Is greed good

Greed, for the lack of a better word, is good. Greed is right, greed works. Greedclarifies, cuts
through, and captures the essence of the evolutionary spirit. Greed, in all of its forms; greed for life,
for money, for love, knowledge has marked the upward surge of mankind.

Greed makes people work harder, be more productive and helps the economy to grow.

Open source projects

In general, open source refers to any program whose source code is made available for use or
modification as users or other developers see fit. Open sourcesoftware is usually developed as a
public collaboration and made freely available.

the Google Brain Team is a machine intelligence team focused on deep learning. We believe that
openly disseminating research is critical to a healthy exchange of ideas, which in turn leads to rapid
and innovative progress in the field as a whole.

Should we think critically

Critical thinking is the ability to think clearly and rationally about what to do or what to believe. It
includes the ability to engage in reflective and independent thinking. Someone with critical
thinking skills is able to do the following : understand the logical connections between ideas. Being
able to think well and solve problems systematically is an asset for any career.

Saves time

Purpose of education is to think intensively and think crtically

Surveillance cameras in public spaces

f no one is aware of the crime until after it has been committed, the surveillance footage is always
acrucial piece of evidence during a police investigation.

Safety

Fear of being caught

Security Cameras in Public Violate Privacy Rights

Misuse of information

Therefore, how to balance public safety and personal privacy needs to be considered further.

As far as I am concerned, advantages of installing public surveillance cameras outweigh the

disadvantages greatly.

Alternatives to fossil fuel

Every day, we produce tons of carbon and add it into the atmosphere as we move on with our daily
lives. We’ve been using – rather abusing – fossil fuels as a source of energy since the industrial
revolution, and have done considerable damage to the globe. Our carbon footprints will remain in
the atmosphere for at least another hundred years.
There are several problems associated with using fossil fuels as a source of energy. It took millions of
years for plant and animal matter to decay, compress and turn into fossil fuels beneath the surface
of the earth. It cannot be regenerated at the same rate at which we use them. Sooner or later, we
are bound to run out of it.
With the advancement of science and technology, we have come to realize that we don’t need to
burn fossil fuels any more to power our houses, automobiles and factories. We have sources that are
sustainable and renewable. Here are five alternative energy sources that are infinite and green.
Solar, wind, power from tides, geo thermal energy, human power.

Exercise :-
Good things come to those who sweat.
Exercise is a reward not a ounishment
Between a lunge and a crunch

The phenomenon of reality shows.

Reality television is a genre of television programming that documents supposedly unscripted real-
life situations, and often features an otherwise unknown cast of individuals who are typically not
professional actors, although in some showscelebrities may participate.
American Idol, Trading Spaces, and Big Brother. Since then, a season hasn't gone by without
a showthat emulated those shows, or any of the hundreds of other reality shows that were spurred
by these originators.
Theres nothing real about reality TV
The idea was to show real human nature.

Indian Economy:

Indian Economy, no doubt is passing through a sluggish economic growth since 2016 as compared to
earlier years, although Indian Economy is still showing positive growth at the rate which may not be
considered as very slow, if we go by the global economic growth standards.

The facts and background

India’s Economic growth has slowed for 5 consecutive quarters beginning from late 2015-16
onwards. Now growth is slower than it was in the quarter in which The Modi Government assumed
office. It could be serious blow for a government that had promised to turn around the economy
through decisive governance.

Read More GD Topics

India’s GDP growth has gone down from a high of 9.2% in third Quarter of the year 2016 to 5.7% in
current 4th quarter of 2017. The economic growth rate is probably the slowest in last many years.
However, Indian Economy as per global standard is not in recessionary stage. The UK and the
European Union consider an economy in recession only when real GDP growth actually turns
negative over two consecutive quarters and by this criterion, with a positive growth rate of 5.7%,
Indian economy is far off from being in a recession.

All four contributors to economic growth – domestic consumption, foreign consumption or exports,
private investment and government spending – are hit by the slowdown.
he cause of the problem as shared by some of the experts consists of supply-side shocks. Besides,
three important contributors to this problem include Demonetisation & stressed banking sector, GST
Implementation and problems in Agriculture sector.

The public goods are provided by government and the government needs tax revenues to supply
them, and these depend upon national income. Then there is employment. A demand for labour
exists only when there is a demand for goods. So growth is necessary if employment is to be
assured.

There is not only a pool of unemployed persons in India to absorb but the country also needs to
provide employment to youth continuously entering the labour force. The slowing of the economy is
a source of concern as an economy that has been slowing for five quarters is unlikely to turn around
quickly. Besides, it may not be able to revive on its own.

