ofS; g+= O{–d]n df]afOn g+=
3/ g+
%= Joj;fosf] k|s[lt ===
^= xfnsf] k]zf÷Aoj;fo ===
&= cfkm\gf] Aoj;fo af/] ;+lIfKt ljj/0f ===

*= lnld6]8 sDkgLsf] xsdf clws[t, hf/L tyf r'Qmf k"FhL af/] pNn]v
ug'{ xf]nf .
s_ clws[t k"FhL==============================
v_ hf/L k"FhL=================================
u_ r'Qmf k"FhL================================
(=k|f]kfO6/÷kf6{g/÷ zo]/xf]N8;{ af/] ljj/0f M
k| ; z]o/ k| z}lIfs 7]ufgf
f]kfO6/÷kf6{g/÷zo]/xf]N +rfns÷ ltzt of]Uotf
8;{x?sf] gfd sf=c=÷ (%)
Pd=8L
=

1
Joj;fodf cg'ej M
s_ v_ u_ 3_
!)= ;Dks{ AolQm M
gfd / 7]ufgf
6]lnkmf]g g+= sfof{no M
3/ M
df]afO{n g+=

!!= ;DalGwt l;:6/ sG;g{ kmd{x?sf] ljj/0f M

kmd{sf] 7]ufgf z]o/xf]N8;{÷; z]o/ cGo ljj/0f
gfd +rfns÷ k|ltzt
cWoIf÷Pd 8L
sf] gfd

!@= k'FhLsf] ;|f]t] M

:jnufgL a}+s shf{ cGo hDdf

!#= sfod e}/xsf] tyf rflxg] C0f ;Ldfsf] ljj/0f M

shf{ ;'ljwfsf] e}/x]sf] rflxg] C0f v'b km/s k|of]hg
k|sf/ C0f ;Ldf ;Ldf

!$= shf{ e'StffgLsf] ;|f]t tyf cjlw M

!%= ;'/If0f jfkt lbg] rn crn ;DklQx?sf] ljj/0f -;DklQsf] k|sf/ pNn]v
ug]{_

2
– rn ;DklQx? M
:6s÷k|fKt ug{'kg{] /sdx?÷cGo rn ;DklQ M
-k|d'v pTkfbg tyf ;f]sf] xfnsf] d"No_
qm=; ljj/0f kl/df0f ahf/ d"No
+=

– crn ;DklQ M
-hUufwgLsf] gfd, lsQf g+=, :yfg, cGbfhL ahf/ d"No_
hUufwg 3/ hUuf :yfg lsQf g=+ If]qkmn cGbfhL C0fL;
Lsf] gfd ahf/ d'No +usf]
gftf

– hdfgt M
– cGo M
!^= cGo ;DalGwt Aoj;fo;Fusf] Aofkfl/s ;DaGwx?sf] ;"rL M
-s_
-v_
-u_

