Vulnerability

Credit Default
Shareholder Activism
Adverse Changes in Industry Regulations
Interest Rate Fluctuations
Fuel Price
Currency & Foreign Exchange Rate Fluctuations
Liquidity/Cash
Asset Valuation
Financial Market Instability
Economic Recession
Accounting / Tax Law changes
Uncompetitive Cost Structure
Revenue Management
Currency Inconvertibility
Adverse Changes in Environmental Regulations
Debt and Credit Rating
Health Care and Pension Costs
 BCM
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 RIM
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 Vulnerability
New or Foreign Competitors
Policy Boycott and Condemnations
Offensive Advertising
Negative Media Coverage
Timing of Business Decisions and Moves
Foreign Market Protectionism
Corporate Culture
Market Share Battles
Loss of Intellectual property
Pricing and Incentives War
Attacks on Brand Loyalty
Customer Relations
Product Market Alignment " Gotta Have Products"
Supplier Relations
Dealer Relations
Program Launch
Merger and Industry Consolidation
Inadequate Management Oversight
Customer Demand Seasonality and Variability
Ethics Violation
Ineffective Planning
Technology Decisions
Joint Venture / Alliance Relations
Budget Overruns or Unplanned Expenses
Perceived Quality
Union Relations / Labor Disagreements and Contract Frustrations
Product Development process
Product Design and Engineering
 BCM
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 RIM
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Yes
 Vulnerability
HR Risks – Key Skill Shortage, Personnel Turnovers
Harassment & Discrimination
Loss of Key Equipment
Vandalism
Warranty/Product Recall Campaigns
Uilities Failures Communications, Electricity, Water, Power, etc.
Tier 1, 2, 3, …n Supplier Problems: Financial Trouble, Quality “Spills”,
Failure to Deliver Materials, etc.
Supplier Bus. Interruption
Loss of Key Supplier
Operator Errors/ Accidental Damage
Workplace Violence
Service Providers Failures
Government Enquiries
Computer Virus / Denial of Service
Logistics Route or Mode Disruptions
Health & Safety Violations
IT System Failures (Hardware, Software, LAN, WAN)
Logistics Provider Failures
Accounting or Internal Controls Failures
Loss of Key Personnel
Dealer Distribution Network Failures
Info. Mgmt. Problems
Extortion
Restriction of Access / Egress
Kidnapping
Arson
Embezzlement
Theft
 Potential Business Risks
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 Potential Strategies
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 Vulnerability
Asbestos Exposure
Mold Exposure
Cargo Losses
Geopolitical Risks
Severe Hot/
Cold Weather
Disease/Epidemic
Animal / Insect Infestation
Blizzard / Ice Storms
Hail Damage
Lightning
Strikes
Earthquake
Flooding
Wildfire
Hurricane/ Typhoon
Heavy Rain / Thunderstorm
3rd Party Liability
General Liability
Product Liability
Directors & Officers Liability
Workers Compensasation
Volcano Eruption
Wind Damage
Tsunami
Building Subsidence & Sinkholes
Land, Water, Atmospheric Pollution
Wind Damage
Deductible Limits
Building Collapse
Boiler or Machinery Explosion
Bldg. or Equip. Fire
Loss of Key Facility
 BCM
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 RIM
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