No demand - No Investment: Vicious Circle operates

Since it is capital formation, or investment, that drives growth in the economy, investment is an
immediate source of demand as firms that invest buy goods and services to do so. It also expands
the economy’s capacity to produce.

The two sources of investment are private and public. The Private investment source is depressed as
of now due to the factors cited above and is difficult to revive unless some external force is applied
for example – tax sops, incentives for investment, creating demand for certain products through
public funded projects among others.

When there is no demand, supply has to be stopped due to piling up of stocks and production units
go idle, leading to cut in labour force. It further reduces the income leading to less demand and
further reduction in supply and stopping of production.

Since, investment involves committing funds for a long period under uncertainty, the stepping-up of
public investment when private firms are unwilling to invest more is required. Increased public
investment increases demand and quicken growth and also encourages private investors, as the
market for their goods expands.

Aberration

More Government Expenditure

Government needs to spend more now to overcome the situation. Although the government has
already spent much of its budgeted expenditure, it needs to spend more to spur investment and
demand in the economy. An immediate boost without worrying much for consequences is needed
by way of spending.

Let Indian Rupee be weaker

Even a weaker Indian rupee should not be a problem. Stronger rupee is hurting both the exports and
the business. Imports are surging and they are eating into the domestic market share. India needs
growth now, so there is no need for ratings as of now.

Lower Lending rates

The recently announced monetary policy of RBI has not given any relief to boost Indian economy.
The economists now advocate a steep rate cut in the benchmark lending rates to allow for monetary
policy expansion. The Reserve Bank needs to cut interest rates for banks, thereby making borrowing
cheaper for the industry and spurring investment.
 Certainty in Business required
More certainty in the business environment is required. Businesses should be without shocks like
demonetisation. In fact, after demonetisation shock, there is an environment of uncertainty in the
economy. This stops the Private sector short of announcing the new projects. There should be an
environment of certainty that no such disruptive moves would rock the economy in the near term.

No need for excuses: Acknowledge and spend in rural areas

The government needs to spend more on rural areas. Increasing rural people’s incomes can drive up
the consumption demand, which in turn will boost the industry. To create more demand the
Government needs to spend more in rural areas, construction sector and the unorganised sector

It is therefore incumbent upon us to try to dissect why the economy is doing poorly now, and to
make policy corrections.

EVM:-

They are being used in part from 1999 elections and in total since 2004 elections. The EVMs reduce
the time in both casting a vote and declaring the results compared to the old paper ballot system.
Bogus voting and booth capturing can be greatly reduced by the use of EVMs. Illiterate people find
EVMs easier than ballot paper system. EVMs are easier to transport as compared to ballot boxes.

 Simple machine, can be operated easily by both polling personnel and the voters.
 Sturdy and able to withstand rough handling and variable climatic conditions.
 Standalone machine without network connectivity. Due to this, nobody can interfere with its
programming and manipulate the result.
 Does not run on electricity but on alkaline batteries. So can work with erratic / absent power supply.

Study by MINT

Start ups

Startup India is an initiative of the Government of India. The campaign was first announced by Indian
Prime Minister,

Innovative idea

Richa Kar, Zivame

Considering the importance of role that the Indian startups are all set to play in the growth
of Indianeconomy, the amount of income and the huge number of jobs that can be created by
facilitatingstartups, even the market regulator Securities and Exchange Board of India (SEBI) has also
relaxed some rules to facilitate the ...

India needs 10 million jobs a year and global data shows that it is startups, not large enterprises that
create net new jobs in any country. Startups are also the centers of innovation and are a great way
to enhance employment creation in the economy.
However, more important aspect is the technological enhancement they bring to the country.
Startups involve dealing with new technology which generally lies at the highest end of value
addition chain.

With more and more startups India can aspire to be world leader in skilled work and not just an
outsourcing destination for cheap IT services.

Bringing new competitive dynamics in the economic system – Startup companies are the most
dynamic economic organizations on the market, since they provide additional dynamics and
competitiveness to any economic system.

This means that the economy stays healthy, vital and diligent, while individual companies find it
harder to fall asleep on their laurels. Startup entrepreneurship is crucial because it brings
innovations, new jobs and competitive dynamics into the business environment.

Language:

recognize and embrace your internal language, and nothing will get lost in translation.

A language can become or be made a focus of loyalty for a minority community that thinks itself
suppressed, persecuted, or subjected to discrimination.

It provides a non-competitive, a sense of involvement and a sense of equality atmosphere for the
students. Students will feel even more comfortable with their peers and this will make them try to
use the language .