!&= cGo ;+:yfx?af6 lnPsf] shf{sf] lzif{s cg';f/ lj:t[t ljj/0f M

;+:yfsf] gfd C0f l;df afFsL /sd e'StfgL ldlt

!*= ;+nUg sfuhftx?sf] k|tL÷kmf]6f]skL M

k]z u/sf] gljs/0f

3
s_ kmd{÷sDkgL btf{ k|df0f kq 5÷5}g
5÷5}g
v_ cfos/÷d"No clea[l4 s/ k|df0f kq 5÷5}g 5÷5}g
u_ gful/stfsf] k|df0f kq -lwtf÷hdfgt lbg] AolQmsf] ;d]t_ 5÷5}g
3_ lgodfjnL÷k|aGw kq 5÷5}g
ª_ ;f´]bf/L sa'lnotgfdf 5÷5}g
r_ ;+rfns ;ldltsf] lg0f{o 5÷5}g
-c_ shf{ sf/f]af/ af/] 5÷5}g
-cf_ hdfgt af/] 5÷5}g
5_ ;'/If0f ;DaGwL sfuhftx?
– hUUffwgL k|df0fkq -nfnk"hf{_
– /lhi6«]zg kf; u/]sf] td;'s -/flhgfdf as;kq jf cGo_
– o; cf=j= df lt/f] lt/]sf] /l;b
– :ki6 tyf k|dfl0ft hUufsf] gSzf -An" lk|G6_
– gu/÷uf=kf=÷j8f sfof{noaf6 k|dfl0ft u/]sf] crn ;Dkltsf] rf/ lsNnf
v'n]sf] ljj/0f
– gu/kflnsfaf6 ejg lgdf{0fsf] nflu :jLs[lt k|fKt k|df0f kq
– a}+sn] tf]s]sf] gd"gf adf]lhd hUufwgLsf] d+h'/Lgfdf
rfn' cf=j= ut cf=j= kl5Nnf] cf=j=
h_ ljut # jif{sf] lalQo ljj/0f ====================
===================== ===================
-n]vf kl/If0f ePsf]÷gePsf] v'nfpg]_
;+:yfsf] gfd C0f ;Ldf afFsL /sd e'QmfgL ldlt
´_ k|If]lkt lalQo ljj/0f ==========================
========================= ====================
-vl/b, laqmL, :6ssf] l:ylt cflb v'nfpg]_
`_ bL3{sflng shf{sf] nflu kl/of]hgf ;DefAo k|ltj]bg
5÷5}g
6_ a}+sn] tf]s]sf] gd'gfdf k|f]k|fO6/÷kf6{g;{÷;+rfnsx? tyf lghx?sf]
kl/jf/sf ;b:ox?sf] gfddf
/x]sf] rn crn ;DklQsf] ljj/0f :ki6 v'nfpg] .
7_ cfufdL # jif{sf] -q}dfl;s_ gub k|jfx k|If]k0f rf6{ -?= % nfveGbf
dflysf] shf{sf] nflu dfq_
8_ clVtof/gfdf
9_ lnld6]8 sDkgLsf] xsdf ;a} ;+rfnsx?sf] JolQmut hdfgt÷l;:6/
sG;g{ kmd{÷sDkgL

4
ePdf k|To]s l;:6/ sG;g{sf] ;+:yfut hdfgt hdfgt (Corparate Gurantee)
;d]t
0f_ cGo M

!(_ ljlQo ljj/0fx?sf] n]vf kl/If0f gePdf ;f]sf] cf}lrTo v'nfpg] M

ljlQo emns o; jif{ ut jif{ ut jif{sf] jif{
s_ rn ;DklQ
v_ :yL/ ;DklQ
u_ s"n ;DklQ
3_ rn bfloTj
ª_ bL3{sflng shf{
r_ s"n bfloTj
5_ laqmL÷cfDbfgL
h_ v'b d'gfkmf
´_ shf{ e'QmfgL Ifdtf cg'kft (Debt Service Ratio)
`_ C0f :jnufgL cg'kft (Debt Equity Ratio)
@)= v'nfpg' kg{] zAbx? M
o; kmf/fddf ;+nUg d}n]÷xfdLn] C0f ;Ldf dfusf] nflu a}
+snfO{ lbPsf] hfgsf/L tyf
ljj/0fx? l7s ;fFrf] 5 . d]/f]÷xfd|f] shf{ sf/f]jf/ af/] a}+sn] s'g} klg
;DalGwt >f]taf6 ;f]wk'5 tyf cfjZos yk hfgsf/L k|fKt ug{ ;Sg]5 .

clws[t b:tvt tyf

kmd{÷sDkgLsf] 5fk
kmd{÷sDkgLsf] gfd M==================
7]ufgf M====================================
6]lnkmf]g g+= M============================ vftf
g+===========================

