Women are important partners in

the development process from local to

global levels. Women empowerment implies
the ability in women to take decisions with
regarded to their life and work and giving
like personal, social economical political
and so on.
 Self Help Group is playing a very
important role in the process of financial inclusion
and women empowerment. It is a small group formed
by 10 to 20 members of the some locality in the
together to role their problems and social issues and
they eradicate poverty is through mobilizing their
financial sources of the individual saving, the urban
areas peoples knows about the problems and the
schemes of the government but in rural areas people
having excess awareness of the SHGs, Besides the
comparison have limited access to all kinds of
support transportation, training available but have
more hidden talent which have to be brought into
light and providing marketing knowledge and
financial dealing activates shall provided by the
government
 To know an overview of Self Help Group of
women
 To study the demographic details of Self
Help Group of women
 To analyze the reasons for joining in SHGs
 To mobilize the resources of the individual
members for there collective economic
development.
 To find out the problems faced by the
members in self help group of
 Women
 study is restricted to the koppal rural city.
The sample is selected in the study areas. Since the
study is for generally the problems faced by the
members of self-help group only aspects related to
members were collected

Limitations:

1. This study is limited only to koppal city.

2. The findings of the study are based on these results have
to continuously viewed.
3. Many members are not ready to give activity information.
4. Time is one of the constricts to meet more respondents
H0: There is no significant relationship
between the age and personal
Problems of respondents

H1: There is significant relationship between

the income level and socialProblems of
the respondents
Source of Data :-
The source of data is two types are there
first is primary data and second one is secondary
data our research study is purely based on the
primary data.
For the purpose of study, the data primary
data were collected through the questionnaires.

Overview of SHGs:
Contents:
Self help group are small groups of poor people.
The members of an SHGs face similar problems. They help
each other to solve their problems, SHGs promotes small
saving among their members. The savings are kept with the
bank. This is the common fund in the name of the SHGs.
The SHGs gives small loans to its members from its common
fund.
 The ideas size of an SHGs is 10 to 20
members. The group normally consists of
either only men or of only women mixed
groups are generally not preferred women’s
groups are generally found to perform better.
The group should meet regularly
ideally the meeting should be weekly or at last
monthly
The group simple and clear books for all
truncations to be maintained.
All the registers and account books should
be written during the course of the meeting.
 All members regularly save a small amount.
The amount may be small but saving have to be a
regular and continues habit with all the members
the savings amount should using for the giving
loans to members the purpose amount rate of
interest schedule of repayment e.t.c, are to be
decided by the group itself.
In every meeting, the SHGs should be
encouraged to discuses and try to find solution to
the problems faced by the members of the group.
The SHGs takes loans from the book and
gives it loan to SHGs members.
Tables and Graphs 1: Demographical details:
No Of respondents Percentage
Age level
Below 20 years 0 00
20-30 years 16 32
30-40 years 19 38
Above 40 years 15 30
Total 50 100%

60

50

40

30
No Of respondents
20
Percentage
10

Below 20-30 30-40 Above Total

Age 20 years years 40
level years years
 No Of respondents Percentage
Education statues
Literate 21 42
Illiterate 23 58
Total 50 100%

No Of respondents Percentage
Marital statues
Married 27 54
Unmarried 12 24
Widow 9 18
Divorced 2 04
Total 50 100%

70
Marital 60
statues 50
40
Married
30 No Of
20 respondents
Unmarried
10
Percentage
0
Widow
 No Of respondents Percentage
Income Level
Up to 5000 11 22
5000 to 10000 19 38
10000 to 15000 13 26
15000 and above 07 14
Total 50 100%
60
50
40
30
20 No Of respondents

10 Percentage

Income Up to 5000 to 10000 15000 Total

Level 5000 10000 to and
15000 above

Interpretation :
In this above demographical tables and graphs shows the Age
levels of the self help group people, education status, marital status and income
level as demographical details of the respondents.
Table and Graphs 2 : Reasons for joining Self Help Group
S.no Reasons No. of respondents Percentage
1 Promote saving 11 22
2 Easy access of loan 05 10
3 Raise status in society 10 20
4 To increase income generate 08 16
5 Meet household expenditure 13 26
6 To improve their knowledge 03 06
Total 50 100%

60
50
40
30
20
10
0

To improve their

Total
Promote saving

To increase income
Raise stustas in

Meet household
Eassy access of loan

expendicture
No. of respondents

knowledege
society

generate
Percentage

1 2 3 4 5 6
Interpretation:
In the above tables and graphs -2 showing the reasons for joining
SHGs. It shows the respondents joining reasons for the SHGs. Majority of the
respondents are joining SHGs for the reasons are to meet their household
expenditure. Because the majority ofrespondents are poor and they Fight with
earnings.

Table and Graphs 3 : Impact of SHGs

Impact No of respondents percentage

Employment development 12 24
Economic development 06 12
Standard Of Living 11 22
Increase self confidence 08 16
Upgrading skills and knowledge 13 26
Total 50 100%
 60

50

40

30

20

10
No of respondents
0 percentage

Interpretation:
The above table and graphs shows the impact of SHGs on the no of
respondents. Here the employment development consist self employment, from
wage employment to self employment and majority of respondents are upgrading
communication skill and knowledge are to be upgrade skills and operations
knowledge is to the impact on the SHGs and as so on
 The people (respondents) are hustled.
 The no of respondents are not have formal
education
 Majority of respondents are ignored by all the
society.
 All the respondents(majority) are have full
family responsibility
 There are more not hardly encouragement in
women in the SHGs
 In this SHGs they find out that the SHGs
members are to be rise there in
 Society
 More training should be given to the members, so
that they can run their own business efficiently.
 Members should be effectively utilizing the training
programs.
 Most of the members in the group were above 30
years, awareness should be created among the
younger generation to participate in this group.
 Encourage the women in SHGs by living their society.
 Awareness programs should be conducted among the
poor income group to participate in the SHG for
improving their standard of living.
 The study was undertaken for the women
empowerment through SHGs in Koppal rural areas. It is found
that the income of the women has been increased after joining
the SHGs. Self Help Groups are facing numerous problems.
These problems included that social, personal and financial are
to , such can problem will be surjection are to be taken into
the SHGs members in koppal district rural areas and to be
study there. The study results proved that the intervention of
finance through SHGs Linkage Program has positive impact on
women empowerment, in terms of increase in social awareness
and participation, savings habits, income level. Though the
SHGs generate positive impact on the rural economy through
empowering women. In the field of women empower they were
create a employment developing process its can be empower
the women in standard of living her areas.