Although the faculty of language acquisition and language use is innate and inherited, and there is
legitimate debate over the extent of this innateness, every individual’s language is “acquired by man
as a member of society,” along with and at the same time as other aspects of that society’s culture in
which people are brought up. Society and language are mutually indispensable. Language can have
developed only in a social setting, however this may have been structured, and human society in any
form even remotely resembling what is known today or is recorded in history could be maintained
only among people utilizing and understanding a language in common use.

Language which we do not know is a fortress sealed

Language is like a forest with trees, branches and leaves

What is 'Bitcoin'?

Bitcoin is a new currency that was created in 2009 by an unknown person using the alias Satoshi
Nakamoto. Transactions are made with no middle men – meaning, no banks! Bitcoin can be used to
book hotels on Expedia, shop for furniture on Overstock and buy Xbox games. But much of the hype
is about getting rich by trading it. The price of bitcoin skyrocketed into the thousands in 2017.

Bitcoins can be used to buy merchandise anonymously. In addition, international payments are easy
and cheap because bitcoins are not tied to any country or subject to regulation. Small businesses
may like them because there are no credit card fees. Some people just buy bitcoins as an
investment, hoping that they’ll go up in value.

Many marketplaces called “bitcoin exchanges” allow people to buy or sell bitcoins using different
currencies. Coinbase is a leading exchange, along with Bitstamp and Bitfinex. But security can be a
concern: bitcoins worth tens of millions of dollars were stolen from Bitfinex when it was hacked in
2016.

People can send bitcoins to each other using mobile apps or their computers. It’s similar to sending

cash digitally. People compete to “mine” bitcoins using computers to solve complex math puzzles.

This is how bitcoins are created. Currently, a winner is rewarded with 12.5 bitcoins roughly every 10

minutes.

Bitcoins are stored in a “digital wallet,” which exists either in the cloud or on a user’s computer. The

wallet is a kind of virtual bank account that allows users to send or receive bitcoins, pay for goods or

save their money. Unlike bank accounts, bitcoin wallets are not insured by the FDIC.

Wallet in cloud: Servers have been hacked. Companies have fled with clients’ Bitcoins.
Wallet on computer: You can accidentally delete them. Viruses could destroy them.

AnonymityThough each bitcoin transaction is recorded in a public log, names of buyers and sellers
are never revealed – only their wallet IDs. While that keeps bitcoin users’ transactions private, it
also lets them buy or sell anything without easily tracing it back to them. That’s why it has become
the currency of choice for people online buying drugs or other illicit activities.

Future in questionNo one knows what will become of bitcoin. It is mostly unregulated, but some
countries like Japan, China and Australia have begun weighing regulations. Governments are
concerned about taxation and their lack of control over the currency.

Climate change:

in a world where Donald Trump is in the oval office, and coal is being tossed around Australia's
Parliament – it's easy to feel a little despondent. Chin up though! We’ve got good news: there are
still plenty of ways that you can help tackle climate change by reducing your own carbon footprint.

Efficient energy use Choose renewable power waste less, energy efficient, eat wisely protect and
hand over planet to the next generation. We have borrowed and need to bequeath to the next
generation.
Stop financing denial of climate change

Marketing practices
Live Video Streaming will fully soar

user generated content

Retargeting

Mobile usage

Voice browsing

Interactive email

Virtual reality

Content marketing

Academic dishonesty is defined as a student's use of unauthorized assistance with intent

to deceive an instructor or other such person who may be assigned to evaluate the student's
work in meeting course and degree requirements.
Encouraging academic integrity ….plagiarism

Quote it and attribute it

n ethical hacker is a computer and networking expert who systematically attempts to

penetrate a computer system or network on behalf of its owners for the purpose of finding
security vulnerabilities that a malicious hacker could potentially exploit.

hacking is unauthorized use of computer and network resources. Some other

specialists refer it to the hobby or profession of working with computers.
Ethical hacking is a hacking that is done to help a company or individual identify
potential threats on the computer or network. Ethical hacking is completely
different from the kind of hacking that has been mentioned already. Ethical
hacking is done when the person is able to get into the network of other
organizations and the result of this hacking is used for the betterment of
humanity.
Save the rivers campaign

Rally For Rivers is breakthrough campaign launched by Isha Foundation to save the
Life lines of this country

Why This is started?

India has essentially grown along the banks of major rivers. Our ancient civilizations
were born along the waters, and they perished when the rivers shifted course.
For many millennia, we maintained the sanctity of this relationship. But in the last
few decades, due to the pressures of population and development, our perennial
rivers are becoming seasonal.

Many of the smaller rivers have already vanished. The Ganga and Indus are two of
the world’s most endangered rivers, according to WWF.

The Narmada, Krishna and Kaveri do not reach the sea four months of the year.
Water levels in almost every major river have declined severely.

