A subsidiary of Pine Labs

Proposal for
Reloadable gift card

www.pinelabs.com | www.qwikcilver.com
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Agenda

q About Pine Labs

q Pine Perks Offerings
q Pine Perks Solution:
• Pine Perks Rupay gift card
• Commercial
• Re loadable gift card
• Commercial
 Key Milestones
2019

2018

2016-2017 Launched
Plutus Smart
2014-2015 (Android POS)
First to enable
debit card
2012-2013 Pine Labs EMIs for
Pine Labs
Introduced forays into offline
Acquires
2010-2011 myPlutus app South East transactions
Qwikcilver
for merchants, Asia, partners
Built secure, CIMB Malaysia
2009 Enabled Launched gift
cloud-based Qwikcilver
affordability Launched solutions with
payments entered
solutions for merchant loans, Lifestyle, Uber
platform Indonesian
2005-2007 Merchants for merchants loyalty & gift Enabled UPI, & Uber Eats
market
Launched first programs Bharat QR &
ever gift card Launched digital wallet
program in their first ever gift card Launched payments via Qwikcilver
Pine Labs got Pine Labs got
category with programs with Woohoo - gift POS started
EMV & Visa compliance with
Landmark book Shoppers Stop & card operations in
Certification Indian RBI TLE
2004 stores, Aditya Birla Retail marketplace for Launched gift Singapore,
mandate of 2013
PVR Cinemas consumers solutions with Malaysia &
Launched Point-
& Qwikcilver got Future Group Philippines
of-sale
Flipkart PPI license from Qwikcilver
1998 Launched payments and
RBI entered Dubai
automated multi-acquiring
market First .
solutions for payments
Partnered with Qwikcilver Gift
Pine Labs retail solutions and
Amazon to Card Conclave
registered as petroleum built Plutus
power their gift in Bengaluru
a legal entity sector platform
card program

www.pinelabs.com | www.qwikcilver.com
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 Our network - At a glance

1,00,000+ 3,50,000+ 17 $23B 200+

Merchant relationships Merchant network Acquirers and issuers Annualized Merchant currencies
in 3700+ cities points on our network transactions managed via DCC &
gift solutions

3 Continents & 1500+ $1.08B 250+ 60+

30 countries Corporate clients in
600+ cities
Consumer credit
facilitated in-store
Leading brand
partners
Resellers and gift card market
places managed

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 Our offerings

Payments

Analytics Capital

Pine Labs

Gifting Loyalty

Affordability Other value

offerings

www.pinelabs.com | www.qwikcilver.com
5
Reloadable Bank Card

Pine labs suggest Qwikcilver reloadable prepaid Card

– the best alternative to carrying cash, in association
with Mastercard

Benefits:
1. Cashless, Secure & Convenient
2. No need for a bank account
3. Supported by Mastercard network – enables
payments for online and offline transaction
4. Withdraw Cash at ATMs across the country
5. Swipe anytime, anywhere
Reloadable gift card limit
Charges on reloadable card
Commercials for reloadable gift card

ü Card issuance fees One time: INR 199

ü Annual maintenance: INR 199
ü Service fees: 2% of amount loaded
ü Payment Terms: 100% Advance
ü Validity of the card: as printed on the card.
ü Replacement cost: INR 199 + Taxes
ü Beneficiary details, complete detail to be made available during
loading/activation of card.
 Thank You

www.pinelabs.com | www.qwikcilver.com
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