5
JolQm÷kmd{÷sDkgL ;+ul7t ;+:yfsf] shf{ ;r"gf tyf ;'/If0f
;DaGwL ljj/0f
-s_ lgj]bssf] k|of]]usf] nflu M
!= C0fL -AolQm÷kmd{ sDkgL÷;+ul7t ;+:yf_ sf] ljj/0f
!=! C0fL -AolQm÷kmd{ sDkgL÷;+ul7t ;+:yf_ sf] gfd
!=@ C0fLsf] 7]ufgf M
!=@=! :yfoL M
!=@=@ c:yfoL M
!=# sf/vfgf÷sfof{no /x]sf] :yfg M
!=$ /lhi6«]zg g+= M
!=% kmf]g g+= M
@=
AolQm -Jo_÷k| 7]ufgf gful/stf : s}lkmot
f]k|fO{6/ k|df0fkq jfldTj
-k|f]_÷;+rfns -;
+_ g= k|ltzt Jo k| ;+ ;f=
÷;f´]bf/ -;f_ sf] = f=]
gfd

#= JolQm ÷ k|f]k|fO{6/÷ ;+rfns ÷;f´]bf/sf] tLgk':t] ljj/0f

gfd afa'sf] gfd afh]sf] gfd

$= clwsf/ k|fKt AolQmsf]

gfd 7]ufgf gfu/Lstf k|= afa'sf] gfd afh]sf] gfd
k= g=+

6
%= C0fLsf] Psf3/ kl/jf/sf] ljj/0f -g]=/f=a+}ssf] lgb{]lzsf adf]lhd
Psf3/ kl/jf/sf] ljj/0f adf]lhd pNn]v ug{'kg{]_
-l6Kk0fL M o; k|of]hgsf] nflu Psf3/ kl/jf/ eGgfn] klt, klTg, 5f]/f,
a'xf/L, cljjflxt
5f]/L, wd{k'q, wd{k'qL, afa', cfdf / cfkm"n] kfng kf]if0f ug'{kg]
{ efO{ alxgLnfO{ a'´fpF5 ._
s| gfd 7]ufgf gftf
;=+

^=
hdfgt lbg] AolQm÷kmd{÷;+ul7t ;+:yfsf] s}lkmot
gfd 7]ufgf gful/stf afa'sf] afh]sf] gfd
k|=k=g+= gfd

&= z]o/wgLsf] ljj/0f -l6Kk0fL M k|fO{e]6 lnld6]8 sDkgLsf

;Dk"0f{ z]o/wgL / klAns sDkgL ePdf !) k|ltzt jf ;f] eGbf a9L z]o/ wf/0f ug]
{ z]o/wgLx?sf] dfq ._
hdfgt lbg] AolQm÷kmd{÷;+ul7t ;+:yfsf]
gfd 7]ufgf gful/stf z]o/ afa'sf] gfd afh]sf]
k|=k=g+= :jfldTj gfd

7
-v_= clkm; k|of]hgsf] nflu dfq
*= ;'/If0fsf] ljj/0f
qm=;+= k|sf/ /sd

*=!=!
qm=; crn ;DklQ -hldg÷3/÷kl/of]hgf d"Nof+lst d"Nof+sgstf{ / lghsf]
+= cflb_ /sd 7]ufgf
;lxtsf] tLg k':t] ljj/0f

*=!=@
qm=; ;'/If0f -artkq÷C0fkq÷d'2tL d"Nof+lst d"Nof+sgstf{ / lghsf]
+= /l;b÷k|ld;/L gf]6 cflb_ /sd 7]ufgf
;lxtsf] tLg k':t] ljj/0f

*=!=#
qm=; lwtf]df /x]sf] ;fdfg d"Nof+lst d"Nof+sgstf{ / lghsf]
+= ;fdfg÷df}Hbft /x]sf] /sd 7]ufgf
-xfOkf]lys]zg u/]sf :yfg ;lxtsf] tLg k':t] ljj/0f
;fdfg ;d]t_

8
b:tvt=========================

5fk