If we do
generation notpay
will actanow
verytoheavy
reverse the serious decline of these lifelines, the next
price.
Isha Foundation is proposing a comprehensive river rejuvenation plan to reverse this
decline and revive our rivers.

This statement implies that leadership is a matter of personality; that it is an art rather than
a science. It says that a person must be born with innate characteristics that allow them to
lead. The idea behind this statement is that leadership is not a matter of technique or
learned skills.

“The most dangerous leadership myth is that leaders are born – that there is a genetic
factor to leadership. This myth asserts that people simply either have certain
charismatic qualities or not. That’s nonsense; in fact, the opposite is true.
Leaders are made rather than born. Self made

 Nelson Mandela
 Steve Jobs
 Winston Churchill
 Martin Luther King, Jr.
 Mahatma Ghandi
 Henry Ford
 Abraham Lincoln
 Warren Buffet
 Bill Gates
 Lou Gerstner

Vote :- if you do not vote, you lose the right to c=mplain.

but in a disbelief or lack of efficacy regarding our own worth. We

know what is going on, and we are aware of the issues at hand. But I
think that to a lot of young people, voting feels a lot like dropping a
tiny pin in a bucket the size of the entire country. When the bucket
is that big, it can be hard to see where we stand within it.
The harder you work, the luckier you get. Create your own luck.

Luck plays a huge role in any goal in life. But so does hard work. Events are
unpredictable. It is hard to see what’s coming next. This is why it is said “you need
to take big risks to get big returns” , because you need to be lucky for the big
risks to pay off, and if you’re not lucky, then you won’t see the bigger rewards.

BUT!

The harder you work, the more opportunities you will find and paths that were
previously shut off will be open and ready for exploring. This means there is a higher
chance of “lucky” stuff happening to you.

Luck is the residue of process.

Humour:

 Reduces pain. Our bodies produce pain-killing hormones called endorphins in

response to laughter.
 Strengthens immune function. A good belly laugh increases production of T-cells,
interferon and immune proteins called globulins.
 Decreases stress. When under stress, we produce a hormone called cortisol.
Laughter significantly lowers cortisol levels and returns the body to a more relaxed
state.
The other good news is that humor has a positive impact on intellectual and emotional
functioning. It:

 Helps put life’s trials and tribulations into healthy perspective by making them seem
smaller.
 Aids us in overcoming fear.
 Allows us to take ourselves less seriously.
 Triggers our creativity
Bullet trains
Why waste money on Bullet trains? The same Japanese government financed the Phase 1 of
the Delhi metro with a soft loan of 60%. Detractors would have then said the same things.
Why waste on metro instead of improving buses, etc. BUT today all state capitals have or are
implementing Metro projects. Delhi metro has become experienced in Metro execution and
we all remember Dr. E. Sreedharan as the Metro man of India. India exports Metro coaches
to Australia.

ullet trains run on electricity, which can be generated from renewable sources like
solar, wind and nuclear power. Aeroplanes use fossil fuels which produce pollution.
Hence not eco-friendly.

2. Aviation technology has not seen any radical change in the last few decades. We
still fly in the same jet engine planes as the 1980. But train technology has undergone
radical shift from normal trains to high speed trains to Maglev (magnetic levitation)
and now Hyperloop.
3. There are certain restrictions for travel in Aeroplanes like elderly people, pregnant
women, etc. BUT there is no such restrictions in trains.

Should India spend over ₹1 lakh crore for a 508-km HSR used by well-heeled
passengers when over 90% of rail passengers in India travel by sleeper class or
lower class for thousands of kilometres?
₹1 lakh crore. Estimates in the project report by the Indian Institute of
Management, Ahmedabad show that at least 1 lakh passengers at fares of ₹4,000-
₹5,000 would be required daily for the project to break even. The tariff is too high
— air fares between the two cities are around ₹2,500. Subsidies appear
inevitable. Subsidies for agriculture, education and healthcare are taboo, but
subsidies for the rich seem unproblematic.
Can anyone imagine India spending 15 times the present project cost for the pipe
dream of 6,000 km of a “golden quadrilateral”
The bullet train is a wasteful project which only serves to deliver an illusory feel-
good perception among the wealthy.
The 193-member body voted to support the long-standing international consensus that the status of
Jerusalem – which is claimed by both Israel and the Palestinians as a capital — can only be settled as
an agreed final issue in the Israeli-Palestinian peace process

Moody’s Investor Service has upgraded India’s credit rating to Baa2 from Baa3 and
changed its India outlook to positive from neutral. Photo: Bloomberg
It has taken India 26 years to get a credit rating higher than Baa3 from
Moody’s.

On 26 March 1991, two months before India had to pledge its gold to avoid
default on external payments, Moody’s downgraded India’s rating to Baa3.

Before that, it was Baa1, better than what it is now.

Twenty six long years after the big bang liberalization of 1991, years of high
growth in which the economy was radically transformed, years in which
foreign investors poured billions of dollars into the country, India has still
not been able to claw its way back to the credit rating it had before
economic liberalization.

The fault presumably lies not in our stars, but in India’s high fiscal deficits
and debt levels, which have held back the upgrades.
India’s high deficits in the late eighties, which directly led to the balance of
payments crisis, were apparently not a problem, since India’s rating was a
splendid A2 before October 1990.
local and foreign currency issuer ratings to Baa2 from Baa3 and changed the outlook on the rating to stable from
positive. Moody's has also upgraded India's local currency senior unsecured rating to Baa2 from Baa3 and its
short-term local currency rating to P-2 from P-3.

Communication leads to community

We are dependent on social heritage, which is a mixture of customs,

traditions, moral values, attitudes, festivals, folklore, beliefs and ideals not
only makes us who we are but binds us to pass it on from one generation to
another.

Festivals have both social and economic angles. In the chaotic and stressful
planet we inhabit, happiness is overshadowed by negativity and insecurity
and so the need for something that could bring positivity has been felt time
and again. Thus, festivals that give us the opportunity to forget all our worries
and celebrate the positive side of life, even if it is for a few days, came into
existence.

Festivals act like stress relievers and help us balance our emotions. More
positivity naturally lowers negativity. It also provides an opportunity to
reduce friction and brings estranged friends and relatives together in a bond
of love.

Nothing brings people together like festivals do. They play a pivotal role in
nation-building; bringing people from every religious, economic and social
background together. If we look at the fascinating journey of human evolution,
we understand that human beings do not invent or create something unless it
is required.

Importance of good healthcare

ealthcare is important to the society because people get ill, accidents and
emergencies do arise an... ... This led to the government wanting to create a system
whereby good healthcare can be available to all regardless of wealth and to bring
all healthcare professionals under one umbrella
fur bearing mammals may die from hypothermia.

Toxity

Alters livihood

Elimination of ecological important species by distruption of reproductive hormones

Affects physiological functions

Ocean is a mighty harmonist

UN:

N is very important in the 21st century.

The United Nations (UN) is an intergovernmental organization to promote

international co-operation.

As you know that failure of League Of Nations is the one of the factor of the World
War II.And UN was established in order to prevent such types of conflict.

The United Nations role in world affairs is irreplaceable by any other international or
regional organizations. The United Nations has made enormous positive
contributions in maintaining international peace and security, promoting
cooperation among states and international development. Today, people of the world
still face the two major issues of peace and development. Only by international
cooperation can mankind meet the challenges of the global and regional issues. The
United Nations can play a pivotal and positive role in this regard.

Maintain peace and security

History t studies the past and the legacies of the past in the present

Contemporary

Profundity

Quantity

Durability

relevance
 The greenhouse effect increases the temperature of the Earth by trapping
heat in our atmosphere. This keeps the temperature of the Earth higher than
it would be if direct heating by the Sun was the only source of
warming.1 When sunlight reaches the surface of the Earth, some of it is
absorbed which warms the ground and some bounces back to space as
heat. Greenhouse gasesthat are in the atmosphere absorb and then redirect
some of this heat back towards the Earth.2

 Carbon dioxide (CO2)

 Methane (CH4)
 Nitrous oxide (N2O)
 Fluorinated gas
 Reduce, Reuse, Recycle. ...
 Use Less Heat and Air Conditioning. ...
 Replace Your Light Bulbs. ...
 Drive Less and Drive Smart. ...
 Buy Energy-Efficient Products. ...
 Use Less Hot Water. ...
 Use the "Off" Switch. .

The greatest threat to pur planet is the belief that somebody else will save it

Climate, green house effect, global warming

Periodically review the longer term plans, and modify them to reflect your
changing priorities and experience

Goals create a road map for success. Goals are the targets toward which you point
your life. Goals give you a starting point and a destination to reach.

t creates jobs
*
It reduces waste
*
It saves energy
*
It also preserves landfill space

 A hero is someone who has given his or her life to something bigger than oneself. ...
 Hard times don't create heroes. ...
 A hero is someone who understands the responsibility that comes with his freedom.
...
 A hero is an ordinary individual who finds the strength to persevere and endure in
spite of overwhelming obstacles

The traditional definition of a “hero” is someone who is admired or idealized for

courage, outstanding achievements, or noble qualitie

The difference between ordinary and extra ordinary is practice

Practice until you cant get it wrong

Proper preparation prevents poor performance.

Is discipline necessary?

Discipline is a way of life, where one tries to be on time and live in a systematic way.Discipline is
not limited to money, riches or by poverty but it is just a personal orientation towards life.It is a
habit and not an adaptation in life. So one can practice discipline for better life.Many successful
people attribute their success to discipline.For them more than knowledge, communication or skill,
discipline played a key role in their way to success.Discipline in life has many virtues like being
focused, staying healthy and also avoiding problems. As per the current life style and social trends,
discipline techniques seems to be one of the essential life skills.Discipline extends to personal life,
career,work, study, life style and even social life. So it is good to inculcate student discipline in
schools. This school discipline can help children habituate it and can be carried on for life.

Stay focussed, stay active, stay healthy, self control.

As the fastest growing major economy in the world, India possesses a USD 6 billion food sector,
of which 70 per cent is food retail.

India, one of the world’s largest producers of food but processing 10 percentage of its food

40 wasted in agriculture sector

Main reason behind this is inappropriate supply chain management and lack of basic
facility to store the foods. As per a survey by IIM Kolkata, only 10% foods get cold
storage facility in India.

When children compete against each other, the game becomes a challenge and
motivates children to do their best. It can improve skills, encourage discipline and
focus, and makechildren feel good about their achievements. Competition also
increases the desire to win.
Encourage you child always to play by the rules; Teach your child that honest effort
is as important as victory so that the result of each game is accepted without undue ...

From celluloid into politics

Many Indian film actors have made the leap or rather transited easily from cinema to
politics and Tamil Nadu is no stranger to onscreen heroes transforming into successful
politicians.

Famous Indian actor Amitabh Bachchan had a brief political stint in the 1980s
Big names include M K Karunanidhi and Jayalalithaa, who have shaped the state's
politics over the past three decades.
"The primary drive seems to arise from the pre-existence of a mass base due to the
proliferation of actor fan clubs - especially between 1967 and 1990 when actors and
script writers were immersed in Dravidian politics," cultural journalist Sadanand Menon
told DW.

India is the second populous country in the world and the leading democracy in the world.
By the end of 2015, India had the lowest income inequality among BRICS countries, even
though it is still high when compared with developed nations in the world.

‘Fortune favors the brave’ is a famous proverb. It means that people who encounter
difficulties with courage can achieve massive success in life. A person who hesitate
or afraid of venturing into new tasks can do no great deed.

A brave and courageous person gets rewarded for his or her bravery. He has the
ability to diffuse all the hurdles. Good luck follows such people and they are bound to
meet success, honor and goodwill.

Explanation: The proverb ‘Fortune favors the brave’ suggests that a man has to
take a risk now and then. People achieve success in life not because of their good
luck alone. They achieve success because they are brave enough to remove the
obstacles with courage. Things that come to us quite easily are rather lightly
esteemed. Prizes won after hard fights are worth having.

meet the challenges with utmost bravery

he agenda for inclusive growth was envisaged in the Eleventh Plan document which intended to achieve
not only faster growth but a growth process which ensures broad-based improvement in the quality of life of
the people, especially the poor, SCs/STs, other backward castes (OBCs), minorities and women and which
seeks to provide equality of opportunity to all. Bringing these excluded sections of the society into the
mainstream of the society so that they are able to reap the benefits of faster economic growth is the kind of
‘inclusion’ which is being envisioned in the concept of inclusive growth.

Inclusive growth means economic growth that creates employment opportunities and helps in reducing
poverty. It means having access to essential services in health and education by the poor. It includes
providing equality of opportunity, empowering people through education and skill development. It also
encompasses a growth process that is environment friendly growth, aims for good governance and a helps
in creation of a gender sensitive society. Special efforts to increase employment opportunities are essential
as it is a necessary condition for bringing about an improvement in the standard of living of the people.
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA), one of the largest social safety
network in India, has improved the standard of living of people and has been able to check migration to a
great extent. Apart from this, the Government has launched various flagship programmes like Sarva Siksha
Abhiyan (SSA), National Rural Health Mission (NRHM), Bharat Nirman etc. to bring about improvement in
the area of education, health and infrastructure thereby making growth more inclusive.

Impress people or to impact people

Content is fire, social media is gasoline

The journey of a thousand pounds begins with a single burger.

But nothing surpasses credit card fear

Credit card is a lot of fun until the bill comes

Training of the mind to think

The company was the only successful bidder for pan-India 4G network. Reliance
then worked on establishing base for high-speed optical fibre 4G network. It is
actually capable of much more than 4G.
Then slowly and steadily, Lyf phones made foray into the market with Jio preview
offers. Free unlimited data for 3 months and free voice calls and sms was the way
they entered the market. Lyf phones seemed a decent deal, but it was Jio sim that
caught people’s eyes.
Jio 4G Broadband is one of the game-changers. The destructive idea that RJIL has
proposed, has shook the market. With Jio 4G broadband, people may be able to
access high-speed broadband for as low as Rs. 50 per GB. With 2300 Hz spectrum
 for 4G all over India- 22 circles, and 800Hz and 1800Hz spectrum for 4G in 10 and
6 circles respectively, Jio has it all covered.
The licenses are valid till 2035. With 250,000 km of fibre network across
the country, it is supposed to be the fastest and the widest network with least data
drop. With Jionet WiFi, it can be used to transmit WiFi in homes and offices at
affordable prices.
LYF Smartphones

Jio had earlier tied up with Intex for providing handsets with 4G VolTe technology
all over the country. They manufactured several models low on cost and high on
features- ready for the next level of 4G and voice telephony. However, they soon
decided to launch their own brand of phones. They named the range as Lyf phones.
The names have been consistent with the models such as Water 1, Water 2, Flame
1, Flame 2, Wind, Earth, among others.
At present, the company offers more than 15 handsets with varying range of
features. They are mostly made in China phones repackaged as Lyf phones. They
come with a Jio preview offer, prior to September 5, the only way to get ac cess to a
Jio Sim.
Jio apps

Jio Apps- announced free till 2017, are one of the major ideas of investment of RJIL.
With subscription-based apps across various categories- all in beta phase so that
they can be tested and more content can be added easily, they have a base to get
large numbers of users through these apps alone. At present, the following apps are
available in beta phase only for Jio sim users (although anyone can download, it
requires Jio sim to use them),

 JioTV – live TV services

 JioCinema – just like Netflix, a video library.
 JioChatMessenger – like Whatsapp, a messenger service for Jio users.
 JioMusic – music player and subscription model.
 JioJoin- Volte Phone Simulator
 JioMags- Magazine reader and subscriptions
 JioXpressNews – News and daily events
 JioSecurity – Security app
 JioDrive Cloud storage app
 JioMoney Wallet – like Paytm and Airtel money.

Review

Initial testing of Jio sim has been excellent. Most of the users are reporting an
unseen internet speed and consistency. However, the quality of Lyf phones isn’t
upto the mark, but the internet services have majorly received a thumbs up. With
4G Jio sim now being available for everyone, soon more and more users will join.
Especially enticing is the offer of 90 days free unlimited data and free voice calls
and sms forever, which will garner more permanent users for Jio.
Tourism is a 140 billion industry.
7th largest tourism economy
Safety depends on cleanliness
Tiger is symbol of wilderness and well-being of the ecosystem. By conserving
and saving tigers the entire wilderness ecosystem is conserved. In nature,
barring human beings and their domesticates, rest of the ecosystem is wild.
Hence conserving wilderness is important and crucial to maintain the life
support system. So saving tiger amounts to saving the ecosystem which is
crucial for man's own survival.

Tigers play a pivotal role in the health of the ecosystem. Tigers constitute the
top carnivores in the ecosystem and is at the apex of the food chain. The
removal of a top carnivore from an ecosystem can have an impact on the
relative abundance of herbivore species within a guild. Along with other major
carnivores as leopard it acts as a control mechanism for herbivores or
consumers.
 Rule of Law. Good governance requires fair legal frameworks that are enforced by
an impartial regulatory body, for the full protection of stakeholders.
 Transparency. ...
 Responsiveness. ...
 Consensus Oriented. ...
 Equity and Inclusiveness. ...
 Effectiveness and Efficiency. ...
 Accountability. ...
 Participation.
 Eimination of counterfeit currency
It is not rocket science to understand that counterfeit currency is generally circulated
in highest denomination notes to impact most. So, by demonetizing the highest
currency notes India could almost eliminate 100% fake currency out of circulation in
one stroke.

 Abolish black money

People having black money generally keep their black money in highest
denomination currency notes. This step would abolish black money from the
economy as the owners will not be in a position to deposit the same in the banks.

This step would make black money kept in cash which generally used to create chaos
and terror or is lying with terrorists, Maoists, naxalites, scrap.

 Strengthen Indian Banking System

This will automatically lead to more amounts being deposited in Savings and Current
Account cash laying out of economy flow is now coming into circulation. This in turn
will enhance the liquidity position of the banks, which can be utilized further for
lending purposes.

 Financial inclusion for Jan Dhan account holders

Government opened Jan Dhan accounts for financial inclusion purpose, but people
were reluctant to keep money in the bank, but after this step of government, people
will start depositing their cash into banks thereby strengthening Indian banking
system, citizen are and will become beneficiaries of financial inclusion!

 Higher Tax Collection

This led to higher tax collection as business men are depositing cash lying with them
as current year income with advance tax. Defaulters of bank, property tax, electricity
bills and telecom bills are clearing their long pending bills and thus utilizing their old
currency notes.

 Deflation
Price level is expected to be lowered only marginally and temporarily due to
moderation from demand side.

Small vendors who generally deals in cash would now start using cashless modes for
transactions or digital methods.

 Price cut in Real estate

As we all know the hype in real estate prices is because of the circulation of black
money in this market. Now from this step almost all that black money would get out
of circulation from this sector. Eventually the sky touching prices of properties will
come down to the reach of a common man. Finally a common man can buy his
dream home soon. Hopefully!

 This Step will make Rupees Strong.

How? Let’s understand.
Currency exchange rate of any country depends upon reserve assets which includes a
country’s holding of foreign currency and deposits, securities, gold, IMF special
drawing rights (SDRs), reserve position in the IMF, and other readily available
claims.

Let’s take an example.

Assume India has a reserve assets as 100 kg. Gold against which government has
issued Rs. 500000 on the other hand USA with same reserve assets issues $100000.

Now it means 1 kg gold would cost Rs.5000 in India and $1000 in USA ($
purchasing power far better than Rs.) (Assuming all other factors affecting value of
currency as constant.)

Now from above equation we can draw a conclusion that Rs.5000 = 1000 dollar. It
mean 5 rupees is equal to 1 dollar.

Now this step will throw the black money out of circulation. Eventually bank will
received less money. According to RBI’s data total value of currency in form of
Rs.500 and Rs.1000notes is 16 lakh Crores. Now suppose, if out of this even 4-5 lack
crore rupees are counterfeit or unaccounted money which were in circulation.
Eventually the government will also print less money, it means value of rupees will
increase in comparison to foreign currency.

It will enhance the value of Rupee common people holding. It will result into cheaper
foreign imports, cheaper study in abroad etc.

 A Speed Breaker for Corruption

This step of government will subdue corruption up to a certain level and for a
considerable time period which in return will attract foreign investor to Indian
market. Indian market has been the first choice of investors considering it’s large size
and huge number of consumers. Till now they were reluctant to invest in India
because of prevalent corruption and red-tapism. Now we can say that India has
overcome both the barriers.

 Bank Rate Cut

Larger the money in circulation results in better the conditions of banks now banks
no longer for a considerable time from now face liquidity issues. That will result into
lower Bank rates. You will have to pay less interest on EMIs.

CONS/THROUGH THE GLASSES OF PESSIMISM

 Adverse impact on informal sector

Players of informal sector as they mainly deals in cash only are facing tough time due
to this Demonetization scheme already. Sudden removal of cash from market put
their business on a dormant phase.

It is important to understand that their income is not black as they don’t come under
income tax slab because of less income which has become even lesser now.

 Plight of Primary Producers

Lack of liquidity would result in distress to primary producers who don’t have much
money, so that they could hold their produce for long and on the other side due to
lack of currency in flow they are offered very less by the buyers in the market.

 Non-acceptance of Old currency regardless Government Orders

Many prescribed business houses and establishments are not accepting old
currency notes from common people, thus leaving them helpless. The fact that
such people have no remedy against such people/ business houses make the situation
worst.
Milk Booths, Chemists, Petrol Pumps and Safal Stores etc. are among others. These
are dealing with basic necessities of common people.

 Possibility of breaking Riots

There are many anti-state elements present in the society who are trying to
spread unrest in the society. They can exploit the situation and incite those
disheartened people to make a platform to break riots.

 Excessive burden on bank employees

This is a clear fact that there is an excessive burden on bank employees to cope
up with the situation and even after working so hard they are not able to satisfy
the need of people.

 Decrease in demand
This is a fact that black economy do support the real economy from demand side,
that is to say black money used by the consumers to buy goods or services increases
demand for those. Although you may say this is unethical or wrong but it is beneficial
from economy’s point of view.

 Violation of rule by general public

Many people are entering ATMs and using 3-4 different ATM cards and
withdrawing 4X cash than the prescribed limit for one person, thus violating the
limit prescribed by the government.

 Chances of incarnation of De facto currency

Don’t let our future grow up in smoke
n November 2017, in an event known as the Great smog of Delhi, the air
pollution spiked far beyond acceptable levels. Levels of PM2.5 and PM 10
particulate matter hit 999 micrograms per cubic meter, while the safe limits for
those pollutants are 60 and 100 respectively.
he amount of carbon dioxide released into the atmosphere as a result of the
activities of a particular individual, organization, or community.